<PAGE> 1
[WFS FINANCIAL LOGO]
WFS FINANCIAL 2000-B OWNER TRUST
Distribution Date Statement
for Master Service Report Date of July 31, 2000
for Distribution Date of August 21, 2000
Revised as of November 30, 2000
<TABLE>
<CAPTION>
COLLECTIONS DOLLARS
<S> <C> <C> <C>
Payments received 108,444,717.66
Plus:
Servicer Advances 977,616.51
Reimbursement of holds 375,683.66
--------------
1,353,300.17
Less:
Reimbursement Advances
Funds deposited in Holds Account (303,834.63)
(856,335.71)
--------------
(1,160,170.34)
--------------
Total Funds Available for Distribution 108,637,847.49
==============
DISTRIBUTIONS
Servicing Fee 3,035,602.00
Trustee and Other Fees 352,000.00
Other Miscellaneous Payments 320,062.50
--------------
Total Fee Distribution 3,707,664.50
Note Interest Distribution Amount - Class A-1 2,864,578.89
Note Interest Distribution Amount - Class A-2 4,550,000.00
Note Interest Distribution Amount - Class A-3 5,580,000.00
Note Interest Distribution Amount - Class A-4 2,892,088.89
--------------
Total Class A Interest Distribution 15,886,667.78
Note Principal Distribution Amount - Class A-1 81,070,157.15
Note Principal Distribution Amount - Class A-2 0.00
Note Principal Distribution Amount - Class A-3 0.00
Note Principal Distribution Amount - Class A-4 0.00
--------------
Total Class A Principal Distribution 81,070,157.15
--------------
Total Class A Principal and Interest Distribution 96,956,824.93
Spread Account Deposit 7,973,358.06
--------------
Total Distributions 108,637,847.49
==============
</TABLE>
<PAGE> 2
WFS FINANCIAL 2000-B OWNER TRUST
Distribution Date Statement
for Master Service Report Date of July 31, 2000
for Distribution Date of August 21, 2000
Revised as of November 30, 2000
<TABLE>
<CAPTION>
PORTFOLIO DATA:
# of loans
<S> <C> <C> <C>
Beginning Security Balance 72,213 1,000,000,000.00
Less: Scheduled Principal Balance 0 (39,120,958.80)
Full Prepayments (3,117) (38,072,611.24)
Partial Prepayments 0 0.00
Liquidations (304) (3,876,587.11)
---------------
(81,070,157.15)
---------------
Ending Security Balance 68,792 918,929,842.85
===============
OTHER RELATED INFORMATION:
Spread Account:
Beginning Balance 30,000,000.00
Deposits 7,973,358.06
Reductions 0.00
---------------
Ending Balance 37,973,358.06
Beginning Initial Deposit Repayment 30,000,000.00
Repayments 0.00
---------------
Ending Initial Deposit Repayment 30,000,000.00
Note Interest Distributable Amount - Class B-1 992,322.22
Less: Note Interest Distribution Amount - Class B-1 0.00
---------------
Note Interest Carryover - Class B-1 992,322.22
Note Principal Distributable Amount - Class B-1 0.00
Less: Note Principal Distribution Amount - Class B-1 0.00
---------------
Note Principal Carryover - Class B-1 0.00
Modified Accounts:
Principal Balance 0.00% 0.00
Scheduled Balance 0.00% 0.00
Servicer Advances:
Beginning Unreimbursed Advances: 0.00
New Advances 977,616.51
Advances Reimbursed (303,834.63)
---------------
Ending Unreimbursed Advances: 673,781.88
Holding Account:
Beginning Balance 0.00
Funds Deposited 856,335.71
Withdrawal to Collection Account (375,683.66)
---------------
Ending Balance 480,652.05
Net Charge-Off Data: # of loans
Charge-Offs 216 1,104,875.03
Recoveries (89) (198,017.73)
---------------
Net Charge-Offs 127 906,857.30
Delinquencies (P&I): # of loans
30-59 Days 1,014 12,306,091.38
60-89 Days 251 2,879,148.21
90-119 Days 70 799,779.98
120 days and over 2 33,464.24
Repossessions 44 333,000.83
Contracts Repurchased (pursuant to Sect. 3.02, 4.07,
or 9.01 of the Sale and Servicing Agreement) 0 0.00
Charge-Off Percentage 1.78%
Delinquency Percentage 0.32%
WAC 14.8250%
WAM 56.664
</TABLE>
<PAGE> 3
WFS FINANCIAL 2000-B OWNER TRUST
Distribution Date Statement
for Master Service Report Date of July 31, 2000
for Distribution Date of August 21, 2000
Revised as of November 30, 2000
<TABLE>
<CAPTION>
BEGINNING NOTE QUARTERLY
ORIGINAL OUTSTANDING PRINCIPAL PRIOR
PRINCIPAL PRINCIPAL DISTRIBUTABLE PRINCIPAL
CLASSES BALANCE BALANCE AMOUNT CARRYOVER
------- ------- -------------- -------------- ---------
<S> <C> <C> <C> <C>
A-1 182,000,000.00 182,000,000.00 81,070,157.15 0.00
A-2 273,000,000.00 273,000,000.00 0.00 0.00
A-3 324,000,000.00 324,000,000.00 0.00 0.00
A-4 166,000,000.00 166,000,000.00 0.00 0.00
B-1 55,000,000.00 55,000,000.00 0.00 0.00
---------------- ---------------- ------------- ----
TOTAL 1,000,000,000.00 1,000,000,000.00 81,070,157.15 0.00
================ ================ ============= ====
</TABLE>
<TABLE>
<CAPTION>
TOTAL REMAINING TOTAL
PRINCIPAL PRINCIPAL CURRENT OUTSTANDING PRINCIPAL
DISTRIBUTABLE DISTRIBUTION PRINCIPAL PRINCIPAL AND INTEREST
CLASSES AMOUNT AMOUNT CARRYOVER BALANCE DISTRIBUTION
------- ------------- -------------- --------- -------------- ------------
<S> <C> <C> <C> <C> <C>
A-1 81,070,157.15 81,070,157.15 0.00 100,929,842.85 83,934,736.04
A-2 0.00 0.00 0.00 273,000,000.00 4,550,000.00
A-3 0.00 0.00 0.00 324,000,000.00 5,580,000.00
A-4 0.00 0.00 0.00 166,000,000.00 2,892,088.89
B-1 0.00 0.00 0.00 55,000,000.00 0.00
------------- ------------- ---- -------------- -------------
TOTAL 81,070,157.15 81,070,157.15 0.00 918,929,842.85 96,956,824.93
============= ============= ==== ============== =============
</TABLE>
<TABLE>
<CAPTION>
NOTE QUARTERLY TOTAL
INTEREST PRIOR INTEREST INTEREST CURRENT DEFICIENCY POLICY
NOTE INTEREST DISTRIBUTABLE INTEREST DISTRIBUTABLE DISTRIBUTION INTEREST CLAIM CLAIM
CLASSES RATE AMOUNT CARRYOVER AMOUNT AMOUNT CARRYOVER AMOUNT AMOUNT
------- ---- ------------ --------- ------------- ------------ --------- ---------- -------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
A-1 6.910% 2,864,578.89 0.00 2,864,578.89 2,864,578.89 0.00 0.00 0.00
A-2 7.500% 4,550,000.00 0.00 4,550,000.00 4,550,000.00 0.00 0.00 0.00
A-3 7.750% 5,580,000.00 0.00 5,580,000.00 5,580,000.00 0.00 0.00 0.00
A-4 7.840% 2,892,088.89 0.00 2,892,088.89 2,892,088.89 0.00 0.00 0.00
B-1 8.119% 992,322.22 0.00 992,322.22 0.00 992,322.22 0.00 0.00
------------ ---- ------------ ------------ ---------- ---- ----
0.00 0.00
==== ====
Note Percentage 100.000000%
TOTAL 16,878,990.00 0.00 16,878,990.00 15,886,667.78 992,322.22
============= ==== ============= ============= ==========
</TABLE>
<PAGE> 4
WFS FINANCIAL 2000-B OWNER TRUST
Delinquent Contracts Two or More P&I Payments
at End of Collateral Period
Under Section 4.09 (b) (v) of Service Agreement
for Master Service Report Date of July 31, 2000
<TABLE>
<CAPTION>
ACCOUNT MONTHLY SCHEDULED MATURITY
NUMBERS P&I BALANCE DATE
------- --- ------- ----
<S> <C> <C> <C>
1510004401 287.21 569.70 09/12/2000
1790004125 232.26 462.01 09/10/2000
3110002276 314.46 7,471.91 10/20/2002
5780010868 291.52 10,288.39 06/10/2004
5780011016 381.89 12,226.89 12/02/2003
5780013163 352.27 7,842.35 08/20/2002
5780013373 265.95 4,757.74 01/25/2002
5780013405 290.51 9,631.60 01/20/2004
5780013498 276.49 9,408.26 01/28/2004
5780013728 439.84 15,754.94 08/13/2004
5780013933 319.24 9,425.08 08/02/2003
5780015999 276.58 8,761.70 03/31/2004
5780016483 264.56 7,700.53 09/29/2003
5780020295 252.76 508.14 12/31/2004
5780021899 354.09 14,306.26 03/28/2005
5780021922 266.66 6,815.77 09/15/2003
5780022399 293.97 9,493.36 03/29/2004
5836003231 187.70 5,587.46 07/27/2003
5836003571 401.18 16,756.93 09/01/2005
5836007550 328.90 15,644.17 02/16/2006
5836007867 398.91 15,884.86 03/06/2005
5836008098 326.01 16,942.52 03/13/2006
5880002335 549.52 22,217.89 03/27/2005
5880002381 554.01 24,805.79 10/23/2005
5880002633 339.55 13,004.25 11/14/2004
5880002841 567.67 20,890.93 11/24/2004
5880002867 419.92 15,100.11 12/02/2004
5880003781 285.82 15,457.68 02/28/2006
5880004384 404.84 502.00 03/19/2007
5940002122 179.48 5,188.79 05/04/2003
5940003745 304.22 14,785.07 06/05/2005
5940004214 270.89 4,648.69 01/10/2002
5940004648 271.85 10,107.61 08/11/2004
5940005459 587.31 24,633.06 10/15/2005
5940005567 397.57 14,200.89 10/18/2004
5940005617 165.56 4,345.66 11/14/2002
5940006297 244.40 7,590.25 12/08/2003
5940006894 411.82 16,862.79 02/20/2005
5940007192 570.14 23,818.95 03/20/2005
5940007889 417.88 16,000.01 04/13/2005
7655012612 430.07 17,568.80 05/29/2004
7655012722 326.70 11,925.98 07/01/2004
7655014588 369.32 12,400.45 08/15/2004
7655014702 369.22 13,551.47 09/21/2004
7655015002 426.94 18,374.14 02/28/2005
7655015263 385.45 16,319.85 08/23/2005
7655016663 336.27 12,234.21 10/05/2004
7690001362 248.32 5,931.45 12/03/2002
7690002331 271.02 10,192.33 09/26/2004
7690002744 458.86 20,777.09 11/13/2005
7690002888 437.57 17,706.21 06/30/2005
7690003454 309.72 11,450.88 02/27/2005
7690003464 534.99 24,215.42 08/29/2005
7690003638 608.62 30,210.70 03/25/2006
7690003956 362.36 15,385.01 04/04/2006
7710003877 428.56 15,336.75 07/08/2004
7710005657 324.91 12,262.28 11/20/2004
7710005790 433.23 15,753.91 11/19/2004
7710006047 350.42 12,909.24 11/17/2004
</TABLE>
<PAGE> 5
WFS FINANCIAL 2000-B OWNER TRUST
Delinquent Contracts Two or More P&I Payments
at End of Collateral Period
Under Section 4.09 (b) (v) of Service Agreement
for Master Service Report Date of July 31, 2000
<TABLE>
<CAPTION>
ACCOUNT MONTHLY SCHEDULED MATURITY
NUMBERS P&I BALANCE DATE
------- --- ------- ----
<S> <C> <C> <C>
7710007241 309.00 12,337.30 03/11/2005
7750001899 436.95 17,300.76 02/06/2005
7760000983 273.57 9,810.62 11/26/2003
7760004339 565.14 23,285.60 06/27/2005
7760004846 455.97 17,669.52 01/07/2005
7770002534 325.35 12,291.39 10/23/2004
7770003788 389.47 12,327.07 03/09/2005
7770003947 194.47 5,442.58 04/02/2003
7770004024 414.95 16,063.00 10/15/2005
7790002864 335.35 9,685.20 07/18/2003
7790003600 210.82 6,148.71 08/23/2003
7790005412 384.64 4,056.20 01/25/2005
7790006201 452.30 19,016.50 03/24/2005
7790006410 298.08 9,628.00 04/01/2004
7790006458 331.56 13,040.34 04/01/2005
7830002652 318.65 12,545.56 06/03/2004
7830003546 452.45 16,799.40 09/23/2004
7850003720 230.12 8,261.88 07/24/2004
7850003798 369.22 15,312.62 07/15/2005
7850004007 127.86 4,483.75 02/04/2004
7850004021 387.46 13,583.02 02/05/2004
7850006529 438.23 17,402.54 03/11/2006
7850006702 399.70 159.87 09/20/2005
7850007134 297.74 10,414.72 04/06/2005
7890002289 280.56 10,861.11 03/07/2005
7900002800 226.24 7,859.83 02/16/2004
7900002930 521.00 29,358.19 07/29/2006
7900003692 297.94 9,687.09 10/11/2003
7900003763 267.51 10,846.84 04/28/2005
7900004584 476.07 19,263.35 07/12/2005
7900004984 312.39 12,018.90 02/08/2005
7900005770 315.75 12,344.80 03/30/2005
7900005943 489.08 20,762.62 04/08/2006
7900005952 365.72 13,758.00 03/15/2005
7900006005 265.89 9,344.51 02/17/2005
7900006134 434.61 13,912.88 09/18/2004
7900006369 266.39 9,910.75 04/12/2005
7920002991 422.13 18,628.97 06/09/2005
7920003805 373.46 12,578.89 08/25/2004
7920004644 408.96 15,580.23 11/04/2004
7920005033 366.67 15,426.40 12/31/2004
7920005900 477.14 16,529.77 02/28/2005
7920006022 385.85 18,252.65 03/13/2006
7920006430 525.41 309.39 04/07/2004
7920006608 445.26 14,951.24 03/30/2004
7969000939 470.87 21,467.04 07/12/2005
7969001062 325.53 11,368.26 07/06/2004
7970002487 447.53 17,860.50 07/21/2004
7970002611 342.37 11,816.98 08/21/2004
7970002761 394.13 14,524.56 08/28/2004
7970003156 558.96 18,704.32 04/09/2004
7970003490 463.42 18,619.46 11/09/2005
7970004155 361.54 13,450.68 03/04/2005
7970004183 308.43 12,687.50 03/22/2005
7980001743 345.95 14,925.57 03/03/2005
8150092957 256.85 7,011.51 06/07/2003
8150096214 237.26 4,633.03 06/27/2002
8150107318 352.50 10,396.42 08/05/2003
</TABLE>
<PAGE> 6
WFS FINANCIAL 2000-B OWNER TRUST
Delinquent Contracts Two or More P&I Payments
at End of Collateral Period
Under Section 4.09 (b) (v) of Service Agreement
for Master Service Report Date of July 31, 2000
<TABLE>
<CAPTION>
ACCOUNT MONTHLY SCHEDULED MATURITY
NUMBERS P&I BALANCE DATE
------- --- ------- ----
<S> <C> <C> <C>
8150130351 162.27 5,736.28 11/29/2004
8150137208 192.67 6,510.61 07/24/2004
8150150607 262.19 7,013.47 03/23/2003
8200157479 333.66 11,138.90 06/24/2004
8200171884 336.08 10,491.83 10/22/2003
8200204586 343.24 10,810.93 12/10/2003
8270114488 356.72 13,108.19 06/21/2004
8270129361 244.41 4,870.31 07/18/2002
8270136945 266.71 7,727.91 09/19/2003
8270160085 289.00 7,425.08 12/09/2002
8270167882 340.00 10,173.12 11/05/2003
8270174508 297.54 8,756.86 11/26/2003
8270179549 499.99 19,415.21 06/29/2005
8270191726 332.58 11,259.45 07/15/2004
8270191890 227.86 6,191.06 07/14/2003
8270210666 399.25 12,533.36 03/11/2004
8270215814 324.06 7,785.63 03/21/2003
8270222836 418.89 13,755.04 03/08/2004
8270233072 366.84 9,054.01 03/13/2003
8270235499 467.92 72.38 04/30/2006
8320103192 276.96 11,091.90 06/18/2004
8320108399 362.00 13,166.82 06/27/2004
8320112441 509.89 17,320.26 06/12/2004
8320113654 406.60 13,389.66 06/26/2004
8320116491 274.16 7,642.70 07/26/2003
8320120832 249.67 6,980.65 07/20/2003
8320122804 334.07 9,172.98 07/26/2003
8320155051 410.30 15,210.56 11/11/2004
8320180703 389.09 16,024.18 02/12/2006
8320181701 280.09 10,184.38 02/21/2005
8320183459 393.88 16,480.55 02/27/2005
8360055509 336.02 68.24 06/19/2003
8360078956 264.99 10,241.38 02/20/2005
8390181461 246.94 4,189.68 02/25/2002
8390193391 311.54 10,651.63 07/15/2004
8390199745 331.55 11,378.90 07/14/2004
8390200410 254.62 5,148.78 07/20/2002
8390200444 385.06 13,634.91 06/28/2004
8390214213 276.70 7,906.19 09/15/2003
8390221408 355.99 12,786.55 08/21/2004
8390223529 391.74 15,596.52 09/29/2004
8390246942 321.00 12,059.19 11/23/2004
8390247163 349.99 16,127.03 04/22/2005
8390247866 283.15 11,078.89 10/25/2004
8390248104 420.50 16,844.67 10/22/2004
8390256586 246.53 8,146.81 12/02/2003
8390301945 389.73 15,141.87 02/20/2005
8390312744 399.97 14,877.09 02/28/2005
8390313981 314.18 11,696.25 02/26/2005
8390316836 317.60 9,937.57 02/14/2004
8390329474 198.84 7,423.15 03/29/2005
8440060129 297.45 8,127.62 06/08/2003
8450038026 354.78 11,954.53 02/25/2004
8470094839 205.09 7,731.83 08/15/2004
8470097394 249.87 9,367.51 07/15/2004
8470101592 358.12 10,685.08 08/28/2003
8470107672 385.70 14,375.43 09/19/2004
8470139022 366.33 14,979.70 03/07/2005
</TABLE>
<PAGE> 7
WFS FINANCIAL 2000-B OWNER TRUST
Delinquent Contracts Two or More P&I Payments
at End of Collateral Period
Under Section 4.09 (b) (v) of Service Agreement
for Master Service Report Date of July 31, 2000
<TABLE>
<CAPTION>
ACCOUNT MONTHLY SCHEDULED MATURITY
NUMBERS P&I BALANCE DATE
------- --- ------- ----
<S> <C> <C> <C>
8470141622 301.88 12,328.65 03/24/2005
8470141788 447.89 16,674.28 02/22/2005
8470143271 318.91 11,843.11 02/28/2005
8470143529 422.38 16,015.67 02/27/2005
8470144501 449.98 17,863.91 02/24/2005
8470147090 196.76 6,362.63 03/24/2004
8470148569 228.72 8,756.70 03/24/2005
8470151407 433.25 20,931.75 04/02/2006
8510067041 153.33 5,540.09 01/04/2005
8510070052 211.62 6,526.29 02/14/2004
8510074104 255.21 9,916.31 03/18/2004
8520060434 182.50 7,052.19 07/11/2004
8520062752 336.00 12,783.25 06/20/2004
8520070797 510.91 17,729.26 09/03/2004
8520077628 298.84 11,350.07 10/30/2004
8520093286 290.30 10,131.11 08/25/2004
8520094367 235.78 3,783.38 02/19/2002
8520095042 417.88 16,450.17 02/20/2005
8520097279 339.02 10,918.12 03/08/2004
8550178772 454.71 17,305.98 08/20/2004
8550195800 340.38 7,186.75 05/19/2002
8550198176 465.59 19,718.43 10/30/2005
8550218057 428.78 21,024.53 12/29/2005
8550225169 266.55 11,190.47 06/30/2005
8550228379 663.04 26,530.29 01/26/2005
8550231878 519.18 20,450.73 02/15/2005
8550252809 651.03 6,266.97 03/16/2006
8550255299 181.97 3,838.28 09/18/2002
8590079087 334.11 7,549.36 07/25/2002
8590079863 353.44 10,006.39 06/07/2003
8590089136 347.50 11,975.59 08/01/2004
8590099895 389.32 13,248.86 12/09/2003
8590108415 238.99 8,659.89 12/29/2004
8590111682 337.27 10,929.37 01/09/2004
8590125484 408.72 15,056.00 03/07/2005
8590127936 390.41 15,260.00 04/18/2005
8600026997 239.30 907.05 07/01/2002
8630068395 212.74 6,021.95 11/23/2003
8630073569 167.80 5,005.75 06/05/2003
8630075234 455.36 19,633.90 06/28/2005
8630079327 359.03 11,008.87 08/27/2003
8630080648 194.50 3,975.82 06/30/2002
8630082479 192.05 7,268.49 07/23/2004
8630085472 299.76 11,939.94 09/28/2004
8630085985 353.10 9,817.72 09/22/2003
8630102806 409.66 21,170.93 01/22/2006
8630103721 255.92 12,169.34 11/02/2005
8630104042 399.95 10,991.38 05/21/2003
8630106138 204.03 6,264.83 11/13/2003
8630125021 332.12 13,809.44 02/28/2005
8630126714 271.26 8,736.72 09/15/2003
8630127944 309.04 13,220.00 03/26/2005
8630129692 298.88 11,445.00 04/04/2005
8630129775 226.15 6,995.00 04/02/2004
8630131342 308.42 5,512.34 03/25/2002
8630132712 235.74 8,835.00 04/18/2005
8630136895 402.89 14,779.12 04/12/2005
8670038786 424.44 14,514.12 09/07/2004
</TABLE>
<PAGE> 8
WFS FINANCIAL 2000-B OWNER TRUST
Delinquent Contracts Two or More P&I Payments
at End of Collateral Period
Under Section 4.09 (b) (v) of Service Agreement
for Master Service Report Date of July 31, 2000
<TABLE>
<CAPTION>
ACCOUNT MONTHLY SCHEDULED MATURITY
NUMBERS P&I BALANCE DATE
------- --- ------- ----
<S> <C> <C> <C>
8670039131 243.73 9,152.66 04/01/2004
8670042192 279.96 8,954.06 08/14/2004
8680032565 203.74 5,819.33 11/13/2003
8680041772 126.67 3,219.18 01/03/2003
8680048736 187.13 5,650.73 03/22/2004
8680048827 271.89 10,110.88 03/22/2005
8680052407 227.92 7,570.00 04/30/2004
8700136937 291.07 9,080.33 01/22/2004
8700143883 285.62 6,035.32 07/03/2002
8700151316 129.67 1,086.28 01/16/2001
8700157784 299.55 9,062.54 08/20/2003
8700158006 388.78 19,322.46 08/25/2005
8700163337 282.72 7,688.91 08/17/2003
8700182154 477.55 18,667.94 05/08/2005
8700214163 239.84 2,151.74 02/20/2001
8700222075 205.98 6,595.05 03/14/2004
8700227348 257.83 6,441.25 04/15/2003
8700232157 297.25 10,892.25 04/23/2005
8700232330 309.17 5,527.42 04/17/2002
8740031880 330.05 11,367.17 07/13/2004
8740039297 369.37 13,310.15 10/08/2004
8760085936 301.65 11,112.28 11/11/2004
8760096214 399.67 14,382.84 06/13/2004
8760096396 423.91 16,640.88 06/17/2005
8760097386 463.66 18,513.31 07/20/2004
8760099697 357.51 10,756.15 07/10/2003
8760110528 402.56 13,882.61 08/21/2004
8760128959 425.93 14,663.49 05/18/2004
8760130609 397.10 20,390.15 11/26/2005
8760133215 443.05 17,013.68 05/26/2005
8760141978 583.32 21,375.08 01/15/2005
8760142539 332.41 12,180.86 02/01/2005
8760145375 225.86 8,242.65 12/29/2004
8760157693 263.17 11,189.75 08/24/2005
8810128561 332.85 7,315.34 08/29/2002
8810128884 500.89 13,781.78 06/13/2003
8810138065 316.39 7,049.60 07/09/2002
8810149914 292.46 8,481.67 09/30/2003
8810167338 266.72 9,493.24 10/08/2004
8810170076 559.99 28,772.22 10/08/2005
8810171306 280.15 6,592.06 10/29/2002
8810185520 298.62 10,340.15 12/10/2004
8810185660 342.88 12,331.49 12/12/2004
8810188797 253.14 6,897.01 07/07/2003
8810191338 291.69 9,049.00 01/17/2004
8810192872 343.35 11,170.31 07/19/2004
8810196030 354.99 13,705.02 02/04/2005
8810200634 421.58 15,942.25 01/19/2005
8810212464 247.57 8,348.06 02/26/2005
8810216325 236.99 2,902.11 03/12/2003
8810217018 250.00 3,619.15 09/25/2001
8810217208 291.16 11,863.84 03/12/2005
8810220350 389.27 13,966.57 04/02/2005
8810227199 299.34 10,114.73 04/19/2004
8810228296 402.63 18,950.20 04/08/2005
8850037432 313.51 9,658.81 08/23/2004
8850038513 270.88 10,803.47 08/25/2004
8850040709 322.44 10,928.77 05/16/2004
</TABLE>
<PAGE> 9
WFS FINANCIAL 2000-B OWNER TRUST
Delinquent Contracts Two or More P&I Payments
at End of Collateral Period
Under Section 4.09 (b) (v) of Service Agreement
for Master Service Report Date of July 31, 2000
<TABLE>
<CAPTION>
ACCOUNT MONTHLY SCHEDULED MATURITY
NUMBERS P&I BALANCE DATE
------- --- ------- ----
<S> <C> <C> <C>
8850043463 446.78 15,600.42 10/21/2004
8850053793 335.26 8,000.35 02/28/2003
8850057919 364.41 12,802.16 10/25/2004
8880083808 344.63 11,735.73 07/18/2004
8880084434 437.69 11,035.59 01/10/2003
8880091991 460.28 16,610.30 08/27/2004
8880119644 503.50 20,302.95 01/24/2006
8880126037 371.15 11,608.92 09/11/2003
8880129189 463.97 22,536.41 03/25/2006
8880134494 255.45 6,309.99 03/19/2003
8920028423 256.99 9,753.83 07/11/2004
8920059626 423.47 18,945.91 08/27/2005
8920064881 323.31 12,924.86 03/23/2005
8920068007 482.55 17,132.50 04/01/2005
8970027490 255.48 9,545.13 02/29/2004
8970040949 315.82 13,011.74 01/20/2005
8970043489 180.12 2,213.92 09/01/2004
8970052910 257.49 9,436.00 03/11/2005
---------- ------------
105,746.37 3,635,855.67
========== ============
</TABLE>
<PAGE> 10
WFS FINANCIAL 2000-B OWNER TRUST
Officer's Certificate
for Master Service Report Date of July 31, 2000
for Distribution Date of August 21, 2000
Revised as of November 30, 2000
Detailed Reporting
See Schedule F
WFS Financial Inc, as Master Servicer, certifies that all computations presented
reflect accurate information as of July 31, 2000 and were performed in
conformity with the Sale and Servicing Agreement dated May 1, 2000.
----------------------------------------
Mark Olson
Senior Vice President
Controller
----------------------------------------
Susan Tyner
Vice President
Assistant Controller
