WFS FINANCIAL 2000-C OWNER TRUST
8-K, EX-21.1, 2000-12-04
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<PAGE>   1


                        WFS FINANCIAL 2000-C OWNER TRUST
                          Statement to Securityholders
               for Master Service Report Date of October 31, 2000
                   for Distribution Date of November 20, 2000
                                    Class A-1

<TABLE>
<CAPTION>
=======================================================================================================
<S>                                                                                      <C>
Original Principal Balance                                                               247,000,000.00
</TABLE>

<TABLE>
<CAPTION>
                                                                                                                   PER $1000
                                                                                                                   ORIG PRIN
AGGREGATE BALANCES:                                                                          TOTALS                 BALANCE
<S>                                                           <C>                        <C>                       <C>
     Aggregate Unpaid Principal Balance as
     of Prior Distribution Date                                                          247,000,000.00            1000.000000

     Aggregate Unpaid Principal Balance as
     of Current Distribution Date                                                        142,128,790.94             575.420206

                         Pool Factor                                                           0.575420

PRINCIPAL DISTRIBUTABLE AMOUNT:

     Principal Distributable Amount                               104,871,209.06                                    424.579794


       Plus: Prior Principal Carryover Shortfall                            0.00                                      0.000000
       Less: Current Principal Carryover Shortfall                          0.00                                      0.000000
                                                              ------------------


     Total Principal Distributable Amount                                                104,871,209.06             424.579794


INTEREST DISTRIBUTABLE AMOUNT:

     Interest Distributable Amount                                  4,505,938.67                                     18.242667

       Plus: Prior Interest Carryover Shortfall                             0.00                                      0.000000
       Less: Current Interest Carryover Shortfall                           0.00                                      0.000000
                                                              ------------------

     Total Interest Distributable  Amount                                                  4,505,938.67              18.242667
</TABLE>


<TABLE>
<CAPTION>
                                                                                                                    PER $1000
                                                                                                                    AGGREGATE
AGGREGATE SECURITY RELATED INFORMATION:                                                                           ORIG PRIN BAL
<S>                                                           <C>                        <C>                       <C>
     Aggregate Scheduled Balance                                1,285,128,790.94                                   2447.864364

     Servicing Fee                                                  4,234,114.00                                      8.064979

     Spread Account                                                44,719,185.45                                     85.179401
     Net Change in Spread Account                                   3,019,185.45                                           n/a

     Note Percentage                                                      100.00%                                          n/a
===================================================================================================================================
</TABLE>

<PAGE>   2

                        WFS FINANCIAL 2000-C OWNER TRUST
                          Statement to Securityholders
               for Master Service Report Date of October 31, 2000
                   for Distribution Date of November 20, 2000
                                    Class A-2

<TABLE>
<CAPTION>
====================================================================================================================================
<S>                                                                                      <C>
     Original Principal Balance                                                          332,000,000.00
</TABLE>



<TABLE>
<CAPTION>
                                                                                                                    PER $1000
                                                                                                                    ORIG PRIN
     AGGREGATE BALANCES:                                                                     TOTALS                  BALANCE
<S>                                                           <C>                        <C>                       <C>
                 Aggregate Unpaid Principal Balance as
                 of Prior Distribution Date                                              332,000,000.00            1000.000000

                 Aggregate Unpaid Principal Balance as
                 of Current Distribution Date                                            332,000,000.00            1000.000000

                                              Pool Factor                                      1.000000

     PRINCIPAL DISTRIBUTABLE AMOUNT:

                 Principal Distributable Amount                             0.00                                      0.000000


                   Plus: Prior Principal Carryover Shortfall                0.00                                      0.000000
                   Less: Current Principal Carryover Shortfall              0.00                                      0.000000
                                                              ------------------


                 Total Principal Distributable Amount                                              0.00               0.000000


     INTEREST DISTRIBUTABLE AMOUNT:

                 Interest Distributable Amount                      6,076,891.11                                     18.303889

                   Plus: Prior Interest Carryover Shortfall                 0.00                                      0.000000
                   Less: Current Interest Carryover Shortfall               0.00                                      0.000000
                                                              ------------------

                 Total Interest Distributable  Amount                                      6,076,891.11              18.303889
</TABLE>


<TABLE>
<CAPTION>
                                                                                                                  PER $1000
                                                                                                                  AGGREGATE
     AGGREGATE SECURITY RELATED INFORMATION:                                                                     ORIG PRIN BAL
<S>                                                             <C>                                              <C>
                 Aggregate Scheduled Balance                    1,285,128,790.94                                   2447.864364

                 Servicing Fee                                      4,234,114.00                                      8.064979

                 Spread Account                                    44,719,185.45                                     85.179401
                 Net Change in Spread Account                       3,019,185.45                                           n/a

                 Note Percentage                                          100.00%                                          n/a
====================================================================================================================================
</TABLE>

<PAGE>   3

                        WFS FINANCIAL 2000-C OWNER TRUST
                          Statement to Securityholders
               for Master Service Report Date of October 31, 2000
                   for Distribution Date of November 20, 2000
                                    Class A-3

<TABLE>
<CAPTION>
====================================================================================================================================
<S>                                                                                      <C>
     Original Principal Balance                                                          481,000,000.00
</TABLE>

<TABLE>
<CAPTION>
                                                                                                                   PER $1000
                                                                                                                   ORIG PRIN
     AGGREGATE BALANCES:                                                                      TOTALS                BALANCE
<S>                                                           <C>                        <C>                       <C>
                 Aggregate Unpaid Principal Balance as
                 of Prior Distribution Date                                              481,000,000.00            1000.000000

                 Aggregate Unpaid Principal Balance as
                 of Current Distribution Date                                            481,000,000.00            1000.000000

                                              Pool Factor                                      1.000000

     PRINCIPAL DISTRIBUTABLE AMOUNT:

                 Principal Distributable Amount                             0.00                                      0.000000


                   Plus: Prior Principal Carryover Shortfall                0.00                                      0.000000
                   Less: Current Principal Carryover Shortfall              0.00                                      0.000000
                                                                ----------------


                 Total Principal Distributable Amount                                              0.00               0.000000


     INTEREST DISTRIBUTABLE AMOUNT:

                 Interest Distributable Amount                      8,879,527.22                                     18.460556

                   Plus: Prior Interest Carryover Shortfall                 0.00                                      0.000000
                   Less: Current Interest Carryover Shortfall               0.00                                      0.000000
                                                                ----------------

                 Total Interest Distributable  Amount                                      8,879,527.22              18.460556
</TABLE>


<TABLE>
<CAPTION>
                                                                                                                   PER $1000
                                                                                                                   AGGREGATE
     AGGREGATE SECURITY RELATED INFORMATION:                                                                     ORIG PRIN BAL
<S>                                                           <C>                        <C>                       <C>
                 Aggregate Scheduled Balance                    1,285,128,790.94                                   2447.864364

                 Servicing Fee                                      4,234,114.00                                      8.064979

                 Spread Account                                    44,719,185.45                                     85.179401
                 Net Change in Spread Account                       3,019,185.45                                           n/a

                 Note Percentage                                          100.00%                                          n/a

====================================================================================================================================
</TABLE>

<PAGE>   4

                        WFS FINANCIAL 2000-C OWNER TRUST
                          Statement to Securityholders
               for Master Service Report Date of October 31, 2000
                   for Distribution Date of November 20, 2000
                                    Class A-4


<TABLE>
<CAPTION>
====================================================================================================================================
<S>                                                               <C>
     Original Principal Balance                                   330,000,000.00
</TABLE>


<TABLE>
<CAPTION>
                                                                                                                  PER $1000
                                                                                                                  ORIG PRIN
     AGGREGATE BALANCES:                                               TOTALS                                      BALANCE
<S>                                                             <C>                   <C>                       <C>
                 Aggregate Unpaid Principal Balance as
                 of Prior Distribution Date                       330,000,000.00                                   1000.000000

                 Aggregate Unpaid Principal Balance as
                 of Current Distribution Date                     330,000,000.00                                   1000.000000

                                              Pool Factor               1.000000

     PRINCIPAL DISTRIBUTABLE AMOUNT:

                 Principal Distributable Amount                             0.00                                      0.000000


                   Plus: Prior Principal Carryover Shortfall                0.00                                      0.000000
                   Less: Current Principal Carryover Shortfall              0.00                                      0.000000
                                                                ----------------


                 Total Principal Distributable Amount                                              0.00               0.000000


     INTEREST DISTRIBUTABLE AMOUNT:

                 Interest Distributable Amount                      6,178,150.00                                     18.721667

                   Plus: Prior Interest Carryover Shortfall                 0.00                                      0.000000
                   Less: Current Interest Carryover Shortfall               0.00                                      0.000000
                                                                ----------------

                 Total Interest Distributable  Amount                                      6,178,150.00              18.721667
</TABLE>


<TABLE>
<CAPTION>
                                                                                                                   PER $1000
                                                                                                                   AGGREGATE
     AGGREGATE SECURITY RELATED INFORMATION:                                                                     ORIG PRIN BAL

<S>                                                             <C>                   <C>                       <C>
                 Aggregate Scheduled Balance                    1,285,128,790.94                                   2447.864364

                 Servicing Fee                                      4,234,114.00                                      8.064979

                 Spread Account                                    44,719,185.45                                     85.179401
                 Net Change in Spread Account                       3,019,185.45                                           n/a

                 Note Percentage                                          100.00%                                          n/a
====================================================================================================================================
</TABLE>



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