<PAGE> 1
WFS FINANCIAL 2000-C OWNER TRUST
Statement to Securityholders
for Master Service Report Date of October 31, 2000
for Distribution Date of November 20, 2000
Class A-1
<TABLE>
<CAPTION>
=======================================================================================================
<S> <C>
Original Principal Balance 247,000,000.00
</TABLE>
<TABLE>
<CAPTION>
PER $1000
ORIG PRIN
AGGREGATE BALANCES: TOTALS BALANCE
<S> <C> <C> <C>
Aggregate Unpaid Principal Balance as
of Prior Distribution Date 247,000,000.00 1000.000000
Aggregate Unpaid Principal Balance as
of Current Distribution Date 142,128,790.94 575.420206
Pool Factor 0.575420
PRINCIPAL DISTRIBUTABLE AMOUNT:
Principal Distributable Amount 104,871,209.06 424.579794
Plus: Prior Principal Carryover Shortfall 0.00 0.000000
Less: Current Principal Carryover Shortfall 0.00 0.000000
------------------
Total Principal Distributable Amount 104,871,209.06 424.579794
INTEREST DISTRIBUTABLE AMOUNT:
Interest Distributable Amount 4,505,938.67 18.242667
Plus: Prior Interest Carryover Shortfall 0.00 0.000000
Less: Current Interest Carryover Shortfall 0.00 0.000000
------------------
Total Interest Distributable Amount 4,505,938.67 18.242667
</TABLE>
<TABLE>
<CAPTION>
PER $1000
AGGREGATE
AGGREGATE SECURITY RELATED INFORMATION: ORIG PRIN BAL
<S> <C> <C> <C>
Aggregate Scheduled Balance 1,285,128,790.94 2447.864364
Servicing Fee 4,234,114.00 8.064979
Spread Account 44,719,185.45 85.179401
Net Change in Spread Account 3,019,185.45 n/a
Note Percentage 100.00% n/a
===================================================================================================================================
</TABLE>
<PAGE> 2
WFS FINANCIAL 2000-C OWNER TRUST
Statement to Securityholders
for Master Service Report Date of October 31, 2000
for Distribution Date of November 20, 2000
Class A-2
<TABLE>
<CAPTION>
====================================================================================================================================
<S> <C>
Original Principal Balance 332,000,000.00
</TABLE>
<TABLE>
<CAPTION>
PER $1000
ORIG PRIN
AGGREGATE BALANCES: TOTALS BALANCE
<S> <C> <C> <C>
Aggregate Unpaid Principal Balance as
of Prior Distribution Date 332,000,000.00 1000.000000
Aggregate Unpaid Principal Balance as
of Current Distribution Date 332,000,000.00 1000.000000
Pool Factor 1.000000
PRINCIPAL DISTRIBUTABLE AMOUNT:
Principal Distributable Amount 0.00 0.000000
Plus: Prior Principal Carryover Shortfall 0.00 0.000000
Less: Current Principal Carryover Shortfall 0.00 0.000000
------------------
Total Principal Distributable Amount 0.00 0.000000
INTEREST DISTRIBUTABLE AMOUNT:
Interest Distributable Amount 6,076,891.11 18.303889
Plus: Prior Interest Carryover Shortfall 0.00 0.000000
Less: Current Interest Carryover Shortfall 0.00 0.000000
------------------
Total Interest Distributable Amount 6,076,891.11 18.303889
</TABLE>
<TABLE>
<CAPTION>
PER $1000
AGGREGATE
AGGREGATE SECURITY RELATED INFORMATION: ORIG PRIN BAL
<S> <C> <C>
Aggregate Scheduled Balance 1,285,128,790.94 2447.864364
Servicing Fee 4,234,114.00 8.064979
Spread Account 44,719,185.45 85.179401
Net Change in Spread Account 3,019,185.45 n/a
Note Percentage 100.00% n/a
====================================================================================================================================
</TABLE>
<PAGE> 3
WFS FINANCIAL 2000-C OWNER TRUST
Statement to Securityholders
for Master Service Report Date of October 31, 2000
for Distribution Date of November 20, 2000
Class A-3
<TABLE>
<CAPTION>
====================================================================================================================================
<S> <C>
Original Principal Balance 481,000,000.00
</TABLE>
<TABLE>
<CAPTION>
PER $1000
ORIG PRIN
AGGREGATE BALANCES: TOTALS BALANCE
<S> <C> <C> <C>
Aggregate Unpaid Principal Balance as
of Prior Distribution Date 481,000,000.00 1000.000000
Aggregate Unpaid Principal Balance as
of Current Distribution Date 481,000,000.00 1000.000000
Pool Factor 1.000000
PRINCIPAL DISTRIBUTABLE AMOUNT:
Principal Distributable Amount 0.00 0.000000
Plus: Prior Principal Carryover Shortfall 0.00 0.000000
Less: Current Principal Carryover Shortfall 0.00 0.000000
----------------
Total Principal Distributable Amount 0.00 0.000000
INTEREST DISTRIBUTABLE AMOUNT:
Interest Distributable Amount 8,879,527.22 18.460556
Plus: Prior Interest Carryover Shortfall 0.00 0.000000
Less: Current Interest Carryover Shortfall 0.00 0.000000
----------------
Total Interest Distributable Amount 8,879,527.22 18.460556
</TABLE>
<TABLE>
<CAPTION>
PER $1000
AGGREGATE
AGGREGATE SECURITY RELATED INFORMATION: ORIG PRIN BAL
<S> <C> <C> <C>
Aggregate Scheduled Balance 1,285,128,790.94 2447.864364
Servicing Fee 4,234,114.00 8.064979
Spread Account 44,719,185.45 85.179401
Net Change in Spread Account 3,019,185.45 n/a
Note Percentage 100.00% n/a
====================================================================================================================================
</TABLE>
<PAGE> 4
WFS FINANCIAL 2000-C OWNER TRUST
Statement to Securityholders
for Master Service Report Date of October 31, 2000
for Distribution Date of November 20, 2000
Class A-4
<TABLE>
<CAPTION>
====================================================================================================================================
<S> <C>
Original Principal Balance 330,000,000.00
</TABLE>
<TABLE>
<CAPTION>
PER $1000
ORIG PRIN
AGGREGATE BALANCES: TOTALS BALANCE
<S> <C> <C> <C>
Aggregate Unpaid Principal Balance as
of Prior Distribution Date 330,000,000.00 1000.000000
Aggregate Unpaid Principal Balance as
of Current Distribution Date 330,000,000.00 1000.000000
Pool Factor 1.000000
PRINCIPAL DISTRIBUTABLE AMOUNT:
Principal Distributable Amount 0.00 0.000000
Plus: Prior Principal Carryover Shortfall 0.00 0.000000
Less: Current Principal Carryover Shortfall 0.00 0.000000
----------------
Total Principal Distributable Amount 0.00 0.000000
INTEREST DISTRIBUTABLE AMOUNT:
Interest Distributable Amount 6,178,150.00 18.721667
Plus: Prior Interest Carryover Shortfall 0.00 0.000000
Less: Current Interest Carryover Shortfall 0.00 0.000000
----------------
Total Interest Distributable Amount 6,178,150.00 18.721667
</TABLE>
<TABLE>
<CAPTION>
PER $1000
AGGREGATE
AGGREGATE SECURITY RELATED INFORMATION: ORIG PRIN BAL
<S> <C> <C> <C>
Aggregate Scheduled Balance 1,285,128,790.94 2447.864364
Servicing Fee 4,234,114.00 8.064979
Spread Account 44,719,185.45 85.179401
Net Change in Spread Account 3,019,185.45 n/a
Note Percentage 100.00% n/a
====================================================================================================================================
</TABLE>