FLORIDAFIRST BANCORP INC
S-1/A, EX-23.2, 2000-10-20
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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                                  EXHIBIT 23.2
<PAGE>



              Consent of Independent Certified Public Accountants

The Board of Directors
FloridaFirst Bancorp:


We consent to the use of our report  incuded  herein and to the reference to our
firm under the heading "Experts" in the Prospectus.


/S/KPMG LLP


Tampa, Florida
October 19, 2000





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