CONSENT OF INDEPENDENT AUDITORS
We consent to the reference to our firm under the caption "Independent Auditors
and Financial Statements" in the Registration Statement (Form S-6) and the
related Prospectus of Separate Account VUL-4 of Transamerica Occidental Life
Insurance Company and to the use of our report dated March 31, 2000 with respect
to the statutory-basis financial statements of Transamerica Occidental Life
Insurance cOmpany included in the Prospectus.
Los Angeles, California
January 8, 2001
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