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MASTER SERVICER'S CERTIFICATE
(Delivered pursuant to Section 4.9
of the Master Sale and Servicing Agreement)
HOUSEHOLD FINANCE CORPORATION,
Master Servicer
HOUSEHOLD AUTO RECEIVABLES CORPORATION
HOUSEHOLD AUTOMOTIVE TRUST VI
Class A Notes, Series 2000-3
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1. This Certificate relates to the October 17, 2000
Distribution Date occurring on
2. Series 2000-3 Information
(a) The amount of Collected Funds with $30,656,934.78
respect to the Collection Period was equal to
(b) The amount of Available Funds with $30,946,585.55
respect to the Collection Period was equal to
(c) The Liquidated Receivables for the $408,470.26
Collection Period was equal to
(d) Net Liquidation Proceeds for the $0.00
Collection Period was equal to
(i) The annualized net default rate 0.449115%
(e) The principal balance of Series 2000-3
Receivables at the beginning
of the Collection Period was equal to $969,963,806.46
(f) The principal balance of Series 2000-3
Receivables on the last day
of the Collection Period was equal to $956,035,028.75
(g) The aggregate outstanding balance of the
Series 2000-3 Receivables which were one
payment (1-29 days) delinquent as of
the close of business on the last day of the
Collection Period with respect to such $28,695,000.00
Distribution Date was equal to
(h) The aggregate outstanding balance of the
Series 2000-3 Receivables which were two
payments (30-59 days) delinquent as of
the close of business on the last day of the
Collection Period with respect to such $1,649,000.00
Distribution Date was equal to
(i) The aggregate outstanding balance of the
Series 2000-3 Receivables which were three or
more payments (60+ days) delinquent as
of the close of business on the last day of
the
Collection Period with respect to such $130,000.00
Distribution Date was equal to
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(j) The Base Servicing Fee paid on the ($0.00)
Distribution Date was equal to
(k) The Principal Distributable Amount for $13,864,175.21
the Distribution Date was equal to
(l) The Principal Amount Available for the $13,864,175.21
Distribution Date was equal to
(m) The Aggregate Note Principal Balance was $662,000,000.00
equal to
(n) The Aggregate Optimal Note Principal $621,422,768.69
Balance was equal to
(o) The Targeted Credit Enhancement Amount $363,293,310.93
was equal to
(p) The Targeted Credit Enhancement Amount as
a percentage of the Pool
Balance on the Distribution Date was $0.38
equal to
(q) The Targeted Reserve Account Balance was $28,681,050.86
equal to
(r) The Reserve Account Deposit Amount for $11,852,012.98
the Distribution Date
(s) The Maximum Reserve Account Deposit $11,852,012.98
Amount for the Distribution Date
(t) The Reserve Account Shortfall for the $18,940,127.36
Distribution Date
(u) The amount on deposit in the Reserve $21,592,936.48
Account after distributions was equal to
(v) The amount on deposit in the Reserve
Account as a percentage of the Pool
Balance on the Distribution Date was 2.258593%
equal to
(w) The Targeted Overcollateralization Amount $334,612,260.06
was equal to
(x) The ending overcollateralization was $307,899,203.96
equal to
(y) The ending overcollateralization as a
percentage of the Pool Balance on the
Distribution Date was equal to 32.205850%
(z) The Weighed Average Coupon (WAC) was 18.399000%
equal to
(aa) The Weighed Average Remaining Maturity 61
(WAM) was equal to
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3. Noteholder Information
(a) Class A-1
A. Information Regarding Distributions
1. Total Distribution per $1,000 $109.48913
2. Principal Distribution per $1,000 $101.94246
3. Interest Distribution per $1,000 $7.54667
B. Calculation of Class A-1 Interest Due
1. Class A-1 related Note Rate 6.792000%
2. Class A-1 principal balance - $136,000,000.00
beginning of period
3. Accrual convention Actual/360
4. Days in Interest Period
40
5. Class A-1 interest due $1,026,346.67
6. Class A-1 interest paid $1,026,346.67
7. Class A Interest Carryover Shortfall $0.00
with respect to Class A-1
8. Class A-1 unpaid interest with respect $0.00
to the Distribution Date
C. Calculation of Class A-1 principal balance
1. Class A-1 principal balance - beginning $136,000,000.00
of period
2. Class A-1 principal - amount due $13,864,175.21
3. Class A-1 principal - amount paid $13,864,175.21
4. Class A-1 principal balance - end of $122,135,824.79
period
5. Class A Principal Carryover Shortfall $0.00
with respect to Class A-1
6. Class A-1 unpaid principal with respect $0.00
to the Distribution Date
7. Class A-1 Notes as a percentage of the 18.844171%
total Notes outstanding on the Distribution
Date
8. Class A-1 Notes as a percentage of the 12.775246%
Pool Balance on the Distribution Date
(b) Class A-2
A. Information Regarding Distributions
1. Total Distribution per $1,000 $7.73333
2. Principal Distribution per $1,000 $0.00000
3. Interest Distribution per $1,000 $7.73333
B. Calculation of Class A-2 Interest Due
1. Class A-2 related Note Rate 6.960000%
2. Class A-2 principal balance - $158,000,000.00
beginning of period
3. Accrual convention 30/360
4. Days in Interest Period
40
5. Class A-2 interest due $1,221,866.67
6. Class A-2 interest paid $1,221,866.67
7. Class A Interest Carryover Shortfall $0.00
with respect to Class A-2
8. Class A-2 unpaid interest with respect $0.00
to the Distribution Date
C. Calculation of Class A-2 principal balance
1. Class A-2 principal balance - beginning $158,000,000.00
of period
2. Class A-2 principal - amount due $0.00
3. Class A-2 principal - amount paid $0.00
4. Class A-2 principal balance - end of $158,000,000.00
period
5. Class A Principal Carryover Shortfall $0.00
with respect to Class A-2
6. Class A-2 unpaid principal with respect $0.00
to the Distribution Date
7. Class A-2 Notes as a percentage of the 24.377606%
total Notes outstanding on the Distribution
Date
8. Class A-2 Notes as a percentage of the 16.526591%
Pool Balance on the Distribution Date
9. Class A-1 and A-2 Notes as a percentage 29.301837%
of the Pool Balance on the Distribution Date
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(c) Class A-3
A. Information Regarding Distributions
1. Total Distribution per $1,000 $7.83333
2. Principal Distribution per $1,000 $0.00000
3. Interest Distribution per $1,000 $7.83333
B. Calculation of Class A-3 Interest Due
1. Class A-3 related Note Rate 7.050000%
2. Class A-3 principal balance - $175,000,000.00
beginning of period
3. Accrual convention 30/360
4. Class A-3 interest due $1,370,833.33
5. Class A-3 interest paid $1,370,833.33
6. Class A Interest Carryover Shortfall $0.00
with respect to Class A-3
7. Class A-3 unpaid interest with respect $0.00
to the Distribution Date
C. Calculation of Class A-3 principal balance
1. Class A-3 principal balance - beginning $175,000,000.00
of period
2. Class A-3 principal - amount due $0.00
3. Class A-3 principal - amount paid $0.00
4. Class A-3 principal balance - end of $175,000,000.00
period
5. Class A Principal Carryover Shortfall $0.00
with respect to Class A-3
6. Class A-3 unpaid principal with respect $0.00
to the Distribution Date
7. Class A-3 Notes as a percentage of the 27.000513%
total Notes outstanding on the Distribution
Date
8. Class A-3 Notes as a percentage of the 18.304769%
Pool Balance on the Distribution Date
9. Class A-1, A-2 and A-3 Notes as a 47.606606%
percentage of the Pool Balance on the
Distribution Date
(d) Class A-4
A. Information Regarding Distributions
1. Total Distribution per $1,000 $7.95556
2. Principal Distribution per $1,000 $0.00000
3. Interest Distribution per $1,000 $7.95556
B. Calculation of Class A-4 Interest Due
1. Class A-4 related Note Rate 7.160000%
2. Class A-4 principal balance - $193,000,000.00
beginning of period
3. Accrual convention 30/360
4. Class A-4 interest due $1,535,422.22
5. Class A-4 interest paid $1,535,422.22
6. Class A Interest Carryover Shortfall $0.00
with respect to Class A-4
7. Class A-4 unpaid interest with respect $0.00
to the Distribution Date
C. Calculation of Class A-4 principal balance
1. Class A-4 principal balance - beginning $193,000,000.00
of period
2. Class A-4 principal - amount due $0.00
3. Class A-4 principal - amount paid $0.00
4. Class A-4 principal balance - end of $193,000,000.00
period
5. Class A Principal Carryover Shortfall $0.00
with respect to Class A-4
6. Class A-4 unpaid principal with respect $0.00
to the Distribution Date
7. Class A-4. Notes as a percentage of the 29.777709%
total Notes outstanding on the Distribution
Date
8. Class A-4 Notes as a percentage of the 20.187545%
Pool Balance on the Distribution Date
9. Class A-1, A-2, A-3 and A-4 Notes as a 67.794150%
percentage of the Pool Balance on the
Distribution Date
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