<PAGE>

                                                                      Exhibit 21
                                                                      ----------

                        SUBSIDIARIES OF THE REGISTRANT
                        ------------------------------
<TABLE>
<CAPTION>

Name                             Jurisdiction              % Ownership
----                             ------------              -----------
<S>                              <C>                       <C>
Business Bank of California      California                100%

Business Capital Trust I         Delaware Business Trust   100% of
                                                           common
                                                           securities
</TABLE>



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