<TABLE>
<CAPTION>
OAKWOOD MORTGAGE INVESTORS, INC. 2000-C REPORT DATE: 12/7/00
OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 3
REMITTANCE REPORT Page 1 of 6
REPORTING MONTH: Nov-00
Scheduled Principal Balance of Contracts
------------------------------------------------------------------------------------------------------------------------------------
Beginning Ending
Principal Scheduled Prepaid Liquidated Pre-Funding Principal
Balance Principal Principal Principal Balance
------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C>
258,140,471.59 (475,098.48) (3,843,086.62) 0.00 0.00 253,822,286.49
====================================================================================================================================
<CAPTION>
Scheduled Scheduled Amount
Gross Servicing Pass Thru Liquidation Available for Total
Interest Fee Interest Proceeds Distribution Distribution
------------------------------------------------------------------------------------------------------------------------------------
<C> <C> <C> <C> <C> <C> <C> <C>
2,597,740.32 215,117.16 2,382,623.16 0.00 0.00 6,915,925.42 0.00 6,915,925.42
====================================================================================================================================
</TABLE>
<TABLE>
<CAPTION>
Certificate Account
------------------------------------------------------------------------------------------------------------------------------------
Beginning Deposits Investment Ending
Balance Principal Interest Distributions Interest Balance
------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C>
3,806,376.41 4,274,403.89 2,996,797.86 (7,363,144.45) 16,672.08 3,731,105.79
====================================================================================================================================
<CAPTION>
P&I Advances at Distribution Date
-----------------------------------------------------------------------------------
Beginning Recovered Current Ending
Balance Advances Advances Balance
-----------------------------------------------------------------------------------
<S> <C> <C> <C>
428,828.00 -428,828.00 957,333.94 957,333.94
==================================================================================
Capitalized Interest Account
-----------------------------------------------------------------------------------------
Beginning Ending
Balance Deposit Withdraw Balance
-----------------------------------------------------------------------------------------
788,451.61 4,367.49 -792,819.10 0.00
=========================================================================================
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
OAKWOOD MORTGAGE INVESTORS, INC. 2000-C REPORT DATE: 12/7/00
OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 3
REMITTANCE REPORT Page 2 of 6
REPORTING MONTH: November-00
Class B Crossover Test Test Met?
--------------------------------------------------------------------------- ---------------
<S> <C>
(a) Remittance date on or after April 2005 N
(b) Average 60 day Delinquency rate <= 5.5% Y
(d) Cumulative losses do not exceed the following
percent of the intitial principal balance of all Certificates
Apr. 2005 - Sept. 2006 7% N
Oct. 2006 - Sept. 2007 8% N
Oct. 2007 - Mar. 2009 9.5% N
April 2009 and After 10.5% N
(e) Current realized loss ratio <= 3.00% Y
(f) Does subordinated cert. percentage equal or
exceed 56.840%
of stated scheduled pool balance
Beginning M balances 41,323,000.00
Beginning B balances 27,993,000.00
Overcollateralization 7,997,938.14
--------------------
77,313,938.14
Divided by beginning pool
balance 258,140,471.59
--------------------
29.950% N
====================
<CAPTION>
Average 60 day delinquency ratio:
Over 60s Pool Balance %
------------------------------------------------------------
<S> <C> <C> <C>
Current Mo 1,384,067.74 253,822,286.49 0.55%
1st Preceding Mo 368,873.43 258,140,471.59 0.14%
2nd Preceding Mo 90,897.15 198,526,810.23 0.05%
Divided by 3
------------------
0.24%
==================
Cumulative loss ratio:
Cumulative losses 0.00
-----------------------
Divided by Initial Certificate Principal 266,597,938.14 0.000%
==================
Current realized loss ratio:
Liquidation Pool
Losses Balance
------------------------------------------
Current Mo 0.00 258,140,471.59
1st Preceding Mo 0.00 198,526,810.23
2nd Preceding Mo 0.00 202,181,280.46
------------------------------------------
0.00 219,616,187.43
0.000%
==================
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
OAKWOOD MORTGAGE INVESTORS, INC. 2000-C REPORT DATE: 12/7/00
OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 3
REMITTANCE REPORT Page 3 of 6
REPORTING MONTH: Nov-00
Delinquency Analysis
31 to 59 days 60 to 89 days 90 days and Over Total Delinq.
No. of Principal Principal Principal Principal Principal
Loans Balance # Balance # Balance # Balance # Balance
--------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
Excluding Repos 7,163 253,304,868.26 165 5,257,989.38 25 749,823.47 11 301,058.15 201 6,308,871.00
Repos 19 517,418.23 5 184,232.11 9 183,719.52 5 149,466.60 19 517,418.23
--------------------------------------------------------------------------------------------------------------------
Total 7,182 253,822,286.49 170 5,442,221.49 34 933,542.99 16 450,524.75 220 6,826,289.23
====================================================================================================================
3.1% 2.69%
========================
<CAPTION>
Repossession Analysis
Active Repos Reversal Current Month
Outstanding (Redemption) Repos Cumulative Repos
Principal Principal Principal Principal
# Balance # Balance # Balance # Balance
--------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
Excluding Repos 19 517,418.23 0 0.00 12 334,778.10 19 517,427.87
Repos
Total
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
OAKWOOD MORTGAGE INVESTORS, INC. 2000-C REPORT DATE: 12/7/00
OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 3
REMITTANCE REPORT
REPORTING MONTH: Nov-00 Page 4 of 6
REPOSSESSION LIQUIDATION REPORT
Liquidated
Account Customer Principal Sales Insur. Total Repossession
Number Name Balance Proceeds Refunds Proceeds Expenses
------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C>
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
----------------------------------------------------------------------------------
0.00 0.00 0.00 0.00 0.00
==================================================================================
<CAPTION>
Net Net Current
Account Liquidation Unrecov. FHA Insurance Pass Thru Period Net Cumulative
Number Proceeds Advances Coverage Proceeds Gain/(Loss) Gain/(Loss)
-----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C>
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
0.00 0.00 0.00
-------------------------------------------------------------------------------------
0.00 0.00 0.00 0.00 0.00 0.00
=======================================================================================================
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
OAKWOOD MORTGAGE INVESTORS, INC. 2000-C REPORT DATE: 12/7/00
OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 3
REMITTANCE REPORT
REPORTING MONTH: Nov-00 Page 5 of 6
CERTIFICATE PRINCIPAL ANALYSIS
PRINCIPAL
Beginning Beginning
Senior Original Certificate Certificate Principal Shortfall Current Principal
Certificates Balance Balance Carry-Over Due
------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C>
A-1 189,284,000.00 180,217,940.37 0.00 4,318,185.10
-------------------------------------------------------------------------------------
Total Certificate Principal Bal. 189,284,000.00 180,217,940.37 0.00 4,318,185.10
=====================================================================================
Beginning Beginning
Subordinate Original Certificate Certificate Principal Shortfall Current Principal
Certificates Balance Balance Carry-Over Due
-------------------------------------------------------------------------------------
M-1 26,660,000.00 26,660,000.00 0.00 0.00
M-1 Outstanding Writedown 0.00
M-2 14,663,000.00 14,663,000.00 0.00 0.00
M-2 Outstanding Writedown 0.00
B-1 13,330,000.00 13,330,000.00 0.00 0.00
B-1 Outstanding Writedown 0.00
B-2 14,663,000.00 14,663,000.00 0.00 0.00
B-2 Outstanding Writedown 0.00
Excess Asset Principal Balance 7,997,938.14 8,606,531.22
-------------------------------------------------------------------------------------
Total Excluding Writedown Balances 77,313,938.14 77,922,531.22 0.00 0.00
=====================================================================================
All Certificates Excluding
Writedown Balances 266,597,938.14 258,140,471.59 0.00 4,318,185.10
=====================================================================================
<CAPTION>
PRINCIPAL Accelerated
Ending Principal Principal Ending Principal Paid
Senior Current Shortfall Carry- Distribution Certificate Per $1,000
Certificates Principal Paid Over Amount Balance Pool Factor Denomination
-------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C>
A-1 4,318,185.10 0.00 688,409.25 175,211,346.02 92.56532% 26.45017
-----------------------------------------------------------------------
Total Certificate
Principal Bal. 4,318,185.10 0.00 688,409.25 175,211,346.02
=======================================================================
Accelerated
Ending Principal Current Principal Ending Principal Paid
Subordinate Current Shortfall Carry- Writedown/ Distribution Certificate Per $1,000
Certificates Principal Paid Over (Writeup) Amount Balance Pool Factor Denomination
------------------------------------------------------------------------------
M-1 0.00 0.00 0.00 26,660,000.00 100.00000% 0.00000
M-1 Outstanding Writedown 0.00 0.00
M-2 0.00 0.00 0.00 14,663,000.00 100.00000% 0.00000
M-2 Outstanding Writedown 0.00 0.00
B-1 0.00 0.00 0.00 13,330,000.00 100.00000% 0.00000
B-1 Outstanding Writedown 0.00 0.00
B-2 0.00 0.00 0.00 14,663,000.00 100.00000% 0.00000
B-2 Outstanding Writedown 0.00 0.00
Excess Asset Principal
Balance (688,409.25) 9,294,940.47
------------------------------------------------------------------------------- -------------------------
Total Excluding Writedown
Balances 0.00 0.00 0.00 (688,409.25) 78,610,940.47
==============================================================================
All Certificates Excluding
Writedown Balances 4,318,185.10 0.00 0.00 0.00 253,822,286.49
==============================================================================
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
OAKWOOD MORTGAGE INVESTORS, INC. 2000-C REPORT DATE: 12/7/00
OAKWOOD ACCEPTANCE CORP. - SERVICER POOL REPORT # 3
REMITTANCE REPORT
REPORTING MO. MONTH Nov-00 Page 6 of 6
CERTIFICATE INTEREST ANALYSIS
Current
Pass Beginning Carry- Carry-Over Ending
Senior Through Over Priority Current Priority Priority Interest Carry-Over
Certificates Rate Interest Balance Interest Accrual Accrual Paid Balance
----------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C>
A-1 7.7200% 0.00 1,159,402.08 0.00 1,159,402.08 0.00
------------------------------------------------------------------------------------------------
Total 0.00 1,159,402.08 0.00 1,159,402.08 0.00
================================================================================================
Current Ending
Pass Beginning Carry- Carry-Over Carry-Over
Subordinate Through Over Priority Current Priority Priority Interest Priority Interest Priority Interest
Certificates Rate Interest Balance Interest Accured Accured Paid Balance
----------------------------------------------------------------------------------------------------------------
M-1 8.4900% 0.00 188,619.50 0.00 188,619.50 0.00
M-2 8.9000% 0.00 108,750.58 0.00 108,750.58 0.00
B-1 9.4200% 0.00 104,640.50 0.00 104,640.50 0.00
B-2 10.5000% 0.00 128,301.25 0.00 128,301.25 0.00
X 608,713.56 688,409.25 0.00 0.00 1,297,122.81
R 0.00 0.00 0.00 0.00 0.00
Service Fee 1.0000% 0.00 215,117.16 0.00 215,117.16 0.00
Current Trustee Fees 4,500.00
----------------------------------------------------------------------------------------------------
Total 608,713.56 1,433,838.24 0.00 749,928.99 1,297,122.81
====================================================================================================
All Certificates 608,713.56 2,593,240.32 0.00 1,909,331.07 1,297,122.81
====================================================================================================
<CAPTION>
CERTIFICATE INTEREST ANALYSIS
Interest
Paid Per
Senior 1000 Total Class
Certificates Denomination Distribution
------------------------------
<S> <C> <C>
A-1 6.12520 6,165,996.43
-----------------
Total 6,165,996.43
=================
Beginning Current Ending Interest
Carry-Over Current Carry-Over Carry-Over Paid Per
Subordinate Writedown Writedown Writedown Writedown Writedown 1000 Total Class
Certificates Int. Balance Int. Accrued Int. Accrued Interest Paid Int. Balance Denomination Distribution
----------------------------------------------------------------------------------------------------------------
M-1 0.00 0.00 0.00 0.00 0.00 7.07500 188,619.50
M-2 0.00 0.00 0.00 0.00 0.00 7.41667 108,750.58
B-1 0.00 0.00 0.00 0.00 0.00 7.85000 104,640.50
B-2 0.00 0.00 0.00 0.00 0.00 8.75000 128,301.25
X 0.00
R 0.00
Service Fee 215,117.16
Current Trustee Fees 4,500.00
------------------------------------------------------------------------------ ------------------
Total 0.00 0.00 0.00 0.00 0.00 749,928.99
============================================================================== ==================
All Certificates 0.00 0.00 0.00 0.00 0.00 6,915,925.42
============================================================================== ==================
Cumulative X Interest Shortfall 1,297,122.81
Cumulative Accelerated Prin. Disb. (1,297,122.81)
------------------
</TABLE>