OAKWOOD MORTGAGE INVESTORS, INC. 2000-C
OAKWOOD ACCEPTANCE CORP. - SERVICER
REMITTANCE REPORT
REPORTING MONTH: Sep-00
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C> <C>
Scheduled Principal Balance of Contracts
-----------------------------------------------------------------------------------------------------------------------------------
Beginning Ending Scheduled 0
Principal Scheduled Prepaid Liquidated Pre-Funding Principal Gross
Balance Principal Principal Principal Balance Interest
-----------------------------------------------------------------------------------------------------------------------------------
202,181,280.46 (426,931.79) (3,227,538.44) 0.00 0.00 198,526,810.23 1,916,287.57
===================================================================================================================================
Scheduled Amount
Servicing Pass Thru Liquidation Available for Total
Fee Interest Proceeds Distribution Distribution
-----------------------------------------------------------------------------------------------------------------------------------
157,830.22 1,758,457.35 0.00 0.00 5,570,757.80 0.00 5,570,757.80
===================================================================================================================================
Pre-Funding Account
-----------------------------------------------------------------------------
Beginning Principal Principal Ending Principal
Balance Deposit Distribution Balance
-----------------------------------------------------------------------------
0.00 64,416,658.00 0.00 64,416,658.00
=============================================================================
P&I Advances at Distribution Date
------------------------------------------------------------------------------
Beginning Recovered Current Ending
Balance Advances Advances Balance
-----------------------------------------------------------------------------
0.00 0.00 418,177.25 418,177.25
==============================================================================
Certificate Account
-------------------------------------------------------------------------------------------------------------------
Beginning Deposits Investment Ending
Balance Principal Interest Distributions Interest Balance
-------------------------------------------------------------------------------------------------------------------
0.00 2,649,101.18 438,795.81 0.00 2,366.60 3,090,263.59
===================================================================================================================
Capitalized Interest Account
--------------------------------------------------------------------------------
Beginning Ending
Balance Deposit Withdraw Balance
--------------------------------------------------------------------------------
0.00 788,451.61 0.00 788,451.61
================================================================================
</TABLE>
<PAGE>
OAKWOOD MORTGAGE INVESTORS, INC. 2000-C
OAKWOOD ACCEPTANCE CORP. - SERVICER
REMITTANCE REPORT
REPORTING MONTH: September-00
<TABLE>
<CAPTION>
<S> <C> <C>
Class B Crossover Test
--------------------------------------------------------------------------
(a) Remittance date on or after April 2005
(b) Average 60 day Delinquency rate <= 5.5%
(d) Cumulative losses do not exceed the following
percent of the intitial principal balance of all Certificates
Apr. 2005 - Sept. 2006 7%
Oct. 2006 - Sept. 2007 8%
Oct. 2007 - Mar. 2009 9.5%
April 2009 and After 10.5%
(e) Current realized loss ratio <= 3.00%
(f) Does subordinated cert. percentage equal or
exceed 56.840%
of stated scheduled pool balance
Beginning M balances 41,323,000.00
Beginning B balances 27,993,000.00
Overcollateralization 7,997,938.14
---------------------
77,313,938.14
Divided by beginning pool
balance 202,181,280.46
---------------------
38.240%
=====================
Test Met? Average 60 day delinquency ratio:
---------------
N Over 60s Pool Balance %
--------------------------------------------------------
#DIV/0! Current Mo 90,897.15 198,526,810.23 0.05%
1st Preceding Mo 0.00 0.00 #DIV/0!
2nd Preceding Mo 0.00 0.00 #DIV/0!
Divided by 3
--------------
#DIV/0!
==============
N
N
N
N
Y
Cumulative loss ratio:
Cumulative losses 0.00
------------------------
Divided by Initial Certificate Principal 266,597,938.14 0.000%
=============
Current realized loss ratio:
N Liquidation Pool
Losses Balance
------------------------------------------
Current Mo 0.00 202,181,280.46
1st Preceding Mo 0.00 0.00
2nd Preceding Mo 0.00 0.00
------------------------------------------
0.00 67,393,760.15
0.000%
=============
</TABLE>
<PAGE>
OAKWOOD MORTGAGE INVESTORS, INC. 2000-C
OAKWOOD ACCEPTANCE CORP. - SERVICER
REMITTANCE REPORT
REPORTING MONTH: Sep-00
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
Delinquency Analysis
31 to 59 days 60 to 89 days 90 days and Over Total Delinq.
No. of Principal Principal Principal Principal Principal
Loans Balance # Balance # Balance # Balance # Balance
------------------------------------------------------------------------------------------------------------------
Excluding Repos 6,079 198,526,810.23 70 1,265,627.11 3 90,897.15 0 0.00 73 1,356,524.26
Repos 0 0.00 0 0.00 0 0.00 0 0.00 0 0.00
------------------------------------------------------------------------------------------------------------------
Total 6,079 198,526,810.23 70 1,265,627.11 3 90,897.15 0 0.00 73 1,356,524.26
==================================================================================================================
<S> <C> <C> <C> <C> <C> <C> <C> <C>
Repossession Analysis
Active Repos Reversal Current Month
Outstanding (Redemption) Repos Cumulative Repos
Principal Principal Principal Principal
# Balance # Balance # Balance # Balance
------------------------------------------------------------------------------------------------------------------
Excluding Repos 0 0.00 0 0.00 0 0.00 0 0.00
Repos
Total
1.2% 0.68%
===================================
</TABLE>
<PAGE>
OAKWOOD ACCEPTANCE CORP. - SERVICER
REMITTANCE REPORT
REPORTING MONTH: Sep-00
REPOSSESSION LIQUIDATION REPORT
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C> <C> <C>
Liquidated Net
Account Customer Principal Sales Insur. Total Repossession Liquidation
Number Name Balance Proceeds Refunds Proceeds Expenses Proceeds
-----------------------------------------------------------------------------------------------------------------------------------
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
--------------------------------------------------------------------------------------------------------
0.00 0.00 0.00 0.00 0.00 0.00
========================================================================================================
Net Current
Account Unrecov. FHA Insurance Pass Thru Period Net Cumulative
Number Advances Coverage Proceeds Gain/(Loss) Gain/(Loss)
----------------------------------------------------------------------------------------------------------
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
---------------------------------------------------------------------
0.00 0.00 0.00 0.00 0.00
=======================================================================================
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C>
REMITTANCE REPORT
REPORTING MONTH: Sep-00
CERTIFICATE PRINCIPAL ANALYSIS
PRINCIPAL
Beginning Beginning
Senior Original Certificate Certificate Principal Shortfall Current Principal
Certificates Balance Balance Carry-Over Due
----------------------------------------------------------------------------------------------------------------------------
A-1 189,284,000.00 189,284,000.00 0.00 3,654,469.91
---------------------------------------------------------------------------------------
Total Certificate Principal Bal. 189,284,000.00 189,284,000.00 0.00 3,654,469.91
=======================================================================================
PRINCIPAL Accelerated
Ending Principal Principal Ending Principal Paid
Senior Current Shortfall Carry- Distribution Certificate Per $1,000
Certificates Principal Paid Over Amount Balance Pool Factor Denomination
----------------------------------------------------------------------------------------------------------
A-1 3,654,469.91 0.00 5,918.77 185,623,611.32 98.06619% 19.33808
----------------------------------------------------------------------
Total Certificate Principal Bal. 3,654,469.91 0.00 5,918.77 185,623,611.32
======================================================================
Beginning Beginning
Subordinate Original Certificate Certificate Principal Shortfall Current Principal
Certificates Balance Balance Carry-Over Due
--------------------------------------------------------------------------------
M-1 26,660,000.00 26,660,000.00 0.00 0.00
M-1 Outstanding Writedown 0.00
M-2 14,663,000.00 14,663,000.00 0.00 0.00
M-2 Outstanding Writedown 0.00
B-1 13,330,000.00 13,330,000.00 0.00 0.00
B-1 Outstanding Writedown 0.00
B-2 14,663,000.00 14,663,000.00 0.00 0.00
B-2 Outstanding Writedown 0.00
Excess Asset Principal Balance 7,997,938.14 7,997,938.14
----------------------------------------------------------------------------------
Total Excluding Writedown Balances 77,313,938.14 77,313,938.14 0.00 0.00
==================================================================================
All Certificates Excluding Writedown Balances 266,597,938.14 266,597,938.14 0.00 3,654,469.91
================================================================================
266,597,938.46
Accelerated
Ending Principal Current Principal Ending
Subordinate Current Shortfall Carry- Writedown/ Distribution Certificate
Certificates Principal Paid Over (Writeup) Amount Balance
-------------------------------------------------------------------------------------
M-1 0.00 0.00 0.00 26,660,000.00
M-1 Outstanding Writedown 0.00 0.00
M-2 0.00 0.00 0.00 14,663,000.00
M-2 Outstanding Writedown 0.00 0.00
B-1 0.00 0.00 0.00 13,330,000.00
B-1 Outstanding Writedown 0.00 0.00
B-2 0.00 0.00 0.00 14,663,000.00
B-2 Outstanding Writedown 0.00 0.00
Excess Asset Principal Balance (5,918.77) 8,003,856.91
-------------------------------------------------------------------------------------
Total Excluding Writedown Balances 0.00 0.00 0.00 (5,918.77) 77,319,856.91
===================================================================================
All Certificates Excluding Writedown Balances 3,654,469.91 0.00 0.00 0.00 262,943,468.23
===================================================================================
Principal Paid
Subordinate Per $1,000
Certificates Pool Factor Denomination
M-1 100.00000% 0.00000
M-1 Outstanding Writedown
M-2 100.00000% 0.00000
M-2 Outstanding Writedown
B-1 100.00000% 0.00000
B-1 Outstanding Writedown
B-2 100.00000% 0.00000
B-2 Outstanding Writedown
Excess Asset Principal Balance
---------------------------------
Total Excluding Writedown Balances
All Certificates Excluding Writedown Balances
</TABLE>
<PAGE>
OAKWOOD MORTGAGE INVESTORS, INC. 2000-C
OAKWOOD ACCEPTANCE CORP. - SERVICER
REMITTANCE REPORT
REPORTING MO. MONTH Sep-00
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C> <C> <C> <C>
CERTIFICATE INTEREST ANALYSIS
Current Interest
Pass Beginning Carry- Carry-Over Ending Paid Per
Senior Through Over Priority Current Priority Priority Interest Carry-Over 1000 Total Class
Certificates Rate Interest Balance Interest Accrual Accrual Paid Balance Denomination Distribution
--------------------------------------------------------------------------------------------------------------------
A-1 7.7200% 0.00 1,217,727.07 0.00 1,217,727.07 0.00 6.43333 4,878,115.75
------------------------------------------------------------------------------------------------
Total 0.00 1,217,727.07 0.00 1,217,727.07 0.00 4,878,115.75
================================================================================================
Current Ending
Pass Beginning Carry- Carry-Over Carry-Over
Subordinate Through Over Priority Current Priority Priority Interest Priority Interest Priority Interest
Certificates Rate Interest Balance Interest Accured Accured Paid Balance
--------------------------------------------------------------------------------------------------------------
M-1 8.4900% 0.00 188,619.50 0.00 188,619.50 0.00
M-2 8.9000% 0.00 108,750.58 0.00 108,750.58 0.00
B-1 9.4200% 0.00 104,640.50 0.00 104,640.50 0.00
B-2 10.5000% 0.00 128,301.25 0.00 128,301.25 0.00
X 0.00 5,918.77 0.00 0.00 5,918.77
R 0.00 0.00 0.00 0.00 0.00
Service Fee 1.0000% 0.00 157,830.22 0.00 157,830.22 0.00
Current Trustee Fees 4,500.00
------------------------------------------------------------------------------------------------
Total 0.00 694,060.82 0.00 692,642.05 5,918.77
================================================================================================
All Certificates 0.00 1,911,787.89 0.00 1,910,369.12 5,918.77
================================================================================================
Beginning Current Ending Interest
Carry-Over Current Carry-Over Carry-Over Paid Per
Subordinate Writedown Writedown Writedown Writedown Writedown 1000 Total Class
Certificates Int. Balance Int. Accrued Int. Accrued Interest Paid Int. Balance Denomination Distribution
--------------------------------------------------------------------------------------------------------------
M-1 0.00 0.00 0.00 0.00 0.00 7.07500 188,619.50
M-2 0.00 0.00 0.00 0.00 0.00 7.41667 108,750.58
B-1 0.00 0.00 0.00 0.00 0.00 7.85000 104,640.50
B-2 0.00 0.00 0.00 0.00 0.00 8.75000 128,301.25
X 0.00
R 0.00
Service Fee 157,830.22
Current Trustee Fees 4,500.00
--------------------------------------------------------------------------- --------------------
Total 0.00 0.00 0.00 0.00 0.00 692,642.05
=========================================================================== ====================
All Certificates 0.00 0.00 0.00 0.00 0.00 5,570,757.80
=========================================================================== ====================
Cumulative X Interest Shortfall 5,918.77
Cumulative Accelerated Prin. Disb. (5,918.77)
-----------------
</TABLE>