<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
AMENDED REGISTRATION STATEMENT ON FORM SB-2 AND IS QUALIFIED IN ITS
ENTIRETY BY REFERENCE TO SUCH FINANCIAL INFORMATION.
</LEGEND>
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> SEP-30-2000
<CASH> 1,870
<INT-BEARING-DEPOSITS> 2,583
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 14,856
<INVESTMENTS-CARRYING> 15,817
<INVESTMENTS-MARKET> 15,748
<LOANS> 47,584
<ALLOWANCE> 621
<TOTAL-ASSETS> 70,370
<DEPOSITS> 47,817
<SHORT-TERM> 5,500
<LIABILITIES-OTHER> 1,275
<LONG-TERM> 10,000
0
0
<COMMON> 0
<OTHER-SE> 5,778
<TOTAL-LIABILITIES-AND-EQUITY> 70,370
<INTEREST-LOAN> 2,901
<INTEREST-INVEST> 785
<INTEREST-OTHER> 167
<INTEREST-TOTAL> 3,853
<INTEREST-DEPOSIT> 1,345
<INTEREST-EXPENSE> 2,072
<INTEREST-INCOME-NET> 1,781
<LOAN-LOSSES> 140
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 2,141
<INCOME-PRETAX> 251
<INCOME-PRE-EXTRAORDINARY> 251
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 163
<EPS-BASIC> 0
<EPS-DILUTED> 0
<YIELD-ACTUAL> 3.67
<LOANS-NON> 147
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 560
<CHARGE-OFFS> 135
<RECOVERIES> 56
<ALLOWANCE-CLOSE> 621
<ALLOWANCE-DOMESTIC> 621
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>