EXHIBIT 23.2
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JAMESON
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& Associates, P.A.
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Certified Public Accountants
CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS
As independent public accountants, we hereby consent to the use of our reports
relating to the consolidated financial statements of BUCS Federal and to the
reference to our Firm under the heading "Experts" and any other references
included in or made a part of the Registration Statement on Form SB-2 and the
Application for Approval of Conversion of Form AC.
/s/Jameson & Associates, P.A.
Baltimore, Maryland
November 29, 2000
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515 E. Joppa Road - Baltimore, Maryland 21286
Telephone 410-825-5580 - Telecopier 410-321-0922
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