EXHIBIT 4
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COMMON STOCK BUCS FINANCIAL CORP CUSIP __________
CERTIFICATE NO.
INCORPORATED UNDER THE
LAWS OF THE STATE OF MARYLAND
SEE REVERSE FOR
CERTAIN DEFINITIONS
THIS CERTIFIES THAT
IS THE OWNER OF:
FULLY PAID AND NONASSESSABLE SHARES OF COMMON STOCK,
$0.10 PAR VALUE PER SHARE, OF
BUCS Financial Corp
The shares represented by this certificate are transferable only on the
stock transfer books of the corporation by the holder of record hereof in
person, or by his duly authorized attorney or legal representative, upon the
surrender of this certificate properly endorsed. This certificate and the shares
represented hereby are issued and shall be held subject to all the provisions
contained in the corporation's official corporate papers filed with the Maryland
Department of Assessments and Taxation (copies of which are on file with the
Transfer Agent), to all of the provisions the holder by acceptance hereof,
assents.
This certificate is not valid unless countersigned and registered by
the Transfer Agent and Registrar.
THIS SECURITY IS NOT A DEPOSIT OR ACCOUNT AND IS NOT
FEDERALLY INSURED OR GUARANTEED.
In Witness Whereof, BUCS Financial Corp has caused this certificate to
be executed by the facsimile signatures of its duly authorized officers and has
caused a facsimile of its corporate seal to be hereunto affixed.
DATED:
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PRESIDENT SECRETARY
SEAL
Incorporated 2000
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BUCS FINANCIAL CORP
The Board of Directors of the corporation is authorized by resolution(s),
from time to time adopted, to provide for the issuance of serial preferred stock
in series and to fix and state the voting powers, designations, preferences, and
relative, participating, optional, or other special rights of the shares of each
such series and the qualifications, limitations, and restrictions thereof. The
corporation will furnish to any shareholder upon request and without charge a
full description of each class of stock and any series thereof.
The shares represented by this certificate are subject to a limitation
contained in the articles of incorporation of the corporation (the "Articles")
to the effect that in no event shall any record owner of any outstanding common
stock which is beneficially owned, directly or indirectly, by a person who
beneficially owns in excess of 10% of the outstanding shares of common stock (
the "Limit") be entitled or permitted to any vote in respect of shares held in
excess of the Limit. In addition, for five years from the initial sale of common
stock, no person or entity may offer to acquire or acquire more than 10% of the
then outstanding shares of any class of equity securities of the corporation.
The shares represented by this certificate may not be cumulatively voted in
the election of directors of the corporation. The Articles also require the
approval of not less than 80% of the corporation's voting stock prior to the
corporation engaging in certain transactions or business combinations (as
defined in the Articles). This restriction does not apply if certain approvals
are obtained from the Board of Directors. The affirmative vote of holders of 80%
of the outstanding shares of capital stock of the corporation entitled to vote
generally in the election of directors (considered for this purpose as a single
class) is required to amend these and certain other provisions of the Articles.
The following abbreviations, when used in the inscription on the face of
this certificate, shall be construed as though they were written out in full
according to applicable laws or regulations:
<TABLE>
<CAPTION>
<S> <C> <C> <C>
TEN COM - as tenants in common UNIF TRANS MIN ACT - _______________Custodian_______________
(Cus) (Minor)
under Uniform Transfers to Minors Act
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(State)
</TABLE>
TEN ENT - as tenants by the entireties
JT TEN - as joint tenants with right of
survivorship and not as tenants
in common
Additional abbreviations may also be used though not in the above list.
FOR VALUE RECEIVED ______________ hereby sell, assign and transfer unto
PLEASE INSERT SOCIAL SECURITY OR
OTHER IDENTIFYING NUMBER OF ASSIGNEE
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(PLEASE PRINT OR TYPEWRITE NAME AND ADDRESS INCLUDING ZIP CODE OF ASSIGNEE)
_______________ shares of the common stock represented by the within certificate
and do hereby irrevocably constitute
and appoint _______________________________ Attorney to transfer the said shares
on the books of the within named corporation with full power of substitution in
the premises.
Dated _____________________ X___________________________________
X___________________________________
NOTICE: The signatures to this assignment must correspond with the
name(s) as written upon the face of the certificate in every particular, without
alteration or enlargement or any change whatever.
<TABLE>
<CAPTION>
<S> <C>
SIGNATURES(S) GUARANTEED: THE SIGNATURE(S) SHOULD BE GUARANTEED BY AN ELIGIBLE
GUARANTOR INSTITUTION (BANKS, STOCKBROKERS, SAVINGS AND LOAN
ASSOCIATIONS, AND CREDIT UNIONS WITH MEMBERSHIP IN AN
APPROVED SIGNATURE GUARANTEE MEDALLION PROGRAM) PURSUANT TO
S.E.C. RULE 17Ad-15.
</TABLE>
Countersigned and Registered:
Transfer Agent and Registrar
By:
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Authorized Signature
