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Previous: HERITAGE FINANCIAL HOLDING, 10QSB, EX-11, 2000-11-13 |
Next: GRANDSOUTH BANCORPORATION, 8-A12G, 2000-11-13 |
<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1,000
<CURRENCY> U.S. DOLLARS
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<EXCHANGE-RATE> 1
<CASH> 5,886
<INT-BEARING-DEPOSITS> 871
<FED-FUNDS-SOLD> 38,140
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 25,999
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 371,111
<ALLOWANCE> 4,651
<TOTAL-ASSETS> 448,488
<DEPOSITS> 400,211
<SHORT-TERM> 0
<LIABILITIES-OTHER> 4,080
<LONG-TERM> 12,000
0
0
<COMMON> 85
<OTHER-SE> 32,113
<TOTAL-LIABILITIES-AND-EQUITY> 448,488
<INTEREST-LOAN> 22,128
<INTEREST-INVEST> 1,251
<INTEREST-OTHER> 1,711
<INTEREST-TOTAL> 25,090
<INTEREST-DEPOSIT> 14,270
<INTEREST-EXPENSE> 15,264
<INTEREST-INCOME-NET> 9,826
<LOAN-LOSSES> 2,399
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 5,831
<INCOME-PRETAX> 2,344
<INCOME-PRE-EXTRAORDINARY> 1,431
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,431
<EPS-BASIC> .17
<EPS-DILUTED> .14
<YIELD-ACTUAL> 3.62
<LOANS-NON> 421
<LOANS-PAST> 2,132
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 3,036
<CHARGE-OFFS> 872
<RECOVERIES> 88
<ALLOWANCE-CLOSE> 4,651
<ALLOWANCE-DOMESTIC> 4,651
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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