Payment Date: 08/25/00
------------------------------------------------------------
INDYMAC ABS, INC
Home Equity Mortgage Loan Asset-Backed Trust, Series SPMD 2000-B
------------------------------------------------------------
<TABLE>
<CAPTION>
Class Information Current Payment Information
----------------------------------------------------------------------------------------------------------------------------------
Beginning Pass Thru Principal Interest Total Principal Interest
Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls
----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
Senior AF1 112,582,000.00 8.080000% 987,447.50 758,052.13 1,745,499.64 0.00 0.00
MF1 4,077,000.00 8.580000% 0.00 29,150.55 29,150.55 0.00 0.00
MF2 4,076,000.00 9.020000% 0.00 30,637.93 30,637.93 0.00 0.00
BF 3,136,000.00 9.500000% 0.00 24,826.67 24,826.67 0.00 0.00
AV1 144,884,000.00 6.910000% 1,082,095.00 778,671.01 1,860,766.01 0.00 0.00
MV1 8,728,000.00 7.250000% 0.00 49,216.22 49,216.22 0.00 0.00
MV2 9,165,000.00 7.670000% 0.00 54,674.32 54,674.32 0.00 0.00
BV 8,291,000.00 8.620000% 0.00 55,586.55 55,586.55 0.00 0.00
XF 1,802,045.00 0.000000% 0.00 239,486.16 239,486.16 0.00 0.00
XV 3,482,955.00 0.000000% 0.00 408,160.96 408,160.96 0.00 0.00
Residual R 100.00 0.000000% 100.00 0.00 100.00 0.00 0.00
----------------------------------------------------------------------------------------------------------------------------------
----------------------------------------------------------------------------------------------------------------------------------
----------------------------------------------------------------------------------------------------------------------------------
Totals - - 294,939,100.00 - 2,069,642.51 2,428,462.49 4,498,105.00 - -
----------------------------------------------------------------------------------------------------------------------------------
Class Information
--------------------------------------------------------------------------------
Ending Cert. Unpaid
Type Class Code Name Notional Bal. Interest
--------------------------------------------------------------------------------
Senior AF1 111,594,552.50 0.00
MF1 4,077,000.00 0.00
MF2 4,076,000.00 0.00
BF 3,136,000.00 0.00
AV1 143,801,905.00 0.00
MV1 8,728,000.00 0.00
MV2 9,165,000.00 0.00
BV 8,291,000.00 0.00
XF 1,802,045.00 0.00
XV 3,482,955.00 0.00
Residual R 0.00 0.00
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
Totals - - 292,869,457.49 -
--------------------------------------------------------------------------------
</TABLE>
<PAGE>
Payment Date: 08/25/00
------------------------------------------------------------
INDYMAC ABS, INC
Home Equity Mortgage Loan Asset-Backed Trust, Series SPMD 2000-B
------------------------------------------------------------
<TABLE>
<CAPTION>
Class Information Current Payment Information
Factors per $1,000
------------------------------------------------------------------------------------------------------------------------
Beginning Pass Thru CUSIP Principal Interest Ending Cert./
Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal.
------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
------------------------------------------------------------------------------------------------------------------------
Senior AF1 112,582,000.00 8.080000% 456606AS1 8.770918 6.733333 991.229082
MF1 4,077,000.00 8.580000% 456606AT9 0.000000 7.150000 1,000.000000
MF2 4,076,000.00 9.020000% 456606AU6 0.000000 7.516667 1,000.000000
BF 3,136,000.00 9.500000% 456606AV4 0.000000 7.916667 1,000.000000
AV1 144,884,000.00 6.910000% 456606AX0 7.468699 5.374444 992.531301
MV1 8,728,000.00 7.250000% 456606AY8 0.000000 5.638889 1,000.000000
MV2 9,165,000.00 7.670000% 456606AZ5 0.000000 5.965556 1,000.000000
BV 8,291,000.00 8.620000% 456606BA9 0.000000 6.704444 1,000.000000
XF 1,802,045.00 0.000000% PRIVATE 0.000000 152.653785 1,148.663421
XV 3,482,955.00 0.000000% PRIVATE 0.000000 116.881869 997.386659
Residual R 100.00 0.000000% 456606AW2 1,000.000000 0.000000 0.000000
------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------
Totals - - 294,939,100.00 - - - - -
------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------
</TABLE>
<PAGE>
------------------------------------------------------------
INDYMAC ABS, INC
Home Equity Mortgage Loan Asset-Backed Trust, Series SPMD 2000-B
------------------------------------------------------------
--------------------------------------------------------------------------------
COLLATERAL INFORMATION
--------------------------------------------------------------------------------
Total
-----
Prin balance 122,905,453.75 165,795,125.33 288,700,579.08
Loan count 1202 1148 2350
Avg loan rate 10.787783% 10.328371% 10.52
Prepay amount 936,501.53 1,017,453.11 1,953,954.64
--------------------------------------------------------------------------------
FEES AND ADVANCES
--------------------------------------------------------------------------------
Total
-----
Master serv fees 49,653.85 67,305.25 116,959.11
Sub servicer fees 49,919.64 68,114.79 118,034.43
Trustee fees 929.20 1,251.59 2,180.79
Agg advances N/A N/A N/A
Adv this period 0.00 0.00 0.00
--------------------------------------------------------------------------------
LOSSES & INSURANCE COVERAGES
--------------------------------------------------------------------------------
Total
-----
Realized losses 0.00 0.00 0.00
Cumulative losses 0.00 0.00 0.00
Coverage Amounts Total
---------------- -----
Bankruptcy 0.00 0.00 0.00
Fraud 0.00 0.00 0.00
Special Hazard 0.00 0.00 0.00
Aggregate Certificate Information
-----------------------------------------------------------------------------
Class Aggregate Aggregate Aggregate
Type Percentage Prepay Pct. End Cert. Bal.
-----------------------------------------------------------------------------
Senior 100.000000% 100.000000% 294,939,100.00
-----------------------------------------------------------------------------
Junior 0.000000% 0.000000% 0.00
-----------------------------------------------------------------------------
--------------------------------------------------------------------------------
DELINQUENCY INFORMATION
--------------------------------------------------------------------------------
Period Loan Count Ending Stated Balance
------ ---------- ---------------------
30 to 59 days 75 8,306,995.63
60 to 89 days 11 1,065,952.53
90 or more 2 143,000.00
Foreclosure 0 0.00
Totals: 88 9,515,948.16
--------------------------------------------------------------------------------
<PAGE>
--------------------------------------------------------------------------------
REO INFORMATION
--------------------------------------------------------------------------------
REO Date Loan Number Ending Stated Balance Book Value
-------- ----------- --------------------- ----------
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
Totals: 0 N/A
Current Total Outstanding Balance: 0.00
Current Total Outstanding Number of Loans: 0
<PAGE>
--------------------------------------------------------------------------------
OTHER INFORMATION
--------------------------------------------------------------------------------
Amount/Withdrawal Total/Ending Bal.
----------------- -----------------
Available remittance amount 4,498,105.00 4,498,105.00
Principal remittance amount 2,069,642.51 2,069,642.51
Interest remittance amount 2,428,462.49 2,428,462.49