Payment Date: 10/25/00
------------------------------------------------------------
INDYMAC ABS, INC
Home Equity Mortgage Loan Asset-Backed Trust, Series SPMD 2000-B
------------------------------------------------------------
<TABLE>
<CAPTION>
Class Information Current Payment Information
----------------------------------------------------------------------------------------------------------------------------------
Beginning Pass Thru Principal Interest Total Principal Interest
Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls
----------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
Senior AF1 111,302,020.57 8.080000% 657,756.02 749,433.61 1,407,189.63 0.00 0.00
MF1 4,077,000.00 8.580000% 0.00 29,150.55 29,150.55 0.00 0.00
MF2 4,076,000.00 9.019999% 0.00 30,637.93 30,637.93 0.00 0.00
BF 3,136,000.00 9.500001% 0.00 24,826.67 24,826.67 0.00 0.00
AV1 143,384,628.29 6.911880% 3,051,468.61 825,881.12 3,877,349.73 0.00 0.00
MV1 8,728,000.00 7.251880% 0.00 52,745.34 52,745.34 0.00 0.00
MV2 9,165,000.00 7.671880% 0.00 58,593.98 58,593.98 0.00 0.00
BV 8,291,000.00 8.621881% 0.00 59,570.01 59,570.01 0.00 0.00
XF 1,802,045.00 151.933653% 0.00 228,159.40 228,159.40 0.00 0.00
XV 3,482,955.00 159.211173% 0.00 462,104.46 462,104.46 0.00 0.00
Residual R 0.00 0.000000% 0.00 0.00 0.00 0.00 0.00
----------------------------------------------------------------------------------------------------------------------------------
----------------------------------------------------------------------------------------------------------------------------------
----------------------------------------------------------------------------------------------------------------------------------
Totals - - 292,159,648.86 - 3,709,224.63 2,521,103.07 6,230,327.70 - -
----------------------------------------------------------------------------------------------------------------------------------
Class Information
--------------------------------------------------------------------------------
Ending Cert. Unpaid
Type Class Code Name Notional Bal. Interest
--------------------------------------------------------------------------------
Senior AF1 110,644,264.58 0.00
MF1 4,077,000.00 0.00
MF2 4,076,000.00 0.00
BF 3,136,000.00 0.00
AV1 140,333,159.69 0.00
MV1 8,728,000.00 0.00
MV2 9,165,000.00 0.00
BV 8,291,000.00 0.00
XF 1,802,045.00 0.00
XV 3,482,955.00 0.00
Residual R 0.00 0.00
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
--------------------------------------------------------------------------------
Totals - - 288,450,424.27 -
--------------------------------------------------------------------------------
</TABLE>
<PAGE>
Payment Date: 10/25/00
------------------------------------------------------------
INDYMAC ABS, INC
Home Equity Mortgage Loan Asset-Backed Trust, Series SPMD 2000-B
------------------------------------------------------------
<TABLE>
<CAPTION>
Class Information Current Payment Information
Factors per $1,000
------------------------------------------------------------------------------------------------------------------------
Beginning Pass Thru CUSIP Principal Interest Ending Cert./
Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal.
------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
------------------------------------------------------------------------------------------------------------------------
Senior AF1 111,302,020.57 8.080000% 456606AS1 5.842462 6.656780 982.788231
MF1 4,077,000.00 8.580000% 456606AT9 0.000000 7.150000 1,000.000000
MF2 4,076,000.00 9.019999% 456606AU6 0.000000 7.516666 1,000.000000
BF 3,136,000.00 9.500001% 456606AV4 0.000000 7.916668 1,000.000000
AV1 143,384,628.29 6.911880% 456606AX0 21.061460 5.700292 968.589766
MV1 8,728,000.00 7.251880% 456606AY8 0.000000 6.043233 1,000.000000
MV2 9,165,000.00 7.671880% 456606AZ5 0.000000 6.393233 1,000.000000
BV 8,291,000.00 8.621881% 456606BA9 0.000000 7.184900 1,000.000000
XF 1,802,045.00 151.933653% PRIVATE 0.000000 145.433858 1,148.663421
XV 3,482,955.00 159.211173% PRIVATE 0.000000 132.329250 997.386659
Residual R 0.00 0.000000% 456606AW2 0.000000 0.000000 0.000000
------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------
Totals - - 292,159,648.86 - - - - -
------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------------------------------------------------------------------
</TABLE>
<PAGE>
------------------------------------------------------------
INDYMAC ABS, INC
Home Equity Mortgage Loan Asset-Backed Trust, Series SPMD 2000-B
------------------------------------------------------------
--------------------------------------------------------------------------------
COLLATERAL INFORMATION
--------------------------------------------------------------------------------
Total
-----
Prin balance 123,501,263.53 170,008,361.30 293,509,624.83
Loan count 1211 1192 2403
Avg loan rate 10.780168% 10.325224% 10.52
Prepay amount 599,604.20 2,975,419.42 3,575,023.62
--------------------------------------------------------------------------------
FEES AND ADVANCES
--------------------------------------------------------------------------------
Total
-----
Master serv fees 2,133.99 0.00 2,133.99
Sub servicer fees 50,019.21 70,480.93 120,500.13
Trustee fees 931.19 1,297.95 2,229.14
Agg advances N/A N/A N/A
Adv this period 108,992.20 119,495.42 228,487.62
--------------------------------------------------------------------------------
LOSSES & INSURANCE COVERAGES
--------------------------------------------------------------------------------
Total
-----
Realized losses 0.00 0.00 0.00
Cumulative losses 0.00 0.00 0.00
Coverage Amounts Total
---------------- -----
Bankruptcy 0.00 0.00 0.00
Fraud 0.00 0.00 0.00
Special Hazard 0.00 0.00 0.00
Aggregate Certificate Information
-----------------------------------------------------------------------------
Class Aggregate Aggregate Aggregate
Type Percentage Prepay Pct. End Cert. Bal.
-----------------------------------------------------------------------------
Senior 100.000000% 100.000000% 292,159,648.86
-----------------------------------------------------------------------------
Junior 0.000000% 0.000000% 0.00
-----------------------------------------------------------------------------
--------------------------------------------------------------------------------
DELINQUENCY INFORMATION
--------------------------------------------------------------------------------
Period Loan Count Ending Stated Balance
------ ---------- ---------------------
30 to 59 days 148 15,986,197.68
60 to 89 days 49 4,746,064.46
90 or more 10 1,174,211.88
Foreclosure 20 1,805,835.36
Totals: 227 23,712,309.38
--------------------------------------------------------------------------------
<PAGE>
--------------------------------------------------------------------------------
REO INFORMATION
--------------------------------------------------------------------------------
REO Date Loan Number Ending Stated Balance Book Value
-------- ----------- --------------------- ----------
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
N/A # 0 N/A
Totals: 0 N/A
Current Total Outstanding Balance: 0.00
Current Total Outstanding Number of Loans: 0
<PAGE>
--------------------------------------------------------------------------------
OTHER INFORMATION
--------------------------------------------------------------------------------
Amount/Withdrawal Total/Ending Bal.
----------------- -----------------
Available remittance amount 6,230,327.70 6,230,327.70
Principal remittance amount 3,709,224.63 3,709,224.63
Interest remittance amount 2,521,103.07 2,521,103.07
