EZ BANCORP INC
SB-2/A, EX-23.1, 2001-01-16
STATE COMMERCIAL BANKS
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                         Consent of Independent Auditors





We consent to the  reference to our firm under the caption  "Experts" and to the
use  of  our  report  dated  November  15,  2000,  in  Amendment  No.  1 to  the
Registration  Statement (form SB-2 No.  333-50728) and related  Prospectus of eZ
Bancorp, Inc. for the registration of its common stock.



                                        /s/ Enrst& Young LLP


January 10, 2001
Chicago, Illinois



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