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Consent of Independent Auditors We consent to the reference to our firm under the caption "Experts" and to the use of our report dated November 15, 2000, in Amendment No. 1 to the Registration Statement (form SB-2 No. 333-50728) and related Prospectus of eZ Bancorp, Inc. for the registration of its common stock. /s/ Enrst& Young LLP January 10, 2001 Chicago, Illinois
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