Jody M. Walker
Attorney-At-Law
7841 South Garfield Way
Littleton, Colorado 80122
Telephone (303) 850-7637
Facsimile (303) 220-9902
December 1, 2000
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Dear Sirs:
Re: OPINION RE: LEGALITY AND CONSENT OF COUNSEL TO USE OF NAME IN
THE REGISTRATION STATEMENT ON FORM SB-2 OF EMAIL MORTGAGE.com, INC.
I am securities counsel for the above mentioned Company and I have
prepared the registration statement on Form SB-2 and any amendments.
I hereby consent to the inclusion and reference of my name and to a
discussion of the opinion in the prospectus and the reproduction of
the opinion in an exhibit in the registration statement on Form SB-2
and any amendments for Email Mortgage.com, Inc.
It is my opinion that the securities of Email Mortgage.com, Inc. and
those which are registered with the Securities and Exchange Commission
pursuant to Form SB-2 registration statement of Email Mortgage.com,
Inc. have been legally issued and will be, when sold, legally issued,
fully paid and non-assessable.
Yours very truly,
/s/Jody M. Walker
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Jody M. Walker