<PAGE>
================================================================================
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES AND EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported)
NOVEMBER 30, 2000
BEAR STEARNS ASSET BACKED SECURITIES, INC.
ASSET-BACKED CERTIFICATES, SERIES 2000-2
--------------------------------------------------------
(Exact name of Registrant as specified in its charter)
<TABLE>
<S> <C> <C>
DELAWARE 333-43091 13-3836437
--------------------------- ------------------- -------------------
(State or other jurisdiction (Commission (I.R.S. employer
of incorporation) file number) identification no.)
</TABLE>
245 PARK AVENUE
NEW YORK, NEW YORK 10167
---------------------------------------- ---------
(Address of principal executive offices) (ZIP Code)
(212) 272-2000
--------------------------------------------------
Registrant's telephone number, including area code
N/A
------------------------------------------------------------
(Former name or former address, if changed since last report)
================================================================================
<PAGE>
Item 5. Other Events.
Bear Stearns Asset Backed Securities, Inc., as depositor (the "Depositor")
registered issuances of Asset-Backed Certificates on a delayed or continuous
basis pursuant to Rule 415 under the Securities Act of 1933, as amended (the
"Act"), by a Registration Statement on Form S-3 (Registration File No.
333-43091) (as amended, the "Registration Statement"). Pursuant to the
Registration Statement, the Depositor caused Bear Stearns Asset Backed
Securities, Inc., Asset-Backed Certificates, Series 2000-2 to issue $278,968,000
principal amount of Asset-Backed Certificates, Series 2000-2 (the "
Certificates"), on November 30, 2000 (the "Closing Date").
The Certificates were issued pursuant to a pooling and servicing agreement (the
"Pooling and Servicing Agreement"), dated as of November 1, 2000 (the "Cut-Off
Date"), among the Depositor, EMC Mortgage Corporation, as Seller and Master
Servicer, and Wells Fargo Bank Minnesota, National Association, as Trustee.
Capitalized terms not defined herein have the meanings assigned in the Pooling
and Servicing Agreement attached hereto as Exhibit 4.1.
Item 7. Financial statements, Pro Forma Financial Information and Exhibits.
(c) Exhibits
Exhibit No.
4.1 Pooling and Servicing Agreement
<PAGE>
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
BEAR STEARNS ASSET BACKED SECURITIES, INC.
By: /s/ Jonathan Lieberman
-----------------------
Name: Jonathan Lieberman
Title: Authorized Agent
Date: December 14, 2000
<PAGE>
EXHIBIT INDEX
Exhibit Number Description
-------------- -----------
4.1 Pooling and Servicing Agreement
STATEMENT OF DIFFERENCES
------------------------
The section symbol shall be expressed as ............................. 'SS'