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AmeriCredit Automobile Receivables Trust 2000-1
Class A-1 6.757% Asset Backed Notes
Class A-2 6.700% Asset Backed Notes
Class A-3 6.740% Asset Backed Notes
Class B 7.160% Asset Backed Notes
Class C 7.440% Asset Backed Notes
Class D 8.220% Asset Backed Notes
Class E 10.680% Asset Backed Notes
Servicer's Certificate
This Servicer's Certificate has been prepared pursuant to Section 4.9 of the
Sale and Servicing Agreement among AmeriCredit Automobile Receivables Trust
2000-1, as Issuer, AmeriCredit Financial Services, Inc., as Servicer, AFS SenSub
Corp., as Seller, and The Chase Manhattan Bank, as Backup Servicer and Trust
Collateral Agent, dated as of November 2, 2000. Defined terms have the meanings
assigned to them in the Sale and Servicing Agreement or in other Transaction
Documents.
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MONTHLY PERIOD BEGINNING: 12/01/2000 ORIGINAL
MONTHLY PERIOD ENDING: 12/31/2000 PURCHASES UNITS CUT-OFF DATE CLOSING DATE POOL BALANCE
PREV. DISTRIBUTION/CLOSE DATE: 12/05/2000 ---------------------------------------------------------------------------------
DISTRIBUTION DATE: 01/05/2001 INITIAL PURCHASE 35,097 11/02/2000 11/16/2000 $499,999,970
DAYS OF INTEREST FOR PERIOD: 31 ---------------------------------------------------------------
DAYS IN COLLECTION PERIOD: 31 TOTAL 35,097 $499,999,970
MONTHS SEASONED: 2 ---------------------------------------------------------------------------------
---------------------------------------------
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I. MONTHLY PERIOD RECEIVABLES PRINCIPAL BALANCE CALCULATION:
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{1} Beginning of period Aggregate Principal Balance {1} $493,949,686
---------------
Monthly Principal Amounts
{2} Collections on Receivables outstanding at end of period {2} 11,899,510
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{3} Collections on Receivables paid off during period {3} 2,071,950
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{4} Receivables becoming Liquidated Receivables during period {4} 201,769
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{5} Receivables becoming Purchased Receivables during period {5} 0
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{6} Cram Down Losses occurring during period {6} 0
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{7} Other Receivables adjustments {7} 3,163
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{8} Less amounts allocable to Interest {8} (7,857,324)
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{9} Total Monthly Principal Amounts {9} 6,319,068
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{10} End of period Aggregate Principal Balance {10} $487,630,618
===============
{11} Pool Factor {11} 97.5261295%
===============
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II. MONTHLY PERIOD NOTE BALANCE CALCULATION: CLASS A-1 CLASS A-2 CLASS A-3 CLASS B
--------- --------- --------- -------
-------------------------------------------------------------------
{12} Original Note Balance {12} $80,000,000 $174,000,000 $119,250,000 $45,000,000
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{13} Beginning of period Note Balance {13} $69,447,906 $174,000,000 $119,250,000 $45,000,000
------------------------------------------------------------
{14} Noteholders' Principal Distributable Amount {14} 6,319,068 0 0 0
{15} Noteholders' Accelerated Principal Amount {15} 4,056,679 0 0 0
{16} Aggregate Principal Parity Amount {16} 0 0 0 0
{17} Matured Principal Shortfall {17}
------------------------------------------------------------
{18} End of period Note Balance {18} $59,072,159 $174,000,000 $119,250,000 $45,000,000
============================================================
{19} Note Pool Factors {19} 73.8401988% 100.0000000% 100.0000000% 100.0000000%
============================================================
------------------------------------------------------------
CLASS C CLASS D CLASS E TOTAL
------- ------- -------
$25,000,000 $25,000,000 $26,750,000 $495,000,000
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{20} Beginning of period Note Balance {20} $25,000,000 $25,000,000 $26,750,000 $484,447,906
------------------------------------------------------------
{21} Noteholders' Principal Distributable Amount {21} 0 0 0 6,319,068
{22} Noteholders' Accelerated Principal Amount {22} 0 0 0 4,056,679
{23} Class E Accelerated Principal Amount {23} 0 0
{24} Aggregate Principal Parity Amount {24} 0 0 0 0
{25} Matured Principal Shortfall {25} 0
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{26} End of period Note Balance {26} $25,000,000 $25,000,000 $26,750,000 $474,072,159
============================================================
{27} Note Pool Factors {27} 100.0000000% 100.0000000% 100.0000000% 95.7721533%
============================================================
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III. CALCULATION OF STEP-DOWN AMOUNT
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{28} Ending Pool Balance {28} $487,630,618
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{29} Minus the Lesser of (Max of 7% of Ending Pool Balance or $7,500,000) or Beg
Note Balance {29} (34,134,143)
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{30} Minus the Aggregate, Cumulative Amount paid to Class E Noteholders through
prior period {30} 0
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{31} Plus Specified Reserve Balance {31} 5,000,000
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{32} Required Pro Forma Note Balance {32} 458,496,475
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{33} Beginning Note Balance {33} 484,447,906
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{34} Total Monthly Principal Amount {34} (6,319,068)
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{35} Pro-Forma Note Balance ( Assuming 100% Pay-down) {35} 478,128,838
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{36} Step-Down amount (Excess of Required Pro-forma over Pro-forma Note Balance) {36} $0
===============
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IV. CALCULATION OF PRINCIPAL DISTRIBUTABLE AMOUNT
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{37} Total Monthly Principal Amounts {37} $6,319,068
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{38} Step-down Amount {38} 0
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{39} Principal Distributable Amount {39} $6,319,068
===============
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V. CALCULATION OF INTEREST DISTRIBUTABLE AMOUNT
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----------------------------------------------------------------------------------------------------
BEGINNING INTEREST INTEREST CALCULATED
CLASS NOTE BALANCE CARRYOVER RATE DAYS DAYS BASIS INTEREST
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{40} Class A-1 $69,447,906 0 6.75700% 31 Actual days/360 $404,085
{41} Class A-2 174,000,000 0 6.70000% 30 30/360 $971,500
{42} Class A-3 119,250,000 0 6.74000% 30 30/360 $669,788
{43} Class B 45,000,000 0 7.16000% 30 30/360 $268,500
{44} Class C 25,000,000 0 7.44000% 30 30/360 $155,000
{45} Class D 25,000,000 0 8.22000% 30 30/360 $171,250
{46} Class E 26,750,000 0 10.68000% 30 30/360 $238,075
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VI. RECONCILIATION OF COLLECTION ACCOUNT:
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AVAILABLE FUNDS:
{47} Collections on Receivables during period (net of Liquidation Proceeds) {47} $13,971,460
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{48} Liquidation Proceeds collected during period {48} 161,150
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{49} Purchase Amounts deposited in Collection Account {49} 0
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{50} Investment Earnings - Collection Account {50} 38,829
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{51} Investment Earnings - Transfer From Reserve Account {51} 26,537
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{52} Collection of Supplemental Servicing - Extension Fees {52} 2,111
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{53} Collection of Supplemental Servicing - Repo and Recovery Fees Advanced {53} 0
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{54} Collection of Supplemental Servicing - Late Fees {54} 24,792
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{55} Total Available Funds {55} 14,224,879
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DISTRIBUTIONS:
{56} Base Servicing Fee {56} 926,156
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{57} Repo and Recovery Fees - reimbursed to Servicer {57} 0
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{58} Bank Service Charges - reimbursed to Servicer {58} 1,216
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{59} Late Fees - reimbursed to Servicer {59} 24,792
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{60} Extension Fees - reimbursed to Servicer {60} 2,111
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{61} Overpayments - reimbursed to Servicer {61} 16,159
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{62} Agent fees {62} 500
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{63} Class A-1 Noteholders' Interest Distributable Amount {63} 404,085
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{64} Class A-2 Noteholders' Interest Distributable Amount {64} 971,500
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{65} Class A-3 Noteholders' Interest Distributable Amount {65} 669,788
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{66} Class A Noteholders' Principal Parity Amount or Matured Principal
Shortfall {66} 0
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{67} Class B Noteholders' Interest Distributable Amount {67} 268,500
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{68} Class B Noteholders' Principal Parity Amount or Matured Principal
Shortfall {68} 0
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{69} Class C Noteholders' Interest Distributable Amount {69} 155,000
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{70} Class C Noteholders' Principal Parity Amount or Matured Principal
Shortfall {70} 0
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{71} Class D Noteholders' Interest Distributable Amount {71} 171,250
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{72} Class D Noteholders' Principal Parity Amount or Matured Principal
Shortfall {72} 0
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{73} Class E Noteholders' Interest Distributable Amount {73} 238,075
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{74} Class E Noteholders' Principal Parity Amount or Matured Principal
Shortfall {74} 0
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{75} Noteholders' Principal Distributable Amount {75} 6,319,068
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{76} Total distributions (Prior to Reserve Account Deposit) {76} 10,168,200
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{77} Excess Available Funds {77} 4,056,679
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{78} Reserve Account Withdrawal Amount {78} 0
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{79} To the Reserve Account, the Reserve Account Deposit {79} 0
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{80} To the Noteholders, the Accelerated Principal Amount (as
calculated below) {80} (4,056,679)
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{81} To the Class E Noteholders, until Class E Balance is zero {81} 0
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{82} To the Certificateholders, the aggregate amount remaining {82} $0
===============
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VII. CALCULATION OF PRINCIPAL PARITY AMOUNT
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-------------------------------------------------------------------------------------
(X) (Y) (I) (II)
CUMULATIVE POOL EXCESS OF AVAILABLE FUNDS LESSER OF
CLASS NOTE BALANCE BALANCE (X) - (Y) IN WATERFALL (I) OR (II)
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{83} Class A $362,697,906 $487,630,618 $0 $11,208,572 $0
{84} Class B 407,697,906 487,630,618 0 10,940,072 0
{85} Class C 432,697,906 487,630,618 0 10,785,072 0
{86} Class D 457,697,906 487,630,618 0 10,613,822 0
{87} Class E 484,447,906 487,630,618 0 10,375,747 0
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{88} Total $0
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** Principal Parity Amount distributed as Noteholders Principal Distributable in
first three months of Trust
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VIII. CALCULATION OF ACCELERATED PRINCIPAL AMOUNT
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{89} Excess Available Funds {89} $4,056,679
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{90} Pro-Forma Note Balance (Calculated after Step-Down) {90} 478,128,838
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{91} Required Pro Forma Note Balance {91} 458,496,475
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{92} Excess of Pro-Forma Balance over Required Pro-Forma Balance {92} 19,632,363
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{93} Lesser of Excess Available Funds or Excess of Pro-Forma Note Balance $4,056,679
===============
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IX. RECONCILIATION OF RESERVE ACCOUNT: INITIAL
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{94} Specified Reserve Balance $5,000,000
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{95} Beginning of period Reserve Account balance {95} $5,000,000
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{96} The Reserve Account Deposit, from Collection Account {96} 0
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{97} Investment Earnings {97} 26,537
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{98} Investment Earnings - transferred to Collection Account Available Funds {98} (26,537)
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{99} Reserve Account Withdrawal Amount {99} 0
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{100} End of period Reserve Account balance {100} $5,000,000
===============
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X. CALCULATION OF TOTAL OVERCOLLATERALIZATION
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{101} Aggregate Principal Balance {101} $487,630,618
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{102} End of Period Note Balance {102} 474,072,159
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{103} Overcollateralization (Undercollateralization) {103} 13,558,459
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{104} Overcollateralization % {104} 2.78%
===============
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XI. MONTHLY PERIOD AND CUMULATIVE NUMBER OF RECEIVABLES CALCULATION:
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CUMULATIVE MONTHLY
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{105} Original Number of Receivables {105} 35,097
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{106} Beginning of period number of Receivables {106} 0 34,877
{107} Number of Receivables becoming Liquidated Receivables during period {107} 26 19
{108} Number of Receivables becoming Purchased Receivables during period {108} 0 0
{109} Number of Receivables paid off during period {109} 440 227
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{110} End of period number of Receivables {110} 34,631 34,631
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XII. STATISTICAL DATA: (CURRENT AND HISTORICAL)
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---------------------------------------------
ORIGINAL PREV. MONTH CURRENT
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{111} Weighted Average APR of the Receivables {111} 19.21% 19.21% 19.21%
{112} Weighted Average Remaining Term of the Receivables {112} 59.00 57.83 56.95
{113} Weighted Average Original Term of Receivables {113} 62.00 62.00 62.00
{114} Average Receivable Balance {114} $14,246 $14,163 $14,081
{115} Net Losses in Period {115} $0 $21,446 $40,619
{116} Aggregate Realized Losses {116} $0 $21,446 $62,065
{117} Aggregate Realized Loss Percentage {117} 0.004% 0.012%
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XIII. DELINQUENCY:
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Receivables with Scheduled Payment delinquent UNITS DOLLARS PERCENTAGE
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{118} 31-60 days {118} 1,824 $25,884,535 5.24%
{119} 61-90 days {119} 305 4,406,561 0.89%
{120} over 90 days {120} 8 133,943 0.03%
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{121} Total {121} 2,137 $30,425,039 6.16%
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By: /s/ Preston A. Miller
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Name: Preston A. Miller
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Title: Executive Vice President and Treasurer
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Date: January 2, 2001
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