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EXHIBIT 23.3
Consent of Independent Auditors
We consent to the reference to our firm under the caption "Experts" and to the
use of our report dated August 24, 1999 with respect to the consolidated
financial statements of Chesterfield Federal Savings & Loan of Chicago at June
30, 1999 and for the two years then ended, in the Application for Conversion of
Chesterfield Federal Savings and Loan Association of Chicago on Form AC, the
Holding Company Application for Chesterfield Financial Corp. on Form H - (e) 1
and the Registration Statement on Form S-1 of Chesterfield Financial Corp. for
the registration of shares of its common stock.
/s/ Ernst & Young LLP
Ernst & Young LLP
Chicago, Illinois
January 15, 2001
