<TABLE>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
Abbott Labs COM 002824100 12715 285329 SH SOLE 116334 109670 60220
Affiliated Computers Svcs - A COM 008190100 1282 38760 SH SOLE 9945 28815
American Home Products COM 026609107 380 6464 SH SOLE 3300 3164
American Power Conversion COM 029066107 349 8555 SH SOLE 7935 620
Associates First Capital - A COM 046008108 9927 444896 SH SOLE 171655 177120 97296
Becton, Dickinson COM 075887109 360 12550 SH SOLE 11615 935
Boeing COM 097023105 282 6750 SH SOLE 6750
Bristol-Myers Squibb COM 110122108 16076 275989 SH SOLE 86976 123369 66149
CVS Corp. COM 126650100 12497 312430 SH SOLE 139953 91470 81862
Callaway Golf Co. COM 131193104 636 39000 SH SOLE 21000 18000
Chase Manhattan Corp. COM 16161A108 3413 74086 SH SOLE 42611 26935 5004
Cisco Systems, Inc. COM 17275R102 1746 27468 SH SOLE 27468
Dentsply Int'l, Inc. COM 249030107 352 11440 SH SOLE 10940 500
Eastman Kodak COM 277461109 379 6375 SH SOLE 6375
Expeditors International Wash COM 302130109 205 4320 SH SOLE 4000 320
Exxon Mobil Corp COM 30231g102 444 5653 SH SOLE 3320 2333
Finova Group, Inc. COM 317928109 1587 122049 SH SOLE 54234 62240 6135
Fiserv, Inc COM 337738108 3707 85718 SH SOLE 48818 32025 5385
Freddie Mac COM 313400301 12868 317717 SH SOLE 123783 122930 71779
Immucell Corp COM 452525306 37 10000 SH SOLE 10000
Intel Corp COM 458140100 4025 30106 SH SOLE 15406 12320 2570
Johnson & Johnson COM 478160104 7763 76199 SH SOLE 36299 36255 4020
Kansas City Southern Inds. COM 485170302 368 4155 SH SOLE 3785 370
Kroger, Co. COM 501044101 6428 291350 SH SOLE 132820 145175 14585
Lexmark Intl Group, Inc. Cl A COM 529771107 2357 35045 SH SOLE 21225 11905 2105
Liz Claiborne COM 539320101 4108 116535 SH SOLE 54490 57180 5355
Lowe's Companies COM 548661107 4591 111804 SH SOLE 63979 40690 7830
Lucent Technologies, Inc. COM 549463107 427 7200 SH SOLE 7200
MBIA, Inc. COM 55262C100 1320 27385 SH SOLE 7525 19860
MGIC Investment COM 552848103 14258 313364 SH SOLE 126221 118450 69478
Marshall & Ilsley COM 571834100 1654 39861 SH SOLE 2000 37861
Martin Marietta Materials COM 573284106 3303 81692 SH SOLE 50282 27050 4810
Metlife, Inc. COM 59156R108 2038 96780 SH SOLE 5700 91080
Microsoft Corp COM 594918104 11161 139512 SH SOLE 54067 54005 31775
Officemax, Inc. COM 67622M108 212 42470 SH SOLE 39180 3290
Pepsico COM 713448108 4237 95347 SH SOLE 53892 35100 6935
Pfizer Inc COM 717081103 724 15081 SH SOLE 15081
Philip Morris COM 718154107 628 23635 SH SOLE 8000 9300 6335
RCN Corporation COM 749361101 1851 72940 SH SOLE 42910 26090 4340
Rogers Communication Cl B COM 775109200 215 7535 SH SOLE 6950 585
Safeway, Inc. COM 786514208 8028 178410 SH SOLE 76617 53835 48443
Scripps Co. (E.W.) - Cl A COM 811054204 3618 73463 SH SOLE 43968 24960 4940
Solectron Corp. COM 834182107 2171 51855 SH SOLE 28905 19590 3665
Southtrust Corp COM 844730101 1173 51850 SH SOLE 13855 37995
Target Corporation COM 87612E106 5236 90278 SH SOLE 50798 33905 6100
Telephone & Data Systems Inc. COM 879433100 347 3465 SH SOLE 3155 310
Tellabs, Inc. COM 879664100 11678 170637 SH SOLE 66132 68970 35950
Time Warner, Inc. COM 887315109 4102 53976 SH SOLE 30196 20380 3755
U.S. Cellular Corp. COM 911684108 3680 58410 SH SOLE 32650 22335 3735
Unumprovident Corp. COM 91529Y106 458 22815 SH SOLE 11980 10835
Wells Fargo & Co COM 949746101 12817 330750 SH SOLE 127775 130194 73666
Worldcom, Inc. COM 98157D106 16992 370391 SH SOLE 145817 138235 87258
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