<TABLE> <S> <C>
<ARTICLE> 7
<MULTIPLIER> 1,000
<CURRENCY> U.S. DOLLAR
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<EXCHANGE-RATE> 1
<DEBT-HELD-FOR-SALE> 2,068,463
<DEBT-CARRYING-VALUE> 155,514
<DEBT-MARKET-VALUE> 157,878
<EQUITIES> 479,043
<MORTGAGE> 0
<REAL-ESTATE> 0
<TOTAL-INVEST> 2,703,020
<CASH> 287,264
<RECOVER-REINSURE> 0
<DEFERRED-ACQUISITION> 195,377
<TOTAL-ASSETS> 4,884,904
<POLICY-LOSSES> 2,462,114
<UNEARNED-PREMIUMS> 721,724
<POLICY-OTHER> 0
<POLICY-HOLDER-FUNDS> 0
<NOTES-PAYABLE> 578,226
0
0
<COMMON> 7,281
<OTHER-SE> 613,502
<TOTAL-LIABILITY-AND-EQUITY> 4,884,904
1,091,683
<INVESTMENT-INCOME> 153,025
<INVESTMENT-GAINS> 1,885
<OTHER-INCOME> 3,086
<BENEFITS> 803,596
<UNDERWRITING-AMORTIZATION> 0
<UNDERWRITING-OTHER> 0
<INCOME-PRETAX> 15,408
<INCOME-TAX> (4,085)
<INCOME-CONTINUING> 19,493
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 18,074
<EPS-BASIC> 0.71
<EPS-DILUTED> 0.70
<RESERVE-OPEN> 0
<PROVISION-CURRENT> 0
<PROVISION-PRIOR> 0
<PAYMENTS-CURRENT> 0
<PAYMENTS-PRIOR> 0
<RESERVE-CLOSE> 0
<CUMULATIVE-DEFICIENCY> 0
</TABLE>