May 15, 2000
Securities and Exchange Commission
450 Fifth Street, NW
Washington, DC 20549
Re: Principal Variable Contracts Fund, Inc.
File No. 02-35570
Pursuant to Rule 497(j) under the Securities Act of 1933, as amended, the Funds
hereby certifies that the form of prospectus that would have been filed on
behalf of th-e Funds pursuant to Rule 497(c) upon the effectiveness of the
Post-Effective Amendments referenced above to the Funds' Registration Statement
on Form N-1A (the "Amendment") would not have differed from that contained in
the Amendments, which are the most recent amendments on such Registration
Statement and was filed electronically on April 26, 2000.
Comments or questions concerning this certificate may be directed to Kathy
Arterburn at 1-800-451-5447, ext. 75477.
Very truly yours
/s/ Kathy Arterburn
Kathy Arterburn
Registered Products Associate
/ksa