Exhibit (j) under Form N-1A
                                             Exhibit 23 under Item 601/ Reg. S-K








INDEPENDENT AUDITORS' CONSENT

We  consent to the use in this  Post-Effective  Amendment  No. 101  Registration
Statement No. 2-10415 on Form N-1A of our report dated December 8, 2000 relating
to the financial  statements of Federated Stock and Bond Fund, Inc. appearing in
the  Prospectus,  which  is a part of such  Registration  Statement,  and to the
references to us under the heading "Financial Highlights" in such Prospectus.





Boston, Massachusetts
December 26, 2000



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