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AMERICAN GENERAL LIFE INSURANCE COMPANY
SEPARATE ACCOUNT A
INDIVIDUAL VARIABLE RETIREMENT ANNUITY
CONTRACT
SUPPLEMENT DATED NOVEMBER 8, 2000
TO
PROSPECTUS AND STATEMENT OF ADDITIONAL INFORMATION
DATED APRIL 7, 2000
Effective November 1, 2000 American General Life Insurance Company is
amending the prospectus and its related statement of additional information for
the sole purpose of reflecting a change in the principal underwriter of the
Contracts.
On page 26 of the prospectus, the first paragraph of the section titled
"SALES AND ADMINISTRATIVE EXPENSES" is deleted in its entirety and replaced with
the following:
SALES AND ADMINISTRATIVE EXPENSES
American General Distributors, Inc. ("AGDI") acts as principal underwriter and
distributor with respect to the Contracts. AGDI is an affiliate of AGL. AGL
performs all administrative functions and pays all administrative expenses with
respect to the Contracts. These expenses include but are not limited to
salaries, rents, postage, telephone, travel, legal, actuarial and accounting
fees, office equipment and stationery. For these services, AGL deducts a
maximum fee equal to 8.75% of each Periodic Payment received. This deduction
consists of 6.75% for sales expenses and 2% for administrative expenses.
On page 39 of the prospectus, the section titled "DISTRIBUTION
ARRANGEMENTS" is deleted in its entirety and replaced with the following:
DISTRIBUTION ARRANGEMENTS
AGL offers the Contracts on a continuous basis. Sales of the Contracts are
conducted by American General Securities Incorporated ("AGSI"), a broker-dealer
that is a wholly-owned subsidiary of AGL.
AGDI is the principal underwriter and distributor of the Contracts. Before
November 1, 2000 AGSI served in this role. For a period of time you may receive
written information from us that identifies AGSI as the distributor of the
Contracts.
AGDI is an affiliate of AGL. AGL, in turn, is an indirect, wholly-owned
subsidiary of American General Corporation, a diversified financial services
holding company engaged primarily in the insurance business. American General
Financial Group is the marketing name for American General Corporation and its
subsidiaries. AGDI's principal office is 2929 Allen Parkway, Houston, Texas
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77019-2191. AGDI was organized as a Delaware corporation on June 24, 1994 and
is a registered broker-dealer under the Securities Exchange Act of 1934, as
amended ("1934 Act") and is a member of the National Association of Securities
Dealers, Inc. ("NASD"). AGDI is also the principal underwriter for AGL's
Separate Accounts A and VL-R, as well as the underwriter for various separate
accounts of other AGL affiliates. These separate accounts are registered
investment companies. AGDI, as the principal underwriter, is not paid any fees
on the Contracts.
On page 4 of the statement of additional information, the section titled
"PRINCIPAL UNDERWRITER" is deleted in its entirety and replaced with the
following:
PRINCIPAL UNDERWRITER
American General Distributors, Inc. ("AGDI") is the principal underwriter and
distributor of the Contracts. Before November 1, 2000 American General
Securities Incorporated ("AGSI") served in this role. AGSI is our subsidiary
broker-dealer.
AGDI is an affiliate of AGL. In the states of Florida and Illinois, AGDI is
known as American General Financial Distributors of Florida, Inc. and American
General Financial Distributors of Illinois, Inc., respectively. AGDI's
principal office is at 2929 Allen Parkway, Houston, Texas 77019-2191. AGDI was
organized as a Delaware corporation on June 24, 1994 and is a registered broker-
dealer under the Securities Exchange Act of 1934, as amended and a member of the
National Association of Securities Dealers, Inc. ("NASD"). AGDI is also the
principal underwriter for AGL's Separate Accounts D and VL-R, as well as the
underwriter for various separate accounts of other AGL affiliates. These
separate accounts are registered investment companies.
AGDI, as the principal underwriter and distributor, is not paid any fees on the
Contracts. As principal underwriter and distributor of the Contracts, AGSI did
not receive any compensation from AGL for any of the past three years. No other
affiliate of AGL receives any profit or benefit in connection with the purchase
or sale of shares of the underlying mutual fund by Separate Account A.
AGL offers the securities under the Contracts on a continuous basis.
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