UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 6/30/99
CHECK HERE IF AMENDMENT ( ): AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.): ( ) IS A RESTATEMENT.
( ) ADDS NEW HOLDINGS ENTRIES
INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:
NAME: COMPASS BANK
ADDRESS: 701 S. 32ND ST.
1ST FLOOR
BIRMINGHAM, AL 35233
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE
PERSON BY WHOM IT IS SIGNED HEREBY REPRESENT THAT THE PERSON
SIGNING THE REPORT IS AUTHORIZED TO SUBMIT IT, THAT ALL
INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND COMPLETE, AND
THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF
THIS FORM.
PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:
NAME: TOM RADIGAN
TITLE: Vice President
PHONE: (205)558-6745
SIGNATURE,PLACE,AND DATE OF SIGNING:
TOM RADIGAN BIRMINGHAM, AL 7/7/99
REPORT TYPE (CHECK ONLY ONE.):
(X) 13F HOLDINGS REPORT
( ) 13F NOTICE
( ) 13F COMBINATION REPORT
LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
NONE
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
<PAGE>
FORM 13F SUMMARY PAGE
REPORT SUMMARY:
NUMBER OF OTHER INCLUDED MANAGERS: 0
FORM 13F INFORMATION TABLE ENTRY TOTAL: 719
FORM 13F INFORMATION TABLE VALUE TOTAL: $864,019
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
A H BELO CORPORATION- SERIES A COMMON STOCK 080555105 17 840 SH DEFINED 840 0 0
A T & T CORPORATION COMMON STOCK 001957109 3830 68623 SH DEFINED 63441 3390 1792
A T & T CORPORATION COMMON STOCK 001957109 1031 18474 SH OTHER 16112 2362 0
ABBOTT LABORATORIES COMMON STOCK 002824100 870 19180 SH DEFINED 19180 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 470 10360 SH OTHER 3000 0 7360
ABERCROMBIE & FITCH COMPANY - COMMON STOCK 002896207 0 2 SH DEFINED 2 0 0
ACNIELSEN CORPORATION COMMON STOCK 004833109 30 1000 SH OTHER 1000 0 0
ADAPTEC INC COMMON STOCK 00651F108 7369 208690 SH DEFINED 205320 0 3370
ADAPTEC INC COMMON STOCK 00651F108 1590 45035 SH OTHER 45035 0 0
AETNA INC COMMON STOCK 008117103 7 75 SH DEFINED 75 0 0
AFFINITY TECHNOLOGY GROUP INC COMMON STOCK 00826M103 3 1500 SH OTHER 1500 0 0
AGL RESOURCES INC COMMON STOCK 001204106 37 2000 SH DEFINED 2000 0 0
ALABAMA NATIONAL BANCORPORATIO COMMON STOCK 010317105 125 5000 SH DEFINED 0 0 5000
ALABAMA NATIONAL BANCORPORATIO COMMON STOCK 010317105 65 2600 SH OTHER 2600 0 0
ALCOA INC COMMON STOCK 013817101 25 400 SH DEFINED 400 0 0
ALCOA INC COMMON STOCK 013817101 32 520 SH OTHER 520 0 0
ALLEGHENY ENERGY INC COMMON STOCK 017361106 13 400 SH DEFINED 400 0 0
ALLEGHENY TELEDYNE INC COMMON STOCK 017415100 478 21130 SH DEFINED 21130 0 0
ALLERGAN INC COMMON STOCK 018490102 9776 88075 SH DEFINED 86775 0 1300
ALLERGAN INC COMMON STOCK 018490102 2027 18265 SH OTHER 18265 0 0
ALLIANCE CAPITAL MANAGEMENT LP COMMON STOCK 018548107 2342 72475 SH DEFINED 71125 0 1350
ALLIANCE CAPITAL MANAGEMENT LP COMMON STOCK 018548107 96 2970 SH OTHER 2930 40 0
ALLIANT ENERGY CORP COMMON STOCK 018802108 6 200 SH DEFINED 200 0 0
ALLIANT ENERGY CORP COMMON STOCK 018802108 17 600 SH OTHER 600 0 0
ALLIED SIGNAL INCORPORATED COMMON STOCK 019512102 151 2400 SH DEFINED 2400 0 0
ALLIED SIGNAL INCORPORATED COMMON STOCK 019512102 391 6212 SH OTHER 3012 0 3200
ALLSTATE CORPORATION COMMON STOCK 020002101 121 3364 SH DEFINED 3364 0 0
ALLSTATE CORPORATION COMMON STOCK 020002101 57 1578 SH OTHER 1578 0 0
ALLTEL CORPORATION COMMON STOCK 020039103 241 3370 SH DEFINED 3370 0 0
ALLTEL CORPORATION COMMON STOCK 020039103 288 4033 SH OTHER 4033 0 0
ALZA CORPORATION COMMON STOCK 022615108 21 420 SH DEFINED 420 0 0
AMCAST INDUSTRIAL CORPORATION COMMON STOCK 023395106 79 4850 SH OTHER 4850 0 0
AMEREN CORPORATION COMMON STOCK 023608102 120 3137 SH DEFINED 3137 0 0
AMERICA ONLINE INCORPORATED COMMON STOCK 02364J104 9747 88610 SH DEFINED 87175 150 1285
AMERICA ONLINE INCORPORATED COMMON STOCK 02364J104 2175 19770 SH OTHER 19770 0 0
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101 8 216 SH DEFINED 216 0 0
AMERICAN EXPRESS COMPANY COMMON STOCK 025816109 805 6190 SH DEFINED 5380 0 810
AMERICAN EXPRESS COMPANY COMMON STOCK 025816109 98 755 SH OTHER 755 0 0
AMERICAN GENERAL CORPORATION COMMON STOCK 026351106 1920 25478 SH DEFINED 25478 0 0
AMERICAN GENERAL CORPORATION COMMON STOCK 026351106 504 6684 SH OTHER 4084 0 2600
AMERICAN GREETINGS CORPORATION COMMON STOCK 026375105 13 415 SH OTHER 415 0 0
AMERICAN HOME PRODUCTS CORPORA COMMON STOCK 026609107 2212 38548 SH DEFINED 38548 0 0
AMERICAN HOME PRODUCTS CORPORA COMMON STOCK 026609107 760 13244 SH OTHER 7944 0 5300
AMERICAN INTERNATIONAL GROUP I COMMON STOCK 026874107 10696 91225 SH DEFINED 90075 0 1150
AMERICAN INTERNATIONAL GROUP I COMMON STOCK 026874107 2155 18376 SH OTHER 15080 0 3296
AMERITECH CORPORATION COMMON STOCK 030954101 578 7868 SH DEFINED 6908 0 960
AMERITECH CORPORATION COMMON STOCK 030954101 206 2796 SH OTHER 2796 0 0
AMERITRADE HOLDING CORP-CLASS COMMON STOCK 03072H109 11 100 SH DEFINED 100 0 0
AMETEK INC COMMON STOCK 031100100 9 400 SH OTHER 400 0 0
AMGEN INCORPORATED COMMON STOCK 031162100 73 1200 SH DEFINED 1200 0 0
AMR CORPORATION COMMON STOCK 001765106 137 2000 SH DEFINED 2000 0 0
AMSOUTH BANCORPORATION COMMON STOCK 032165102 762 32882 SH DEFINED 27820 0 5062
AMSOUTH BANCORPORATION COMMON STOCK 032165102 333 14350 SH OTHER 0 0 14350
ANADARKO PETEROLEUM CORPORATIO COMMON STOCK 032511107 49 1320 SH DEFINED 1320 0 0
ANHEUSER BUSCH COMPANY INC COMMON STOCK 035229103 10055 141750 SH DEFINED 140200 0 1550
ANHEUSER BUSCH COMPANY INC COMMON STOCK 035229103 1647 23215 SH OTHER 23215 0 0
AON CORPORATION COMMON STOCK 037389103 919 22275 SH OTHER 22275 0 0
APACHE CORPORATION COMMON STOCK 037411105 19 490 SH DEFINED 490 0 0
ARGONAUT GROUP INC COMMON STOCK 040157109 40 1650 SH DEFINED 1650 0 0
ARVIN INDUSTRIES INCORPORATED COMMON STOCK 043339100 91 2410 SH OTHER 2410 0 0
ASSOCIATES FIRST CAPITAL CORP COMMON STOCK 046008108 141 3194 SH DEFINED 3194 0 0
ASSOCIATES FIRST CAPITAL CORP COMMON STOCK 046008108 14 314 SH OTHER 314 0 0
AT&T CORP-LIBERTY MEDIA GROUP COMMON STOCK 001957208 74 2000 SH DEFINED 2000 0 0
ATLANTIC RICHFIELD COMPANY COMMON STOCK 048825103 3963 47425 SH DEFINED 46765 600 60
ATLANTIC RICHFIELD COMPANY COMMON STOCK 048825103 1276 15265 SH OTHER 14965 300 0
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 118 2692 SH DEFINED 2692 0 0
AVERY DENNISON CORPORATION COMMON STOCK 053611109 36 592 SH DEFINED 592 0 0
AVISTA CORP COMMON STOCK 05379B107 23 1400 SH DEFINED 1400 0 0
AVON PRODUCTS INC COMMON STOCK 054303102 23 420 SH DEFINED 420 0 0
BAKER HUGHES INCORPORATED COMMON STOCK 057224107 164 4885 SH DEFINED 4440 0 445
BAKER HUGHES INCORPORATED COMMON STOCK 057224107 119 3538 SH OTHER 3538 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 433 5911 SH DEFINED 3711 0 2200
BANK OF AMERICA CORP COMMON STOCK 060505104 50 679 SH OTHER 679 0 0
BANK OF NEW YORK COMPANY INC COMMON STOCK 064057102 2251 61355 SH DEFINED 60490 0 865
BANK OF NEW YORK COMPANY INC COMMON STOCK 064057102 90 2455 SH OTHER 2285 170 0
BANK ONE CORPORATION COMMON STOCK 06423A103 2348 39424 SH DEFINED 37852 0 1572
BANK ONE CORPORATION COMMON STOCK 06423A103 55 915 SH OTHER 790 125 0
BANKBOSTON CORPORATION COMMON STOCK 06605R106 153 3000 SH DEFINED 3000 0 0
BATTLE MOUNTAIN GOLD COMPANY COMMON STOCK 071593107 0 144 SH OTHER 144 0 0
BAUSCH & LOMB INC COMMON STOCK 071707103 23 306 SH DEFINED 306 0 0
BAUSCH & LOMB INC COMMON STOCK 071707103 122 1600 SH OTHER 1600 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 1673 27604 SH DEFINED 25434 2000 170
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 148 2445 SH OTHER 1415 1030 0
BELL ATLANTIC CORPORATION COMMON STOCK 077853109 2362 36123 SH DEFINED 34883 0 1240
BELL ATLANTIC CORPORATION COMMON STOCK 077853109 774 11838 SH OTHER 11538 300 0
BELLSOUTH CORPORATION COMMON STOCK 079860102 1256 27220 SH DEFINED 25780 0 1440
BELLSOUTH CORPORATION COMMON STOCK 079860102 354 7668 SH OTHER 7668 0 0
BERKSHIRE HATHAWAY INC - CLASS COMMON STOCK 084670207 76 34 SH DEFINED 34 0 0
BEST SOFTWARE INC COMMON STOCK 086579109 32 2000 SH OTHER 2000 0 0
BESTFOODS COMMON STOCK 08658U101 41 820 SH DEFINED 820 0 0
BETHLEHEM STEEL CORPORATION COMMON STOCK 087509105 0 50 SH DEFINED 50 0 0
BIOMET INCORPORATED COMMON STOCK 090613100 7743 194781 SH DEFINED 191953 0 2828
BIOMET INCORPORATED COMMON STOCK 090613100 1538 38680 SH OTHER 38680 0 0
BLACK AND DECKER CORPORATION COMMON STOCK 091797100 69 1100 SH DEFINED 1100 0 0
BMC SOFTWARE INC COMMON STOCK 055921100 43 800 SH DEFINED 800 0 0
BMC SOFTWARE INC COMMON STOCK 055921100 70 1300 SH OTHER 1300 0 0
BOEING COMPANY COMMON STOCK 097023105 4462 101400 SH DEFINED 100400 0 1000
BOEING COMPANY COMMON STOCK 097023105 28 630 SH OTHER 630 0 0
BOSTON SCIENTIFIC CORPORATION COMMON STOCK 101137107 132 3000 SH DEFINED 3000 0 0
BRINKER INTERNATIONAL INCORPOR COMMON STOCK 109641100 17 600 SH DEFINED 600 0 0
BRISTOL-MYERS SQUIBB COMPANY COMMON STOCK 110122108 381 5402 SH DEFINED 5402 0 0
BRISTOL-MYERS SQUIBB COMPANY COMMON STOCK 110122108 4383 62220 SH OTHER 62220 0 0
BRUNSWICK CORPORATION COMMON STOCK 117043109 4 145 SH DEFINED 145 0 0
BUCKEYE PARTNERS LP COMMON STOCK 118230101 413 15000 SH OTHER 15000 0 0
BUILDING ONE SERVICES COMMON STOCK 120114103 3 203 SH DEFINED 203 0 0
BURLINGTON NORTHERN SANTA FE COMMON STOCK 12189T104 223 7200 SH DEFINED 7200 0 0
BURLINGTON NORTHERN SANTA FE COMMON STOCK 12189T104 18 570 SH OTHER 570 0 0
BURLINGTON RESOURCES INCORPORA COMMON STOCK 122014103 74 1700 SH DEFINED 1700 0 0
BURLINGTON RESOURCES INCORPORA COMMON STOCK 122014103 56 1296 SH OTHER 1296 0 0
CALIFORNIA COASTAL COMMUNITIES COMMON STOCK 129915104 0 18 SH OTHER 18 0 0
CAMDEN PROPERTY TRUST - REIT COMMON STOCK 133131102 49 1775 SH DEFINED 1775 0 0
CAMPBELL SOUP COMPANY COMMON STOCK 134429109 46 1000 SH DEFINED 1000 0 0
CAMPBELL SOUP COMPANY COMMON STOCK 134429109 46 1000 SH OTHER 1000 0 0
CAPITAL ONE FINANCIAL CORPORAT COMMON STOCK 14040H105 6524 117150 SH DEFINED 115320 0 1830
CAPITAL ONE FINANCIAL CORPORAT COMMON STOCK 14040H105 1360 24415 SH OTHER 24415 0 0
CAPSTEAD MORTGAGE CORP - REIT COMMON STOCK 14067E100 2 337 SH OTHER 337 0 0
CARDINAL HEALTH INC. COMMON STOCK 14149Y108 58 900 SH DEFINED 900 0 0
CARLISLE COMPANIES INC COMMON STOCK 142339100 84 1744 SH DEFINED 1744 0 0
CARNIVAL CORP COMMON COMMON STOCK 143658102 41 855 SH DEFINED 855 0 0
CARNIVAL CORP COMMON COMMON STOCK 143658102 69 1420 SH OTHER 1420 0 0
CAROLINA POWER & LIGHT COMPANY COMMON STOCK 144141108 32 744 SH DEFINED 744 0 0
CASTLE & COOKE INC COMMON STOCK 148433105 0 11 SH DEFINED 11 0 0
CATERPILLAR INCORPORATED COMMON STOCK 149123101 1140 19001 SH DEFINED 18541 0 460
CATERPILLAR INCORPORATED COMMON STOCK 149123101 131 2175 SH OTHER 2105 70 0
CBS CORPORATION COMMON STOCK 12490K107 174 4000 SH DEFINED 4000 0 0
CENTRAL AND SOUTHWEST CORPORAT COMMON STOCK 152357109 37 1600 SH DEFINED 0 0 1600
CENTRAL GARDEN & PET COMPANY COMMON STOCK 153527106 41 4000 SH OTHER 4000 0 0
CENTURYTEL INC COMMON STOCK 156700106 9 225 SH DEFINED 225 0 0
CENTURYTEL INC COMMON STOCK 156700106 179 4500 SH OTHER 4500 0 0
CHAMPION INTERNATIONAL CORPORA COMMON STOCK 158525105 150 3140 SH DEFINED 3140 0 0
CHARLES SCHWAB INCORPORATED COMMON STOCK 808513105 168 1541 SH DEFINED 1541 0 0
CHASE MANHATTAN CORPORATION COMMON STOCK 16161A108 911 10532 SH DEFINED 10532 0 0
CHASE MANHATTAN CORPORATION COMMON STOCK 16161A108 268 3100 SH OTHER 0 0 3100
CHEMFAB CORPORATION COMMON STOCK 16361L102 25 1400 SH OTHER 1400 0 0
CHEVRON CORPORATION COMMON STOCK 166751107 2972 31264 SH DEFINED 31264 0 0
CHEVRON CORPORATION COMMON STOCK 166751107 1224 12872 SH OTHER 12872 0 0
CINERGY CORPORATION COMMON STOCK 172474108 190 5930 SH DEFINED 4810 0 1120
CISCO SYSTEMS INCORPORATED COMMON STOCK 17275R102 15883 246489 SH DEFINED 240259 0 6230
CISCO SYSTEMS INCORPORATED COMMON STOCK 17275R102 5561 86304 SH OTHER 86304 0 0
CITIGROUP INC COMMON STOCK 172967101 14454 304300 SH DEFINED 297486 600 6214
CITIGROUP INC COMMON STOCK 172967101 3617 76149 SH OTHER 69099 300 6750
CITIZENS UTILITIES CO - CLASS COMMON STOCK 177342201 18 1658 SH DEFINED 1658 0 0
CLOROX COMPANY COMMON STOCK 189054109 43 400 SH DEFINED 400 0 0
CNBT BANKSHARES INC COMMON STOCK 125972109 115 9000 SH OTHER 9000 0 0
CNF TRANSPORTATION INC COMMON STOCK 12612W104 1 20 SH DEFINED 20 0 0
COASTAL CORPORATION COMMON STOCK 190441105 422 10485 SH DEFINED 8355 0 2130
COASTAL CORPORATION COMMON STOCK 190441105 9 220 SH OTHER 220 0 0
COCA-COLA COMPANY COMMON STOCK 191216100 3370 54357 SH DEFINED 51323 0 3034
COCA-COLA COMPANY COMMON STOCK 191216100 1097 17691 SH OTHER 13991 0 3700
COLGATE PALMOLIVE COMPANY COMMON STOCK 194162103 209 4245 SH DEFINED 4245 0 0
COLGATE PALMOLIVE COMPANY COMMON STOCK 194162103 217 4400 SH OTHER 4400 0 0
COLONIAL BANCGROUP, INC. COMMON STOCK 195493309 71 5064 SH OTHER 5064 0 0
COLUMBIA ENERGY GROUP COMMON STOCK 197648108 5 86 SH DEFINED 86 0 0
COLUMBIA HCA HEALTHCARE CORP COMMON STOCK 197677107 6 265 SH DEFINED 265 0 0
COMMONWEALTH ENERGY SYSTEM COMMON STOCK 202800108 42 1000 SH DEFINED 1000 0 0
COMPAQ COMPUTER CORPORATION COMMON STOCK 204493100 2116 89325 SH DEFINED 80620 400 8305
COMPAQ COMPUTER CORPORATION COMMON STOCK 204493100 1673 70645 SH OTHER 63095 350 7200
COMPASS BANCSHARES INC COMMON STOCK 20449H109 45572 1672366 SH DEFINED 1317280 0 355086
COMPASS BANCSHARES INC COMMON STOCK 20449H109 5188 190394 SH OTHER 147630 14617 28147
COMPUTER SCIENCES CORPORATION COMMON STOCK 205363104 337 4870 SH DEFINED 3680 0 1190
CONAGRA INC COMMON STOCK 205887102 154 5800 SH DEFINED 5800 0 0
CONEXANT SYSTEMS INC COMMON STOCK 207142100 8 134 SH DEFINED 134 0 0
CONSECO INCORPORATED COMMON STOCK 208464107 2 80 SH DEFINED 80 0 0
CONSOLIDATED EDISON, INC COMMON STOCK 209115104 137 3022 SH DEFINED 3022 0 0
CONSOLIDATED EDISON, INC COMMON STOCK 209115104 30 656 SH OTHER 656 0 0
CONSOLIDATED FREIGHTWAYS CORP COMMON STOCK 209232107 0 10 SH DEFINED 10 0 0
CONSOLIDATED NATURAL GAS COMPA COMMON STOCK 209615103 5 88 SH DEFINED 88 0 0
CONSTELLATION ENERGY GROUP COMMON STOCK 210371100 62 2100 SH DEFINED 2100 0 0
CONVERSE INC COMMON STOCK 212540108 0 11 SH DEFINED 11 0 0
COORS INC -B COMMON STOCK 217016104 5 100 SH DEFINED 100 0 0
COREL CORPORATION COMMON STOCK 21868Q109 63 16330 SH OTHER 16330 0 0
CORNING INCORPORATED COMMON STOCK 219350105 14 200 SH DEFINED 200 0 0
COSTCO COMPANIES INC COMMON STOCK 22160Q102 80 1000 SH DEFINED 1000 0 0
CREDENCE SYSTEMS CORP COMMON STOCK 225302108 55 1479 SH DEFINED 1479 0 0
CRESCENT REAL ESTATE EQUITIES COMMON STOCK 225756105 1515 63810 SH DEFINED 62285 0 1525
CRESCENT REAL ESTATE EQUITIES COMMON STOCK 225756105 34 1440 SH OTHER 1440 0 0
CROMPTON & KNOWLES CORPORATION COMMON STOCK 227111101 8 430 SH OTHER 430 0 0
CSX CORPORATION COMMON STOCK 126408103 1106 24385 SH DEFINED 23915 0 470
CSX CORPORATION COMMON STOCK 126408103 25 545 SH OTHER 470 75 0
CVS CORPORATION COMMON STOCK 126650100 30 600 SH DEFINED 600 0 0
CYBEX COMPUTER PRODUCTS CORP COMMON STOCK 232522102 50 1800 SH DEFINED 1800 0 0
CYTEC INDUSTRIES INC COMMON STOCK 232820100 3 86 SH DEFINED 86 0 0
DANA CORPORATION COMMON STOCK 235811106 471 10230 SH DEFINED 10230 0 0
DAYTON HUDSON CORPORATION COMMON STOCK 239753106 12610 193997 SH DEFINED 190112 0 3885
DAYTON HUDSON CORPORATION COMMON STOCK 239753106 4512 69415 SH OTHER 69415 0 0
DELL COMPUTER CORPORATION COMMON STOCK 247025109 47 1280 SH DEFINED 1280 0 0
DELL COMPUTER CORPORATION COMMON STOCK 247025109 7 200 SH OTHER 200 0 0
DELPHI AUTOMOTIVE SYSTEMS CORP COMMON STOCK 247126105 304 16412 SH DEFINED 16412 0 0
DELPHI AUTOMOTIVE SYSTEMS CORP COMMON STOCK 247126105 87 4694 SH OTHER 3786 0 908
DENALI INC COMMON STOCK 248221103 15 2000 SH OTHER 2000 0 0
DIAMOND OFFSHORE DRILLING INC COMMON STOCK 25271C102 45 1600 SH DEFINED 1600 0 0
DII GROUP INC COMMON STOCK 232949107 4 116 SH DEFINED 116 0 0
DOMINION RESOURCES INC COMMON STOCK 257470104 17 400 SH DEFINED 400 0 0
DOVER DOWNS ENTERTAINMENT INC COMMON STOCK 260086103 25 1400 SH OTHER 1400 0 0
DOW CHEMICAL COMPANY COMMON STOCK 260543103 1176 9269 SH DEFINED 9269 0 0
DOW CHEMICAL COMPANY COMMON STOCK 260543103 510 4023 SH OTHER 4023 0 0
DQE INC COMMON STOCK 23329J104 2 45 SH DEFINED 45 0 0
DTE ENERGY COMPANY COMMON STOCK 233331107 24 600 SH DEFINED 600 0 0
DUKE ENERGY CORPORATION COMMON STOCK 264399106 431 7926 SH DEFINED 7926 0 0
DUKE ENERGY CORPORATION COMMON STOCK 264399106 205 3762 SH OTHER 662 0 3100
DUN & BRADSTREET CORP COMMON STOCK 26483B106 152 4300 SH OTHER 4300 0 0
DURA AUTOMOTIVE SYSTEMS INC COMMON STOCK 265903104 130 3912 SH OTHER 3912 0 0
E.I.DU PONT DE NEMOURS & COMPA COMMON STOCK 263534109 18028 263899 SH DEFINED 261424 400 2075
E.I.DU PONT DE NEMOURS & COMPA COMMON STOCK 263534109 3016 44152 SH OTHER 43952 200 0
EASTMAN CHEMICAL COMPANY COMMON STOCK 277432100 26 500 SH DEFINED 500 0 0
EASTMAN CHEMICAL COMPANY COMMON STOCK 277432100 67 1290 SH OTHER 1290 0 0
EASTMAN KODAK COMPANY COMMON STOCK 277461109 230 3397 SH DEFINED 3397 0 0
EASTMAN KODAK COMPANY COMMON STOCK 277461109 187 2761 SH OTHER 2761 0 0
EATON CORPORATION COMMON STOCK 278058102 6652 72300 SH DEFINED 71140 0 1160
EATON CORPORATION COMMON STOCK 278058102 1391 15120 SH OTHER 15120 0 0
ECHELON INTERNATIONAL CORPORAT COMMON STOCK 278747100 1 40 SH DEFINED 40 0 0
EDISON INTERNATIONAL COMMON STOCK 281020107 27 1000 SH DEFINED 1000 0 0
EDISON INTERNATIONAL COMMON STOCK 281020107 11 400 SH OTHER 400 0 0
EL PASO ENERGY CORPORATION COMMON STOCK 283905107 10 286 SH DEFINED 286 0 0
EL PASO ENERGY CORPORATION COMMON STOCK 283905107 2 50 SH OTHER 50 0 0
ELECTRONIC DATA SYSTEMS CORPOR COMMON STOCK 285661104 316 5572 SH DEFINED 5572 0 0
ELECTRONIC DATA SYSTEMS CORPOR COMMON STOCK 285661104 148 2605 SH OTHER 205 0 2400
ELI LILLY & COMPANY COMMON STOCK 532457108 467 6516 SH DEFINED 6516 0 0
ELI LILLY & COMPANY COMMON STOCK 532457108 501 7000 SH OTHER 7000 0 0
EMC CORPORATION COMMON STOCK 268648102 13302 241856 SH DEFINED 239036 0 2820
EMC CORPORATION COMMON STOCK 268648102 2050 37280 SH OTHER 37280 0 0
EMERSON ELECTRIC COMPANY COMMON STOCK 291011104 113 1801 SH DEFINED 1801 0 0
EMERSON ELECTRIC COMPANY COMMON STOCK 291011104 252 4000 SH OTHER 4000 0 0
ENERGEN CORPORATION COMMON STOCK 29265N108 11 600 SH DEFINED 600 0 0
ENERGEN CORPORATION COMMON STOCK 29265N108 4 200 SH OTHER 200 0 0
ENERGY EAST CORP. COMMON STOCK 29266M109 96 3700 SH OTHER 3700 0 0
ENERGYSOUTH INC COMMON STOCK 292970100 14 690 SH DEFINED 690 0 0
ENGLEHARD CORPORATION COMMON STOCK 292845104 14 607 SH DEFINED 607 0 0
ENRON CORPORATION COMMON STOCK 293561106 6917 84608 SH DEFINED 83177 0 1431
ENRON CORPORATION COMMON STOCK 293561106 1020 12474 SH OTHER 12474 0 0
ENRON OIL AND GAS COMPANY COMMON STOCK 293562104 6 300 SH DEFINED 300 0 0
ENRON OIL AND GAS COMPANY COMMON STOCK 293562104 85 4200 SH OTHER 0 0 4200
ENSCO INTERNATIONAL INC COMMON STOCK 26874Q100 1 50 SH OTHER 50 0 0
ENTERGY CORPORATION COMMON STOCK 29364G103 65 2065 SH DEFINED 2065 0 0
ENTERGY CORPORATION COMMON STOCK 29364G103 8 260 SH OTHER 260 0 0
EQUIFAX INC COMMON STOCK 294429105 20 560 SH DEFINED 560 0 0
EQUITABLE RESOURCES INC COMMON STOCK 294549100 382 10125 SH OTHER 10125 0 0
EVERGREEN RESOURCES INC COMMON STOCK 299900308 25 1000 SH OTHER 1000 0 0
EXXON CORPORATION COMMON STOCK 302290101 22220 288107 SH DEFINED 266800 0 21307
EXXON CORPORATION COMMON STOCK 302290101 8564 111042 SH OTHER 111042 0 0
FANNIE MAE COMMON STOCK 313586109 787 11534 SH DEFINED 10139 0 1395
FANNIE MAE COMMON STOCK 313586109 237 3476 SH OTHER 776 0 2700
FEDERAL EXPRESS CORP COMMON STOCK 31304N107 22 400 SH DEFINED 400 0 0
FIFTH THIRD BANCORP COMMON STOCK 316773100 67 1012 SH DEFINED 1012 0 0
FIRST DATA CORPORATION COMMON STOCK 319963104 9 178 SH DEFINED 178 0 0
FIRST DATA CORPORATION COMMON STOCK 319963104 166 3400 SH OTHER 0 0 3400
FIRST UNION CORPORATION COMMON STOCK 337358105 26 560 SH DEFINED 560 0 0
FIRST UNION CORPORATION COMMON STOCK 337358105 537 11392 SH OTHER 11392 0 0
FIRSTCITY FINANCIAL CORPORATIO COMMON STOCK 33761X107 7 1202 SH DEFINED 1202 0 0
FIRSTENERGY CORP COMMON STOCK 337932107 1193 38487 SH DEFINED 37787 0 700
FIRSTENERGY CORP COMMON STOCK 337932107 42 1360 SH OTHER 1210 150 0
FLEET FINANCIAL GROUP INC COMMON STOCK 338915101 193 4360 SH DEFINED 3570 0 790
FLEET FINANCIAL GROUP INC COMMON STOCK 338915101 4 90 SH OTHER 90 0 0
FLORIDA PROGRESS CORP COMMON STOCK 341109106 25 600 SH DEFINED 600 0 0
FLORSHEIM GROUP INC COMMON STOCK 343302105 0 5 SH DEFINED 5 0 0
FOOTSTAR INC COMMON STOCK 344912100 3 86 SH DEFINED 86 0 0
FORD MOTOR COMPANY COMMON STOCK 345370100 367 6500 SH DEFINED 6500 0 0
FORD MOTOR COMPANY COMMON STOCK 345370100 57 1010 SH OTHER 1010 0 0
FORT JAMES CORPORATION COMMON STOCK 347471104 87 2310 SH DEFINED 1755 0 555
FORTUNE BRANDS INC COMMON STOCK 349631101 73 1760 SH DEFINED 1760 0 0
FORTUNE BRANDS INC COMMON STOCK 349631101 74 1800 SH OTHER 1800 0 0
FRANKLIN BANK N A COMMON STOCK 352456107 6 578 SH DEFINED 578 0 0
FRANKLIN RESOURCES INC COMMON STOCK 354613101 8388 206480 SH DEFINED 203910 0 2570
FRANKLIN RESOURCES INC COMMON STOCK 354613101 1691 41635 SH OTHER 41635 0 0
FREDDIE MAC COMMON STOCK 313400301 83 1427 SH DEFINED 1427 0 0
FREDDIE MAC COMMON STOCK 313400301 354 6100 SH OTHER 0 0 6100
FREEPORT-MCMORAN COPPER & GOLD COMMON STOCK 35671D105 1 88 SH DEFINED 88 0 0
FREEPORT-MCMORAN COPPER & GOLD COMMON STOCK 35671D857 23 1261 SH DEFINED 1261 0 0
FREEPORT-MCMORAN OIL & GAS TR COMMON STOCK 356713107 0 161 SH DEFINED 161 0 0
G K INTELLIGENT SYSTEMS INC COMMON STOCK 361751100 38 100000 SH OTHER 100000 0 0
GANNETT COMPANY INC COMMON STOCK 364730101 271 3800 SH DEFINED 3800 0 0
GAP INC COMMON STOCK 364760108 51 1012 SH DEFINED 1012 0 0
GATEWAY INC COMMON STOCK 367626108 12 200 SH DEFINED 200 0 0
GENERAL ELECTRIC COMPANY COMMON STOCK 369604103 24509 216890 SH DEFINED 214090 0 2800
GENERAL ELECTRIC COMPANY COMMON STOCK 369604103 7292 64529 SH OTHER 61029 0 3500
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LOWE'S COMPANIES INC COMMON STOCK 548661107 1805 31835 SH OTHER 31835 0 0
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MARSH & MCLENNAN COMPANIES INC COMMON STOCK 571748102 2235 29527 SH OTHER 29417 110 0
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MBNA CORPORATION COMMON STOCK 55262L100 69 2250 SH OTHER 2250 0 0
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MCI WORLDCOM INC COMMON STOCK 55268B106 2618 30415 SH OTHER 30415 0 0
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MERCK & COMPANY INC COMMON STOCK 589331107 12359 167865 SH DEFINED 163565 0 4300
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MOTOROLA INC COMMON STOCK 620076109 152 1600 SH DEFINED 1600 0 0
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NORTHERN STATES POWER COMPANY COMMON STOCK 665772109 137 5650 SH OTHER 5650 0 0
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OCCIDENTAL PETROLEUM CORPORATI COMMON STOCK 674599105 433 20497 SH DEFINED 19697 0 800
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OHIO CASUALTY CORPORATION COMMON STOCK 677240103 37 1037 SH DEFINED 1037 0 0
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OMNICOM GROUP INC COMMON STOCK 681919106 10431 130390 SH DEFINED 128450 0 1940
OMNICOM GROUP INC COMMON STOCK 681919106 2496 31195 SH OTHER 31195 0 0
ONEOK INC COMMON STOCK 682680103 19 600 SH DEFINED 600 0 0
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OWENS CORNING COMMON STOCK 69073F103 99 2880 SH OTHER 2880 0 0
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PAPA JOHN'S INTERNATIONAL INC COMMON STOCK 698813102 67 1500 SH DEFINED 1500 0 0
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PECO ENERGY COMPANY COMMON STOCK 693304107 2 52 SH DEFINED 52 0 0
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PENNZENERGY COMPANY COMMON STOCK 70931Q109 27 1607 SH DEFINED 1607 0 0
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PEPSICO INC COMMON STOCK 713448108 145 3747 SH DEFINED 3447 0 300
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PFIZER INCORPORATED COMMON STOCK 717081103 3741 102952 SH DEFINED 101697 200 1055
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PHILIP MORRIS COMPANIES INC COMMON STOCK 718154107 1557 38739 SH DEFINED 38049 0 690
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POPE & TALBOT INC COMMON STOCK 732827100 6 530 SH OTHER 530 0 0
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QUEST EDUCATION CORPORATION COMMON STOCK 74835F102 42 4000 SH OTHER 4000 0 0
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</TABLE>
