UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 4/29/99
CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.): ( ) IS A RESTATEMENT.
( ) ADDS NEW HOLDINGS ENTRIES
INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:
NAME: COMPASS BANK
ADDRESS: 701 S. 32nd St.
1ST FLOOR
BIRMINGHAM *ENTER, AL 35233
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE
PERSON BY WHOM IT IS SIGNED HEREBY REPRESENT THAT THE PERSON
SIGNING THE REPORT IS AUTHORIZED TO SUBMIT IT, THAT ALL
INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND COMPLETE, AND
THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF
THIS FORM.
PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:
NAME: TOM RADIGAN
TITLE: Vice President
PHONE: (205)558-6745
SIGNATURE,PLACE,AND DATE OF SIGNING:
TOM RADIGAN BIRMINGHAM, AL 3/31/99
REPORT TYPE (CHECK ONLY ONE.):
( X) 13F HOLDINGS REPORT
( ) 13F NOTICE
( ) 13F COMBINATION REPORT
LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
NONE
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
<PAGE>
FORM 13F SUMMARY PAGE
REPORT SUMMARY:
NUMBER OF OTHER INCLUDED MANAGERS: 0
FORM 13F INFORMATION TABLE ENTRY TOTAL: 719
FORM 13F INFORMATION TABLE VALUE TOTAL: $825,576,813
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
A T & T CORPORATION COMMON STOCK 001957109 3601 71310 SH DEFINED 66128 3390 1792
A T & T CORPORATION COMMON STOCK 001957109 933 18482 SH OTHER 16120 2362 0
ABBOTT LABORATORIES COMMON STOCK 002824100 925 19120 SH DEFINED 19120 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 521 10760 SH OTHER 10760 0 0
AETNA INC COMMON STOCK 008117103 7 75 SH DEFINED 75 0 0
AGL RESOURCES INC COMMON STOCK 001204106 36 2000 SH DEFINED 2000 0 0
AIRTOUCH COMMUNICATIONS, INC. COMMON STOCK 00949T100 433 4637 SH DEFINED 4317 0 320
AIRTOUCH COMMUNICATIONS, INC. COMMON STOCK 00949T100 78 839 SH OTHER 839 0 0
ALABAMA NATIONAL BANCORPORATIO COMMON STOCK 010317105 123 5000 SH DEFINED 0 0 5000
ALABAMA NATIONAL BANCORPORATIO COMMON STOCK 010317105 64 2600 SH OTHER 2600 0 0
ALLEGHENY TELEDYNE INC COMMON STOCK 017415100 473 21130 SH DEFINED 21130 0 0
ALLERGAN INC COMMON STOCK 018490102 7720 85895 SH DEFINED 84595 0 1300
ALLERGAN INC COMMON STOCK 018490102 1643 18285 SH OTHER 18285 0 0
ALLIED SIGNAL INCORPORATED COMMON STOCK 019512102 141 2400 SH DEFINED 2400 0 0
ALLIED SIGNAL INCORPORATED COMMON STOCK 019512102 365 6212 SH OTHER 6212 0 0
ALLSTATE CORPORATION COMMON STOCK 020002101 122 3364 SH DEFINED 3364 0 0
ALLSTATE CORPORATION COMMON STOCK 020002101 57 1578 SH OTHER 1578 0 0
ALLTEL CORPORATION COMMON STOCK 020039103 227 3370 SH DEFINED 3370 0 0
ALLTEL CORPORATION COMMON STOCK 020039103 265 3924 SH OTHER 3924 0 0
AMCAST INDUSTRIAL CORPORATION COMMON STOCK 023395106 81 4850 SH OTHER 4850 0 0
AMERICA ONLINE INCORPORATED COMMON STOCK 02364J104 12063 84505 SH DEFINED 83375 0 1130
AMERICA ONLINE INCORPORATED COMMON STOCK 02364J104 2597 18195 SH OTHER 18195 0 0
AMERICAN ELECTRIC POWER INC COMMON STOCK 025537101 9 216 SH DEFINED 216 0 0
AMERICAN EXPRESS COMPANY COMMON STOCK 025816109 744 5690 SH DEFINED 4880 0 810
AMERICAN EXPRESS COMPANY COMMON STOCK 025816109 99 755 SH OTHER 755 0 0
AMERICAN GENERAL CORPORATION COMMON STOCK 026351106 1926 26028 SH DEFINED 26028 0 0
AMERICAN GENERAL CORPORATION COMMON STOCK 026351106 495 6684 SH OTHER 6684 0 0
AMERICAN HOME PRODUCTS CORPORA COMMON STOCK 026609107 2315 37948 SH DEFINED 37948 0 0
AMERICAN HOME PRODUCTS CORPORA COMMON STOCK 026609107 762 12484 SH OTHER 12484 0 0
AMERICAN INTERNATIONAL GROUP I COMMON STOCK 026874107 2124 18154 SH DEFINED 18154 0 0
AMERICAN INTERNATIONAL GROUP I COMMON STOCK 026874107 386 3296 SH OTHER 3296 0 0
AMERITECH CORPORATION COMMON STOCK 030954101 714 10436 SH DEFINED 9476 0 960
AMERITECH CORPORATION COMMON STOCK 030954101 248 3620 SH OTHER 3620 0 0
AMGEN INCORPORATED COMMON STOCK 031162100 74 1200 SH DEFINED 1200 0 0
AMR CORPORATION COMMON STOCK 001765106 140 2000 SH DEFINED 2000 0 0
AMSOUTH BANCORPORATION COMMON STOCK 032165102 1043 21923 SH DEFINED 18548 0 3375
AMSOUTH BANCORPORATION COMMON STOCK 032165102 455 9567 SH OTHER 0 0 9567
ANADARKO PETEROLEUM CORPORATIO COMMON STOCK 032511107 51 1320 SH DEFINED 1320 0 0
ANHEUSER BUSCH COMPANY INC COMMON STOCK 035229103 6736 92120 SH DEFINED 90700 0 1420
ANHEUSER BUSCH COMPANY INC COMMON STOCK 035229103 1565 21395 SH OTHER 21395 0 0
ARCHER DANIELS MIDLAND COMPANY COMMON STOCK 039483102 62 4131 SH DEFINED 4131 0 0
ARGONAUT GROUP INC COMMON STOCK 040157109 41 1650 SH DEFINED 1650 0 0
ARVIN INDUSTRIES INCORPORATED COMMON STOCK 043339100 88 2410 SH OTHER 2410 0 0
ASSOCIATES FIRST CAPITAL CORP COMMON STOCK 046008108 199 4488 SH DEFINED 4488 0 0
ASSOCIATES FIRST CAPITAL CORP COMMON STOCK 046008108 14 314 SH OTHER 314 0 0
ATLANTIC RICHFIELD COMPANY COMMON STOCK 048825103 4302 51255 SH DEFINED 50595 600 60
ATLANTIC RICHFIELD COMPANY COMMON STOCK 048825103 1255 14955 SH OTHER 14655 300 0
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 137 3082 SH DEFINED 3082 0 0
AVERY DENNISON CORPORATION COMMON STOCK 053611109 40 592 SH DEFINED 592 0 0
BAKER HUGHES INCORPORATED COMMON STOCK 057224107 146 4885 SH DEFINED 4440 0 445
BAKER HUGHES INCORPORATED COMMON STOCK 057224107 106 3538 SH OTHER 3538 0 0
BALTIMORE GAS & ELECTRIC COMPA COMMON STOCK 059165100 80 2850 SH DEFINED 2850 0 0
BANK OF NEW YORK COMPANY INC COMMON STOCK 064057102 2435 61250 SH DEFINED 60385 0 865
BANK OF NEW YORK COMPANY INC COMMON STOCK 064057102 98 2455 SH OTHER 2285 170 0
BANKERS TRUST CORP COMMON STOCK 066365107 75 835 SH DEFINED 835 0 0
BATTLE MOUNTAIN GOLD COMPANY COMMON STOCK 071593107 53 18744 SH OTHER 18744 0 0
BAUSCH & LOMB INC COMMON STOCK 071707103 23 306 SH DEFINED 306 0 0
BAUSCH & LOMB INC COMMON STOCK 071707103 120 1600 SH OTHER 1600 0 0
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 1799 28549 SH DEFINED 26379 2000 170
BAXTER INTERNATIONAL INC COMMON STOCK 071813109 156 2475 SH OTHER 1445 1030 0
BELL ATLANTIC CORPORATION COMMON STOCK 077853109 2199 38153 SH DEFINED 36913 0 1240
BELL ATLANTIC CORPORATION COMMON STOCK 077853109 675 11708 SH OTHER 11408 300 0
BELLSOUTH CORPORATION COMMON STOCK 079860102 1224 27508 SH DEFINED 26068 0 1440
BELLSOUTH CORPORATION COMMON STOCK 079860102 341 7668 SH OTHER 7668 0 0
BERGEN BRUNSWIG CORP - CLASS A COMMON STOCK 083739102 16 836 SH DEFINED 836 0 0
BESTFOODS COMMON STOCK 08658U101 20 400 SH DEFINED 400 0 0
BETHLEHEM STEEL CORPORATION COMMON STOCK 087509105 0 50 SH DEFINED 50 0 0
BIOMET INCORPORATED COMMON STOCK 090613100 7880 192197 SH DEFINED 189369 0 2828
BIOMET INCORPORATED COMMON STOCK 090613100 1589 38746 SH OTHER 38746 0 0
BLACK AND DECKER CORPORATION COMMON STOCK 091797100 62 1100 SH DEFINED 1100 0 0
BMC SOFTWARE INC COMMON STOCK 055921100 34 800 SH DEFINED 800 0 0
BMC SOFTWARE INC COMMON STOCK 055921100 56 1300 SH OTHER 1300 0 0
BOEING COMPANY COMMON STOCK 097023105 4217 103810 SH DEFINED 102810 0 1000
BOEING COMPANY COMMON STOCK 097023105 26 630 SH OTHER 630 0 0
BOSTON SCIENTIFIC CORPORATION COMMON STOCK 101137107 128 3000 SH DEFINED 3000 0 0
BOWNE AND COMPANY COMMON STOCK 103043105 28 1500 SH DEFINED 1500 0 0
BRINKER INTERNATIONAL INCORPOR COMMON STOCK 109641100 17 600 SH DEFINED 600 0 0
BRISTOL-MYERS SQUIBB COMPANY COMMON STOCK 110122108 248 3902 SH DEFINED 3902 0 0
BRISTOL-MYERS SQUIBB COMPANY COMMON STOCK 110122108 3949 62120 SH OTHER 62120 0 0
BRUNSWICK CORPORATION COMMON STOCK 117043109 7 305 SH DEFINED 305 0 0
BURLINGTON NORTHERN SANTA FE COMMON STOCK 12189T104 264 7200 SH DEFINED 7200 0 0
BURLINGTON NORTHERN SANTA FE COMMON STOCK 12189T104 21 570 SH OTHER 570 0 0
BURLINGTON RESOURCES INCORPORA COMMON STOCK 122014103 78 1700 SH DEFINED 1700 0 0
BURLINGTON RESOURCES INCORPORA COMMON STOCK 122014103 60 1296 SH OTHER 1296 0 0
CAMDEN PROPERTY TRUST - REIT COMMON STOCK 133131102 96 3550 SH DEFINED 3550 0 0
CAMPBELL SOUP COMPANY COMMON STOCK 134429109 41 1000 SH DEFINED 1000 0 0
CAMPBELL SOUP COMPANY COMMON STOCK 134429109 41 1000 SH OTHER 1000 0 0
CAPSTEAD MORTGAGE CORP - REIT COMMON STOCK 14067E100 2 337 SH OTHER 337 0 0
CARNIVAL CORP COMMON COMMON STOCK 143658102 8946 216865 SH DEFINED 213270 0 3595
CARNIVAL CORP COMMON COMMON STOCK 143658102 1937 46950 SH OTHER 46950 0 0
CAROLINA POWER & LIGHT COMPANY COMMON STOCK 144141108 30 744 SH DEFINED 744 0 0
CASE CORPORATION COMMON STOCK 14743R103 127 3660 SH DEFINED 3660 0 0
CATERPILLAR INCORPORATED COMMON STOCK 149123101 1488 23116 SH DEFINED 22611 0 505
CATERPILLAR INCORPORATED COMMON STOCK 149123101 167 2600 SH OTHER 2530 70 0
CBS CORPORATION COMMON STOCK 12490K107 182 4000 SH DEFINED 4000 0 0
CENDANT CORPORATION COMMON STOCK 151313103 20 1125 SH DEFINED 1125 0 0
CENTRAL AND SOUTHWEST CORPORAT COMMON STOCK 152357109 40 1600 SH DEFINED 0 0 1600
CENTRAL GARDEN & PET COMPANY COMMON STOCK 153527106 56 4000 SH OTHER 4000 0 0
CENTURY TELEPHONE ENTERPRISES COMMON STOCK 156686107 9 225 SH DEFINED 225 0 0
CENTURY TELEPHONE ENTERPRISES COMMON STOCK 156686107 181 4500 SH OTHER 4500 0 0
CHAMPION INTERNATIONAL CORPORA COMMON STOCK 158525105 172 3140 SH DEFINED 3140 0 0
CHARLES SCHWAB INCORPORATED COMMON STOCK 808513105 92 841 SH DEFINED 841 0 0
CHASE MANHATTAN CORPORATION COMMON STOCK 16161A108 869 10532 SH DEFINED 10532 0 0
CHASE MANHATTAN CORPORATION COMMON STOCK 16161A108 206 2500 SH OTHER 2500 0 0
CHEVRON CORPORATION COMMON STOCK 166751107 3124 31314 SH DEFINED 31314 0 0
CHEVRON CORPORATION COMMON STOCK 166751107 1284 12872 SH OTHER 12872 0 0
CINERGY CORPORATION COMMON STOCK 172474108 177 5930 SH DEFINED 4810 0 1120
CISCO SYSTEMS INCORPORATED COMMON STOCK 17275R102 14884 130486 SH DEFINED 127371 0 3115
CISCO SYSTEMS INCORPORATED COMMON STOCK 17275R102 4926 43189 SH OTHER 43189 0 0
CLOROX COMPANY COMMON STOCK 189054109 46 400 SH DEFINED 400 0 0
COASTAL CORPORATION COMMON STOCK 190441105 404 10485 SH DEFINED 8355 0 2130
COASTAL CORPORATION COMMON STOCK 190441105 8 220 SH OTHER 220 0 0
COCA-COLA COMPANY COMMON STOCK 191216100 4062 59677 SH DEFINED 56643 0 3034
COCA-COLA COMPANY COMMON STOCK 191216100 959 14091 SH OTHER 14091 0 0
COLGATE PALMOLIVE COMPANY COMMON STOCK 194162103 435 4245 SH DEFINED 4245 0 0
COLGATE PALMOLIVE COMPANY COMMON STOCK 194162103 461 4500 SH OTHER 4500 0 0
COLONIAL BANCGROUP, INC. COMMON STOCK 195493309 63 5064 SH OTHER 5064 0 0
COLUMBIA ENERGY GROUP COMMON STOCK 197648108 4 86 SH DEFINED 86 0 0
COLUMBIA HCA HEALTHCARE CORP COMMON STOCK 197677107 7 265 SH DEFINED 265 0 0
COMMONWEALTH ENERGY SYSTEM COMMON STOCK 202800108 41 1000 SH DEFINED 1000 0 0
COMPAQ COMPUTER CORPORATION COMMON STOCK 204493100 9784 438513 SH DEFINED 425519 400 12594
COMPAQ COMPUTER CORPORATION COMMON STOCK 204493100 1522 68194 SH OTHER 67844 350 0
COMPASS BANCSHARES INC COMMON STOCK 20449H109 46736 1715067 SH DEFINED 1359981 0 355086
COMPASS BANCSHARES INC COMMON STOCK 20449H109 5188 190394 SH OTHER 147630 14617 28147
COMPDENT CORPORATION COMMON STOCK 20449F103 3 200 SH DEFINED 0 0 200
COMPUTER SCIENCES CORPORATION COMMON STOCK 205363104 290 4870 SH DEFINED 3680 0 1190
CONAGRA INC COMMON STOCK 205887102 144 5800 SH DEFINED 5800 0 0
CONSECO INCORPORATED COMMON STOCK 208464107 3 80 SH DEFINED 80 0 0
CONSOLIDATED EDISON, INC COMMON STOCK 209115104 137 3022 SH DEFINED 3022 0 0
CONSOLIDATED PAPERS INC COMMON STOCK 209759109 30 1000 SH DEFINED 1000 0 0
CORNING INCORPORATED COMMON STOCK 219350105 11 200 SH DEFINED 200 0 0
CSX CORPORATION COMMON STOCK 126408103 1148 23315 SH DEFINED 22925 0 390
CSX CORPORATION COMMON STOCK 126408103 27 545 SH OTHER 470 75 0
CVS CORPORATION COMMON STOCK 126650100 29 600 SH DEFINED 600 0 0
CYTEC INDUSTRIES INC COMMON STOCK 232820100 2 86 SH DEFINED 86 0 0
DANA CORPORATION COMMON STOCK 235811106 499 10595 SH DEFINED 10595 0 0
DAYTON HUDSON CORPORATION COMMON STOCK 239753106 12560 186590 SH DEFINED 182705 0 3885
DAYTON HUDSON CORPORATION COMMON STOCK 239753106 4677 69480 SH OTHER 69480 0 0
DELL COMPUTER CORPORATION COMMON STOCK 247025109 42 1020 SH DEFINED 1020 0 0
DELL COMPUTER CORPORATION COMMON STOCK 247025109 8 200 SH OTHER 200 0 0
DOLE FOOD COMPANY INC COMMON STOCK 256605106 1 33 SH DEFINED 33 0 0
DOMINION RESOURCES INC COMMON STOCK 257470104 16 400 SH DEFINED 400 0 0
DOW CHEMICAL COMPANY COMMON STOCK 260543103 1225 9339 SH DEFINED 9339 0 0
DOW CHEMICAL COMPANY COMMON STOCK 260543103 486 3708 SH OTHER 3708 0 0
DQE INC COMMON STOCK 23329J104 2 45 SH DEFINED 45 0 0
DTE ENERGY COMPANY COMMON STOCK 233331107 25 600 SH DEFINED 600 0 0
DUKE ENERGY CORPORATION COMMON STOCK 264399106 651 11626 SH DEFINED 11626 0 0
DUKE ENERGY CORPORATION COMMON STOCK 264399106 211 3762 SH OTHER 3762 0 0
E.I.DU PONT DE NEMOURS & COMPA COMMON STOCK 263534109 17452 246894 SH DEFINED 244419 400 2075
E.I.DU PONT DE NEMOURS & COMPA COMMON STOCK 263534109 3123 44182 SH OTHER 43982 200 0
EASTMAN CHEMICAL COMPANY COMMON STOCK 277432100 28 500 SH DEFINED 500 0 0
EASTMAN CHEMICAL COMPANY COMMON STOCK 277432100 72 1290 SH OTHER 1290 0 0
EASTMAN KODAK COMPANY COMMON STOCK 277461109 254 3397 SH DEFINED 3397 0 0
EASTMAN KODAK COMPANY COMMON STOCK 277461109 206 2761 SH OTHER 2761 0 0
EATON CORPORATION COMMON STOCK 278058102 138 1500 SH DEFINED 1500 0 0
ECHO BAY MINES LIMITED COMMON STOCK 278751102 3 1600 SH OTHER 1600 0 0
EDISON INTERNATIONAL COMMON STOCK 281020107 25 1000 SH DEFINED 1000 0 0
EDISON INTERNATIONAL COMMON STOCK 281020107 10 400 SH OTHER 400 0 0
ELECTRONIC DATA SYSTEMS CORPOR COMMON STOCK 285661104 299 5572 SH DEFINED 5572 0 0
ELECTRONIC DATA SYSTEMS CORPOR COMMON STOCK 285661104 201 3741 SH OTHER 3741 0 0
ELI LILLY & COMPANY COMMON STOCK 532457108 428 5816 SH DEFINED 5816 0 0
ELI LILLY & COMPANY COMMON STOCK 532457108 515 7000 SH OTHER 7000 0 0
EMC CORPORATION COMMON STOCK 268648102 11566 106173 SH DEFINED 104763 0 1410
EMC CORPORATION COMMON STOCK 268648102 2033 18665 SH OTHER 18665 0 0
EMERSON ELECTRIC COMPANY COMMON STOCK 291011104 98 1521 SH DEFINED 1521 0 0
EMERSON ELECTRIC COMPANY COMMON STOCK 291011104 258 4000 SH OTHER 4000 0 0
ENERGEN CORPORATION COMMON STOCK 29265N108 10 600 SH DEFINED 600 0 0
ENERGEN CORPORATION COMMON STOCK 29265N108 3 200 SH OTHER 200 0 0
ENGLEHARD CORPORATION COMMON STOCK 292845104 13 700 SH DEFINED 700 0 0
ENRON CORPORATION COMMON STOCK 293561106 5110 67908 SH DEFINED 66027 0 1881
ENRON CORPORATION COMMON STOCK 293561106 940 12494 SH OTHER 12494 0 0
ENRON OIL AND GAS COMPANY COMMON STOCK 293562104 6 300 SH DEFINED 300 0 0
ENRON OIL AND GAS COMPANY COMMON STOCK 293562104 80 4200 SH OTHER 4200 0 0
ENSCO INTERNATIONAL INC COMMON STOCK 26874Q100 1 50 SH OTHER 50 0 0
ENTERGY CORPORATION COMMON STOCK 29364G103 179 5720 SH DEFINED 5720 0 0
ENTERGY CORPORATION COMMON STOCK 29364G103 8 260 SH OTHER 260 0 0
EQUITABLE RESOURCES INC COMMON STOCK 294549100 268 10125 SH OTHER 10125 0 0
EXXON CORPORATION COMMON STOCK 302290101 25296 304536 SH DEFINED 283229 0 21307
EXXON CORPORATION COMMON STOCK 302290101 9191 110647 SH OTHER 110647 0 0
FANNIE MAE COMMON STOCK 313586109 8869 125020 SH DEFINED 121132 0 3888
FANNIE MAE COMMON STOCK 313586109 3025 42646 SH OTHER 42646 0 0
FEDERAL EXPRESS CORP COMMON STOCK 31304N107 90 800 SH DEFINED 800 0 0
FIFTH THIRD BANCORP COMMON STOCK 316773100 73 1012 SH DEFINED 1012 0 0
FIRST DATA CORPORATION COMMON STOCK 319963104 8 178 SH DEFINED 178 0 0
FIRST DATA CORPORATION COMMON STOCK 319963104 144 3400 SH OTHER 3400 0 0
FIRST UNION CORPORATION COMMON STOCK 337358105 611 11092 SH OTHER 11092 0 0
FLEET FINANCIAL GROUP INC COMMON STOCK 338915101 188 4360 SH DEFINED 3570 0 790
FLEET FINANCIAL GROUP INC COMMON STOCK 338915101 4 90 SH OTHER 90 0 0
FLORIDA PROGRESS CORP COMMON STOCK 341109106 23 600 SH DEFINED 600 0 0
FOOTSTAR INC COMMON STOCK 344912100 3 86 SH DEFINED 86 0 0
FORD MOTOR COMPANY COMMON STOCK 345370100 574 8972 SH DEFINED 8972 0 0
FORD MOTOR COMPANY COMMON STOCK 345370100 38 600 SH OTHER 600 0 0
FRANKLIN RESOURCES INC COMMON STOCK 354613101 9408 235205 SH DEFINED 231870 0 3335
FRANKLIN RESOURCES INC COMMON STOCK 354613101 2031 50780 SH OTHER 50780 0 0
FREDDIE MAC COMMON STOCK 313400301 45 717 SH DEFINED 717 0 0
FREDDIE MAC COMMON STOCK 313400301 395 6300 SH OTHER 6300 0 0
GANNETT COMPANY INC COMMON STOCK 364730101 269 3800 SH DEFINED 3800 0 0
GAP INC COMMON STOCK 364760108 45 675 SH DEFINED 675 0 0
GATEWAY 2000 INC. COMMON STOCK 367833100 13 200 SH DEFINED 200 0 0
GENERAL ELECTRIC COMPANY COMMON STOCK 369604103 21935 208162 SH DEFINED 205362 0 2800
GENERAL ELECTRIC COMPANY COMMON STOCK 369604103 6884 65329 SH OTHER 65329 0 0
GENERAL MILLS INC COMMON STOCK 370334104 762 10420 SH DEFINED 10230 0 190
GENERAL MILLS INC COMMON STOCK 370334104 22 305 SH OTHER 285 20 0
GENERAL MOTORS CORPORATION COMMON STOCK 370442105 2092 23489 SH DEFINED 23489 0 0
GENERAL MOTORS CORPORATION COMMON STOCK 370442105 1106 12420 SH OTHER 12420 0 0
GENERAL MOTORS CORPORATION - C COMMON STOCK 370442832 220 3970 SH DEFINED 3360 0 610
GENERAL MOTORS CORPORATION - C COMMON STOCK 370442832 21 374 SH OTHER 374 0 0
GEORGIA-PACIFIC GROUP COMMON STOCK 373298108 160 1733 SH DEFINED 1733 0 0
GILLETTE COMPANY COMMON STOCK 375766102 8942 171346 SH DEFINED 168796 300 2250
GILLETTE COMPANY COMMON STOCK 375766102 1957 37494 SH OTHER 37494 0 0
GOLDEN ENTERPRISES INC COMMON STOCK 381010107 8 2000 SH DEFINED 2000 0 0
GOLDEN ENTERPRISES INC COMMON STOCK 381010107 24 6088 SH OTHER 6088 0 0
GOODYEAR TIRE & RUBBER COMPANY COMMON STOCK 382550101 1363 23841 SH DEFINED 23111 0 730
GOODYEAR TIRE & RUBBER COMPANY COMMON STOCK 382550101 38 665 SH OTHER 565 100 0
GPU INC COMMON STOCK 36225X100 25 660 SH DEFINED 660 0 0
GPU INC COMMON STOCK 36225X100 92 2400 SH OTHER 2400 0 0
GREAT LAKES CHEMICAL CORPORATI COMMON STOCK 390568103 70 1470 SH DEFINED 1470 0 0
GTE CORPORATION COMMON STOCK 362320103 639 9544 SH DEFINED 9544 0 0
GTE CORPORATION COMMON STOCK 362320103 1024 15304 SH OTHER 15304 0 0
H J HEINZ COMPANY COMMON STOCK 423074103 1066 22827 SH DEFINED 22507 0 320
H J HEINZ COMPANY COMMON STOCK 423074103 168 3600 SH OTHER 3545 55 0
HALLIBURTON COMPANY COMMON STOCK 406216101 12058 282880 SH DEFINED 279005 2000 1875
HALLIBURTON COMPANY COMMON STOCK 406216101 1677 39340 SH OTHER 39240 100 0
HARRAH'S ENTERTAINMENT INC COMMON STOCK 413619107 66 3000 SH DEFINED 3000 0 0
HARRIS CORPORATION COMMON STOCK 413875105 12 350 SH DEFINED 350 0 0
HARTE-HANKS COMMUNICATIONS INC COMMON STOCK 416196103 51 2000 SH OTHER 2000 0 0
HEALTH MANAGEMENT ASSOCIATES I COMMON STOCK 421933102 39 2500 SH DEFINED 2500 0 0
HEALTHSOUTH CORPORATION COMMON STOCK 421924101 108 8000 SH DEFINED 0 0 8000
HECLA MINING COMPANY COMMON STOCK 422704106 9 3000 SH OTHER 3000 0 0
HEWLETT PACKARD COMPANY COMMON STOCK 428236103 142 1806 SH DEFINED 1806 0 0
HEWLETT PACKARD COMPANY COMMON STOCK 428236103 319 4044 SH OTHER 4044 0 0
HOME DEPOT INC COMMON STOCK 437076102 609 10200 SH DEFINED 9200 0 1000
HOME DEPOT INC COMMON STOCK 437076102 299 4996 SH OTHER 4996 0 0
HOUSEHOLD INTERNATIONAL INC COMMON STOCK 441815107 167 3319 SH DEFINED 3319 0 0
HOUSEHOLD INTERNATIONAL INC COMMON STOCK 441815107 9 183 SH OTHER 183 0 0
IBP INC COMMON STOCK 449223106 93 4600 SH DEFINED 4600 0 0
INTEL CORPORATION COMMON STOCK 458140100 702 11480 SH DEFINED 11480 0 0
INTEL CORPORATION COMMON STOCK 458140100 702 11480 SH OTHER 11480 0 0
INTELECT COMMUNICATIONS INC COMMON STOCK 458144102 0 20 SH OTHER 20 0 0
INTERNATIONAL BUSINESS MACHINE COMMON STOCK 459200101 17067 81586 SH DEFINED 80086 150 1350
INTERNATIONAL BUSINESS MACHINE COMMON STOCK 459200101 4598 21980 SH OTHER 21980 0 0
INTERNATIONAL PAPER COMPANY COMMON STOCK 460146103 39 728 SH DEFINED 728 0 0
ITT INDUSTRIES INC COMMON STOCK 450911102 5 130 SH DEFINED 130 0 0
J C PENNEY INCORPORATED COMMON STOCK 708160106 75 1650 SH DEFINED 1250 400 0
J C PENNEY INCORPORATED COMMON STOCK 708160106 9 200 SH OTHER 0 200 0
J P MORGAN & COMPANY INC COMMON STOCK 616880100 9318 69147 SH DEFINED 68562 0 585
J P MORGAN & COMPANY INC COMMON STOCK 616880100 1193 8855 SH OTHER 8855 0 0
JEFFERSON-PILOT CORPPORATION COMMON STOCK 475070108 208 3093 SH DEFINED 3093 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 1111 11396 SH DEFINED 11396 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 2418 24800 SH OTHER 24800 0 0
JUST FOR FEET INCORPORATED COMMON STOCK 48213P106 8 635 SH DEFINED 635 0 0
KANSAS CITY POWER & LIGHT COMP COMMON STOCK 485134100 80 3000 SH OTHER 3000 0 0
KERR MCGEE CORPORATION COMMON STOCK 492386107 1 16 SH DEFINED 16 0 0
KEYCORP COMMON STOCK 493267108 1536 49645 SH DEFINED 48770 0 875
KEYCORP COMMON STOCK 493267108 25 800 SH OTHER 600 200 0
KIMBERLY-CLARK CORPORATION COMMON STOCK 494368103 359 5854 SH DEFINED 5134 0 720
KLM ROYAL DUTCH AIRLINES NY RE COMMON STOCK 482516101 109 3604 SH OTHER 3604 0 0
KMART CORPORATION COMMON STOCK 482584109 55 3700 SH OTHER 3700 0 0
LANCASTER COLONY CORPORATION COMMON STOCK 513847103 107 3622 SH DEFINED 3622 0 0
LANDRY'S SEAFOOD RESTAURANTS I COMMON STOCK 51508L103 24 3000 SH DEFINED 3000 0 0
LINCOLN NATIONAL CORPORATION COMMON STOCK 534187109 20 204 SH DEFINED 204 0 0
LITTON INDUSTRIES INC COMMON STOCK 538021106 69 1092 SH OTHER 1092 0 0
LOCKHEED MARTIN CORPORATION COMMON STOCK 539830109 147 3420 SH DEFINED 3420 0 0
LOCKHEED MARTIN CORPORATION COMMON STOCK 539830109 241 5590 SH OTHER 5590 0 0
LOEWS CORPORATION COMMON STOCK 540424108 44 600 SH DEFINED 600 0 0
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 15248 254129 SH DEFINED 246352 1944 5833
LUCENT TECHNOLOGIES INC COMMON STOCK 549463107 3953 65888 SH OTHER 64592 1296 0
MARSH & MCLENNAN COMPANIES INC COMMON STOCK 571748102 10926 142706 SH DEFINED 139630 0 3076
MARSH & MCLENNAN COMPANIES INC COMMON STOCK 571748102 2261 29527 SH OTHER 29417 110 0
MARTIN INDUSTRIES, INC COMMON STOCK 57326K102 316 126525 SH OTHER 126525 0 0
MASCO CORPORATION COMMON STOCK 574599106 58 1985 SH DEFINED 1985 0 0
MATTEL INCORPORATED COMMON STOCK 577081102 96 3700 SH DEFINED 3700 0 0
MAYTAG CORPORATION COMMON STOCK 578592107 7563 110604 SH DEFINED 108214 0 2390
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</TABLE>
