Year Ended December 31
		1999		1998		1997
	(Amounts in thousands, except per share amounts)
BASIC:
Average shares outstanding		14,149		14,160		14,098
Net income		$  27,709		$  26,046		$  23,889
Net income per common share		$     1.96		$     1.84		$     1.69
DILUTED:
Average shares outstanding		14,149		14,160		14,098
Net effect of the assumed exercise of
stock options-based on the treasury
stock method using average market price		112		158		167
		14,261		14,138		14,265
Net income		$  27,709		$  26,046		$  23,889
Net income per common share		$     1.94		$     1.82		$     1.67