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EXHIBIT 12(b)
THE CHASE MANHATTAN CORPORATION
COMPUTATION OF RATIO OF EARNINGS TO FIXED CHARGES
AND PREFERRED STOCK DIVIDEND REQUIREMENTS
(IN MILLIONS, EXCEPT RATIOS)
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<CAPTION>
Six Months Ended
June 30, 2000
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<S> <C>
EXCLUDING INTEREST ON DEPOSITS
Income before income taxes $ 3,770
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Fixed charges:
Interest expense 3,096
One-third of rents, net of income from subleases (a) 78
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Total fixed charges 3,174
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Less: Equity in undistributed income of affiliates (36)
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Earnings before taxes and fixed charges, excluding capitalized interest $ 6,908
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Fixed charges, as above $ 3,174
Preferred stock dividends 33
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Fixed charges including preferred stock dividends $ 3,207
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Ratio of earnings to fixed charges and
preferred stock dividend requirements 2.15
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INCLUDING INTEREST ON DEPOSITS
Fixed charges including preferred stock dividends, as above $ 3,207
Add: Interest on deposits 4,051
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Total fixed charges including preferred stock
dividends and interest on deposits $ 7,258
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Earnings before taxes and fixed charges, excluding capitalized interest,
as above $ 6,908
Add: Interest on deposits 4,051
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Total earnings before taxes, fixed charges and interest on deposits $ 10,959
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Ratio of earnings to fixed charges
and preferred stock dividend requirements 1.51
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(a) The proportion deemed representative of the interest factor.
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