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Exhibit 23.2
CONSENT OF INDEPENDENT ACCOUNTANTS
We hereby consent to the incorporation by reference in this Registration
Statement on Form S-4 of our report dated January 12, 2000 relating to the
financial statements, which appears in the J.P. Morgan & Co. Incorporated 1999
Annual Report to Shareholders, which is incorporated by reference in its Annual
Report on Form 10-K for the year ended December 31, 1999. We also consent to the
reference to us under the heading "Experts" in such Registration Statement.
/s/ PricewaterhouseCoopers LLP
New York, NY
November 21, 2000
