April 25, 1995
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549
RE: CHITTENDEN CORPORATION - REGISTRATION NO. 0-7974
ANNUAL REPORT AMENDMENT (FORM 10-K/A)
To Whom it May Concern:
Pursuant to the requirements of Section 13 of the Securities and Exchange Act of
1934, there is, appended to this transmittal, an electronic file submitted as
Exhibit 27 (Financial Data Schedule), as an amendment to the Annual Report
(on Form 10-K/A) previously filed on March 31, 1995, of Chittenden Corporation,
Two Burlington Square, Burlington, Vermont (the "Corporation"), for the year
ended December 31, 1994 (ACCESSION NUMBER: 0000200138-95-000014).
If there are any question concerning this filing, please telephone the under-
signed at (802) 660-1410.
Kindly acknowledge receipt ofthis filing via Compuserve E-MAIL.
Thank you.
Very truly yours,
/S/ F. Sheldon Prentice, Secretary
[TYPE] EX-27
[ARTICLE] 9
<TABLE>
<S> <C>
[PERIOD-TYPE] 12-MOS
[FISCAL-YEAR-END] DEC-31-1994
[PERIOD-END] DEC-31-1994
[CASH] 80873
[INT-BEARING-DEPOSITS] 100
[FED-FUNDS-SOLD] 20000
[TRADING-ASSETS] 0
[INVESTMENTS-HELD-FOR-SALE] 0
[INVESTMENTS-CARRYING] 9869
[INVESTMENTS-MARKET] 9280
[LOANS] 872960
[ALLOWANCE] 19099
[TOTAL-ASSETS] 1213908
[DEPOSITS] 1070198
[SHORT-TERM] 22650
[LIABILITIES-OTHER] 22750
[LONG-TERM] 0
[COMMON] 6480
[PREFERRED-MANDATORY] 0
[PREFERRED] 0
[OTHER-SE] 91830
[TOTAL-LIABILITIES-AND-EQUITY] 1213908
[INTEREST-LOAN] 71055
[INTEREST-INVEST] 12993
[INTEREST-OTHER] 882
[INTEREST-TOTAL] 84930
[INTEREST-DEPOSIT] 29225
[INTEREST-EXPENSE] 31025
[INTEREST-INCOME-NET] 53905
[LOAN-LOSSES] 4300
[SECURITIES-GAINS] (523)
[EXPENSE-OTHER] 49867
[INCOME-PRETAX] 23263
[INCOME-PRE-EXTRAORDINARY] 23263
[EXTRAORDINARY] 0
[CHANGES] 0
[NET-INCOME] 15537
[EPS-PRIMARY] 2.46
[EPS-DILUTED] 2.46
[YIELD-ACTUAL] 4.81
[LOANS-NON] 7934
[LOANS-PAST] 1132
[LOANS-TROUBLED] 185
[LOANS-PROBLEM] 0
[ALLOWANCE-OPEN] 18917
[CHARGE-OFFS] 5229
[RECOVERIES] 1111
[ALLOWANCE-CLOSE] 19099
[ALLOWANCE-DOMESTIC] 19099
[ALLOWANCE-FOREIGN] 0
[ALLOWANCE-UNALLOCATED] 0
</TABLE>
