COMPOSITE BOND & STOCK FUND INC
NSAR-AT, 1998-06-30
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<PAGE>
000 A000000 04/30/98
000 C000000 0000200159
000 D000000 Y
000 E000000 NF
000 F000000 Y
000 G000000 N
000 H000000 N
000 I000000 2.2
000 J000000 A
001 A000000 WM TRUST I
001 B000000 811-123
001 C000000 5093533402
002 A000000 601 WEST MAIN, SUITE 300
002 B000000 SPOKANE
002 C000000 WA
002 D010000 99201
002 D020000 0613
003  000000 N
004  000000 N
005  000000 N
006  000000 N
007 A000000 Y
007 B000000  9
007 C010100  1
007 C020100 BOND & STOCK FUND
007 C030100 N
007 C010200  2
007 C020200 GROWTH & INCOME FUND
007 C030200 N
007 C010300  3
007 C020300 NORTHWEST FUND
007 C030300 N
007 C010400  4
007 C020400 INCOME FUND
007 C030400 N
007 C010500  5
007 C020500 US GOVERNMENT SECURITIES FUND
007 C030500 N
007 C010600  6
007 C020600 TAX-EXEMPT BOND FUND
007 C030600 N
007 C010700  7
007 C020700 MONEY MARKET FUND
007 C030700 N
007 C010800  8
007 C020800 TAX-EXEMPT MONEY MARKET FUND
007 C030800 N
007 C010900  9
007 C020900 HIGH YIELD FUND
007 C030900 N
008 A00AA01 WM ADVISORS, INC.
<PAGE>
008 B00AA01 A
008 C00AA01 801-4855
008 D01AA01 SEATTLE
008 D02AA01 WA
008 D03AA01 98104
011 A00AA01 WM FUNDS DISTRIBUTOR, INC.
011 B00AA01 8-50200
011 C01AA01 SPOKANE
011 C02AA01 WA
011 C03AA01 99201
011 C04AA01 0613
012 A00AA01 WM SHAREHOLDER SERVICES, INC.
012 B00AA01 84-
012 C01AA01 SPOKANE
012 C02AA01 WA
012 C03AA01 99201
012 C04AA01 0613
013 A00AA01 DELOITTE & TOUCHE
013 B01AA01 SAN FRANCISCO
013 B02AA01 CA
013 B03AA01 94105
014 A00AA01 WM FINANCIAL SERVICES, INC.
014 B00AA01 8-03641
014 A00AA02 GREAT WESTERN FINANCIAL SECURITIES CORP
014 B00AA02 8-30410
014 A00AA03 SIERRA INVESTMENT SERVICES CORPORATION
014 B00AA03 8-45144
015 A00AA01 MELLON BANK
015 B00AA01 C
015 C01AA01 MEDFORD
015 C02AA01 MA
015 C03AA01 02155
015 C04AA01 5159
015 E01AA01 X
018  00AA00 Y
019 A00AA00 Y
019 B00AA00   39
019 C00AA00 COMPOSITES
020 A000001 AUTRANET, PERSHING, INFOVEST
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020 A000002 JEFFERIES & COMPANY
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<PAGE>
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022 D000003    127842
022 A000004 LEHMAN
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022 D000004     18961
022 A000005 UNION BANK
022 B000005 94-0304228
022 C000005    112987
022 D000005         0
022 A000006 MORGAN STANLEY
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022 D000006      6918
022 A000007 NUVEEN, JOHN & CO.
022 B000007 36-3639476
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022 A000008 BENEFICIAL
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<PAGE>
022 B000009 13-2869611
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<PAGE>
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<PAGE>
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<PAGE>
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<PAGE>
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<PAGE>
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025 A000201 TRAVELERS GROUP
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025 C000201 E
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025 A000202 LEHMAN BROTHERS
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025 C000202 D
<PAGE>
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<PAGE>
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<PAGE>
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<PAGE>
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<PAGE> 
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<PAGE>
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<PAGE>
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<PAGE>
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<PAGE>
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<PAGE>
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074 K000300        0
074 L000300     1118
074 M000300       20
074 N000300   346253
074 O000300     2461
074 P000300      175
074 Q000300        0
074 R010300        0
074 R020300        0
074 R030300        0
074 R040300      707
074 S000300        0
074 T000300   342910
074 U010300    11963
074 U020300     2407
074 V010300    23.99
074 V020300    23.24
074 W000300   0.0000
074 X000300    25846
074 Y000300        0
075 A000300        0
075 B000300   316371
<PAGE>
076  000300     0.00
024  000400 N
025 A000401 DELETE
025 D000401       0
025 A000402 DELETE
025 D000402       0
025 D000403       0
025 D000404       0
025 D000405       0
025 D000406       0
025 D000407       0
025 D000408       0
028 A010400         0
028 A020400         0
028 A030400         0
028 A040400         0
028 B010400         0
028 B020400         0
028 B030400         0
028 B040400         0
028 C010400      2150
028 C020400       342
028 C030400         0
028 C040400      2108
028 D010400      1261
028 D020400       324
028 D030400         0
028 D040400      1435
028 E010400    170978
028 E020400       309
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028 E040400      4488
028 F010400      2388
028 F020400       858
028 F030400         0
028 F040400     13487
028 G010400    176777
028 G020400      1833
028 G030400         0
028 G040400     21518
028 H000400      5461
029  000400 Y
030 A000400     61
030 B000400  4.50
030 C000400  0.00
031 A000400     26
031 B000400      0
032  000400      5
033  000400     30
034  000400 Y
035  000400     29
<PAGE>
036 A000400 N
036 B000400      0
037  000400 Y
038  000400      0
039  000400 N
040  000400 Y
041  000400 Y
042 A000400   0
042 B000400   0
042 C000400 100
042 D000400   0
042 E000400   0
042 F000400   0
042 G000400   0
042 H000400   0
043  000400    167
044  000400      0
045  000400 Y
046  000400 N
047  000400 Y
048  000400  0.000
048 A010400   250000
048 A020400 0.625
048 B010400        0
048 B020400 0.000
048 C010400        0
048 C020400 0.000
048 D010400        0
048 D020400 0.000
048 E010400        0
048 E020400 0.000
048 F010400        0
048 F020400 0.000
048 G010400        0
048 G020400 0.000
048 H010400        0
048 H020400 0.000
048 I010400        0
048 I020400 0.000
048 J010400        0
048 J020400 0.000
048 K010400   250000
048 K020400 0.500
049  000400 N
050  000400 N
051  000400 N
052  000400 N
053 A000400 N
054 A000400 Y
054 B000400 Y
054 C000400 Y
<PAGE>
054 D000400 N
054 E000400 N
054 F000400 N
054 G000400 N
054 H000400 Y
054 I000400 N
054 J000400 Y
054 K000400 N
054 L000400 Y
054 M000400 Y
054 N000400 N
054 O000400 Y
055 A000400 Y
055 B000400 N
056  000400 Y
057  000400 N
062 A000400 Y
062 B000400   0.0
062 C000400   0.0
062 D000400   0.5
062 E000400   0.0
062 F000400   0.0
062 G000400   0.0
062 H000400   0.0
062 I000400   0.0
062 J000400   0.0
062 K000400   0.0
062 L000400   0.0
062 M000400   3.5
062 N000400   6.4
062 O000400   0.0
062 P000400  85.2
062 Q000400   1.8
062 R000400   1.6
063 A000400   0
063 B000400 19.0
064 A000400 N
064 B000400 N
066 A000400 N
067  000400 N
068 A000400 N
068 B000400 N
069  000400 N
070 A010400 Y
070 A020400 Y
070 B010400 N
070 B020400 N
070 C010400 N
070 C020400 N
070 D010400 N
070 D020400 N
<PAGE>
070 E010400 Y
070 E020400 N
070 F010400 N
070 F020400 N
070 G010400 Y
070 G020400 N
070 H010400 N
070 H020400 N
070 I010400 N
070 I020400 N
070 J010400 Y
070 J020400 Y
070 K010400 N
070 K020400 N
070 L010400 Y
070 L020400 Y
070 M010400 Y
070 M020400 N
070 N010400 Y
070 N020400 N
070 O010400 N
070 O020400 N
070 P010400 N
070 P020400 N
070 Q010400 N
070 Q020400 N
070 R010400 N
070 R020400 N
071 A000400     32593
071 B000400     41855
071 C000400     90190
071 D000400   36
072 A000400  4
072 B000400     3701
072 C000400       27
072 D000400        0
072 E000400        0
072 F000400      308
072 G000400        0
072 H000400        0
072 I000400        0
072 J000400        9
072 K000400        0
072 L000400        0
072 M000400        8
072 N000400        5
072 O000400        0
072 P000400        0
072 Q000400        0
072 R000400        3
072 S000400        0
<PAGE>
072 T000400      201
072 U000400        0
072 V000400        0
072 W000400       26
072 X000400      552
072 Y000400        0
072 Z000400     3176
072AA000400     3598
072BB000400        0
072CC010400    14279
072CC020400        0
072DD010400     2786
072DD020400      328
072EE000400        0
073 A010400   0.2024
073 A020400   0.1754
073 B000400   0.0000
073 C000400   0.0000
074 A000400      130
074 B000400     1438
074 C000400        0
074 D000400   254414
074 E000400     4125
074 F000400        0
074 G000400        0
074 H000400        0
074 I000400        0
074 J000400        0
074 K000400        0
074 L000400     4821
074 M000400      159
074 N000400   265087
074 O000400      279
074 P000400      188
074 Q000400        0
074 R010400        0
074 R020400        0
074 R030400        0
074 R040400     2095
074 S000400        0
074 T000400   262525
074 U010400    23446
074 U020400     3288
074 V010400     9.51
074 V020400     9.52
074 W000400   0.0000
074 X000400    17760
074 Y000400        0
075 A000400        0
075 B000400   150722
076  000400     0.00
<PAGE>
024  000500 Y
025 A000501 MERRILL LYNCH
025 B000501 13-5674085
025 C000501 D
025 D000501    4908
025 D000502       0
025 D000503       0
025 D000504       0
025 D000505       0
025 D000506       0
025 D000507       0
025 D000508       0
028 A010500         0
028 A020500         0
028 A030500         0
028 A040500         0
028 B010500         0
028 B020500         0
028 B030500         0
028 B040500         0
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028 C030500         0
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028 D020500       352
028 D030500         0
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028 E020500       642
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028 E040500      6482
028 F010500      1868
028 F020500      1080
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028 F040500     34160
028 G010500    306531
028 G020500      2443
028 G030500         0
028 G040500     45056
028 H000500      2637
029  000500 Y
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030 B000500  4.50
030 C000500  0.00
031 A000500     15
031 B000500      0
032  000500      3
033  000500      7
034  000500 Y
035  000500     29
<PAGE>
036 A000500 N
036 B000500      0
037  000500 Y
038  000500      0
039  000500 N
040  000500 Y
041  000500 Y
042 A000500   0
042 B000500   0
042 C000500 100
042 D000500   0
042 E000500   0
042 F000500   0
042 G000500   0
042 H000500   0
043  000500    182
044  000500      0
045  000500 Y
046  000500 N
047  000500 Y
048  000500  0.000
048 A010500   250000
048 A020500 0.625
048 B010500        0
048 B020500 0.000
048 C010500        0
048 C020500 0.000
048 D010500        0
048 D020500 0.000
048 E010500        0
048 E020500 0.000
048 F010500        0
048 F020500 0.000
048 G010500        0
048 G020500 0.000
048 H010500        0
048 H020500 0.000
048 I010500        0
048 I020500 0.000
048 J010500        0
048 J020500 0.000
048 K010500   250000
048 K020500 0.500
049  000500 N
050  000500 N
051  000500 N
052  000500 N
053 A000500 Y
053 B000500 Y
054 A000500 Y
054 B000500 Y
<PAGE>
054 C000500 Y
054 D000500 N
054 E000500 N
054 F000500 N
054 G000500 N
054 H000500 Y
054 I000500 N
054 J000500 Y
054 K000500 N
054 L000500 Y
054 M000500 Y
054 N000500 N
054 O000500 Y
055 A000500 N
055 B000500 N
056  000500 Y
057  000500 N
062 A000500 Y
062 B000500   0.0
062 C000500   0.0
062 D000500   0.7
062 E000500   0.0
062 F000500   0.0
062 G000500   0.0
062 H000500   0.0
062 I000500   0.0
062 J000500   0.0
062 K000500   0.0
062 L000500   0.0
062 M000500  29.3
062 N000500  85.0
062 O000500   0.0
062 P000500   0.0
062 Q000500   0.0
062 R000500   0.0
063 A000500   0
063 B000500  8.3
064 A000500 N
064 B000500 N
066 A000500 N
067  000500 N
068 A000500 N
068 B000500 N
069  000500 N
070 A010500 Y
070 A020500 Y
070 B010500 N
070 B020500 N
070 C010500 N
070 C020500 N
070 D010500 N
<PAGE>
070 D020500 N
070 E010500 N
070 E020500 N
070 F010500 N
070 F020500 N
070 G010500 N
070 G020500 N
070 H010500 N
070 H020500 N
070 I010500 N
070 I020500 N
070 J010500 Y
070 J020500 N
070 K010500 N
070 K020500 N
070 L010500 N
070 L020500 N
070 M010500 N
070 M020500 N
070 N010500 N
070 N020500 N
070 O010500 N
070 O020500 N
070 P010500 N
070 P020500 N
070 Q010500 N
070 Q020500 N
070 R010500 N
070 R020500 N
071 A000500      3347
071 B000500      5055
071 C000500     93226
071 D000500    4
072 A000500  4
072 B000500     4836
072 C000500        0
072 D000500        0
072 E000500       70
072 F000500      428
072 G000500        0
072 H000500        0
072 I000500        0
072 J000500        9
072 K000500        0
072 L000500        2
072 M000500        0
072 N000500        0
072 O000500        0
072 P000500      188
072 Q000500        0
072 R000500        4
<PAGE>
072 S000500        2
072 T000500      217
072 U000500        0
072 V000500        0
072 W000500        0
072 X000500      850
072 Y000500       35
072 Z000500     4091
072AA000500      193
072BB000500        0
072CC010500     6704
072CC020500        0
072DD010500     4050
072DD020500        0
072EE000500        0
073 A010500   0.2105
073 A020500   0.1778
073 B000500   0.0000
073 C000500   0.0000
074 A000500      315
074 B000500     2498
074 C000500        0
074 D000500   463305
074 E000500        0
074 F000500        0
074 G000500        0
074 H000500        0
074 I000500        0
074 J000500        0
074 K000500        0
074 L000500     4189
074 M000500       20
074 N000500   470327
074 O000500        0
074 P000500      162
074 Q000500        0
074 R010500    80498
074 R020500        0
074 R030500        0
074 R040500     8407
074 S000500        0
074 T000500   381260
074 U010500    27148
074 U020500     2040
074 V010500    10.83
074 V020500    10.83
074 W000500   0.0000
074 X000500    20380
074 Y000500  2640150
075 A000500        0
075 B000500   208358
<PAGE>
076  000500     0.00
024  000600 N
025 D000601       0
025 D000602       0
025 D000603       0
025 D000604       0
025 D000605       0
025 D000606       0
025 D000607       0
025 D000608       0
028 A010600         0
028 A020600         0
028 A030600         0
028 A040600         0
028 B010600         0
028 B020600         0
028 B030600         0
028 B040600         0
028 C010600      1009
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028 C040600      2436
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028 D020600       540
028 D030600         0
028 D040600      2490
028 E010600    138655
028 E020600       440
028 E030600         0
028 E040600      5016
028 F010600      1236
028 F020600       979
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028 F040600     11104
028 G010600    141434
028 G020600      2554
028 G030600         0
028 G040600     21046
028 H000600      2797
029  000600 Y
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030 B000600  4.50
030 C000600  0.00
031 A000600     17
031 B000600      0
032  000600      3
033  000600     28
034  000600 Y
035  000600     14
036 A000600 N
036 B000600      0
<PAGE>
037  000600 Y
038  000600      0
039  000600 N
040  000600 Y
041  000600 Y
042 A000600   0
042 B000600   0
042 C000600 100
042 D000600   0
042 E000600   0
042 F000600   0
042 G000600   0
042 H000600   0
043  000600    226
044  000600      0
045  000600 Y
046  000600 N
047  000600 Y
048  000600  0.000
048 A010600   250000
048 A020600 0.500
048 B010600        0
048 B020600 0.000
048 C010600        0
048 C020600 0.000
048 D010600        0
048 D020600 0.000
048 E010600        0
048 E020600 0.000
048 F010600        0
048 F020600 0.000
048 G010600        0
048 G020600 0.000
048 H010600        0
048 H020600 0.000
048 I010600        0
048 I020600 0.000
048 J010600        0
048 J020600 0.000
048 K010600   250000
048 K020600 0.400
049  000600 N
050  000600 N
051  000600 N
052  000600 N
053 A000600 N
054 A000600 Y
054 B000600 Y
054 C000600 Y
054 D000600 N
054 E000600 N
<PAGE>
054 F000600 N
054 G000600 N
054 H000600 Y
054 I000600 N
054 J000600 Y
054 K000600 N
054 L000600 Y
054 M000600 Y
054 N000600 N
054 O000600 Y
055 A000600 N
055 B000600 N
056  000600 Y
057  000600 N
062 A000600 Y
062 B000600   0.0
062 C000600   0.0
062 D000600   0.0
062 E000600   1.0
062 F000600   0.0
062 G000600   0.0
062 H000600   0.0
062 I000600   0.0
062 J000600   0.0
062 K000600   0.0
062 L000600   0.0
062 M000600   0.0
062 N000600   0.0
062 O000600  96.9
062 P000600   0.0
062 Q000600   1.9
062 R000600   0.0
063 A000600   0
063 B000600 17.8
064 A000600 Y
064 B000600 N
066 A000600 N
067  000600 N
068 A000600 N
068 B000600 N
069  000600 N
070 A010600 Y
070 A020600 N
070 B010600 N
070 B020600 N
070 C010600 N
070 C020600 N
070 D010600 N
070 D020600 N
070 E010600 Y
070 E020600 N
<PAGE>
070 F010600 N
070 F020600 N
070 G010600 Y
070 G020600 N
070 H010600 N
070 H020600 N
070 I010600 N
070 I020600 N
070 J010600 Y
070 J020600 Y
070 K010600 Y
070 K020600 Y
070 L010600 N
070 L020600 N
070 M010600 N
070 M020600 N
070 N010600 N
070 N020600 N
070 O010600 N
070 O020600 N
070 P010600 N
070 P020600 N
070 Q010600 N
070 Q020600 N
070 R010600 N
070 R020600 N
071 A000600      3846
071 B000600     20277
071 C000600    187431
071 D000600    2
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072 J000600        8
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072 M000600        2
072 N000600        6
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072 R000600        2
072 S000600        0
072 T000600      226
072 U000600        0
<PAGE>
072 V000600        0
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072AA000600      784
072BB000600        0
072CC010600    10845
072CC020600        0
072DD010600     3898
072DD020600      144
072EE000600        0
073 A010600   0.1328
073 A020600   0.1095
073 B000600   0.0000
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074 A000600        0
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074 C000600        0
074 D000600   326874
074 E000600        0
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074 O000600        1
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076  000600     0.00
024  000700 Y
025 A000701 BEAR STEARNS COMPANIES
<PAGE>
025 B000701 13-3299429
025 C000701 D
025 D000701   17492
025 A000702 GOLDMAN SACHS
025 B000702 13-5108880
025 C000702 D
025 D000702    9979
025 A000703 MERRILL LYNCH & COMPANY
025 B000703 13-5674085
025 C000703 D
025 D000703   17965
025 A000704 MORGAN STANLEY, DEAN WITTER DISCOVER
025 B000704 13-2655998
025 C000704 D
025 D000704   12471
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028 A010700         0
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<PAGE>
030 C000700  0.00
031 A000700      0
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035  000700     15
036 A000700 N
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037  000700 Y
038  000700      0
039  000700 Y
040  000700 Y
041  000700 Y
042 A000700   0
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042 C000700 100
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048 A010700  1000000
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048 I020700 0.000
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048 J020700 0.000
048 K010700  1000000
048 K020700 0.400
049  000700 N
<PAGE>
050  000700 N
051  000700 N
052  000700 N
053 A000700 N
054 A000700 Y
054 B000700 Y
054 C000700 Y
054 D000700 N
054 E000700 N
054 F000700 N
054 G000700 N
054 H000700 Y
054 I000700 N
054 J000700 Y
054 K000700 N
054 L000700 Y
054 M000700 Y
054 N000700 N
054 O000700 Y
055 A000700 Y
055 B000700 N
056  000700 Y
057  000700 N
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063 A000700  70
063 B000700  0.0
064 A000700 Y
064 B000700 N
066 A000700 N
067  000700 N
068 A000700 N
068 B000700 N
069  000700 N
070 A010700 Y
<PAGE>
070 A020700 Y
070 B010700 N
070 B020700 N
070 C010700 N
070 C020700 N
070 D010700 N
070 D020700 N
070 E010700 N
070 E020700 N
070 F010700 N
070 F020700 N
070 G010700 N
070 G020700 N
070 H010700 N
070 H020700 N
070 I010700 N
070 I020700 N
070 J010700 Y
070 J020700 Y
070 K010700 N
070 K020700 N
070 L010700 Y
070 L020700 Y
070 M010700 N
070 M020700 N
070 N010700 N
070 N020700 N
070 O010700 N
070 O020700 N
070 P010700 N
070 P020700 N
070 Q010700 N
070 Q020700 N
070 R010700 N
070 R020700 N
071 A000700         0
071 B000700         0
071 C000700         0
071 D000700    0
072 A000700  4
072 B000700     6246
072 C000700        0
072 D000700        0
072 E000700        0
072 F000700      493
072 G000700        0
072 H000700        0
072 I000700        0
072 J000700        8
072 K000700        0
072 L000700        0
<PAGE>
072 M000700        2
072 N000700        1
072 O000700        0
072 P000700        0
072 Q000700        0
072 R000700        4
072 S000700        1
072 T000700       81
072 U000700        0
072 V000700        0
072 W000700      180
072 X000700      770
072 Y000700        0
072 Z000700     5476
072AA000700        0
072BB000700        0
072CC010700        0
072CC020700        0
072DD010700     4937
072DD020700       16
072EE000700        0
073 A010700   0.0163
073 A020700   0.0136
073 B000700   0.0000
073 C000700   0.0000
074 A000700     2785
074 B000700     6198
074 C000700   456523
074 D000700        0
074 E000700        0
074 F000700        0
074 G000700        0
074 H000700        0
074 I000700        0
074 J000700        0
074 K000700        0
074 L000700     3746
074 M000700       92
074 N000700   469344
074 O000700    10000
074 P000700      176
074 Q000700        0
074 R010700        0
074 R020700        0
074 R030700        0
074 R040700     6751
074 S000700        0
074 T000700   452417
074 U010700   354329
074 U020700     3216
074 V010700     1.00
<PAGE>
074 V020700     1.00
074 W000700   1.0001
074 X000700    29796
074 Y000700        0
075 A000700   343628
075 B000700        0
076  000700     0.00
024  000800 N
025 D000801       0
025 D000802       0
025 D000803       0
025 D000804       0
025 D000805       0
025 D000806       0
025 D000807       0
025 D000808       0
028 A010800         0
028 A020800         0
028 A030800         0
028 A040800         0
028 B010800         0
028 B020800         0
028 B030800         0
028 B040800         0
028 C010800      4746
028 C020800        85
028 C030800         0
028 C040800      5318
028 D010800      2383
028 D020800        70
028 D030800         0
028 D040800      4051
028 E010800      2136
028 E020800       117
028 E030800         0
028 E040800      4069
028 F010800      3964
028 F020800        80
028 F030800         0
028 F040800      5493
028 G010800     13230
028 G020800       351
028 G030800         0
028 G040800     18931
028 H000800         0
029  000800 N
030 A000800      0
030 B000800  0.00
030 C000800  0.00
031 A000800      0
031 B000800      0
<PAGE>
032  000800      0
033  000800      0
034  000800 Y
035  000800      0
036 A000800 N
036 B000800      0
037  000800 Y
038  000800      0
039  000800 N
040  000800 Y
041  000800 N
042 A000800   0
042 B000800   0
042 C000800   0
042 D000800   0
042 E000800   0
042 F000800   0
042 G000800   0
042 H000800   0
043  000800      0
044  000800      0
045  000800 Y
046  000800 N
047  000800 Y
048  000800  0.000
048 A010800  1000000
048 A020800 0.450
048 B010800        0
048 B020800 0.000
048 C010800        0
048 C020800 0.000
048 D010800        0
048 D020800 0.000
048 E010800        0
048 E020800 0.000
048 F010800        0
048 F020800 0.000
048 G010800        0
048 G020800 0.000
048 H010800        0
048 H020800 0.000
048 I010800        0
048 I020800 0.000
048 J010800        0
048 J020800 0.000
048 K010800  1000000
048 K020800 0.400
049  000800 N
050  000800 N
051  000800 N
052  000800 N
<PAGE>
053 A000800 Y
053 B000800 Y
053 C000800 N
054 A000800 Y
054 B000800 Y
054 C000800 Y
054 D000800 N
054 E000800 N
054 F000800 N
054 G000800 N
054 H000800 Y
054 I000800 N
054 J000800 Y
054 K000800 N
054 L000800 Y
054 M000800 Y
054 N000800 N
054 O000800 Y
055 A000800 Y
055 B000800 N
056  000800 Y
057  000800 N
062 A000800 Y
062 B000800   0.0
062 C000800   0.0
062 D000800   0.0
062 E000800 104.5
062 F000800   0.0
062 G000800   0.0
062 H000800   0.0
062 I000800   0.0
062 J000800   0.0
062 K000800   0.0
062 L000800   0.6
062 M000800   0.0
062 N000800   0.0
062 O000800   0.0
062 P000800   0.0
062 Q000800   0.0
062 R000800   0.0
063 A000800  66
063 B000800  0.0
064 A000800 Y
064 B000800 N
066 A000800 N
067  000800 N
068 A000800 N
068 B000800 N
069  000800 N
070 A010800 Y
070 A020800 N
<PAGE>
070 B010800 N
070 B020800 N
070 C010800 N
070 C020800 N
070 D010800 N
070 D020800 N
070 E010800 N
070 E020800 N
070 F010800 N
070 F020800 N
070 G010800 N
070 G020800 N
070 H010800 N
070 H020800 N
070 I010800 N
070 I020800 N
070 J010800 Y
070 J020800 N
070 K010800 Y
070 K020800 Y
070 L010800 N
070 L020800 N
070 M010800 N
070 M020800 N
070 N010800 N
070 N020800 N
070 O010800 N
070 O020800 N
070 P010800 N
070 P020800 N
070 Q010800 N
070 Q020800 N
070 R010800 N
070 R020800 N
071 A000800         0
071 B000800         0
071 C000800         0
071 D000800    0
072 A000800  4
072 B000800      367
072 C000800        0
072 D000800        0
072 E000800        0
072 F000800       45
072 G000800        0
072 H000800        0
072 I000800        0
072 J000800        2
072 K000800        0
072 L000800        0
072 M000800        5
<PAGE>
072 N000800        5
072 O000800        0
072 P000800        0
072 Q000800        0
072 R000800        5
072 S000800        0
072 T000800        7
072 U000800        0
072 V000800        0
072 W000800        6
072 X000800       76
072 Y000800       20
072 Z000800      312
072AA000800        0
072BB000800        0
072CC010800        0
072CC020800        0
072DD010800      312
072DD020800        0
072EE000800        0
073 A010800   0.0102
073 A020800   0.0072
073 B000800   0.0000
073 C000800   0.0000
074 A000800      212
074 B000800        0
074 C000800    28730
074 D000800        0
074 E000800        0
074 F000800        0
074 G000800        0
074 H000800        0
074 I000800        0
074 J000800        0
074 K000800        0
074 L000800      414
074 M000800       16
074 N000800    29372
074 O000800     1691
074 P000800       11
074 Q000800        0
074 R010800        0
074 R020800        0
074 R030800        0
074 R040800      328
074 S000800        0
074 T000800    27342
074 U010800    27330
074 U020800       12
074 V010800     1.00
074 V020800     1.00
<PAGE>
074 W000800   1.0000
074 X000800      858
074 Y000800        0
075 A000800    30639
075 B000800        0
076  000800     0.00
024  000900 N
025 A000901 DELETE
025 D000901       0
025 D000902       0
025 D000903       0
025 D000904       0
025 D000905       0
025 D000906       0
025 D000907       0
025 D000908       0
028 A010900         0
028 A020900         0
028 A030900         0
028 A040900         0
028 B010900         0
028 B020900         0
028 B030900         0
028 B040900         0
028 C010900         0
028 C020900         0
028 C030900         0
028 C040900         0
028 D010900         0
028 D020900         0
028 D030900         0
028 D040900         0
028 E010900         0
028 E020900         0
028 E030900         0
028 E040900         0
028 F010900     10060
028 F020900         0
028 F030900         0
028 F040900         0
028 G010900     10060
028 G020900         0
028 G030900         0
028 G040900         0
028 H000900     10060
029  000900 Y
030 A000900      2
030 B000900  4.50
030 C000900  0.00
031 A000900      1
031 B000900      0
<PAGE>
032  000900      0
033  000900      1
034  000900 Y
035  000900      0
036 A000900 N
036 B000900      0
037  000900 Y
038  000900      0
039  000900 N
040  000900 Y
041  000900 Y
042 A000900   0
042 B000900   0
042 C000900 100
042 D000900   0
042 E000900   0
042 F000900   0
042 G000900   0
042 H000900   0
043  000900      2
044  000900      0
045  000900 Y
046  000900 N
047  000900 Y
048  000900  0.000
048 A010900   250000
048 A020900 0.625
048 B010900        0
048 B020900 0.000
048 C010900        0
048 C020900 0.000
048 D010900        0
048 D020900 0.000
048 E010900        0
048 E020900 0.000
048 F010900        0
048 F020900 0.000
048 G010900        0
048 G020900 0.000
048 H010900        0
048 H020900 0.000
048 I010900        0
048 I020900 0.000
048 J010900        0
048 J020900 0.000
048 K010900   250000
048 K020900 0.500
049  000900 N
050  000900 N
051  000900 N
052  000900 N
<PAGE>
053 A000900 N
054 A000900 Y
054 B000900 Y
054 C000900 Y
054 D000900 N
054 E000900 N
054 F000900 N
054 G000900 N
054 H000900 Y
054 I000900 N
054 J000900 Y
054 K000900 N
054 L000900 Y
054 M000900 Y
054 N000900 N
054 O000900 Y
055 A000900 N
055 B000900 N
056  000900 Y
057  000900 N
062 A000900 Y
062 B000900   0.0
062 C000900   0.0
062 D000900   1.7
062 E000900   0.0
062 F000900   0.0
062 G000900   0.0
062 H000900   0.0
062 I000900   0.0
062 J000900   0.0
062 K000900   0.0
062 L000900   0.0
062 M000900  19.8
062 N000900   0.0
062 O000900   0.0
062 P000900  57.5
062 Q000900  11.0
062 R000900   0.0
063 A000900   0
063 B000900  9.4
064 A000900 N
064 B000900 N
066 A000900 N
067  000900 N
068 A000900 N
068 B000900 N
069  000900 N
070 A010900 Y
070 A020900 Y
070 B010900 Y
070 B020900 N
<PAGE>
070 C010900 Y
070 C020900 N
070 D010900 N
070 D020900 N
070 E010900 Y
070 E020900 N
070 F010900 N
070 F020900 N
070 G010900 Y
070 G020900 N
070 H010900 N
070 H020900 N
070 I010900 N
070 I020900 N
070 J010900 Y
070 J020900 Y
070 K010900 Y
070 K020900 N
070 L010900 Y
070 L020900 Y
070 M010900 Y
070 M020900 N
070 N010900 N
070 N020900 N
070 O010900 N
070 O020900 N
070 P010900 N
070 P020900 N
070 Q010900 N
070 Q020900 N
070 R010900 N
070 R020900 N
071 A000900      8884
071 B000900         0
071 C000900      8857
071 D000900    0
072 A000900  1
072 B000900       34
072 C000900        0
072 D000900        0
072 E000900        0
072 F000900        4
072 G000900        0
072 H000900        0
072 I000900        0
072 J000900        1
072 K000900        0
072 L000900        0
072 M000900        0
072 N000900        0
072 O000900        0
<PAGE>
072 P000900        0
072 Q000900        0
072 R000900        1
072 S000900        0
072 T000900        1
072 U000900        0
072 V000900        0
072 W000900        1
072 X000900        8
072 Y000900        0
072 Z000900       26
072AA000900        0
072BB000900        0
072CC010900        0
072CC020900       33
072DD010900       34
072DD020900        0
072EE000900        0
073 A010900   0.0270
073 A020900   0.0000
073 B000900   0.0000
073 C000900   0.0000
074 A000900        1
074 B000900     1703
074 C000900        0
074 D000900     8151
074 E000900      706
074 F000900        0
074 G000900        0
074 H000900        0
074 I000900        0
074 J000900       27
074 K000900        0
074 L000900      115
074 M000900        0
074 N000900    10703
074 O000900      642
074 P000900        4
074 Q000900        0
074 R010900        0
074 R020900        0
074 R030900        0
074 R040900       32
074 S000900        0
074 T000900    10025
074 U010900     1006
074 U020900        0
074 V010900     9.97
074 V020900    10.00
074 W000900   0.0000
074 X000900        3
<PAGE>
074 Y000900        0
075 A000900        0
075 B000900    10001
076  000900     0.00
SIGNATURE   JOHN T. WEST                                 
TITLE       SECRETARY 

     Shareholder Meeting Results

A special meeting of the Funds' shareholders was held on December 23, 1997, with
adjournments to January 9, 1998 and February 20, 1998. Each matter voted upon at
the meetings is set forth below.  Votes  recorded for the proposals  approved on
December 23, 1997 by shareholders  of each of the Money Market Fund,  Tax-Exempt
Money  Market  Fund,  Income  Fund,  Tax-Exempt  Bond  Fund and U.S.  Government
Securities Fund were included in their respective  annual reports dated December
31, 1997.

1.   The shareholders of each Fund were asked to approve the  reorganization  of
     each Fund into  separate  series of a  Massachusetts  Business  Trust.  The
     proposal was approved on February 20, 1998:
<TABLE>
<CAPTION>
                                                      Shares                 Shares
                                                      Voted                  Voted
                                                      "For"                 "Against"              Abstained
                                               -------------------    --------------------    -------------------
<S>                                                <C>                     <C>                    <C>      
     Bond & Stock Fund                              15,674,617                532,478              1,122,489
     Growth & Income Fund                           11,671,543                401,821                582,034
     Northwest Fund                                  7,655,651                390,318                465,269
     U.S. Government Securities Fund                 7,069,635                263,019                620,048
     Income Fund                                     6,624,154                175,309                468,425
     Tax-Exempt Bond Fund                           17,548,249                697,978              1,166,685
     Money Market Fund                             179,269,640             11,103,453             14,828,051
     Tax-Exempt Money Market Fund                   20,890,022                811,223              2,231,324
</TABLE>

2. The  shareholders  of each Fund elected the following  thirteen  directors on
December 23, 1997:
<TABLE>
<CAPTION>
                                   Bond & Stock Fund              Growth & Income Fund                Northwest Fund
                             -----------------------------    -----------------------------    -----------------------------
                                                Shares                           Shares                          Shares
                                 Shares       Withholding         Shares       Withholding         Shares      Withholding
                                 Voted         Authority          Voted         Authority          Voted        Authority
                                 "For"          to Vote           "For"          to Vote           "For"         to Vote
                             -------------- --------------    -------------- --------------    -------------- --------------
<S>                            <C>              <C>             <C>              <C>              <C>            <C>    
     David E. Anderson         14,532,839       658,140         11,243,827       490,386          6,629,332      408,905
     Wayne L. Attwood, MD      14,552,700       638,279         11,249,965       484,249          6,639,258      398,979
     Arthur H. Bernstein       14,530,997       659,982         11,244,868       489,345          6,630,995      407,242
     Kristianne Blake          14,552,284       638,694         11,249,829       485,205          6,639,481      398,756
     Edmond R. Davis           14,534,056       656,923         11,243,169       491,865          6,631,872      406,365
     John W. English           14,534,732       656,247         11,247,409       487,625          6,628,920      409,318
     Anne V. Farrell           14,552,390       638,588         11,250,975       484,059          6,639,481      398,756
     Michael K. Murphy         14,554,957       636,022         11,249,562       483,442          6,639,922      398,315
     Alfred E. Osborne, Jr.    14,538,725       652,254         11,247,339       487,695          6,635,110      403,127
     William G. Papesh         14,554,957       636,022         11,249,562       483,442          6,639,441      398,797
     Daniel Pavelich           14,553,762       637,217         11,251,108       483,926          6,639,481      398,756
     Jay Rockey                14,551,988       638,991         11,248,450       484,553          6,638,024      400,213
     Richard C. Yancey         14,551,875       639,104         11,248,278       484,726          6,637,337      400,900
</TABLE>

3. The  shareholders  of each Fund  approved  an amended  Investment  Management
Agreement on December 23, 1997:
<TABLE>
<CAPTION>
                                         Shares            Shares
                                         Voted              Voted
                                         "For"            "Against"         Abstained
                                     --------------    ---------------    -------------
<S>                                    <C>                 <C>              <C>      
     Bond & Stock Fund                 13,575,628          420,337          1,195,013
     Growth & Income Fund              10,685,741          388,169            660,304
     Northwest Fund                     6,152,505          337,400            548,333
</TABLE>

4.   The shareholders of each Fund approved an amended  Distribution Plan of the
     Fund for its  Class A shares  on  December  23,  1997  except  for  Class B
     shareholders  of  Northwest  Fund  and  Tax-Exempt  Money  Market  Fund who
     approved the proposal on February 20, 1998:
<TABLE>
<CAPTION>
                                               Shares            Shares
                                               Voted              Voted
                                               "For"            "Against"         Abstained
                                           --------------    ---------------    -------------
<S>                                          <C>                 <C>              <C>      
     Bond & Stock Fund - Class A             11,692,893          396,961          1,173,720
     Bond & Stock Fund - Class B              1,442,505           53,639            194,470
     Growth & Income Fund - Class A           9,455,500          308,720            608,951
     Growth & Income Fund - Class B           1,020,812           59,600            134,649
     Northwest Fund - Class A                 5,446,234          276,467            540,121
     Northwest Fund - Class B                   825,903           50,691             80,669
     Tax-Exempt Money Market Fund - Class B      11,527                0                  0
</TABLE>

5.   The shareholders of each Fund approved  certain  amendments to its existing
     fundamental  investment  restrictions  on December 23,  1997.  Shareholders
     authorized each of the following Funds to invest in Rule 144A Securities:

                                    Shares           Shares
                                    Voted             Voted
                                    "For"           "Against"        Abstained
                                 ------------    ---------------   -------------
     Bond & Stock Fund            13,135,398         450,600         1,368,190
     Growth & Income Fund         10,476,312         368,320           743,600
     Northwest Fund                6,077,667         266,182           621,251


<TABLE> <S> <C>

<ARTICLE>                                         6
<LEGEND>
THIS  SCHEDULE  CONTAINS  SUMMARY  FINANCIAL   INFORMATION  EXTRACTED  FROM  THE
REGISTRANT'S  SEMIANNUAL  REPORT  AND  FORM  N-SAR  WHICH  ARE ON FILE  WITH THE
SECURITIES AND EXCHANGE COMMISSION AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE
TO SUCH DOCUMENTS.
</LEGEND>
<CIK>  0000200159
<NAME>  WM TRUST I
<SERIES>
   <NUMBER>                                       011
   <NAME>                                         WM BOND & STOCK CLASS A
       
<S>                                               <C>
<PERIOD-TYPE>                                     6-MOS
<FISCAL-YEAR-END>                                 OCT-31-1998
<PERIOD-START>                                    NOV-01-1997
<PERIOD-END>                                      APR-30-1998
<INVESTMENTS-AT-COST>                                        323,380,495
<INVESTMENTS-AT-VALUE>                                       385,239,089
<RECEIVABLES>                                                  9,420,278
<ASSETS-OTHER>                                                    24,841
<OTHER-ITEMS-ASSETS>                                                   0
<TOTAL-ASSETS>                                               394,684,208
<PAYABLE-FOR-SECURITIES>                                       1,598,899
<SENIOR-LONG-TERM-DEBT>                                                0
<OTHER-ITEMS-LIABILITIES>                                      1,284,204
<TOTAL-LIABILITIES>                                            2,883,103
<SENIOR-EQUITY>                                                        0
<PAID-IN-CAPITAL-COMMON>                                     323,685,456
<SHARES-COMMON-STOCK>                                         21,539,314
<SHARES-COMMON-PRIOR>                                         19,030,734
<ACCUMULATED-NII-CURRENT>                                        801,729
<OVERDISTRIBUTION-NII>                                                 0
<ACCUMULATED-NET-GAINS>                                        5,455,326
<OVERDISTRIBUTION-GAINS>                                               0
<ACCUM-APPREC-OR-DEPREC>                                      61,858,594
<NET-ASSETS>                                                 391,801,105
<DIVIDEND-INCOME>                                              2,796,001
<INTEREST-INCOME>                                              4,609,419
<OTHER-INCOME>                                                         0
<EXPENSES-NET>                                                (1,890,356)
<NET-INVESTMENT-INCOME>                                        5,515,064
<REALIZED-GAINS-CURRENT>                                      22,276,914
<APPREC-INCREASE-CURRENT>                                        630,386
<NET-CHANGE-FROM-OPS>                                         34,498,113
<EQUALIZATION>                                                         0
<DISTRIBUTIONS-OF-INCOME>                                     (5,200,259)
<DISTRIBUTIONS-OF-GAINS>                                     (45,087,221)
<DISTRIBUTIONS-OTHER>                                                  0
<NUMBER-OF-SHARES-SOLD>                                        1,544,221
<NUMBER-OF-SHARES-REDEEMED>                                   (2,310,122)
<SHARES-REINVESTED>                                            3,274,481
<NET-CHANGE-IN-ASSETS>                                        75,916,185
<ACCUMULATED-NII-PRIOR>                                       10,303,999
<ACCUMULATED-GAINS-PRIOR>                                     36,021,498
<OVERDISTRIB-NII-PRIOR>                                                0
<OVERDIST-NET-GAINS-PRIOR>                                             0
<GROSS-ADVISORY-FEES>                                          1,076,223
<INTEREST-EXPENSE>                                                     0
<GROSS-EXPENSE>                                                1,890,356
<AVERAGE-NET-ASSETS>                                         373,009,871
<PER-SHARE-NAV-BEGIN>                                                 16.13
<PER-SHARE-NII>                                                        0.59
<PER-SHARE-GAIN-APPREC>                                                1.22
<PER-SHARE-DIVIDEND>                                                  (0.61)
<PER-SHARE-DISTRIBUTIONS>                                             (2.32)
<RETURNS-OF-CAPITAL>                                                   0.00
<PER-SHARE-NAV-END>                                                   15.01
<EXPENSE-RATIO>                                                        0.88
<AVG-DEBT-OUTSTANDING>                                                 0
<AVG-DEBT-PER-SHARE>                                                   0.00
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE>                     6
<SERIES>
   <NUMBER>                                       012
   <NAME>                                         WM BOND & STOCK CLASS B
       
<S>                                               <C>
<PERIOD-TYPE>                                     6-MOS
<FISCAL-YEAR-END>                                 OCT-31-1998
<PERIOD-START>                                    NOV-01-1997
<PERIOD-END>                                      APR-30-1998
<INVESTMENTS-AT-COST>                                        323,380,495
<INVESTMENTS-AT-VALUE>                                       385,239,089
<RECEIVABLES>                                                  9,420,278
<ASSETS-OTHER>                                                    24,841
<OTHER-ITEMS-ASSETS>                                                   0
<TOTAL-ASSETS>                                               394,684,208
<PAYABLE-FOR-SECURITIES>                                       1,598,899
<SENIOR-LONG-TERM-DEBT>                                                0
<OTHER-ITEMS-LIABILITIES>                                      1,284,204
<TOTAL-LIABILITIES>                                            2,883,103
<SENIOR-EQUITY>                                                        0
<PAID-IN-CAPITAL-COMMON>                                     323,685,456
<SHARES-COMMON-STOCK>                                          4,572,366
<SHARES-COMMON-PRIOR>                                          2,160,691
<ACCUMULATED-NII-CURRENT>                                        801,729
<OVERDISTRIBUTION-NII>                                                 0
<ACCUMULATED-NET-GAINS>                                        5,455,326
<OVERDISTRIBUTION-GAINS>                                               0
<ACCUM-APPREC-OR-DEPREC>                                      61,858,594
<NET-ASSETS>                                                 391,801,105
<DIVIDEND-INCOME>                                              2,796,001
<INTEREST-INCOME>                                              4,609,419
<OTHER-INCOME>                                                         0
<EXPENSES-NET>                                                (1,890,356)
<NET-INVESTMENT-INCOME>                                        5,515,064
<REALIZED-GAINS-CURRENT>                                      22,276,914
<APPREC-INCREASE-CURRENT>                                        630,386
<NET-CHANGE-FROM-OPS>                                         34,498,113
<EQUALIZATION>                                                         0
<DISTRIBUTIONS-OF-INCOME>                                       (707,497)
<DISTRIBUTIONS-OF-GAINS>                                      (7,625,351)
<DISTRIBUTIONS-OTHER>                                                  0
<NUMBER-OF-SHARES-SOLD>                                        1,375,274
<NUMBER-OF-SHARES-REDEEMED>                                     (245,021)
<SHARES-REINVESTED>                                              549,594
<NET-CHANGE-IN-ASSETS>                                        75,916,185
<ACCUMULATED-NII-PRIOR>                                       10,303,999
<ACCUMULATED-GAINS-PRIOR>                                     36,021,498
<OVERDISTRIB-NII-PRIOR>                                                0
<OVERDIST-NET-GAINS-PRIOR>                                             0
<GROSS-ADVISORY-FEES>                                          1,076,223
<INTEREST-EXPENSE>                                                     0
<GROSS-EXPENSE>                                                1,890,356
<AVERAGE-NET-ASSETS>                                         373,009,871
<PER-SHARE-NAV-BEGIN>                                                 16.10
<PER-SHARE-NII>                                                        0.46
<PER-SHARE-GAIN-APPREC>                                                1.20
<PER-SHARE-DIVIDEND>                                                  (0.47)
<PER-SHARE-DISTRIBUTIONS>                                             (2.32)
<RETURNS-OF-CAPITAL>                                                   0.00
<PER-SHARE-NAV-END>                                                   14.97
<EXPENSE-RATIO>                                                        1.77
<AVG-DEBT-OUTSTANDING>                                                 0
<AVG-DEBT-PER-SHARE>                                                   0.00
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE>  6
<SERIES>
              <NUMBER> 021
              <NAME>  WM GROWTH & INCOME FUND CL. A
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>               OCT-31-1998
<PERIOD-END>                    APR-30-1998
<INVESTMENTS-AT-COST>                   666,050,403
<INVESTMENTS-AT-VALUE>                  851,615,589
<RECEIVABLES>                             6,435,332
<ASSETS-OTHER>                                    0
<OTHER-ITEMS-ASSETS>                        152,198
<TOTAL-ASSETS>                          858,203,119
<PAYABLE-FOR-SECURITIES>                  8,118,105
<SENIOR-LONG-TERM-DEBT>                           0
<OTHER-ITEMS-LIABILITIES>                 2,608,607
<TOTAL-LIABILITIES>                      10,726,712
<SENIOR-EQUITY>                                   0
<PAID-IN-CAPITAL-COMMON>                371,867,522
<SHARES-COMMON-STOCK>                    23,965,981
<SHARES-COMMON-PRIOR>                    14,278,462
<ACCUMULATED-NII-CURRENT>                         0
<OVERDISTRIBUTION-NII>                     (139,329)
<ACCUMULATED-NET-GAINS>                  14,101,909
<OVERDISTRIBUTION-GAINS>                          0
<ACCUM-APPREC-OR-DEPREC>                185,565,186
<NET-ASSETS>                            515,796,138
<DIVIDEND-INCOME>                         3,125,551
<INTEREST-INCOME>                            61,677
<OTHER-INCOME>                                    0
<EXPENSES-NET>                            2,449,084
<NET-INVESTMENT-INCOME>                     738,144
<REALIZED-GAINS-CURRENT>                 29,807,768
<APPREC-INCREASE-CURRENT>                99,087,021
<NET-CHANGE-FROM-OPS>                   129,632,933
<EQUALIZATION>                                    0
<DISTRIBUTIONS-OF-INCOME>                  (907,211)
<DISTRIBUTIONS-OF-GAINS>                (35,388,845)
<DISTRIBUTIONS-OTHER>                             0
<NUMBER-OF-SHARES-SOLD>                  12,665,955
<NUMBER-OF-SHARES-REDEEMED>              (3,583,465)
<SHARES-REINVESTED>                         605,029
<NET-CHANGE-IN-ASSETS>                  497,554,049
<ACCUMULATED-NII-PRIOR>                      30,939
<ACCUMULATED-GAINS-PRIOR>                26,184,845
<OVERDISTRIB-NII-PRIOR>                           0
<OVERDIST-NET-GAINS-PRIOR>                        0
<GROSS-ADVISORY-FEES>                     1,454,583
<INTEREST-EXPENSE>                                0
<GROSS-EXPENSE>                           2,454,717
<AVERAGE-NET-ASSETS>                    157,363,978
<PER-SHARE-NAV-BEGIN>                         21.01
<PER-SHARE-NII>                                0.04
<PER-SHARE-GAIN-APPREC>                        3.00
<PER-SHARE-DIVIDEND>                          (0.06)
<PER-SHARE-DISTRIBUTIONS>                     (2.47)
<RETURNS-OF-CAPITAL>                           0.00
<PER-SHARE-NAV-END>                           21.52
<EXPENSE-RATIO>                                1.99
<AVG-DEBT-OUTSTANDING>                            0
<AVG-DEBT-PER-SHARE>                          0000
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE>  6
<SERIES>
              <NUMBER>  022
              <NAME>  WM GROWTH & INCOME FUND CL. B
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>               OCT-31-1998
<PERIOD-END>                    APR-30-1998
<INVESTMENTS-AT-COST>                   666,050,403
<INVESTMENTS-AT-VALUE>                  851,615,589
<RECEIVABLES>                             6,435,332
<ASSETS-OTHER>                                    0
<OTHER-ITEMS-ASSETS>                        152,198
<TOTAL-ASSETS>                          858,203,119
<PAYABLE-FOR-SECURITIES>                  8,118,105
<SENIOR-LONG-TERM-DEBT>                           0
<OTHER-ITEMS-LIABILITIES>                 2,608,607
<TOTAL-LIABILITIES>                      10,726,712
<SENIOR-EQUITY>                                   0
<PAID-IN-CAPITAL-COMMON>                 98,107,037
<SHARES-COMMON-STOCK>                     5,552,498
<SHARES-COMMON-PRIOR>                     2,397,638
<ACCUMULATED-NII-CURRENT>                         0
<OVERDISTRIBUTION-NII>                     (139,329)
<ACCUMULATED-NET-GAINS>                  14,101,909
<OVERDISTRIBUTION-GAINS>                          0
<ACCUM-APPREC-OR-DEPREC>                185,565,186
<NET-ASSETS>                            118,479,313
<DIVIDEND-INCOME>                         3,125,551
<INTEREST-INCOME>                            61,677
<OTHER-INCOME>                                    0
<EXPENSES-NET>                            2,449,084
<NET-INVESTMENT-INCOME>                     738,144
<REALIZED-GAINS-CURRENT>                 29,807,768
<APPREC-INCREASE-CURRENT>                99,087,021
<NET-CHANGE-FROM-OPS>                   129,632,933
<EQUALIZATION>                                    0
<DISTRIBUTIONS-OF-INCOME>                    (1,201)
<DISTRIBUTIONS-OF-GAINS>                 (6,501,859)
<DISTRIBUTIONS-OTHER>                             0
<NUMBER-OF-SHARES-SOLD>                   3,306,513
<NUMBER-OF-SHARES-REDEEMED>                (268,272)
<SHARES-REINVESTED>                         116,619
<NET-CHANGE-IN-ASSETS>                  497,554,049
<ACCUMULATED-NII-PRIOR>                      30,939
<ACCUMULATED-GAINS-PRIOR>                26,184,845
<OVERDISTRIB-NII-PRIOR>                           0
<OVERDIST-NET-GAINS-PRIOR>                        0
<GROSS-ADVISORY-FEES>                     1,454,583
<INTEREST-EXPENSE>                                0
<GROSS-EXPENSE>                           2,454,717
<AVERAGE-NET-ASSETS>                     34,338,836
<PER-SHARE-NAV-BEGIN>                         20.85
<PER-SHARE-NII>                                0.00
<PER-SHARE-GAIN-APPREC>                        2.96
<PER-SHARE-DIVIDEND>                           0.00
<PER-SHARE-DISTRIBUTIONS>                     (2.47)
<RETURNS-OF-CAPITAL>                           0.00
<PER-SHARE-NAV-END>                           21.34
<EXPENSE-RATIO>                                2.81
<AVG-DEBT-OUTSTANDING>                            0
<AVG-DEBT-PER-SHARE>                           0000
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE>  6
<SERIES>
              <NUMBER>  023
              <NAME>  WM GROWTH & INCOME FUND CL. S
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>               OCT-31-1998
<PERIOD-END>                    APR-30-1998
<INVESTMENTS-AT-COST>                   666,050,403
<INVESTMENTS-AT-VALUE>                  851,615,589
<RECEIVABLES>                             6,435,332
<ASSETS-OTHER>                                    0
<OTHER-ITEMS-ASSETS>                        152,198
<TOTAL-ASSETS>                          858,203,119
<PAYABLE-FOR-SECURITIES>                  8,118,105
<SENIOR-LONG-TERM-DEBT>                           0
<OTHER-ITEMS-LIABILITIES>                 2,608,607
<TOTAL-LIABILITIES>                      10,726,712
<SENIOR-EQUITY>                                   0
<PAID-IN-CAPITAL-COMMON>                 12,098,695
<SHARES-COMMON-STOCK>                       708,785
<SHARES-COMMON-PRIOR>                             0
<ACCUMULATED-NII-CURRENT>                         0
<OVERDISTRIBUTION-NII>                     (139,329)
<ACCUMULATED-NET-GAINS>                  14,101,909
<OVERDISTRIBUTION-GAINS>                          0
<ACCUM-APPREC-OR-DEPREC>                185,565,186
<NET-ASSETS>                             15,138,449
<DIVIDEND-INCOME>                         3,125,551
<INTEREST-INCOME>                            61,677
<OTHER-INCOME>                                    0
<EXPENSES-NET>                            2,449,084
<NET-INVESTMENT-INCOME>                     738,144
<REALIZED-GAINS-CURRENT>                 29,807,768
<APPREC-INCREASE-CURRENT>                99,087,021
<NET-CHANGE-FROM-OPS>                   129,632,933
<EQUALIZATION>                                    0
<DISTRIBUTIONS-OF-INCOME>                         0
<DISTRIBUTIONS-OF-GAINS>                          0
<DISTRIBUTIONS-OTHER>                             0
<NUMBER-OF-SHARES-SOLD>                     744,163
<NUMBER-OF-SHARES-REDEEMED>                 (35,378)
<SHARES-REINVESTED>                               0
<NET-CHANGE-IN-ASSETS>                  497,554,049
<ACCUMULATED-NII-PRIOR>                      30,939
<ACCUMULATED-GAINS-PRIOR>                26,184,845
<OVERDISTRIB-NII-PRIOR>                           0
<OVERDIST-NET-GAINS-PRIOR>                        0
<GROSS-ADVISORY-FEES>                     1,454,583
<INTEREST-EXPENSE>                                0
<GROSS-EXPENSE>                           2,454,717
<AVERAGE-NET-ASSETS>                      3,493,488
<PER-SHARE-NAV-BEGIN>                         21.26
<PER-SHARE-NII>                                0.00
<PER-SHARE-GAIN-APPREC>                        0.10
<PER-SHARE-DIVIDEND>                           0.00
<PER-SHARE-DISTRIBUTIONS>                      0.00
<RETURNS-OF-CAPITAL>                           0.00
<PER-SHARE-NAV-END>                           21.36
<EXPENSE-RATIO>                                2.78
<AVG-DEBT-OUTSTANDING>                            0
<AVG-DEBT-PER-SHARE>                           0000
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE>  6
<SERIES>
              <NUMBER>   024
              <NAME>  WM GROWTH & INCOME FUND CL. I
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>               OCT-31-1998
<PERIOD-END>                    APR-30-1998
<INVESTMENTS-AT-COST>                   666,050,403
<INVESTMENTS-AT-VALUE>                  851,615,589
<RECEIVABLES>                             6,435,332
<ASSETS-OTHER>                                    0
<OTHER-ITEMS-ASSETS>                        152,198
<TOTAL-ASSETS>                          858,203,119
<PAYABLE-FOR-SECURITIES>                  8,118,105
<SENIOR-LONG-TERM-DEBT>                           0
<OTHER-ITEMS-LIABILITIES>                 2,608,607
<TOTAL-LIABILITIES>                      10,726,712
<SENIOR-EQUITY>                                   0
<PAID-IN-CAPITAL-COMMON>                165,875,387
<SHARES-COMMON-STOCK>                     9,182,243
<SHARES-COMMON-PRIOR>                             0
<ACCUMULATED-NII-CURRENT>                         0
<OVERDISTRIBUTION-NII>                     (139,329)
<ACCUMULATED-NET-GAINS>                  14,101,909
<OVERDISTRIBUTION-GAINS>                          0
<ACCUM-APPREC-OR-DEPREC>                185,565,186
<NET-ASSETS>                            198,062,507
<DIVIDEND-INCOME>                         3,125,551
<INTEREST-INCOME>                            61,677
<OTHER-INCOME>                                    0
<EXPENSES-NET>                            2,449,084
<NET-INVESTMENT-INCOME>                     738,144
<REALIZED-GAINS-CURRENT>                 29,807,768
<APPREC-INCREASE-CURRENT>                99,087,021
<NET-CHANGE-FROM-OPS>                   129,632,933
<EQUALIZATION>                                    0
<DISTRIBUTIONS-OF-INCOME>                         0
<DISTRIBUTIONS-OF-GAINS>                          0
<DISTRIBUTIONS-OTHER>                             0
<NUMBER-OF-SHARES-SOLD>                   9,315,147
<NUMBER-OF-SHARES-REDEEMED>                (132,904)
<SHARES-REINVESTED>                               0
<NET-CHANGE-IN-ASSETS>                  497,554,049
<ACCUMULATED-NII-PRIOR>                      30,939
<ACCUMULATED-GAINS-PRIOR>                26,184,845
<OVERDISTRIB-NII-PRIOR>                           0
<OVERDIST-NET-GAINS-PRIOR>                        0
<GROSS-ADVISORY-FEES>                     1,454,583
<INTEREST-EXPENSE>                                0
<GROSS-EXPENSE>                           2,454,717
<AVERAGE-NET-ASSETS>                     44,588,030
<PER-SHARE-NAV-BEGIN>                         21.45
<PER-SHARE-NII>                                0.03
<PER-SHARE-GAIN-APPREC>                        0.09
<PER-SHARE-DIVIDEND>                           0.00
<PER-SHARE-DISTRIBUTIONS>                      0.00
<RETURNS-OF-CAPITAL>                           0.00
<PER-SHARE-NAV-END>                           21.57
<EXPENSE-RATIO>                                1.68
<AVG-DEBT-OUTSTANDING>                            0
<AVG-DEBT-PER-SHARE>                            000
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE>                                         6
<SERIES>
   <NUMBER>                                       031
   <NAME>                                         WM NORTHWEST FUND CLASS A
       
<S>                                               <C>
<PERIOD-TYPE>                                     6-MOS
<FISCAL-YEAR-END>                                 OCT-31-1998
<PERIOD-START>                                    NOV-01-1997
<PERIOD-END>                                      APR-30-1998
<INVESTMENTS-AT-COST>                                        219,994,602
<INVESTMENTS-AT-VALUE>                                       344,654,301
<RECEIVABLES>                                                  1,554,144
<ASSETS-OTHER>                                                    19,451
<OTHER-ITEMS-ASSETS>                                                   0
<TOTAL-ASSETS>                                               346,252,512
<PAYABLE-FOR-SECURITIES>                                       2,460,744
<SENIOR-LONG-TERM-DEBT>                                                0
<OTHER-ITEMS-LIABILITIES>                                        881,395
<TOTAL-LIABILITIES>                                            3,342,139
<SENIOR-EQUITY>                                                        0
<PAID-IN-CAPITAL-COMMON>                                     215,892,372
<SHARES-COMMON-STOCK>                                         11,962,841
<SHARES-COMMON-PRIOR>                                          9,912,061
<ACCUMULATED-NII-CURRENT>                                              0
<OVERDISTRIBUTION-NII>                                           636,141
<ACCUMULATED-NET-GAINS>                                        2,994,443
<OVERDISTRIBUTION-GAINS>                                               0
<ACCUM-APPREC-OR-DEPREC>                                     124,659,699
<NET-ASSETS>                                                 342,910,373
<DIVIDEND-INCOME>                                              1,274,914
<INTEREST-INCOME>                                                 92,555
<OTHER-INCOME>                                                         0
<EXPENSES-NET>                                                (1,774,485)
<NET-INVESTMENT-INCOME>                                         (213,293)
<REALIZED-GAINS-CURRENT>                                      18,919,945
<APPREC-INCREASE-CURRENT>                                     17,195,483
<NET-CHANGE-FROM-OPS>                                         36,115,428
<EQUALIZATION>                                                         0
<DISTRIBUTIONS-OF-INCOME>                                              0
<DISTRIBUTIONS-OF-GAINS>                                     (48,929,353)
<DISTRIBUTIONS-OTHER>                                                  0
<NUMBER-OF-SHARES-SOLD>                                        1,190,264
<NUMBER-OF-SHARES-REDEEMED>                                   (1,193,594)
<SHARES-REINVESTED>                                            2,054,110
<NET-CHANGE-IN-ASSETS>                                         2,050,780
<ACCUMULATED-NII-PRIOR>                                                0
<ACCUMULATED-GAINS-PRIOR>                                     41,408,116
<OVERDISTRIB-NII-PRIOR>                                          424,294
<OVERDIST-NET-GAINS-PRIOR>                                             0
<GROSS-ADVISORY-FEES>                                            974,008
<INTEREST-EXPENSE>                                                     0
<GROSS-EXPENSE>                                                1,774,485
<AVERAGE-NET-ASSETS>                                         316,371,119
<PER-SHARE-NAV-BEGIN>                                                 25.92
<PER-SHARE-NII>                                                        0.00
<PER-SHARE-GAIN-APPREC>                                                2.84
<PER-SHARE-DIVIDEND>                                                   0.00
<PER-SHARE-DISTRIBUTIONS>                                             (4.77)
<RETURNS-OF-CAPITAL>                                                   0.00
<PER-SHARE-NAV-END>                                                   23.99
<EXPENSE-RATIO>                                                        1.01
<AVG-DEBT-OUTSTANDING>                                                   00
<AVG-DEBT-PER-SHARE>                                                   0.00
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE>                                         6
<SERIES>
   <NUMBER>                                       032
   <NAME>                                         WM NORHTWEST FUND CLASS B
       
<S>                                               <C>
<PERIOD-TYPE>                                     6-MOS
<FISCAL-YEAR-END>                                 OCT-31-1998
<PERIOD-START>                                    NOV-01-1997
<PERIOD-END>                                      APR-30-1998
<INVESTMENTS-AT-COST>                                        219,994,602
<INVESTMENTS-AT-VALUE>                                       344,654,301
<RECEIVABLES>                                                  1,554,144
<ASSETS-OTHER>                                                    19,451
<OTHER-ITEMS-ASSETS>                                                   0
<TOTAL-ASSETS>                                               346,252,512
<PAYABLE-FOR-SECURITIES>                                       2,460,744
<SENIOR-LONG-TERM-DEBT>                                                0
<OTHER-ITEMS-LIABILITIES>                                        881,395
<TOTAL-LIABILITIES>                                            3,342,139
<SENIOR-EQUITY>                                                        0
<PAID-IN-CAPITAL-COMMON>                                     215,892,372
<SHARES-COMMON-STOCK>                                          2,406,818
<SHARES-COMMON-PRIOR>                                          1,563,580
<ACCUMULATED-NII-CURRENT>                                              0
<OVERDISTRIBUTION-NII>                                           636,141
<ACCUMULATED-NET-GAINS>                                        2,994,443
<OVERDISTRIBUTION-GAINS>                                               0
<ACCUM-APPREC-OR-DEPREC>                                     124,659,699
<NET-ASSETS>                                                 342,910,373
<DIVIDEND-INCOME>                                              1,274,914
<INTEREST-INCOME>                                                 92,555
<OTHER-INCOME>                                                         0
<EXPENSES-NET>                                                (1,774,485)
<NET-INVESTMENT-INCOME>                                         (213,293)
<REALIZED-GAINS-CURRENT>                                      18,919,945
<APPREC-INCREASE-CURRENT>                                     17,195,483
<NET-CHANGE-FROM-OPS>                                         36,115,428
<EQUALIZATION>                                                         0
<DISTRIBUTIONS-OF-INCOME>                                              0
<DISTRIBUTIONS-OF-GAINS>                                      (8,318,160)
<DISTRIBUTIONS-OTHER>                                                  0
<NUMBER-OF-SHARES-SOLD>                                          588,431
<NUMBER-OF-SHARES-REDEEMED>                                     (107,882)
<SHARES-REINVESTED>                                              362,689
<NET-CHANGE-IN-ASSETS>                                         2,050,780
<ACCUMULATED-NII-PRIOR>                                                0
<ACCUMULATED-GAINS-PRIOR>                                     41,408,116
<OVERDISTRIB-NII-PRIOR>                                          424,294
<OVERDIST-NET-GAINS-PRIOR>                                             0
<GROSS-ADVISORY-FEES>                                            974,008
<INTEREST-EXPENSE>                                                     0
<GROSS-EXPENSE>                                                1,774,485
<AVERAGE-NET-ASSETS>                                         316,371,119
<PER-SHARE-NAV-BEGIN>                                                 25.34
<PER-SHARE-NII>                                                       (0.01)
<PER-SHARE-GAIN-APPREC>                                                2.68
<PER-SHARE-DIVIDEND>                                                   0.00
<PER-SHARE-DISTRIBUTIONS>                                             (4.77)
<RETURNS-OF-CAPITAL>                                                   0.00
<PER-SHARE-NAV-END>                                                   23.24
<EXPENSE-RATIO>                                                        1.91
<AVG-DEBT-OUTSTANDING>                                                   00
<AVG-DEBT-PER-SHARE>                                                   0.00
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE>  6
<SERIES>
              <NUMBER>  041
              <NAME>   WM INCOME FUND CL. A
       
<S>                             <C>
<PERIOD-TYPE>                   4-MOS
<FISCAL-YEAR-END>               OCT-31-1998
<PERIOD-END>                    APR-30-1998
<INVESTMENTS-AT-COST>                   241,889,183
<INVESTMENTS-AT-VALUE>                  259,977,644
<RECEIVABLES>                             4,821,247
<ASSETS-OTHER>                                    0
<OTHER-ITEMS-ASSETS>                        288,504
<TOTAL-ASSETS>                          265,087,395
<PAYABLE-FOR-SECURITIES>                    278,663
<SENIOR-LONG-TERM-DEBT>                           0
<OTHER-ITEMS-LIABILITIES>                 2,284,108
<TOTAL-LIABILITIES>                       2,562,771
<SENIOR-EQUITY>                                   0
<PAID-IN-CAPITAL-COMMON>                218,054,116
<SHARES-COMMON-STOCK>                    23,445,893
<SHARES-COMMON-PRIOR>                     8,213,206
<ACCUMULATED-NII-CURRENT>                         0
<OVERDISTRIBUTION-NII>                            0
<ACCUMULATED-NET-GAINS>                           0
<OVERDISTRIBUTION-GAINS>                 (9,939,629)
<ACCUM-APPREC-OR-DEPREC>                 18,088,461
<NET-ASSETS>                            223,059,662
<DIVIDEND-INCOME>                            26,728
<INTEREST-INCOME>                         3,700,523
<OTHER-INCOME>                                    0
<EXPENSES-NET>                              550,939
<NET-INVESTMENT-INCOME>                   3,176,312
<REALIZED-GAINS-CURRENT>                  3,598,084
<APPREC-INCREASE-CURRENT>                14,279,432
<NET-CHANGE-FROM-OPS>                    21,053,828
<EQUALIZATION>                                    0
<DISTRIBUTIONS-OF-INCOME>                (2,786,143)
<DISTRIBUTIONS-OF-GAINS>                          0
<DISTRIBUTIONS-OTHER>                             0
<NUMBER-OF-SHARES-SOLD>                  17,132,358
<NUMBER-OF-SHARES-REDEEMED>              (2,069,426)
<SHARES-REINVESTED>                         169,755
<NET-CHANGE-IN-ASSETS>                  174,969,234
<ACCUMULATED-NII-PRIOR>                           0
<ACCUMULATED-GAINS-PRIOR>                         0
<OVERDISTRIB-NII-PRIOR>                           0
<OVERDIST-NET-GAINS-PRIOR>              (13,537,713)
<GROSS-ADVISORY-FEES>                       308,288
<INTEREST-EXPENSE>                                0
<GROSS-EXPENSE>                             551,670
<AVERAGE-NET-ASSETS>                    130,305,172
<PER-SHARE-NAV-BEGIN>                          9.48
<PER-SHARE-NII>                                0.20
<PER-SHARE-GAIN-APPREC>                        0.03
<PER-SHARE-DIVIDEND>                          (0.20)
<PER-SHARE-DISTRIBUTIONS>                      0.00
<RETURNS-OF-CAPITAL>                           0.00
<PER-SHARE-NAV-END>                            9.51
<EXPENSE-RATIO>                                1.02
<AVG-DEBT-OUTSTANDING>                            0
<AVG-DEBT-PER-SHARE>                           0000
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE>  6
<SERIES>
              <NUMBER>  042
              <NAME>   WM INCOME FUND CL. B
       
<S>                             <C>
<PERIOD-TYPE>                   4-MOS
<FISCAL-YEAR-END>               OCT-31-1998
<PERIOD-END>                    APR-30-1998
<INVESTMENTS-AT-COST>                   241,889,183
<INVESTMENTS-AT-VALUE>                  259,977,644
<RECEIVABLES>                             4,821,247
<ASSETS-OTHER>                                    0
<OTHER-ITEMS-ASSETS>                        288,504
<TOTAL-ASSETS>                          265,087,395
<PAYABLE-FOR-SECURITIES>                    278,663
<SENIOR-LONG-TERM-DEBT>                           0
<OTHER-ITEMS-LIABILITIES>                 2,284,108
<TOTAL-LIABILITIES>                       2,562,771
<SENIOR-EQUITY>                                   0
<PAID-IN-CAPITAL-COMMON>                 28,973,775
<SHARES-COMMON-STOCK>                     3,287,948
<SHARES-COMMON-PRIOR>                     1,020,822
<ACCUMULATED-NII-CURRENT>                         0
<OVERDISTRIBUTION-NII>                            0
<ACCUMULATED-NET-GAINS>                           0
<OVERDISTRIBUTION-GAINS>                 (9,939,629)
<ACCUM-APPREC-OR-DEPREC>                 18,088,461
<NET-ASSETS>                             31,311,087
<DIVIDEND-INCOME>                            26,728
<INTEREST-INCOME>                         3,700,523
<OTHER-INCOME>                                    0
<EXPENSES-NET>                              550,939
<NET-INVESTMENT-INCOME>                   3,176,312
<REALIZED-GAINS-CURRENT>                  3,598,084
<APPREC-INCREASE-CURRENT>                14,279,432
<NET-CHANGE-FROM-OPS>                    21,053,828
<EQUALIZATION>                                    0
<DISTRIBUTIONS-OF-INCOME>                  (328,189)
<DISTRIBUTIONS-OF-GAINS>                          0
<DISTRIBUTIONS-OTHER>                             0
<NUMBER-OF-SHARES-SOLD>                   2,400,030
<NUMBER-OF-SHARES-REDEEMED>                (154,675)
<SHARES-REINVESTED>                          21,771
<NET-CHANGE-IN-ASSETS>                  174,969,234
<ACCUMULATED-NII-PRIOR>                           0
<ACCUMULATED-GAINS-PRIOR>                         0
<OVERDISTRIB-NII-PRIOR>                           0
<OVERDIST-NET-GAINS-PRIOR>              (13,537,713)
<GROSS-ADVISORY-FEES>                       308,288
<INTEREST-EXPENSE>                                0
<GROSS-EXPENSE>                             551,670
<AVERAGE-NET-ASSETS>                     17,550,549
<PER-SHARE-NAV-BEGIN>                          9.49
<PER-SHARE-NII>                                0.18
<PER-SHARE-GAIN-APPREC>                        0.03
<PER-SHARE-DIVIDEND>                          (0.18)
<PER-SHARE-DISTRIBUTIONS>                      0.00
<RETURNS-OF-CAPITAL>                           0.00
<PER-SHARE-NAV-END>                            9.52
<EXPENSE-RATIO>                                1.79
<AVG-DEBT-OUTSTANDING>                            0
<AVG-DEBT-PER-SHARE>                           0000
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE>  6
<SERIES>
              <NUMBER>  043
              <NAME>   WM INCOME FUND CL. S
       
<S>                             <C>
<PERIOD-TYPE>                   4-MOS
<FISCAL-YEAR-END>               OCT-31-1998
<PERIOD-END>                    APR-30-1998
<INVESTMENTS-AT-COST>                   241,889,183
<INVESTMENTS-AT-VALUE>                  259,977,644
<RECEIVABLES>                             4,821,247
<ASSETS-OTHER>                                    0
<OTHER-ITEMS-ASSETS>                        288,504
<TOTAL-ASSETS>                          265,087,395
<PAYABLE-FOR-SECURITIES>                    278,663
<SENIOR-LONG-TERM-DEBT>                           0
<OTHER-ITEMS-LIABILITIES>                 2,284,108
<TOTAL-LIABILITIES>                       2,562,771
<SENIOR-EQUITY>                                   0
<PAID-IN-CAPITAL-COMMON>                  1,601,658
<SHARES-COMMON-STOCK>                       186,812
<SHARES-COMMON-PRIOR>                             0
<ACCUMULATED-NII-CURRENT>                         0
<OVERDISTRIBUTION-NII>                            0
<ACCUMULATED-NET-GAINS>                           0
<OVERDISTRIBUTION-GAINS>                 (9,939,629)
<ACCUM-APPREC-OR-DEPREC>                 18,088,461
<NET-ASSETS>                              1,778,697
<DIVIDEND-INCOME>                            26,728
<INTEREST-INCOME>                         3,700,523
<OTHER-INCOME>                                    0
<EXPENSES-NET>                              550,939
<NET-INVESTMENT-INCOME>                   3,176,312
<REALIZED-GAINS-CURRENT>                  3,598,084
<APPREC-INCREASE-CURRENT>                14,279,432
<NET-CHANGE-FROM-OPS>                    21,053,828
<EQUALIZATION>                                    0
<DISTRIBUTIONS-OF-INCOME>                   (11,691)
<DISTRIBUTIONS-OF-GAINS>                          0
<DISTRIBUTIONS-OTHER>                             0
<NUMBER-OF-SHARES-SOLD>                     196,880
<NUMBER-OF-SHARES-REDEEMED>                 (11,052)
<SHARES-REINVESTED>                             984
<NET-CHANGE-IN-ASSETS>                  174,969,234
<ACCUMULATED-NII-PRIOR>                           0
<ACCUMULATED-GAINS-PRIOR>                         0
<OVERDISTRIB-NII-PRIOR>                           0
<OVERDIST-NET-GAINS-PRIOR>              (13,537,713)
<GROSS-ADVISORY-FEES>                       308,288
<INTEREST-EXPENSE>                                0
<GROSS-EXPENSE>                             550,939
<AVERAGE-NET-ASSETS>                        621,595
<PER-SHARE-NAV-BEGIN>                          9.58
<PER-SHARE-NII>                                0.06
<PER-SHARE-GAIN-APPREC>                       (0.06)
<PER-SHARE-DIVIDEND>                          (0.06)
<PER-SHARE-DISTRIBUTIONS>                      0.00
<RETURNS-OF-CAPITAL>                           0.00
<PER-SHARE-NAV-END>                            9.52
<EXPENSE-RATIO>                                1.88
<AVG-DEBT-OUTSTANDING>                            0
<AVG-DEBT-PER-SHARE>                           0000
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE>  6
<SERIES>
              <NUMBER>   044
              <NAME>   WM INCOME FUND CL. I
       
<S>                             <C>
<PERIOD-TYPE>                   4-MOS
<FISCAL-YEAR-END>               OCT-31-1998
<PERIOD-END>                    APR-30-1998
<INVESTMENTS-AT-COST>                   241,889,183
<INVESTMENTS-AT-VALUE>                  259,977,644
<RECEIVABLES>                             4,821,247
<ASSETS-OTHER>                                    0
<OTHER-ITEMS-ASSETS>                        288,504
<TOTAL-ASSETS>                          265,087,395
<PAYABLE-FOR-SECURITIES>                    278,663
<SENIOR-LONG-TERM-DEBT>                           0
<OTHER-ITEMS-LIABILITIES>                 2,284,108
<TOTAL-LIABILITIES>                       2,562,771
<SENIOR-EQUITY>                                   0
<PAID-IN-CAPITAL-COMMON>                  5,746,243
<SHARES-COMMON-STOCK>                       670,315
<SHARES-COMMON-PRIOR>                             0
<ACCUMULATED-NII-CURRENT>                         0
<OVERDISTRIBUTION-NII>                            0
<ACCUMULATED-NET-GAINS>                           0
<OVERDISTRIBUTION-GAINS>                 (9,939,629)
<ACCUM-APPREC-OR-DEPREC>                 18,088,461
<NET-ASSETS>                              6,375,178
<DIVIDEND-INCOME>                            26,728
<INTEREST-INCOME>                         3,700,523
<OTHER-INCOME>                                    0
<EXPENSES-NET>                              550,939
<NET-INVESTMENT-INCOME>                   3,176,312
<REALIZED-GAINS-CURRENT>                  3,598,084
<APPREC-INCREASE-CURRENT>                14,279,432
<NET-CHANGE-FROM-OPS>                    21,053,828
<EQUALIZATION>                                    0
<DISTRIBUTIONS-OF-INCOME>                   (50,289)
<DISTRIBUTIONS-OF-GAINS>                          0
<DISTRIBUTIONS-OTHER>                             0
<NUMBER-OF-SHARES-SOLD>                     697,179
<NUMBER-OF-SHARES-REDEEMED>                 (26,864)
<SHARES-REINVESTED>                               0
<NET-CHANGE-IN-ASSETS>                  174,969,234
<ACCUMULATED-NII-PRIOR>                           0
<ACCUMULATED-GAINS-PRIOR>                         0
<OVERDISTRIB-NII-PRIOR>                           0
<OVERDIST-NET-GAINS-PRIOR>              (13,537,713)
<GROSS-ADVISORY-FEES>                       308,288
<INTEREST-EXPENSE>                                0
<GROSS-EXPENSE>                             550,939
<AVERAGE-NET-ASSETS>                      2,244,842
<PER-SHARE-NAV-BEGIN>                          9.57
<PER-SHARE-NII>                                0.07
<PER-SHARE-GAIN-APPREC>                       (0.06)
<PER-SHARE-DIVIDEND>                          (0.07)
<PER-SHARE-DISTRIBUTIONS>                      0.00
<RETURNS-OF-CAPITAL>                           0.00
<PER-SHARE-NAV-END>                            9.51
<EXPENSE-RATIO>                                0.70
<AVG-DEBT-OUTSTANDING>                            0
<AVG-DEBT-PER-SHARE>                           0000
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE>  6
<SERIES>
              <NUMBER>  051
              <NAME>   WM U.S. GOVERNMENT SECURITIES INC., CLASS A
       
<S>                             <C>
<PERIOD-TYPE>                   4-MOS
<FISCAL-YEAR-END>               OCT-31-1998
<PERIOD-END>                    APR-30-1998
<INVESTMENTS-AT-COST>                   455,652,011
<INVESTMENTS-AT-VALUE>                  465,802,730
<RECEIVABLES>                             4,189,944
<ASSETS-OTHER>                                    0
<OTHER-ITEMS-ASSETS>                        334,666
<TOTAL-ASSETS>                          470,327,340
<PAYABLE-FOR-SECURITIES>                          0
<SENIOR-LONG-TERM-DEBT>                           0
<OTHER-ITEMS-LIABILITIES>                89,067,235
<TOTAL-LIABILITIES>                      89,067,235
<SENIOR-EQUITY>                                   0
<PAID-IN-CAPITAL-COMMON>                293,463,348
<SHARES-COMMON-STOCK>                    27,148,122
<SHARES-COMMON-PRIOR>                     9,877,528
<ACCUMULATED-NII-CURRENT>                    41,000
<OVERDISTRIBUTION-NII>                            0
<ACCUMULATED-NET-GAINS>                           0
<OVERDISTRIBUTION-GAINS>                 (7,136,028)
<ACCUM-APPREC-OR-DEPREC>                 10,153,451
<NET-ASSETS>                            294,038,697
<DIVIDEND-INCOME>                                 0
<INTEREST-INCOME>                         4,835,822
<OTHER-INCOME>                               69,825
<EXPENSES-NET>                              814,279
<NET-INVESTMENT-INCOME>                   4,091,368
<REALIZED-GAINS-CURRENT>                    192,670
<APPREC-INCREASE-CURRENT>                 6,703,913
<NET-CHANGE-FROM-OPS>                    10,987,951
<EQUALIZATION>                                    0
<DISTRIBUTIONS-OF-INCOME>                (3,352,353)
<DISTRIBUTIONS-OF-GAINS>                          0
<DISTRIBUTIONS-OTHER>                             0
<NUMBER-OF-SHARES-SOLD>                  19,076,808
<NUMBER-OF-SHARES-REDEEMED>              (2,017,316)
<SHARES-REINVESTED>                         211,102
<NET-CHANGE-IN-ASSETS>                  270,854,778
<ACCUMULATED-NII-PRIOR>                           0
<ACCUMULATED-GAINS-PRIOR>                         0
<OVERDISTRIB-NII-PRIOR>                           0
<OVERDIST-NET-GAINS-PRIOR>               (7,328,698)
<GROSS-ADVISORY-FEES>                       428,132
<INTEREST-EXPENSE>                          188,227
<GROSS-EXPENSE>                             850,072
<AVERAGE-NET-ASSETS>                    172,083,847
<PER-SHARE-NAV-BEGIN>                         10.84
<PER-SHARE-NII>                                0.21
<PER-SHARE-GAIN-APPREC>                       (0.01)
<PER-SHARE-DIVIDEND>                          (0.21)
<PER-SHARE-DISTRIBUTIONS>                      0.00
<RETURNS-OF-CAPITAL>                           0.00
<PER-SHARE-NAV-END>                           10.83
<EXPENSE-RATIO>                                0.90
<AVG-DEBT-OUTSTANDING>                   11,377,250
<AVG-DEBT-PER-SHARE>                           0.49
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE>  6
<SERIES>
              <NUMBER>  052
              <NAME>   WM U.S. GOVERNMENT SECURITIES INC, CLASS B 
       
<S>                             <C>
<PERIOD-TYPE>                   4-MOS
<FISCAL-YEAR-END>               OCT-31-1998
<PERIOD-END>                    APR-30-1998
<INVESTMENTS-AT-COST>                   455,652,011
<INVESTMENTS-AT-VALUE>                  465,802,730
<RECEIVABLES>                             4,189,944
<ASSETS-OTHER>                                    0
<OTHER-ITEMS-ASSETS>                        334,666
<TOTAL-ASSETS>                          470,327,340
<PAYABLE-FOR-SECURITIES>                          0
<SENIOR-LONG-TERM-DEBT>                           0
<OTHER-ITEMS-LIABILITIES>                89,067,235
<TOTAL-LIABILITIES>                      89,067,235
<SENIOR-EQUITY>                                   0
<PAID-IN-CAPITAL-COMMON>                 21,530,212
<SHARES-COMMON-STOCK>                     2,039,590
<SHARES-COMMON-PRIOR>                       309,268
<ACCUMULATED-NII-CURRENT>                    41,000
<OVERDISTRIBUTION-NII>                            0
<ACCUMULATED-NET-GAINS>                           0
<OVERDISTRIBUTION-GAINS>                 (7,136,028)
<ACCUM-APPREC-OR-DEPREC>                 10,153,451
<NET-ASSETS>                             22,081,393
<DIVIDEND-INCOME>                                 0
<INTEREST-INCOME>                         4,835,822
<OTHER-INCOME>                               69,825
<EXPENSES-NET>                              814,279
<NET-INVESTMENT-INCOME>                   4,091,368
<REALIZED-GAINS-CURRENT>                    192,670
<APPREC-INCREASE-CURRENT>                 6,703,913
<NET-CHANGE-FROM-OPS>                    10,987,951
<EQUALIZATION>                                    0
<DISTRIBUTIONS-OF-INCOME>                  (164,042)
<DISTRIBUTIONS-OF-GAINS>                          0
<DISTRIBUTIONS-OTHER>                             0
<NUMBER-OF-SHARES-SOLD>                   1,825,896
<NUMBER-OF-SHARES-REDEEMED>                (106,069)
<SHARES-REINVESTED>                          10,495
<NET-CHANGE-IN-ASSETS>                  270,854,778
<ACCUMULATED-NII-PRIOR>                           0
<ACCUMULATED-GAINS-PRIOR>                         0
<OVERDISTRIB-NII-PRIOR>                           0
<OVERDIST-NET-GAINS-PRIOR>               (7,328,698)
<GROSS-ADVISORY-FEES>                       428,132
<INTEREST-EXPENSE>                          188,227
<GROSS-EXPENSE>                             850,072
<AVERAGE-NET-ASSETS>                      9,763,623
<PER-SHARE-NAV-BEGIN>                         10.84
<PER-SHARE-NII>                                0.18
<PER-SHARE-GAIN-APPREC>                       (0.01)
<PER-SHARE-DIVIDEND>                          (0.18)
<PER-SHARE-DISTRIBUTIONS>                      0.00
<RETURNS-OF-CAPITAL>                           0.00
<PER-SHARE-NAV-END>                           10.83
<EXPENSE-RATIO>                                1.69
<AVG-DEBT-OUTSTANDING>                   11,377,250
<AVG-DEBT-PER-SHARE>                           0.49
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE>  6
<SERIES>
              <NUMBER>  053
              <NAME>   WM U.S. GOVERNMENT SECURITIES INC., CLASS S
       
<S>                             <C>
<PERIOD-TYPE>                   4-MOS
<FISCAL-YEAR-END>               OCT-31-1998
<PERIOD-END>                    APR-30-1998
<INVESTMENTS-AT-COST>                   455,652,011
<INVESTMENTS-AT-VALUE>                  465,802,730
<RECEIVABLES>                             4,189,944
<ASSETS-OTHER>                                    0
<OTHER-ITEMS-ASSETS>                        334,666
<TOTAL-ASSETS>                          470,327,340
<PAYABLE-FOR-SECURITIES>                          0
<SENIOR-LONG-TERM-DEBT>                           0
<OTHER-ITEMS-LIABILITIES>                89,067,235
<TOTAL-LIABILITIES>                      89,067,235
<SENIOR-EQUITY>                                   0
<PAID-IN-CAPITAL-COMMON>                  6,575,129
<SHARES-COMMON-STOCK>                       622,636
<SHARES-COMMON-PRIOR>                             0
<ACCUMULATED-NII-CURRENT>                    41,000
<OVERDISTRIBUTION-NII>                            0
<ACCUMULATED-NET-GAINS>                           0
<OVERDISTRIBUTION-GAINS>                 (7,136,028)
<ACCUM-APPREC-OR-DEPREC>                 10,153,451
<NET-ASSETS>                              6,748,647
<DIVIDEND-INCOME>                                 0
<INTEREST-INCOME>                         4,835,822
<OTHER-INCOME>                               69,825
<EXPENSES-NET>                              814,279
<NET-INVESTMENT-INCOME>                   4,091,368
<REALIZED-GAINS-CURRENT>                    192,670
<APPREC-INCREASE-CURRENT>                 6,703,913
<NET-CHANGE-FROM-OPS>                    10,987,951
<EQUALIZATION>                                    0
<DISTRIBUTIONS-OF-INCOME>                   (42,513)
<DISTRIBUTIONS-OF-GAINS>                          0
<DISTRIBUTIONS-OTHER>                             0
<NUMBER-OF-SHARES-SOLD>                     717,579
<NUMBER-OF-SHARES-REDEEMED>                 (98,608)
<SHARES-REINVESTED>                           3,665
<NET-CHANGE-IN-ASSETS>                  270,854,778
<ACCUMULATED-NII-PRIOR>                           0
<ACCUMULATED-GAINS-PRIOR>                         0
<OVERDISTRIB-NII-PRIOR>                           0
<OVERDIST-NET-GAINS-PRIOR>               (7,328,698)
<GROSS-ADVISORY-FEES>                       428,132
<INTEREST-EXPENSE>                          188,227
<GROSS-EXPENSE>                             850,072
<AVERAGE-NET-ASSETS>                      2,498,554
<PER-SHARE-NAV-BEGIN>                         10.86
<PER-SHARE-NII>                                0.06
<PER-SHARE-GAIN-APPREC>                       (0.02)
<PER-SHARE-DIVIDEND>                          (0.06)
<PER-SHARE-DISTRIBUTIONS>                      0.00
<RETURNS-OF-CAPITAL>                           0.00
<PER-SHARE-NAV-END>                           10.84
<EXPENSE-RATIO>                                1.77
<AVG-DEBT-OUTSTANDING>                   11,377,250
<AVG-DEBT-PER-SHARE>                           0.49
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE>  6
<SERIES>
              <NUMBER>  054
              <NAME>   WM U.S. GOVERNMENT SECURITIES INC., CLASS I
       
<S>                             <C>
<PERIOD-TYPE>                   4-MOS
<FISCAL-YEAR-END>               OCT-31-1998
<PERIOD-END>                    APR-30-1998
<INVESTMENTS-AT-COST>                   455,652,011
<INVESTMENTS-AT-VALUE>                  465,802,730
<RECEIVABLES>                             4,189,944
<ASSETS-OTHER>                                    0
<OTHER-ITEMS-ASSETS>                        334,666
<TOTAL-ASSETS>                          470,327,340
<PAYABLE-FOR-SECURITIES>                          0
<SENIOR-LONG-TERM-DEBT>                           0
<OTHER-ITEMS-LIABILITIES>                89,067,235
<TOTAL-LIABILITIES>                      89,067,235
<SENIOR-EQUITY>                                   0
<PAID-IN-CAPITAL-COMMON>                 56,632,993
<SHARES-COMMON-STOCK>                     5,386,588
<SHARES-COMMON-PRIOR>                             0
<ACCUMULATED-NII-CURRENT>                    41,000
<OVERDISTRIBUTION-NII>                            0
<ACCUMULATED-NET-GAINS>                           0
<OVERDISTRIBUTION-GAINS>                 (7,136,028)
<ACCUM-APPREC-OR-DEPREC>                 10,153,451
<NET-ASSETS>                             58,391,368
<DIVIDEND-INCOME>                                 0
<INTEREST-INCOME>                         4,835,822
<OTHER-INCOME>                               69,825
<EXPENSES-NET>                              814,279
<NET-INVESTMENT-INCOME>                   4,091,368
<REALIZED-GAINS-CURRENT>                    192,670
<APPREC-INCREASE-CURRENT>                 6,703,913
<NET-CHANGE-FROM-OPS>                    10,987,951
<EQUALIZATION>                                    0
<DISTRIBUTIONS-OF-INCOME>                  (491,460)
<DISTRIBUTIONS-OF-GAINS>                          0
<DISTRIBUTIONS-OTHER>                             0
<NUMBER-OF-SHARES-SOLD>                   7,276,521
<NUMBER-OF-SHARES-REDEEMED>              (1,889,933)
<SHARES-REINVESTED>                               0
<NET-CHANGE-IN-ASSETS>                  270,854,778
<ACCUMULATED-NII-PRIOR>                           0
<ACCUMULATED-GAINS-PRIOR>                         0
<OVERDISTRIB-NII-PRIOR>                           0
<OVERDIST-NET-GAINS-PRIOR>               (7,328,698)
<GROSS-ADVISORY-FEES>                       428,132
<INTEREST-EXPENSE>                          188,227
<GROSS-EXPENSE>                             850,072
<AVERAGE-NET-ASSETS>                     24,011,706
<PER-SHARE-NAV-BEGIN>                         10.86
<PER-SHARE-NII>                                0.08
<PER-SHARE-GAIN-APPREC>                       (0.02)
<PER-SHARE-DIVIDEND>                          (0.08)
<PER-SHARE-DISTRIBUTIONS>                      0.00
<RETURNS-OF-CAPITAL>                           0.00
<PER-SHARE-NAV-END>                           10.84
<EXPENSE-RATIO>                                0.60
<AVG-DEBT-OUTSTANDING>                   11,377,250
<AVG-DEBT-PER-SHARE>                           0.49
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE>  6
<SERIES>
              <NUMBER>  061
              <NAME>  WM TAX-EXEMPT BOND FUND CL. A
       
<S>                             <C>
<PERIOD-TYPE>                   4-MOS
<FISCAL-YEAR-END>               OCT-31-1998
<PERIOD-END>                    APR-30-1998
<INVESTMENTS-AT-COST>                   296,840,517
<INVESTMENTS-AT-VALUE>                  326,874,303
<RECEIVABLES>                             5,464,214
<ASSETS-OTHER>                                    0
<OTHER-ITEMS-ASSETS>                         37,997
<TOTAL-ASSETS>                          332,376,514
<PAYABLE-FOR-SECURITIES>                        509
<SENIOR-LONG-TERM-DEBT>                           0
<OTHER-ITEMS-LIABILITIES>                 1,675,374
<TOTAL-LIABILITIES>                       1,675,883
<SENIOR-EQUITY>                                   0
<PAID-IN-CAPITAL-COMMON>                286,060,155
<SHARES-COMMON-STOCK>                    39,703,825
<SHARES-COMMON-PRIOR>                    23,253,456
<ACCUMULATED-NII-CURRENT>                         0
<OVERDISTRIBUTION-NII>                       (1,632)
<ACCUMULATED-NET-GAINS>                     784,442
<OVERDISTRIBUTION-GAINS>                          0
<ACCUM-APPREC-OR-DEPREC>                 30,033,786
<NET-ASSETS>                            316,112,406
<DIVIDEND-INCOME>                                 0
<INTEREST-INCOME>                         4,682,293
<OTHER-INCOME>                                    0
<EXPENSES-NET>                              642,852
<NET-INVESTMENT-INCOME>                   4,039,441
<REALIZED-GAINS-CURRENT>                    784,442
<APPREC-INCREASE-CURRENT>                10,844,992
<NET-CHANGE-FROM-OPS>                    15,668,875
<EQUALIZATION>                                    0
<DISTRIBUTIONS-OF-INCOME>                (3,897,568)
<DISTRIBUTIONS-OF-GAINS>                          0
<DISTRIBUTIONS-OTHER>                             0
<NUMBER-OF-SHARES-SOLD>                  18,571,610
<NUMBER-OF-SHARES-REDEEMED>              (2,413,410)
<SHARES-REINVESTED>                         292,169
<NET-CHANGE-IN-ASSETS>                  134,570,166
<ACCUMULATED-NII-PRIOR>                           0
<ACCUMULATED-GAINS-PRIOR>                         0
<OVERDISTRIB-NII-PRIOR>                           0
<OVERDIST-NET-GAINS-PRIOR>                        0
<GROSS-ADVISORY-FEES>                       398,621
<INTEREST-EXPENSE>                                0
<GROSS-EXPENSE>                             643,448
<AVERAGE-NET-ASSETS>                    232,479,268
<PER-SHARE-NAV-BEGIN>                          8.09
<PER-SHARE-NII>                                0.13
<PER-SHARE-GAIN-APPREC>                       (0.13)
<PER-SHARE-DIVIDEND>                          (0.13)
<PER-SHARE-DISTRIBUTIONS>                      0.00
<RETURNS-OF-CAPITAL>                           0.00
<PER-SHARE-NAV-END>                            7.96
<EXPENSE-RATIO>                                0.77
<AVG-DEBT-OUTSTANDING>                            0
<AVG-DEBT-PER-SHARE>                           0.00
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE>  6
<SERIES>
              <NUMBER>  062
              <NAME>  WM TAX-EXEMPT BOND FUND CL. B
       
<S>                             <C>
<PERIOD-TYPE>                   4-MOS
<FISCAL-YEAR-END>               OCT-31-1998
<PERIOD-END>                    APR-30-1998
<INVESTMENTS-AT-COST>                   296,840,517
<INVESTMENTS-AT-VALUE>                  326,874,303
<RECEIVABLES>                             5,464,214
<ASSETS-OTHER>                                    0
<OTHER-ITEMS-ASSETS>                         37,997
<TOTAL-ASSETS>                          332,376,514
<PAYABLE-FOR-SECURITIES>                        509
<SENIOR-LONG-TERM-DEBT>                           0
<OTHER-ITEMS-LIABILITIES>                 1,675,374
<TOTAL-LIABILITIES>                       1,675,883
<SENIOR-EQUITY>                                   0
<PAID-IN-CAPITAL-COMMON>                 13,821,565
<SHARES-COMMON-STOCK>                     1,831,801
<SHARES-COMMON-PRIOR>                     1,002,792
<ACCUMULATED-NII-CURRENT>                         0
<OVERDISTRIBUTION-NII>                       (1,632)
<ACCUMULATED-NET-GAINS>                     784,442
<OVERDISTRIBUTION-GAINS>                          0
<ACCUM-APPREC-OR-DEPREC>                 30,033,786
<NET-ASSETS>                             14,585,662
<DIVIDEND-INCOME>                                 0
<INTEREST-INCOME>                         4,682,293
<OTHER-INCOME>                                    0
<EXPENSES-NET>                              642,852
<NET-INVESTMENT-INCOME>                   4,039,441
<REALIZED-GAINS-CURRENT>                    784,442
<APPREC-INCREASE-CURRENT>                10,844,992
<NET-CHANGE-FROM-OPS>                    15,668,875
<EQUALIZATION>                                    0
<DISTRIBUTIONS-OF-INCOME>                  (143,491)
<DISTRIBUTIONS-OF-GAINS>                          0
<DISTRIBUTIONS-OTHER>                             0
<NUMBER-OF-SHARES-SOLD>                     909,618
<NUMBER-OF-SHARES-REDEEMED>                 (92,462)
<SHARES-REINVESTED>                          11,853
<NET-CHANGE-IN-ASSETS>                  134,570,166
<ACCUMULATED-NII-PRIOR>                           0
<ACCUMULATED-GAINS-PRIOR>                         0
<OVERDISTRIB-NII-PRIOR>                           0
<OVERDIST-NET-GAINS-PRIOR>                        0
<GROSS-ADVISORY-FEES>                       398,621
<INTEREST-EXPENSE>                                0
<GROSS-EXPENSE>                             643,448
<AVERAGE-NET-ASSETS>                     10,531,294
<PER-SHARE-NAV-BEGIN>                          8.09
<PER-SHARE-NII>                                0.11
<PER-SHARE-GAIN-APPREC>                       (0.13)
<PER-SHARE-DIVIDEND>                          (0.11)
<PER-SHARE-DISTRIBUTIONS>                      0.00
<RETURNS-OF-CAPITAL>                           0.00
<PER-SHARE-NAV-END>                            7.96
<EXPENSE-RATIO>                                1.52
<AVG-DEBT-OUTSTANDING>                            0
<AVG-DEBT-PER-SHARE>                           0.00
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE>  6
<SERIES>
              <NUMBER>  063
              <NAME>  WM TAX-EXEMPT BOND FUND CL. S
       
<S>                             <C>
<PERIOD-TYPE>                   4-MOS
<FISCAL-YEAR-END>               OCT-31-1998
<PERIOD-END>                    APR-30-1998
<INVESTMENTS-AT-COST>                   296,840,517
<INVESTMENTS-AT-VALUE>                  326,874,303
<RECEIVABLES>                             5,464,214
<ASSETS-OTHER>                                    0
<OTHER-ITEMS-ASSETS>                         37,997
<TOTAL-ASSETS>                          332,376,514
<PAYABLE-FOR-SECURITIES>                        509
<SENIOR-LONG-TERM-DEBT>                           0
<OTHER-ITEMS-LIABILITIES>                 1,675,374
<TOTAL-LIABILITIES>                       1,675,883
<SENIOR-EQUITY>                                   0
<PAID-IN-CAPITAL-COMMON>                      1,272
<SHARES-COMMON-STOCK>                           177
<SHARES-COMMON-PRIOR>                             0
<ACCUMULATED-NII-CURRENT>                         0
<OVERDISTRIBUTION-NII>                       (1,632)
<ACCUMULATED-NET-GAINS>                     784,442
<OVERDISTRIBUTION-GAINS>                          0
<ACCUM-APPREC-OR-DEPREC>                 30,033,786
<NET-ASSETS>                                  1,409
<DIVIDEND-INCOME>                                 0
<INTEREST-INCOME>                         4,682,293
<OTHER-INCOME>                                    0
<EXPENSES-NET>                              642,852
<NET-INVESTMENT-INCOME>                   4,039,441
<REALIZED-GAINS-CURRENT>                    784,442
<APPREC-INCREASE-CURRENT>                10,844,992
<NET-CHANGE-FROM-OPS>                    15,668,875
<EQUALIZATION>                                    0
<DISTRIBUTIONS-OF-INCOME>                        (7)
<DISTRIBUTIONS-OF-GAINS>                          0
<DISTRIBUTIONS-OTHER>                             0
<NUMBER-OF-SHARES-SOLD>                         177
<NUMBER-OF-SHARES-REDEEMED>                       0
<SHARES-REINVESTED>                               0
<NET-CHANGE-IN-ASSETS>                  134,570,166
<ACCUMULATED-NII-PRIOR>                           0
<ACCUMULATED-GAINS-PRIOR>                         0
<OVERDISTRIB-NII-PRIOR>                           0
<OVERDIST-NET-GAINS-PRIOR>                        0
<GROSS-ADVISORY-FEES>                       398,621
<INTEREST-EXPENSE>                                0
<GROSS-EXPENSE>                             643,448
<AVERAGE-NET-ASSETS>                            483
<PER-SHARE-NAV-BEGIN>                          8.06
<PER-SHARE-NII>                                0.04
<PER-SHARE-GAIN-APPREC>                       (0.10)
<PER-SHARE-DIVIDEND>                          (0.04)
<PER-SHARE-DISTRIBUTIONS>                      0.00
<RETURNS-OF-CAPITAL>                           0.00
<PER-SHARE-NAV-END>                            7.96
<EXPENSE-RATIO>                                1.52
<AVG-DEBT-OUTSTANDING>                            0
<AVG-DEBT-PER-SHARE>                           0.00
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE>  6
<SERIES>
              <NUMBER>   064
              <NAME>  WM TAX-EXEMPT BOND FUND CL. I
       
<S>                             <C>
<PERIOD-TYPE>                   4-MOS
<FISCAL-YEAR-END>               OCT-31-1998
<PERIOD-END>                    APR-30-1998
<INVESTMENTS-AT-COST>                   296,840,517
<INVESTMENTS-AT-VALUE>                  326,874,303
<RECEIVABLES>                             5,464,214
<ASSETS-OTHER>                                    0
<OTHER-ITEMS-ASSETS>                         37,997
<TOTAL-ASSETS>                          332,376,514
<PAYABLE-FOR-SECURITIES>                        509
<SENIOR-LONG-TERM-DEBT>                           0
<OTHER-ITEMS-LIABILITIES>                 1,675,374
<TOTAL-LIABILITIES>                       1,675,883
<SENIOR-EQUITY>                                   0
<PAID-IN-CAPITAL-COMMON>                      1,043
<SHARES-COMMON-STOCK>                           145
<SHARES-COMMON-PRIOR>                             0
<ACCUMULATED-NII-CURRENT>                         0
<OVERDISTRIBUTION-NII>                       (1,632)
<ACCUMULATED-NET-GAINS>                     784,442
<OVERDISTRIBUTION-GAINS>                          0
<ACCUM-APPREC-OR-DEPREC>                 30,033,786
<NET-ASSETS>                                  1,154
<DIVIDEND-INCOME>                                 0
<INTEREST-INCOME>                         4,682,293
<OTHER-INCOME>                                    0
<EXPENSES-NET>                              642,852
<NET-INVESTMENT-INCOME>                   4,039,441
<REALIZED-GAINS-CURRENT>                    784,442
<APPREC-INCREASE-CURRENT>                10,844,992
<NET-CHANGE-FROM-OPS>                    15,668,875
<EQUALIZATION>                                    0
<DISTRIBUTIONS-OF-INCOME>                        (7)
<DISTRIBUTIONS-OF-GAINS>                          0
<DISTRIBUTIONS-OTHER>                             0
<NUMBER-OF-SHARES-SOLD>                         145
<NUMBER-OF-SHARES-REDEEMED>                       0
<SHARES-REINVESTED>                               0
<NET-CHANGE-IN-ASSETS>                  134,570,166
<ACCUMULATED-NII-PRIOR>                           0
<ACCUMULATED-GAINS-PRIOR>                         0
<OVERDISTRIB-NII-PRIOR>                           0
<OVERDIST-NET-GAINS-PRIOR>                        0
<GROSS-ADVISORY-FEES>                       398,621
<INTEREST-EXPENSE>                                0
<GROSS-EXPENSE>                             643,448
<AVERAGE-NET-ASSETS>                            395
<PER-SHARE-NAV-BEGIN>                          8.06
<PER-SHARE-NII>                                0.05
<PER-SHARE-GAIN-APPREC>                       (0.10)
<PER-SHARE-DIVIDEND>                          (0.05)
<PER-SHARE-DISTRIBUTIONS>                      0.00
<RETURNS-OF-CAPITAL>                           0.00
<PER-SHARE-NAV-END>                            7.96
<EXPENSE-RATIO>                                0.52
<AVG-DEBT-OUTSTANDING>                            0
<AVG-DEBT-PER-SHARE>                           0.00
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE>  6
<SERIES>
              <NUMBER>  071
              <NAME>  WM MONEY MARKET FUND CL. A
       
<S>                             <C>
<PERIOD-TYPE>                   4-MOS
<FISCAL-YEAR-END>               OCT-31-1998
<PERIOD-END>                    APR-30-1998
<INVESTMENTS-AT-COST>                   462,721,142
<INVESTMENTS-AT-VALUE>                  462,721,142
<RECEIVABLES>                             3,746,235
<ASSETS-OTHER>                               91,250
<OTHER-ITEMS-ASSETS>                      2,784,902
<TOTAL-ASSETS>                          469,343,559
<PAYABLE-FOR-SECURITIES>                 10,000,000
<SENIOR-LONG-TERM-DEBT>                           0
<OTHER-ITEMS-LIABILITIES>                 6,926,568
<TOTAL-LIABILITIES>                      16,926,568
<SENIOR-EQUITY>                                   0
<PAID-IN-CAPITAL-COMMON>                354,328,956
<SHARES-COMMON-STOCK>                   354,328,956
<SHARES-COMMON-PRIOR>                   260,877,498
<ACCUMULATED-NII-CURRENT>                         0
<OVERDISTRIBUTION-NII>                            0
<ACCUMULATED-NET-GAINS>                      24,896
<OVERDISTRIBUTION-GAINS>                          0
<ACCUM-APPREC-OR-DEPREC>                          0
<NET-ASSETS>                            354,347,547
<DIVIDEND-INCOME>                                 0
<INTEREST-INCOME>                         6,246,427
<OTHER-INCOME>                                    0
<EXPENSES-NET>                              769,995
<NET-INVESTMENT-INCOME>                   5,476,432
<REALIZED-GAINS-CURRENT>                     24,896
<APPREC-INCREASE-CURRENT>                         0
<NET-CHANGE-FROM-OPS>                     5,501,328
<EQUALIZATION>                                    0
<DISTRIBUTIONS-OF-INCOME>                (4,937,374)
<DISTRIBUTIONS-OF-GAINS>                          0
<DISTRIBUTIONS-OTHER>                             0
<NUMBER-OF-SHARES-SOLD>                 399,903,035
<NUMBER-OF-SHARES-REDEEMED>            (310,511,027)
<SHARES-REINVESTED>                       4,059,450
<NET-CHANGE-IN-ASSETS>                  191,068,881
<ACCUMULATED-NII-PRIOR>                           0
<ACCUMULATED-GAINS-PRIOR>                         0
<OVERDISTRIB-NII-PRIOR>                           0
<OVERDIST-NET-GAINS-PRIOR>                        0
<GROSS-ADVISORY-FEES>                       492,639
<INTEREST-EXPENSE>                                0
<GROSS-EXPENSE>                             787,614
<AVERAGE-NET-ASSETS>                    311,240,102
<PER-SHARE-NAV-BEGIN>                          1.00
<PER-SHARE-NII>                                0.02
<PER-SHARE-GAIN-APPREC>                       (0.00)
<PER-SHARE-DIVIDEND>                          (0.02)
<PER-SHARE-DISTRIBUTIONS>                      0.00
<RETURNS-OF-CAPITAL>                           0.00
<PER-SHARE-NAV-END>                            1.00
<EXPENSE-RATIO>                                0.69
<AVG-DEBT-OUTSTANDING>                            0
<AVG-DEBT-PER-SHARE>                           0.00
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE>  6
<SERIES>
              <NUMBER>  072
              <NAME>  WM MONEY MARKET FUND CL. B
       
<S>                             <C>
<PERIOD-TYPE>                   4-MOS
<FISCAL-YEAR-END>               OCT-31-1998
<PERIOD-END>                    APR-30-1998
<INVESTMENTS-AT-COST>                   462,721,142
<INVESTMENTS-AT-VALUE>                  462,721,142
<RECEIVABLES>                             3,746,235
<ASSETS-OTHER>                               91,280
<OTHER-ITEMS-ASSETS>                      2,784,902
<TOTAL-ASSETS>                          469,343,559
<PAYABLE-FOR-SECURITIES>                 10,000,000
<SENIOR-LONG-TERM-DEBT>                           0
<OTHER-ITEMS-LIABILITIES>                 6,926,568
<TOTAL-LIABILITIES>                      16,926,568
<SENIOR-EQUITY>                                   0
<PAID-IN-CAPITAL-COMMON>                  3,215,931
<SHARES-COMMON-STOCK>                     3,215,931
<SHARES-COMMON-PRIOR>                       470,612
<ACCUMULATED-NII-CURRENT>                         0
<OVERDISTRIBUTION-NII>                            0
<ACCUMULATED-NET-GAINS>                      24,896
<OVERDISTRIBUTION-GAINS>                          0
<ACCUM-APPREC-OR-DEPREC>                          0
<NET-ASSETS>                              3,216,131
<DIVIDEND-INCOME>                                 0
<INTEREST-INCOME>                         6,246,427
<OTHER-INCOME>                                    0
<EXPENSES-NET>                              769,995
<NET-INVESTMENT-INCOME>                   5,476,432
<REALIZED-GAINS-CURRENT>                     24,896
<APPREC-INCREASE-CURRENT>                         0
<NET-CHANGE-FROM-OPS>                     5,501,328
<EQUALIZATION>                                    0
<DISTRIBUTIONS-OF-INCOME>                   (15,767)
<DISTRIBUTIONS-OF-GAINS>                          0
<DISTRIBUTIONS-OTHER>                             0
<NUMBER-OF-SHARES-SOLD>                   3,624,973
<NUMBER-OF-SHARES-REDEEMED>                (892,894)
<SHARES-REINVESTED>                          13,240
<NET-CHANGE-IN-ASSETS>                  191,068,881
<ACCUMULATED-NII-PRIOR>                           0
<ACCUMULATED-GAINS-PRIOR>                         0
<OVERDISTRIB-NII-PRIOR>                           0
<OVERDIST-NET-GAINS-PRIOR>                        0
<GROSS-ADVISORY-FEES>                       492,639
<INTEREST-EXPENSE>                                0
<GROSS-EXPENSE>                             787,614
<AVERAGE-NET-ASSETS>                      1,164,182
<PER-SHARE-NAV-BEGIN>                          1.00
<PER-SHARE-NII>                                0.01
<PER-SHARE-GAIN-APPREC>                        0.00
<PER-SHARE-DIVIDEND>                          (0.01)
<PER-SHARE-DISTRIBUTIONS>                      0.00
<RETURNS-OF-CAPITAL>                           0.00
<PER-SHARE-NAV-END>                            1.00
<EXPENSE-RATIO>                                1.71
<AVG-DEBT-OUTSTANDING>                            0
<AVG-DEBT-PER-SHARE>                           0.00
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE>  6
<SERIES>
              <NUMBER>  073
              <NAME>  WM MONEY MARKET FUND CL. S
       
<S>                             <C>
<PERIOD-TYPE>                   4-MOS
<FISCAL-YEAR-END>               OCT-31-1998
<PERIOD-END>                    APR-30-1998
<INVESTMENTS-AT-COST>                   462,721,142
<INVESTMENTS-AT-VALUE>                  462,721,142
<RECEIVABLES>                             3,837,515
<ASSETS-OTHER>                                    0
<OTHER-ITEMS-ASSETS>                      2,784,902
<TOTAL-ASSETS>                          469,343,559
<PAYABLE-FOR-SECURITIES>                 10,000,000
<SENIOR-LONG-TERM-DEBT>                           0
<OTHER-ITEMS-LIABILITIES>                 6,926,568
<TOTAL-LIABILITIES>                      16,926,568
<SENIOR-EQUITY>                                   0
<PAID-IN-CAPITAL-COMMON>                  7,019,731
<SHARES-COMMON-STOCK>                     7,019,731
<SHARES-COMMON-PRIOR>                             0
<ACCUMULATED-NII-CURRENT>                         0
<OVERDISTRIBUTION-NII>                            0
<ACCUMULATED-NET-GAINS>                      24,896
<OVERDISTRIBUTION-GAINS>                          0
<ACCUM-APPREC-OR-DEPREC>                          0
<NET-ASSETS>                              7,020,240
<DIVIDEND-INCOME>                                 0
<INTEREST-INCOME>                         6,246,427
<OTHER-INCOME>                                    0
<EXPENSES-NET>                              769,995
<NET-INVESTMENT-INCOME>                   5,476,432
<REALIZED-GAINS-CURRENT>                     24,896
<APPREC-INCREASE-CURRENT>                         0
<NET-CHANGE-FROM-OPS>                     5,501,328
<EQUALIZATION>                                    0
<DISTRIBUTIONS-OF-INCOME>                   (32,373)
<DISTRIBUTIONS-OF-GAINS>                          0
<DISTRIBUTIONS-OTHER>                             0
<NUMBER-OF-SHARES-SOLD>                   7,989,965
<NUMBER-OF-SHARES-REDEEMED>                (978,444)
<SHARES-REINVESTED>                           8,210
<NET-CHANGE-IN-ASSETS>                  191,068,881
<ACCUMULATED-NII-PRIOR>                           0
<ACCUMULATED-GAINS-PRIOR>                         0
<OVERDISTRIB-NII-PRIOR>                           0
<OVERDIST-NET-GAINS-PRIOR>                        0
<GROSS-ADVISORY-FEES>                       492,639
<INTEREST-EXPENSE>                                0
<GROSS-EXPENSE>                             787,614
<AVERAGE-NET-ASSETS>                      2,273,924
<PER-SHARE-NAV-BEGIN>                          1.00
<PER-SHARE-NII>                                0.00
<PER-SHARE-GAIN-APPREC>                        0.00
<PER-SHARE-DIVIDEND>                          (0.00)
<PER-SHARE-DISTRIBUTIONS>                      0.00
<RETURNS-OF-CAPITAL>                           0.00
<PER-SHARE-NAV-END>                            1.00
<EXPENSE-RATIO>                                1.89
<AVG-DEBT-OUTSTANDING>                            0
<AVG-DEBT-PER-SHARE>                           0.00
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE>  6
<SERIES>
              <NUMBER>   074
              <NAME>  WM MONEY MARKET FUND CL. I
       
<S>                             <C>
<PERIOD-TYPE>                   4-MOS
<FISCAL-YEAR-END>               OCT-31-1998
<PERIOD-END>                    APR-30-1998
<INVESTMENTS-AT-COST>                   462,721,142
<INVESTMENTS-AT-VALUE>                  462,721,142
<RECEIVABLES>                             3,837,515
<ASSETS-OTHER>                                    0
<OTHER-ITEMS-ASSETS>                      2,784,902
<TOTAL-ASSETS>                          469,343,559
<PAYABLE-FOR-SECURITIES>                 10,000,000
<SENIOR-LONG-TERM-DEBT>                           0
<OTHER-ITEMS-LIABILITIES>                 6,926,568
<TOTAL-LIABILITIES>                      16,926,568
<SENIOR-EQUITY>                                   0
<PAID-IN-CAPITAL-COMMON>                 87,827,477
<SHARES-COMMON-STOCK>                    87,827,477
<SHARES-COMMON-PRIOR>                             0
<ACCUMULATED-NII-CURRENT>                         0
<OVERDISTRIBUTION-NII>                            0
<ACCUMULATED-NET-GAINS>                      24,896
<OVERDISTRIBUTION-GAINS>                          0
<ACCUM-APPREC-OR-DEPREC>                          0
<NET-ASSETS>                             87,833,073
<DIVIDEND-INCOME>                                 0
<INTEREST-INCOME>                         6,246,427
<OTHER-INCOME>                                    0
<EXPENSES-NET>                              769,995
<NET-INVESTMENT-INCOME>                   5,476,432
<REALIZED-GAINS-CURRENT>                     24,896
<APPREC-INCREASE-CURRENT>                         0
<NET-CHANGE-FROM-OPS>                     5,501,328
<EQUALIZATION>                                    0
<DISTRIBUTIONS-OF-INCOME>                  (490,918)
<DISTRIBUTIONS-OF-GAINS>                          0
<DISTRIBUTIONS-OTHER>                             0
<NUMBER-OF-SHARES-SOLD>                  95,720,547
<NUMBER-OF-SHARES-REDEEMED>              (7,912,561)
<SHARES-REINVESTED>                          19,491
<NET-CHANGE-IN-ASSETS>                  191,068,881
<ACCUMULATED-NII-PRIOR>                           0
<ACCUMULATED-GAINS-PRIOR>                         0
<OVERDISTRIB-NII-PRIOR>                           0
<OVERDIST-NET-GAINS-PRIOR>                        0
<GROSS-ADVISORY-FEES>                       492,639
<INTEREST-EXPENSE>                                0
<GROSS-EXPENSE>                             787,614
<AVERAGE-NET-ASSETS>                     28,950,205
<PER-SHARE-NAV-BEGIN>                          1.00
<PER-SHARE-NII>                                0.01
<PER-SHARE-GAIN-APPREC>                        0.00
<PER-SHARE-DIVIDEND>                          (0.01)
<PER-SHARE-DISTRIBUTIONS>                      0.00
<RETURNS-OF-CAPITAL>                           0.00
<PER-SHARE-NAV-END>                            1.00
<EXPENSE-RATIO>                                0.63
<AVG-DEBT-OUTSTANDING>                            0
<AVG-DEBT-PER-SHARE>                           0.00
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE>                                         6
<SERIES>
   <NUMBER>                                                       081
   <NAME>                                        Tax-Exempt Money Market Class A
       
<S>                                               <C>
<PERIOD-TYPE>                                     4-mos
<FISCAL-YEAR-END>                                 DEC-31-1998
<PERIOD-START>                                    JAN-01-1998
<PERIOD-END>                                      APR-30-1998
<INVESTMENTS-AT-COST>                                      28,730,172
<INVESTMENTS-AT-VALUE>                                     28,730,172
<RECEIVABLES>                                                 413,620
<ASSETS-OTHER>                                                227,795
<OTHER-ITEMS-ASSETS>                                                0
<TOTAL-ASSETS>                                             29,371,587
<PAYABLE-FOR-SECURITIES>                                    1,691,103
<SENIOR-LONG-TERM-DEBT>                                             0
<OTHER-ITEMS-LIABILITIES>                                     338,721
<TOTAL-LIABILITIES>                                         2,029,824
<SENIOR-EQUITY>                                                     0
<PAID-IN-CAPITAL-COMMON>                                   27,341,763
<SHARES-COMMON-STOCK>                                      27,329,668
<SHARES-COMMON-PRIOR>                                      32,134,470
<ACCUMULATED-NII-CURRENT>                                           0
<OVERDISTRIBUTION-NII>                                              0
<ACCUMULATED-NET-GAINS>                                             0
<OVERDISTRIBUTION-GAINS>                                            0
<ACCUM-APPREC-OR-DEPREC>                                            0
<NET-ASSETS>                                               27,341,763
<DIVIDEND-INCOME>                                                   0
<INTEREST-INCOME>                                             367,152
<OTHER-INCOME>                                                      0
<EXPENSES-NET>                                                (55,430)
<NET-INVESTMENT-INCOME>                                       311,722
<REALIZED-GAINS-CURRENT>                                            0
<APPREC-INCREASE-CURRENT>                                           0
<NET-CHANGE-FROM-OPS>                                         311,722
<EQUALIZATION>                                                      0
<DISTRIBUTIONS-OF-INCOME>                                    (311,636)
<DISTRIBUTIONS-OF-GAINS>                                            0
<DISTRIBUTIONS-OTHER>                                               0
<NUMBER-OF-SHARES-SOLD>                                    14,028,985
<NUMBER-OF-SHARES-REDEEMED>                               (19,143,494)
<SHARES-REINVESTED>                                           309,707
<NET-CHANGE-IN-ASSETS>                                      1,009,403
<ACCUMULATED-NII-PRIOR>                                             0
<ACCUMULATED-GAINS-PRIOR>                                           0
<OVERDISTRIB-NII-PRIOR>                                             0
<OVERDIST-NET-GAINS-PRIOR>                                          0
<GROSS-ADVISORY-FEES>                                          45,025
<INTEREST-EXPENSE>                                                  0
<GROSS-EXPENSE>                                               311,722
<AVERAGE-NET-ASSETS>                                       30,638,866
<PER-SHARE-NAV-BEGIN>                                               1.00
<PER-SHARE-NII>                                                     0.01
<PER-SHARE-GAIN-APPREC>                                             0
<PER-SHARE-DIVIDEND>                                               (0.01)
<PER-SHARE-DISTRIBUTIONS>                                           0
<RETURNS-OF-CAPITAL>                                                0
<PER-SHARE-NAV-END>                                                 1.00
<EXPENSE-RATIO>                                                     0.59
<AVG-DEBT-OUTSTANDING>                                              0
<AVG-DEBT-PER-SHARE>                                                0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE>                                         6
<SERIES>
              <NUMBER>                          082
              <NAME>                            Tax-Exempt Money Market Class B
       
<S>                                               <C>
<PERIOD-TYPE>                                     4-mos
<FISCAL-YEAR-END>                                 DEC-31-1998
<PERIOD-START>                                    JAN-01-1998
<PERIOD-END>                                      APR-30-1998
<INVESTMENTS-AT-COST>                                      28,730,172
<INVESTMENTS-AT-VALUE>                                     28,730,172
<RECEIVABLES>                                                 413,620
<ASSETS-OTHER>                                                227,795
<OTHER-ITEMS-ASSETS>                                                0
<TOTAL-ASSETS>                                             29,371,587
<PAYABLE-FOR-SECURITIES>                                    1,691,103
<SENIOR-LONG-TERM-DEBT>                                             0
<OTHER-ITEMS-LIABILITIES>                                     338,721
<TOTAL-LIABILITIES>                                         2,029,824
<SENIOR-EQUITY>                                                     0
<PAID-IN-CAPITAL-COMMON>                                   27,341,763
<SHARES-COMMON-STOCK>                                          12,095
<SHARES-COMMON-PRIOR>                                          11,800
<ACCUMULATED-NII-CURRENT>                                           0
<OVERDISTRIBUTION-NII>                                              0
<ACCUMULATED-NET-GAINS>                                             0
<OVERDISTRIBUTION-GAINS>                                            0
<ACCUM-APPREC-OR-DEPREC>                                            0
<NET-ASSETS>                                               27,341,763
<DIVIDEND-INCOME>                                                   0
<INTEREST-INCOME>                                             367,152
<OTHER-INCOME>                                                      0
<EXPENSES-NET>                                               (55,430)
<NET-INVESTMENT-INCOME>                                       311,722
<REALIZED-GAINS-CURRENT>                                            0
<APPREC-INCREASE-CURRENT>                                           0
<NET-CHANGE-FROM-OPS>                                         311,722
<EQUALIZATION>                                                      0
<DISTRIBUTIONS-OF-INCOME>                                        (86)
<DISTRIBUTIONS-OF-GAINS>                                            0
<DISTRIBUTIONS-OTHER>                                               0
<NUMBER-OF-SHARES-SOLD>                                         1,004
<NUMBER-OF-SHARES-REDEEMED>                                     (792)
<SHARES-REINVESTED>                                                83
<NET-CHANGE-IN-ASSETS>                                      1,009,403
<ACCUMULATED-NII-PRIOR>                                             0
<ACCUMULATED-GAINS-PRIOR>                                           0
<OVERDISTRIB-NII-PRIOR>                                             0
<OVERDIST-NET-GAINS-PRIOR>                                          0
<GROSS-ADVISORY-FEES>                                          45,025
<INTEREST-EXPENSE>                                                  0
<GROSS-EXPENSE>                                               311,722
<AVERAGE-NET-ASSETS>                                       30,638,866
<PER-SHARE-NAV-BEGIN>                                            1.00
<PER-SHARE-NII>                                                  0.01
<PER-SHARE-GAIN-APPREC>                                             0
<PER-SHARE-DIVIDEND>                                            (0.01)
<PER-SHARE-DISTRIBUTIONS>                                           0
<RETURNS-OF-CAPITAL>                                                0
<PER-SHARE-NAV-END>                                              1.00
<EXPENSE-RATIO>                                                  1.94
<AVG-DEBT-OUTSTANDING>                                              0
<AVG-DEBT-PER-SHARE>                                                0
        

</TABLE>

<TABLE> <S> <C>

<ARTICLE>  6
<SERIES>
              <NUMBER>  091
              <NAME>  WM HIGH YIELD FUND CL. A
       
<S>                             <C>
<PERIOD-TYPE>                   4-MOS
<FISCAL-YEAR-END>               OCT-31-1998
<PERIOD-END>                    APR-30-1998
<INVESTMENTS-AT-COST>                    10,593,696
<INVESTMENTS-AT-VALUE>                   10,560,294
<RECEIVABLES>                               142,226
<ASSETS-OTHER>                                    0
<OTHER-ITEMS-ASSETS>                            646
<TOTAL-ASSETS>                           10,703,166
<PAYABLE-FOR-SECURITIES>                    642,433
<SENIOR-LONG-TERM-DEBT>                           0
<OTHER-ITEMS-LIABILITIES>                    35,195
<TOTAL-LIABILITIES>                         677,628
<SENIOR-EQUITY>                                   0
<PAID-IN-CAPITAL-COMMON>                 10,060,430
<SHARES-COMMON-STOCK>                     1,006,058
<SHARES-COMMON-PRIOR>                             0
<ACCUMULATED-NII-CURRENT>                         0
<OVERDISTRIBUTION-NII>                       (1,490)
<ACCUMULATED-NET-GAINS>                           0
<OVERDISTRIBUTION-GAINS>                          0
<ACCUM-APPREC-OR-DEPREC>                    (33,402)
<NET-ASSETS>                             10,025,538
<DIVIDEND-INCOME>                                 0
<INTEREST-INCOME>                            33,706
<OTHER-INCOME>                                    0
<EXPENSES-NET>                                8,192
<NET-INVESTMENT-INCOME>                      25,514
<REALIZED-GAINS-CURRENT>                          0
<APPREC-INCREASE-CURRENT>                   (33,402)
<NET-CHANGE-FROM-OPS>                        (7,888)
<EQUALIZATION>                                    0
<DISTRIBUTIONS-OF-INCOME>                   (27,004)
<DISTRIBUTIONS-OF-GAINS>                          0
<DISTRIBUTIONS-OTHER>                             0
<NUMBER-OF-SHARES-SOLD>                   1,006,058
<NUMBER-OF-SHARES-REDEEMED>                       0
<SHARES-REINVESTED>                               0
<NET-CHANGE-IN-ASSETS>                   10,025,538
<ACCUMULATED-NII-PRIOR>                           0
<ACCUMULATED-GAINS-PRIOR>                         0
<OVERDISTRIB-NII-PRIOR>                           0
<OVERDIST-NET-GAINS-PRIOR>                        0
<GROSS-ADVISORY-FEES>                         3,939
<INTEREST-EXPENSE>                                0
<GROSS-EXPENSE>                               8,192
<AVERAGE-NET-ASSETS>                     10,001,400
<PER-SHARE-NAV-BEGIN>                         10.00
<PER-SHARE-NII>                                0.03
<PER-SHARE-GAIN-APPREC>                       (0.03)
<PER-SHARE-DIVIDEND>                          (0.03)
<PER-SHARE-DISTRIBUTIONS>                      0.00
<RETURNS-OF-CAPITAL>                           0.00
<PER-SHARE-NAV-END>                            9.97
<EXPENSE-RATIO>                                1.30
<AVG-DEBT-OUTSTANDING>                            0
<AVG-DEBT-PER-SHARE>                           0.00
        

</TABLE>


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