<PAGE> PAGE 1
000 B000000 10/31/98
000 C000000 0000200159
000 D000000 N
000 E000000 NF
000 F000000 Y
000 G000000 N
000 H000000 N
000 I000000 3.0.a
000 J000000 U
001 A000000 WM TRUST I
001 B000000 811-123
001 C000000 2064618622
002 A000000 1201 3RD AVENUE SUITE 2120
002 B000000 SEATTLE
002 C000000 WA
002 D010000 98101
003 000000 N
004 000000 N
005 000000 N
006 000000 N
007 A000000 Y
007 B000000 9
007 C010100 1
007 C020100 BOND & STOCK FUND
007 C030100 N
007 C010200 2
007 C020200 GROWTH & INCOME FUND
007 C030200 N
007 C010300 3
007 C020300 NORTHWEST FUND
007 C030300 N
007 C010400 4
007 C020400 INCOME FUND
007 C030400 N
007 C010500 5
007 C020500 U.S. GOVERNMENT SECURITIES
007 C030500 N
007 C010600 6
007 C020600 TAX-EXEMPT BOND FUND
007 C030600 N
007 C010700 7
007 C020700 MONEY MARKET FUND
007 C030700 N
007 C010800 8
007 C020800 TAX-EXEMPT MONEY MARKET FUND
007 C030800 N
007 C010900 9
007 C020900 HIGH YIELD FUND
007 C030900 N
007 C011000 10
008 A00AA01 WM ADVISORS, INC.
<PAGE> PAGE 2
008 B00AA01 A
008 C00AA01 801-4855
008 D01AA01 SEATTLE
008 D02AA01 WA
008 D03AA01 98104
011 A00AA01 WM FUNDS DISTRIBUTOR, INC.
011 B00AA01 8-50200
011 C01AA01 SEATTLE
011 C02AA01 WA
011 C03AA01 98101
012 A00AA01 WM SHAREHOLDER SERVICES, INC.
012 B00AA01 84-9999
012 C01AA01 SEATTLE
012 C02AA01 WA
012 C03AA01 98101
013 A00AA01 DELOITTE & TOUCHE LLP
013 B01AA01 BOSTON
013 B02AA01 MA
013 B03AA01 02110
014 A00AA01 WM FINANCIAL SERVICES, INC.
014 B00AA01 8-3641
014 A00AA02 WM FUND SERVICES, INC.
014 B00AA02 8-45144
015 A00AA01 MELLON BANK
015 B00AA01 C
015 C01AA01 MEDFORD
015 C02AA01 MA
015 C03AA01 02155
015 E01AA01 X
018 00AA00 Y
019 A00AA00 Y
019 B00AA00 41
019 C00AA00 WMGRPFUNDS
020 A000001 AUTRANET
020 B000001 13-2961507
020 C000001 580
020 A000002 JEFFRIES & CO.
020 B000002 95-2622900
020 C000002 326
020 A000003 LEHMAN BROTHERS
020 B000003 13-2518466
020 C000003 119
020 A000004 KNIGHT SECURITIES
020 C000004 97
020 A000005 GOLDMAN SACHS SECURITIES, INC.
020 B000005 13-5108880
020 C000005 79
020 A000006 PERSHING
020 B000006 13-2741729
020 C000006 66
020 A000007 BERNSTEIN SANFORD
<PAGE> PAGE 3
020 C000007 52
020 A000008 PAINE WEBBER
020 B000008 13-2638166
020 C000008 46
020 A000009 MORGAN STANLEY
020 B000009 13-3340045
020 C000009 41
020 A000010 BEAR STEARNS
020 B000010 13-4946705
020 C000010 37
021 000000 1443
022 A000001 CS FIRST BOSTON
022 C000001 6239286
022 D000001 8638
022 A000002 GOLDMAN SACHS
022 B000002 13-5108880
022 C000002 1517612
022 D000002 143155
022 A000003 MERRILL LYNCH
022 B000003 13-5674085
022 C000003 754235
022 D000003 292138
022 A000004 LEHMAN BROTHERS
022 B000004 13-2518466
022 C000004 255905
022 D000004 60346
022 A000005 MORGAN STANLEY
022 B000005 13-2655998
022 C000005 175520
022 D000005 8276
022 A000006 AMERICAN EXPRESS CREDIT CORP.
022 C000006 90135
022 D000006 0
022 A000007 RIMSON M & CO.
022 C000007 84716
022 D000007 0
022 A000008 G.E. CAPITAL CORP.
022 C000008 60180
022 D000008 21919
022 A000009 BEAR STEARNS
022 B000009 13-4946705
022 C000009 59037
022 D000009 19420
022 A000010 BENEFICIAL CORP.
022 C000010 60243
022 D000010 0
023 C000000 12459642
023 D000000 8658920
026 A000000 N
026 B000000 Y
026 C000000 N
<PAGE> PAGE 4
026 D000000 Y
026 E000000 Y
026 F000000 N
026 G010000 Y
026 G020000 N
026 H000000 N
027 000000 Y
037 00AA00 N
038 00AA00 0
039 00AA00 N
040 00AA00 Y
041 00AA00 Y
054 A00AA00 Y
054 B00AA00 Y
054 C00AA00 N
054 D00AA00 N
054 E00AA00 N
054 F00AA00 N
054 G00AA00 Y
054 H00AA00 Y
054 I00AA00 N
054 J00AA00 Y
054 K00AA00 N
054 L00AA00 N
054 M00AA00 N
054 N00AA00 N
054 O00AA00 Y
077 A000000 Y
077 B000000 Y
077 C000000 Y
077 M000000 Y
077 Q010000 Y
080 A00AA00 NATIONAL UNION FIRE INSURANCE COMPANY
080 C00AA00 7000
081 A00AA00 Y
081 B00AA00 41
082 A00AA00 N
082 B00AA00 0
083 A00AA00 N
083 B00AA00 0
084 A00AA00 N
084 B00AA00 0
085 A00AA00 Y
085 B00AA00 N
086 A010000 0
086 A020000 0
086 B010000 0
086 B020000 0
086 C010000 0
086 C020000 0
086 D010000 0
<PAGE> PAGE 5
086 D020000 0
086 E010000 0
086 E020000 0
086 F010000 0
086 F020000 0
024 000100 N
028 A010100 12198
028 A020100 0
028 A030100 0
028 A040100 14108
028 B010100 9016
028 B020100 2
028 B030100 0
028 B040100 8670
028 C010100 37081
028 C020100 0
028 C030100 0
028 C040100 7188
028 D010100 5196
028 D020100 0
028 D030100 0
028 D040100 13121
028 E010100 5514
028 E020100 0
028 E030100 0
028 E040100 10340
028 F010100 3363
028 F020100 0
028 F030100 0
028 F040100 8929
028 G010100 72368
028 G020100 2
028 G030100 0
028 G040100 62356
028 H000100 20508
029 000100 Y
030 A000100 818
030 B000100 5.50
030 C000100 0.00
031 A000100 116
031 B000100 0
032 000100 0
033 000100 702
034 000100 Y
035 000100 217
036 A000100 N
036 B000100 0
042 A000100 0
042 B000100 0
042 C000100 100
042 D000100 0
<PAGE> PAGE 6
042 E000100 0
042 F000100 0
042 G000100 0
042 H000100 0
043 000100 1418
044 000100 0
045 000100 Y
046 000100 N
047 000100 Y
048 000100 0.000
048 A010100 250000
048 A020100 0.625
048 B010100 0
048 B020100 0.000
048 C010100 0
048 C020100 0.000
048 D010100 0
048 D020100 0.000
048 E010100 0
048 E020100 0.000
048 F010100 0
048 F020100 0.000
048 G010100 0
048 G020100 0.000
048 H010100 0
048 H020100 0.000
048 I010100 0
048 I020100 0.000
048 J010100 0
048 J020100 0.000
048 K010100 250000
048 K020100 0.500
049 000100 N
050 000100 N
051 000100 N
052 000100 N
053 A000100 Y
053 B000100 Y
053 C000100 N
055 A000100 N
055 B000100 N
056 000100 Y
057 000100 N
058 A000100 N
059 000100 Y
060 A000100 Y
060 B000100 Y
061 000100 50
062 A000100 N
062 B000100 0.0
062 C000100 0.0
<PAGE> PAGE 7
062 D000100 0.0
062 E000100 0.0
062 F000100 0.0
062 G000100 0.0
062 H000100 0.0
062 I000100 0.0
062 J000100 0.0
062 K000100 0.0
062 L000100 0.0
062 M000100 0.0
062 N000100 0.0
062 O000100 0.0
062 P000100 0.0
062 Q000100 0.0
062 R000100 0.0
063 A000100 0
063 B000100 0.0
066 A000100 Y
066 B000100 N
066 C000100 N
066 D000100 N
066 E000100 Y
066 F000100 N
066 G000100 N
067 000100 N
068 A000100 N
068 B000100 N
069 000100 N
070 A010100 Y
070 A020100 Y
070 B010100 Y
070 B020100 N
070 C010100 Y
070 C020100 N
070 D010100 Y
070 D020100 N
070 E010100 Y
070 E020100 N
070 F010100 Y
070 F020100 N
070 G010100 Y
070 G020100 N
070 H010100 Y
070 H020100 N
070 I010100 Y
070 I020100 N
070 J010100 Y
070 J020100 Y
070 K010100 Y
070 K020100 N
070 L010100 N
<PAGE> PAGE 8
070 L020100 N
070 M010100 Y
070 M020100 N
070 N010100 Y
070 N020100 N
070 O010100 Y
070 O020100 N
070 P010100 Y
070 P020100 N
070 Q010100 Y
070 Q020100 N
070 R010100 N
070 R020100 N
071 A000100 316594
071 B000100 292421
071 C000100 367329
071 D000100 80
072 A000100 12
072 B000100 9131
072 C000100 6150
072 D000100 0
072 E000100 0
072 F000100 2191
072 G000100 0
072 H000100 0
072 I000100 248
072 J000100 48
072 K000100 0
072 L000100 178
072 M000100 36
072 N000100 40
072 O000100 0
072 P000100 0
072 Q000100 0
072 R000100 24
072 S000100 9
072 T000100 1418
072 U000100 0
072 V000100 0
072 W000100 -35
072 X000100 4157
072 Y000100 5
072 Z000100 11129
072AA000100 16285
072BB000100 0
072CC010100 0
072CC020100 16486
072DD010100 9470
072DD020100 1455
072EE000100 52712
073 A010100 0.4500
<PAGE> PAGE 9
073 A020100 0.3400
073 B000100 2.3180
073 C000100 0.0000
074 A000100 0
074 B000100 423
074 C000100 0
074 D000100 117853
074 E000100 20938
074 F000100 227916
074 G000100 0
074 H000100 0
074 I000100 0
074 J000100 28610
074 K000100 0
074 L000100 3078
074 M000100 45
074 N000100 398863
074 O000100 24157
074 P000100 299
074 Q000100 0
074 R010100 0
074 R020100 0
074 R030100 0
074 R040100 1179
074 S000100 0
074 T000100 373228
074 U010100 21309
074 U020100 5340
074 V010100 14.02
074 V020100 13.96
074 W000100 0.0000
074 X000100 11362
074 Y000100 0
075 A000100 376445
075 B000100 0
076 000100 0.00
024 000200 N
028 A010200 33648
028 A020200 0
028 A030200 0
028 A040200 43673
028 B010200 36645
028 B020200 336
028 B030200 0
028 B040200 36844
028 C010200 85575
028 C020200 0
028 C030200 0
028 C040200 17789
028 D010200 19390
028 D020200 0
<PAGE> PAGE 10
028 D030200 0
028 D040200 24887
028 E010200 8713
028 E020200 371
028 E030200 0
028 E040200 15651
028 F010200 10107
028 F020200 0
028 F030200 0
028 F040200 18800
028 G010200 194078
028 G020200 707
028 G030200 0
028 G040200 157644
028 H000200 24392
029 000200 Y
030 A000200 1083
030 B000200 5.50
030 C000200 0.00
031 A000200 152
031 B000200 0
032 000200 0
033 000200 931
034 000200 Y
035 000200 440
036 A000200 N
036 B000200 0
042 A000200 0
042 B000200 0
042 C000200 100
042 D000200 0
042 E000200 0
042 F000200 0
042 G000200 0
042 H000200 0
043 000200 2085
044 000200 0
045 000200 Y
046 000200 N
047 000200 Y
048 000200 0.000
048 A010200 250000
048 A020200 0.625
048 B010200 0
048 B020200 0.000
048 C010200 0
048 C020200 0.000
048 D010200 0
048 D020200 0.000
048 E010200 0
048 E020200 0.000
<PAGE> PAGE 11
048 F010200 0
048 F020200 0.000
048 G010200 0
048 G020200 0.000
048 H010200 0
048 H020200 0.000
048 I010200 0
048 I020200 0.000
048 J010200 0
048 J020200 0.000
048 K010200 500000
048 K020200 0.500
049 000200 N
050 000200 N
051 000200 N
052 000200 N
053 A000200 Y
053 B000200 Y
053 C000200 N
055 A000200 N
055 B000200 N
056 000200 Y
057 000200 N
058 A000200 N
059 000200 Y
060 A000200 Y
060 B000200 Y
061 000200 50
062 A000200 N
062 B000200 0.0
062 C000200 0.0
062 D000200 0.0
062 E000200 0.0
062 F000200 0.0
062 G000200 0.0
062 H000200 0.0
062 I000200 0.0
062 J000200 0.0
062 K000200 0.0
062 L000200 0.0
062 M000200 0.0
062 N000200 0.0
062 O000200 0.0
062 P000200 0.0
062 Q000200 0.0
062 R000200 0.0
063 A000200 0
063 B000200 0.0
066 A000200 Y
066 E000200 Y
067 000200 N
<PAGE> PAGE 12
068 A000200 N
068 B000200 N
069 000200 N
070 A010200 Y
070 A020200 N
070 B010200 Y
070 B020200 N
070 C010200 Y
070 C020200 N
070 D010200 Y
070 D020200 N
070 E010200 Y
070 E020200 N
070 F010200 Y
070 F020200 N
070 G010200 Y
070 G020200 N
070 H010200 Y
070 H020200 N
070 I010200 Y
070 I020200 N
070 J010200 Y
070 J020200 Y
070 K010200 Y
070 K020200 N
070 L010200 N
070 L020200 Y
070 M010200 Y
070 M020200 N
070 N010200 Y
070 N020200 N
070 O010200 Y
070 O020200 N
070 P010200 Y
070 P020200 N
070 Q010200 Y
070 Q020200 N
070 R010200 N
070 R020200 N
071 A000200 914658
071 B000200 505385
071 C000200 636156
071 D000200 79
072 A000200 12
072 B000200 193
072 C000200 9248
072 D000200 0
072 E000200 0
072 F000200 3576
072 G000200 0
072 H000200 0
<PAGE> PAGE 13
072 I000200 483
072 J000200 140
072 K000200 0
072 L000200 180
072 M000200 64
072 N000200 18
072 O000200 0
072 P000200 0
072 Q000200 0
072 R000200 23
072 S000200 12
072 T000200 2085
072 U000200 0
072 V000200 0
072 W000200 -18
072 X000200 6563
072 Y000200 4
072 Z000200 2882
072AA000200 13620
072BB000200 0
072CC010200 46787
072CC020200 0
072DD010200 1675
072DD020200 606
072EE000200 41839
073 A010200 0.0900
073 A020200 0.0015
073 B000200 2.4700
073 C000200 0.0000
074 A000200 0
074 B000200 0
074 C000200 0
074 D000200 3780
074 E000200 21652
074 F000200 792426
074 G000200 0
074 H000200 0
074 I000200 0
074 J000200 16862
074 K000200 0
074 L000200 2106
074 M000200 0
074 N000200 836826
074 O000200 17151
074 P000200 549
074 Q000200 0
074 R010200 0
074 R020200 0
074 R030200 0
074 R040200 2175
074 S000200 0
<PAGE> PAGE 14
074 T000200 816951
074 U010200 25112
074 U020200 15801
074 V010200 19.99
074 V020200 19.77
074 W000200 0.0000
074 X000200 42050
074 Y000200 0
075 A000200 644941
075 B000200 0
076 000200 0.00
024 000300 N
028 A010300 9938
028 A020300 0
028 A030300 0
028 A040300 10545
028 B010300 6528
028 B020300 0
028 B030300 0
028 B040300 8118
028 C010300 25916
028 C020300 0
028 C030300 0
028 C040300 6449
028 D010300 2045
028 D020300 0
028 D030300 0
028 D040300 9062
028 E010300 1863
028 E020300 0
028 E030300 0
028 E040300 5831
028 F010300 2933
028 F020300 0
028 F030300 0
028 F040300 7018
028 G010300 49223
028 G020300 0
028 G030300 0
028 G040300 47023
028 H000300 17288
029 000300 Y
030 A000300 781
030 B000300 5.50
030 C000300 0.00
031 A000300 104
031 B000300 0
032 000300 0
033 000300 677
034 000300 Y
035 000300 28
<PAGE> PAGE 15
036 A000300 N
036 B000300 0
042 A000300 0
042 B000300 0
042 C000300 100
042 D000300 0
042 E000300 0
042 F000300 0
042 G000300 0
042 H000300 0
043 000300 1124
044 000300 0
045 000300 Y
046 000300 N
047 000300 Y
048 000300 0.000
048 A010300 500000
048 A020300 0.625
048 B010300 500000
048 B020300 0.500
048 C010300 0
048 C020300 0.000
048 D010300 0
048 D020300 0.000
048 E010300 0
048 E020300 0.000
048 F010300 0
048 F020300 0.000
048 G010300 0
048 G020300 0.000
048 H010300 0
048 H020300 0.000
048 I010300 0
048 I020300 0.000
048 J010300 0
048 J020300 0.000
048 K010300 1000000
048 K020300 0.375
049 000300 N
050 000300 N
051 000300 N
052 000300 N
053 A000300 Y
053 B000300 Y
053 C000300 N
055 A000300 N
055 B000300 N
056 000300 Y
057 000300 N
058 A000300 N
059 000300 Y
<PAGE> PAGE 16
060 A000300 Y
060 B000300 Y
061 000300 50
062 A000300 N
062 B000300 0.0
062 C000300 0.0
062 D000300 0.0
062 E000300 0.0
062 F000300 0.0
062 G000300 0.0
062 H000300 0.0
062 I000300 0.0
062 J000300 0.0
062 K000300 0.0
062 L000300 0.0
062 M000300 0.0
062 N000300 0.0
062 O000300 0.0
062 P000300 0.0
062 Q000300 0.0
062 R000300 0.0
063 A000300 0
063 B000300 0.0
066 A000300 Y
066 D000300 Y
067 000300 N
068 A000300 N
068 B000300 N
069 000300 N
070 A010300 Y
070 A020300 Y
070 B010300 Y
070 B020300 N
070 C010300 Y
070 C020300 N
070 D010300 Y
070 D020300 N
070 E010300 Y
070 E020300 N
070 F010300 Y
070 F020300 N
070 G010300 Y
070 G020300 N
070 H010300 Y
070 H020300 N
070 I010300 Y
070 I020300 N
070 J010300 Y
070 J020300 N
070 K010300 Y
070 K020300 N
<PAGE> PAGE 17
070 L010300 N
070 L020300 N
070 M010300 Y
070 M020300 N
070 N010300 Y
070 N020300 N
070 O010300 Y
070 O020300 N
070 P010300 Y
070 P020300 N
070 Q010300 Y
070 Q020300 N
070 R010300 N
070 R020300 N
071 A000300 98652
071 B000300 114355
071 C000300 294305
071 D000300 39
072 A000300 12
072 B000300 2435
072 C000300 663
072 D000300 0
072 E000300 0
072 F000300 1920
072 G000300 0
072 H000300 0
072 I000300 394
072 J000300 29
072 K000300 0
072 L000300 269
072 M000300 31
072 N000300 40
072 O000300 0
072 P000300 0
072 Q000300 0
072 R000300 29
072 S000300 1
072 T000300 1124
072 U000300 1
072 V000300 0
072 W000300 -48
072 X000300 3788
072 Y000300 3
072 Z000300 -687
072AA000300 15688
072BB000300 0
072CC010300 0
072CC020300 33976
072DD010300 0
072DD020300 0
072EE000300 57248
<PAGE> PAGE 18
073 A010300 0.0000
073 A020300 0.0000
073 B000300 4.7700
073 C000300 0.0000
074 A000300 0
074 B000300 5336
074 C000300 0
074 D000300 0
074 E000300 0
074 F000300 288233
074 G000300 0
074 H000300 0
074 I000300 0
074 J000300 810
074 K000300 0
074 L000300 0
074 M000300 0
074 N000300 294379
074 O000300 3409
074 P000300 222
074 Q000300 0
074 R010300 0
074 R020300 0
074 R030300 0
074 R040300 515
074 S000300 0
074 T000300 290233
074 U010300 0
074 U020300 0
074 V010300 20.37
074 V020300 19.64
074 W000300 0.0000
074 X000300 24944
074 Y000300 0
075 A000300 307150
075 B000300 0
076 000300 0.00
024 000400 N
028 A010400 3274
028 A020400 869
028 A030400 0
028 A040400 8300
028 B010400 2341
028 B020400 854
028 B030400 0
028 B040400 7458
028 C010400 12373
028 C020400 957
028 C030400 0
028 C040400 6414
028 D010400 4899
<PAGE> PAGE 19
028 D020400 964
028 D030400 0
028 D040400 6380
028 E010400 3717
028 E020400 877
028 E030400 0
028 E040400 5741
028 F010400 4634
028 F020400 882
028 F030400 0
028 F040400 6286
028 G010400 31238
028 G020400 5403
028 G030400 0
028 G040400 40579
028 H000400 5086
029 000400 Y
030 A000400 200
030 B000400 4.50
030 C000400 0.00
031 A000400 26
031 B000400 0
032 000400 0
033 000400 174
034 000400 Y
035 000400 162
036 A000400 N
036 B000400 0
042 A000400 0
042 B000400 0
042 C000400 100
042 D000400 0
042 E000400 0
042 F000400 0
042 G000400 0
042 H000400 0
043 000400 615
044 000400 0
045 000400 Y
046 000400 N
047 000400 Y
048 000400 0.000
048 A010400 250000
048 A020400 0.625
048 B010400 0
048 B020400 0.000
048 C010400 0
048 C020400 0.000
048 D010400 0
048 D020400 0.000
048 E010400 0
<PAGE> PAGE 20
048 E020400 0.000
048 F010400 0
048 F020400 0.000
048 G010400 0
048 G020400 0.000
048 H010400 0
048 H020400 0.000
048 I010400 0
048 I020400 0.000
048 J010400 0
048 J020400 0.000
048 K010400 250000
048 K020400 0.500
049 000400 N
050 000400 N
051 000400 N
052 000400 N
053 A000400 Y
053 B000400 Y
053 C000400 N
055 A000400 N
055 B000400 N
056 000400 Y
057 000400 N
058 A000400 N
059 000400 Y
060 A000400 Y
060 B000400 Y
061 000400 50
062 A000400 Y
062 B000400 0.0
062 C000400 0.0
062 D000400 4.6
062 E000400 0.0
062 F000400 0.0
062 G000400 0.0
062 H000400 0.0
062 I000400 0.0
062 J000400 0.0
062 K000400 0.0
062 L000400 0.0
062 M000400 3.0
062 N000400 8.9
062 O000400 0.0
062 P000400 80.0
062 Q000400 1.5
062 R000400 0.0
063 A000400 0
063 B000400 18.0
064 A000400 N
064 B000400 N
<PAGE> PAGE 21
066 A000400 N
067 000400 N
068 A000400 N
068 B000400 N
069 000400 N
070 A010400 Y
070 A020400 Y
070 B010400 Y
070 B020400 N
070 C010400 Y
070 C020400 N
070 D010400 Y
070 D020400 N
070 E010400 Y
070 E020400 N
070 F010400 Y
070 F020400 N
070 G010400 Y
070 G020400 N
070 H010400 Y
070 H020400 N
070 I010400 Y
070 I020400 N
070 J010400 Y
070 J020400 Y
070 K010400 Y
070 K020400 N
070 L010400 N
070 L020400 N
070 M010400 Y
070 M020400 N
070 N010400 Y
070 N020400 N
070 O010400 Y
070 O020400 N
070 P010400 Y
070 P020400 N
070 Q010400 Y
070 Q020400 N
070 R010400 N
070 R020400 N
071 A000400 216289
071 B000400 77716
071 C000400 208287
071 D000400 37
072 A000400 10
072 B000400 13848
072 C000400 113
072 D000400 0
072 E000400 0
072 F000400 1124
<PAGE> PAGE 22
072 G000400 0
072 H000400 0
072 I000400 196
072 J000400 38
072 K000400 0
072 L000400 97
072 M000400 19
072 N000400 20
072 O000400 0
072 P000400 0
072 Q000400 0
072 R000400 9
072 S000400 2
072 T000400 615
072 U000400 0
072 V000400 0
072 W000400 -24
072 X000400 2096
072 Y000400 2
072 Z000400 11867
072AA000400 6462
072BB000400 0
072CC010400 9512
072CC020400 0
072DD010400 10237
072DD020400 1630
072EE000400 0
073 A010400 0.5257
073 A020400 0.4627
073 B000400 0.0000
073 C000400 0.0000
074 A000400 24
074 B000400 11842
074 C000400 0
074 D000400 235998
074 E000400 3563
074 F000400 233
074 G000400 0
074 H000400 0
074 I000400 0
074 J000400 1416
074 K000400 0
074 L000400 4827
074 M000400 63
074 N000400 257966
074 O000400 0
074 P000400 212
074 Q000400 0
074 R010400 0
074 R020400 0
074 R030400 0
<PAGE> PAGE 23
074 R040400 1071
074 S000400 0
074 T000400 256683
074 U010400 22594
074 U020400 4580
074 V010400 9.44
074 V020400 9.45
074 W000400 0.0000
074 X000400 16409
074 Y000400 0
075 A000400 216997
075 B000400 0
076 000400 0.00
024 000500 N
028 A010500 2803
028 A020500 1059
028 A030500 0
028 A040500 12429
028 B010500 1186
028 B020500 1041
028 B030500 0
028 B040500 10783
028 C010500 1588
028 C020500 1017
028 C030500 0
028 C040500 7973
028 D010500 3911
028 D020500 987
028 D030500 0
028 D040500 29023
028 E010500 3927
028 E020500 967
028 E030500 0
028 E040500 5393
028 F010500 5555
028 F020500 966
028 F030500 0
028 F040500 5116
028 G010500 18970
028 G020500 6037
028 G030500 0
028 G040500 70717
028 H000500 3915
029 000500 Y
030 A000500 153
030 B000500 4.50
030 C000500 0.00
031 A000500 19
031 B000500 0
032 000500 0
033 000500 134
<PAGE> PAGE 24
034 000500 Y
035 000500 28
036 A000500 N
036 B000500 0
042 A000500 0
042 B000500 0
042 C000500 100
042 D000500 0
042 E000500 0
042 F000500 0
042 G000500 0
042 H000500 0
043 000500 680
044 000500 0
045 000500 Y
046 000500 N
047 000500 Y
048 000500 0.000
048 A010500 250000
048 A020500 0.625
048 B010500 0
048 B020500 0.000
048 C010500 0
048 C020500 0.000
048 D010500 0
048 D020500 0.000
048 E010500 0
048 E020500 0.000
048 F010500 0
048 F020500 0.000
048 G010500 0
048 G020500 0.000
048 H010500 0
048 H020500 0.000
048 I010500 0
048 I020500 0.000
048 J010500 0
048 J020500 0.000
048 K010500 250000
048 K020500 0.500
049 000500 N
050 000500 N
051 000500 N
052 000500 N
053 A000500 Y
053 B000500 Y
053 C000500 N
055 A000500 N
055 B000500 N
056 000500 Y
057 000500 N
<PAGE> PAGE 25
058 A000500 N
059 000500 Y
060 A000500 Y
060 B000500 Y
061 000500 50
062 A000500 Y
062 B000500 0.0
062 C000500 0.0
062 D000500 1.9
062 E000500 1.8
062 F000500 0.0
062 G000500 0.0
062 H000500 0.0
062 I000500 0.0
062 J000500 0.0
062 K000500 0.0
062 L000500 0.0
062 M000500 13.9
062 N000500 84.6
062 O000500 106.4
062 P000500 0.0
062 Q000500 0.0
062 R000500 0.0
063 A000500 0
063 B000500 6.5
064 A000500 N
064 B000500 N
066 A000500 N
067 000500 N
068 A000500 N
068 B000500 N
069 000500 N
070 A010500 Y
070 A020500 Y
070 B010500 Y
070 B020500 N
070 C010500 Y
070 C020500 N
070 D010500 Y
070 D020500 N
070 E010500 Y
070 E020500 N
070 F010500 Y
070 F020500 N
070 G010500 Y
070 G020500 N
070 H010500 Y
070 H020500 N
070 I010500 Y
070 I020500 N
070 J010500 Y
<PAGE> PAGE 26
070 J020500 Y
070 K010500 Y
070 K020500 N
070 L010500 N
070 L020500 N
070 M010500 Y
070 M020500 N
070 N010500 Y
070 N020500 N
070 O010500 Y
070 O020500 N
070 P010500 Y
070 P020500 N
070 Q010500 Y
070 Q020500 N
070 R010500 N
070 R020500 N
071 A000500 425066
071 B000500 211285
071 C000500 321787
071 D000500 12
072 A000500 10
072 B000500 18164
072 C000500 0
072 D000500 0
072 E000500 80
072 F000500 1468
072 G000500 0
072 H000500 0
072 I000500 203
072 J000500 67
072 K000500 0
072 L000500 72
072 M000500 26
072 N000500 23
072 O000500 0
072 P000500 1102
072 Q000500 0
072 R000500 9
072 S000500 1
072 T000500 680
072 U000500 0
072 V000500 0
072 W000500 -17
072 X000500 3634
072 Y000500 202
072 Z000500 14812
072AA000500 499
072BB000500 0
072CC010500 6542
072CC020500 0
<PAGE> PAGE 27
072DD010500 11608
072DD020500 2979
072EE000500 0
073 A010500 0.5358
073 A020500 0.4589
073 B000500 0.0000
073 C000500 0.0000
074 A000500 0
074 B000500 6469
074 C000500 335198
074 D000500 0
074 E000500 0
074 F000500 0
074 G000500 0
074 H000500 0
074 I000500 0
074 J000500 3
074 K000500 0
074 L000500 3194
074 M000500 1
074 N000500 344865
074 O000500 3268
074 P000500 194
074 Q000500 0
074 R010500 0
074 R020500 0
074 R030500 0
074 R040500 1026
074 S000500 0
074 T000500 340377
074 U010500 24260
074 U020500 6741
074 V010500 10.98
074 V020500 10.97
074 W000500 0.0000
074 X000500 17815
074 Y000500 0
075 A000500 297602
075 B000500 0
076 000500 0.00
024 000600 N
028 A010600 6736
028 A020600 990
028 A030600 0
028 A040600 12791
028 B010600 1876
028 B020600 953
028 B030600 0
028 B040600 6651
028 C010600 977
028 C020600 968
<PAGE> PAGE 28
028 C030600 0
028 C040600 5382
028 D010600 1184
028 D020600 959
028 D030600 0
028 D040600 4210
028 E010600 1255
028 E020600 911
028 E030600 0
028 E040600 4655
028 F010600 2568
028 F020600 917
028 F030600 0
028 F040600 4858
028 G010600 14596
028 G020600 5698
028 G030600 0
028 G040600 38547
028 H000600 7045
029 000600 Y
030 A000600 212
030 B000600 4.50
030 C000600 0.00
031 A000600 29
031 B000600 0
032 000600 0
033 000600 183
034 000600 Y
035 000600 61
036 A000600 N
036 B000600 0
042 A000600 0
042 B000600 0
042 C000600 100
042 D000600 0
042 E000600 0
042 F000600 0
042 G000600 0
042 H000600 0
043 000600 693
044 000600 0
045 000600 Y
046 000600 N
047 000600 Y
048 000600 0.000
048 A010600 250000
048 A020600 0.500
048 B010600 0
048 B020600 0.000
048 C010600 0
048 C020600 0.000
<PAGE> PAGE 29
048 D010600 0
048 D020600 0.000
048 E010600 0
048 E020600 0.000
048 F010600 0
048 F020600 0.000
048 G010600 0
048 G020600 0.000
048 H010600 0
048 H020600 0.000
048 I010600 0
048 I020600 0.000
048 J010600 0
048 J020600 0.000
048 K010600 250000
048 K020600 0.400
049 000600 N
050 000600 N
051 000600 N
052 000600 N
053 A000600 Y
053 B000600 Y
053 C000600 N
055 A000600 N
055 B000600 N
056 000600 Y
057 000600 N
058 A000600 N
059 000600 Y
060 A000600 N
060 B000600 N
061 000600 50
062 A000600 Y
062 B000600 0.0
062 C000600 0.0
062 D000600 0.0
062 E000600 0.0
062 F000600 0.0
062 G000600 0.0
062 H000600 0.0
062 I000600 0.0
062 J000600 0.0
062 K000600 0.0
062 L000600 0.0
062 M000600 0.0
062 N000600 0.0
062 O000600 96.7
062 P000600 0.0
062 Q000600 1.9
062 R000600 0.0
063 A000600 0
<PAGE> PAGE 30
063 B000600 16.0
064 A000600 N
064 B000600 N
066 A000600 N
067 000600 N
068 A000600 N
068 B000600 N
069 000600 N
070 A010600 Y
070 A020600 N
070 B010600 Y
070 B020600 N
070 C010600 Y
070 C020600 N
070 D010600 Y
070 D020600 N
070 E010600 Y
070 E020600 N
070 F010600 Y
070 F020600 N
070 G010600 Y
070 G020600 N
070 H010600 Y
070 H020600 N
070 I010600 Y
070 I020600 N
070 J010600 Y
070 J020600 N
070 K010600 Y
070 K020600 N
070 L010600 N
070 L020600 N
070 M010600 Y
070 M020600 N
070 N010600 Y
070 N020600 N
070 O010600 Y
070 O020600 N
070 P010600 Y
070 P020600 N
070 Q010600 Y
070 Q020600 N
070 R010600 N
070 R020600 N
071 A000600 106485
071 B000600 8648650
071 C000600 134809
071 D000600 6
072 A000600 10
072 B000600 14499
072 C000600 0
<PAGE> PAGE 31
072 D000600 0
072 E000600 0
072 F000600 1213
072 G000600 0
072 H000600 0
072 I000600 98
072 J000600 27
072 K000600 0
072 L000600 50
072 M000600 27
072 N000600 15
072 O000600 0
072 P000600 0
072 Q000600 0
072 R000600 9
072 S000600 3
072 T000600 693
072 U000600 0
072 V000600 0
072 W000600 -18
072 X000600 2117
072 Y000600 1
072 Z000600 12383
072AA000600 2763
072BB000600 0
072CC010600 14927
072CC020600 0
072DD010600 11895
072DD020600 488
072EE000600 0
073 A010600 0.3412
073 A020600 0.2868
073 B000600 0.0000
073 C000600 0.0000
074 A000600 60
074 B000600 0
074 C000600 0
074 D000600 308072
074 E000600 0
074 F000600 0
074 G000600 0
074 H000600 0
074 I000600 6061
074 J000600 0
074 K000600 0
074 L000600 5962
074 M000600 57
074 N000600 320212
074 O000600 0
074 P000600 214
074 Q000600 0
<PAGE> PAGE 32
074 R010600 0
074 R020600 0
074 R030600 0
074 R040600 1489
074 S000600 0
074 T000600 318509
074 U010600 37130
074 U020600 2138
074 V010600 8.11
074 V020600 8.11
074 W000600 0.0000
074 X000600 7278
074 Y000600 29884
075 A000600 291273
075 B000600 0
076 000600 0.00
024 000700 N
028 A010700 213586
028 A020700 1621
028 A030700 0
028 A040700 170021
028 B010700 145412
028 B020700 1557
028 B030700 0
028 B040700 181299
028 C010700 210777
028 C020700 1781
028 C030700 0
028 C040700 150900
028 D010700 95319
028 D020700 1743
028 D030700 0
028 D040700 81725
028 E010700 60443
028 E020700 1712
028 E030700 0
028 E040700 69578
028 F010700 58274
028 F020700 1695
028 F030700 0
028 F040700 67630
028 G010700 783811
028 G020700 10109
028 G030700 0
028 G040700 721153
028 H000700 0
029 000700 N
030 A000700 0
030 B000700 0.00
030 C000700 0.00
031 A000700 0
<PAGE> PAGE 33
031 B000700 0
032 000700 0
033 000700 0
034 000700 Y
035 000700 117
036 A000700 N
036 B000700 0
042 A000700 0
042 B000700 0
042 C000700 100
042 D000700 0
042 E000700 0
042 F000700 0
042 G000700 0
042 H000700 0
043 000700 66
044 000700 0
045 000700 Y
046 000700 N
047 000700 Y
048 000700 0.000
048 A010700 500000
048 A020700 0.450
048 B010700 0
048 B020700 0.000
048 C010700 0
048 C020700 0.000
048 D010700 0
048 D020700 0.000
048 E010700 0
048 E020700 0.000
048 F010700 0
048 F020700 0.000
048 G010700 0
048 G020700 0.000
048 H010700 0
048 H020700 0.000
048 I010700 0
048 I020700 0.000
048 J010700 0
048 J020700 0.000
048 K010700 500000
048 K020700 0.400
049 000700 N
050 000700 N
051 000700 N
052 000700 N
053 A000700 Y
053 B000700 Y
053 C000700 N
055 A000700 N
<PAGE> PAGE 34
055 B000700 N
056 000700 Y
057 000700 N
058 A000700 N
059 000700 Y
060 A000700 Y
060 B000700 Y
061 000700 50
062 A000700 Y
062 B000700 0.0
062 C000700 17.5
062 D000700 0.1
062 E000700 6.4
062 F000700 -4.0
062 G000700 5.9
062 H000700 0.0
062 I000700 44.0
062 J000700 0.0
062 K000700 0.0
062 L000700 26.5
062 M000700 0.0
062 N000700 0.0
062 O000700 0.0
062 P000700 0.0
062 Q000700 0.0
062 R000700 0.0
063 A000700 61
063 B000700 0.0
064 A000700 N
064 B000700 N
066 A000700 N
067 000700 N
068 A000700 N
068 B000700 N
069 000700 N
070 A010700 Y
070 A020700 Y
070 B010700 N
070 B020700 N
070 C010700 N
070 C020700 N
070 D010700 N
070 D020700 N
070 E010700 N
070 E020700 N
070 F010700 N
070 F020700 N
070 G010700 N
070 G020700 N
070 H010700 N
070 H020700 N
<PAGE> PAGE 35
070 I010700 N
070 I020700 N
070 J010700 Y
070 J020700 N
070 K010700 Y
070 K020700 N
070 L010700 Y
070 L020700 Y
070 M010700 N
070 M020700 N
070 N010700 Y
070 N020700 N
070 O010700 Y
070 O020700 N
070 P010700 N
070 P020700 N
070 Q010700 Y
070 Q020700 N
070 R010700 N
070 R020700 N
071 A000700 0
071 B000700 0
071 C000700 0
071 D000700 0
072 A000700 10
072 B000700 20583
072 C000700 0
072 D000700 0
072 E000700 0
072 F000700 1649
072 G000700 0
072 H000700 0
072 I000700 383
072 J000700 50
072 K000700 0
072 L000700 170
072 M000700 35
072 N000700 71
072 O000700 0
072 P000700 0
072 Q000700 0
072 R000700 10
072 S000700 5
072 T000700 66
072 U000700 0
072 V000700 0
072 W000700 18
072 X000700 2457
072 Y000700 14
072 Z000700 18140
072AA000700 0
<PAGE> PAGE 36
072BB000700 72
072CC010700 0
072CC020700 0
072DD010700 14948
072DD020700 3089
072EE000700 0
073 A010700 0.0412
073 A020700 0.0346
073 B000700 0.0000
073 C000700 0.0000
074 A000700 15
074 B000700 367
074 C000700 528894
074 D000700 0
074 E000700 0
074 F000700 0
074 G000700 0
074 H000700 0
074 I000700 0
074 J000700 0
074 K000700 0
074 L000700 5656
074 M000700 1
074 N000700 534933
074 O000700 7500
074 P000700 212
074 Q000700 0
074 R010700 0
074 R020700 0
074 R030700 0
074 R040700 2134
074 S000700 0
074 T000700 525087
074 U010700 403499
074 U020700 121660
074 V010700 1.00
074 V020700 1.00
074 W000700 1.0004
074 X000700 22194
074 Y000700 0
075 A000700 440846
075 B000700 0
076 000700 0.00
024 000800 N
028 A010800 3116
028 A020800 74
028 A030800 0
028 A040800 3763
028 B010800 2853
028 B020800 68
028 B030800 0
<PAGE> PAGE 37
028 B040800 3228
028 C010800 2538
028 C020800 66
028 C030800 0
028 C040800 3717
028 D010800 3086
028 D020800 63
028 D030800 0
028 D040800 2618
028 E010800 3460
028 E020800 63
028 E030800 0
028 E040800 2835
028 F010800 1955
028 F020800 67
028 F030800 0
028 F040800 2939
028 G010800 17008
028 G020800 401
028 G030800 0
028 G040800 19100
028 H000800 0
029 000800 N
030 A000800 0
030 B000800 0.00
030 C000800 0.00
031 A000800 0
031 B000800 0
032 000800 0
033 000800 0
034 000800 Y
035 000800 80
036 A000800 N
036 B000800 0
042 A000800 0
042 B000800 0
042 C000800 100
042 D000800 0
042 E000800 0
042 F000800 0
042 G000800 0
042 H000800 0
043 000800 0
044 000800 0
045 000800 Y
046 000800 N
047 000800 Y
048 000800 0.000
048 A010800 500000
048 A020800 0.450
048 B010800 0
<PAGE> PAGE 38
048 B020800 0.000
048 C010800 0
048 C020800 0.000
048 D010800 0
048 D020800 0.000
048 E010800 0
048 E020800 0.000
048 F010800 0
048 F020800 0.000
048 G010800 0
048 G020800 0.000
048 H010800 0
048 H020800 0.000
048 I010800 0
048 I020800 0.000
048 J010800 0
048 J020800 0.000
048 K010800 500000
048 K020800 0.400
049 000800 N
050 000800 N
051 000800 N
052 000800 N
053 A000800 Y
053 B000800 Y
053 C000800 N
055 A000800 N
055 B000800 N
056 000800 Y
057 000800 N
058 A000800 N
059 000800 Y
060 A000800 Y
060 B000800 Y
061 000800 50
062 A000800 Y
062 B000800 0.0
062 C000800 0.0
062 D000800 0.0
062 E000800 101.7
062 F000800 0.0
062 G000800 0.0
062 H000800 0.0
062 I000800 0.0
062 J000800 0.0
062 K000800 0.0
062 L000800 0.4
062 M000800 0.0
062 N000800 0.0
062 O000800 0.0
062 P000800 0.0
<PAGE> PAGE 39
062 Q000800 0.0
062 R000800 0.0
063 A000800 74
063 B000800 0.0
064 A000800 N
064 B000800 N
066 A000800 N
067 000800 N
068 A000800 N
068 B000800 N
069 000800 N
070 A010800 Y
070 A020800 N
070 B010800 N
070 B020800 N
070 C010800 N
070 C020800 N
070 D010800 N
070 D020800 N
070 E010800 N
070 E020800 N
070 F010800 N
070 F020800 N
070 G010800 N
070 G020800 N
070 H010800 N
070 H020800 N
070 I010800 N
070 I020800 N
070 J010800 Y
070 J020800 Y
070 K010800 N
070 K020800 N
070 L010800 N
070 L020800 Y
070 M010800 N
070 M020800 N
070 N010800 N
070 N020800 N
070 O010800 Y
070 O020800 N
070 P010800 Y
070 P020800 N
070 Q010800 N
070 Q020800 N
070 R010800 N
070 R020800 N
071 A000800 0
071 B000800 0
071 C000800 0
071 D000800 0
<PAGE> PAGE 40
072 A000800 10
072 B000800 849
072 C000800 0
072 D000800 0
072 E000800 0
072 F000800 105
072 G000800 0
072 H000800 0
072 I000800 16
072 J000800 7
072 K000800 0
072 L000800 10
072 M000800 2
072 N000800 15
072 O000800 0
072 P000800 0
072 Q000800 0
072 R000800 15
072 S000800 1
072 T000800 0
072 U000800 0
072 V000800 0
072 W000800 -3
072 X000800 168
072 Y000800 40
072 Z000800 721
072AA000800 0
072BB000800 0
072CC010800 0
072CC020800 0
072DD010800 720
072DD020800 1
072EE000800 0
073 A010800 0.0257
073 A020800 0.0177
073 B000800 0.0000
073 C000800 0.0000
074 A000800 0
074 B000800 0
074 C000800 26094
074 D000800 0
074 E000800 0
074 F000800 0
074 G000800 0
074 H000800 0
074 I000800 108
074 J000800 0
074 K000800 0
074 L000800 353
074 M000800 7
074 N000800 26562
<PAGE> PAGE 41
074 O000800 769
074 P000800 6
074 Q000800 0
074 R010800 0
074 R020800 0
074 R030800 0
074 R040800 134
074 S000800 0
074 T000800 25653
074 U010800 25441
074 U020800 212
074 V010800 1.00
074 V020800 1.00
074 W000800 1.0010
074 X000800 740
074 Y000800 190
075 A000800 28004
075 B000800 0
076 000800 0.00
024 000900 N
028 A010900 511
028 A020900 69
028 A030900 0
028 A040900 0
028 B010900 1076
028 B020900 76
028 B030900 0
028 B040900 3
028 C010900 651
028 C020900 81
028 C030900 0
028 C040900 2
028 D010900 2782
028 D020900 93
028 D030900 0
028 D040900 119
028 E010900 68
028 E020900 92
028 E030900 0
028 E040900 47
028 F010900 1137
028 F020900 101
028 F030900 0
028 F040900 42
028 G010900 6225
028 G020900 512
028 G030900 0
028 G040900 213
028 H000900 809
029 000900 Y
030 A000900 33
<PAGE> PAGE 42
030 B000900 4.50
030 C000900 0.00
031 A000900 4
031 B000900 0
032 000900 0
033 000900 29
034 000900 Y
035 000900 2
036 A000900 N
036 B000900 0
042 A000900 0
042 B000900 0
042 C000900 100
042 D000900 0
042 E000900 0
042 F000900 0
042 G000900 0
042 H000900 0
043 000900 22
044 000900 0
045 000900 Y
046 000900 N
047 000900 Y
048 000900 0.000
048 A010900 250000
048 A020900 0.625
048 B010900 0
048 B020900 0.000
048 C010900 0
048 C020900 0.000
048 D010900 0
048 D020900 0.000
048 E010900 0
048 E020900 0.000
048 F010900 0
048 F020900 0.000
048 G010900 0
048 G020900 0.000
048 H010900 0
048 H020900 0.000
048 I010900 0
048 I020900 0.000
048 J010900 0
048 J020900 0.000
048 K010900 250000
048 K020900 0.500
049 000900 N
050 000900 N
051 000900 N
052 000900 N
053 A000900 Y
<PAGE> PAGE 43
053 B000900 Y
053 C000900 N
055 A000900 N
055 B000900 N
056 000900 Y
057 000900 N
058 A000900 N
059 000900 Y
060 A000900 Y
060 B000900 Y
061 000900 50
062 A000900 Y
062 B000900 0.0
062 C000900 0.0
062 D000900 4.6
062 E000900 0.0
062 F000900 0.0
062 G000900 0.0
062 H000900 0.0
062 I000900 0.0
062 J000900 0.0
062 K000900 0.0
062 L000900 0.0
062 M000900 5.2
062 N000900 26.0
062 O000900 0.0
062 P000900 79.3
062 Q000900 3.9
062 R000900 0.0
063 A000900 0
063 B000900 8.7
064 A000900 N
064 B000900 N
066 A000900 N
067 000900 N
068 A000900 N
068 B000900 N
069 000900 N
070 A010900 Y
070 A020900 Y
070 B010900 Y
070 B020900 N
070 C010900 Y
070 C020900 N
070 D010900 Y
070 D020900 N
070 E010900 Y
070 E020900 N
070 F010900 Y
070 F020900 N
070 G010900 Y
<PAGE> PAGE 44
070 G020900 N
070 H010900 Y
070 H020900 N
070 I010900 Y
070 I020900 N
070 J010900 Y
070 J020900 Y
070 K010900 Y
070 K020900 N
070 L010900 N
070 L020900 Y
070 M010900 Y
070 M020900 N
070 N010900 Y
070 N020900 N
070 O010900 Y
070 O020900 N
070 P010900 Y
070 P020900 N
070 Q010900 Y
070 Q020900 N
070 R010900 N
070 R020900 N
071 A000900 20417
071 B000900 5358
071 C000900 9951
071 D000900 54
072 A000900 7
072 B000900 622
072 C000900 35
072 D000900 0
072 E000900 0
072 F000900 43
072 G000900 0
072 H000900 0
072 I000900 1
072 J000900 2
072 K000900 0
072 L000900 1
072 M000900 1
072 N000900 3
072 O000900 0
072 P000900 0
072 Q000900 0
072 R000900 16
072 S000900 0
072 T000900 22
072 U000900 0
072 V000900 0
072 W000900 0
072 X000900 89
<PAGE> PAGE 45
072 Y000900 31
072 Z000900 598
072AA000900 108
072BB000900 0
072CC010900 0
072CC020900 1668
072DD010900 512
072DD020900 86
072EE000900 0
073 A010900 0.4637
073 A020900 0.4253
073 B000900 0.0000
073 C000900 0.0000
074 A000900 30
074 B000900 695
074 C000900 0
074 D000900 13075
074 E000900 588
074 F000900 0
074 G000900 0
074 H000900 0
074 I000900 0
074 J000900 330
074 K000900 0
074 L000900 508
074 M000900 0
074 N000900 15226
074 O000900 154
074 P000900 6
074 Q000900 0
074 R010900 0
074 R020900 0
074 R030900 0
074 R040900 42
074 S000900 0
074 T000900 15024
074 U010900 1226
074 U020900 469
074 V010900 8.86
074 V020900 8.90
074 W000900 0.0000
074 X000900 228
074 Y000900 0
075 A000900 12087
075 B000900 0
076 000900 0.00
SIGNATURE JEFFREY L. LUNZER
TITLE TREASURER
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 011
<NAME> WM BOND & STOCK FUND CL. A
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
<INVESTMENTS-AT-COST> 328,463,787
<INVESTMENTS-AT-VALUE> 367,129,974
<RECEIVABLES> 31,687,433
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 45,280
<TOTAL-ASSETS> 398,862,687
<PAYABLE-FOR-SECURITIES> 24,157,294
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 1,476,954
<TOTAL-LIABILITIES> 25,634,248
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 255,934,444
<SHARES-COMMON-STOCK> 21,309,000
<SHARES-COMMON-PRIOR> 19,030,734
<ACCUMULATED-NII-CURRENT> 1,396,366
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> (534,740)
<ACCUM-APPREC-OR-DEPREC> 38,666,187
<NET-ASSETS> 298,650,540
<DIVIDEND-INCOME> 6,150,276
<INTEREST-INCOME> 9,131,067
<OTHER-INCOME> 0
<EXPENSES-NET> 4,151,625
<NET-INVESTMENT-INCOME> 11,129,718
<REALIZED-GAINS-CURRENT> 16,284,537
<APPREC-INCREASE-CURRENT> (16,486,272)
<NET-CHANGE-FROM-OPS> 10,927,983
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (9,469,674)
<DISTRIBUTIONS-OF-GAINS> (44,700,817)
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 5,082,555
<NUMBER-OF-SHARES-REDEEMED> (6,215,419)
<SHARES-REINVESTED> 3,411,130
<NET-CHANGE-IN-ASSETS> 19,654,688
<ACCUMULATED-NII-PRIOR> 1,194,421
<ACCUMULATED-GAINS-PRIOR> 35,890,984
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 2,190,790
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 4,156,869
<AVERAGE-NET-ASSETS> 312,758,597
<PER-SHARE-NAV-BEGIN> 16.13
<PER-SHARE-NII> 0.45
<PER-SHARE-GAIN-APPREC> 0.21
<PER-SHARE-DIVIDEND> (0.45)
<PER-SHARE-DISTRIBUTIONS> (2.32)
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 14.02
<EXPENSE-RATIO> 0.97
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 012
<NAME> WM BOND & STOCK FUND CL. B
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
<INVESTMENTS-AT-COST> 328,463,787
<INVESTMENTS-AT-VALUE> 367,129,974
<RECEIVABLES> 31,687,433
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 45,280
<TOTAL-ASSETS> 398,862,687
<PAYABLE-FOR-SECURITIES> 24,157,294
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 1,476,954
<TOTAL-LIABILITIES> 25,634,248
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 77,734,625
<SHARES-COMMON-STOCK> 5,338,116
<SHARES-COMMON-PRIOR> 2,892,519
<ACCUMULATED-NII-CURRENT> 1,396,366
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> (534,740)
<ACCUM-APPREC-OR-DEPREC> 38,666,187
<NET-ASSETS> 74,541,653
<DIVIDEND-INCOME> 6,150,276
<INTEREST-INCOME> 9,131,067
<OTHER-INCOME> 0
<EXPENSES-NET> 4,151,625
<NET-INVESTMENT-INCOME> 11,129,718
<REALIZED-GAINS-CURRENT> 16,284,537
<APPREC-INCREASE-CURRENT> (16,486,272)
<NET-CHANGE-FROM-OPS> 10,927,983
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (1,454,890)
<DISTRIBUTIONS-OF-GAINS> (8,011,754)
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 2,650,249
<NUMBER-OF-SHARES-REDEEMED> (779,074)
<SHARES-REINVESTED> 574,422
<NET-CHANGE-IN-ASSETS> 19,654,688
<ACCUMULATED-NII-PRIOR> 1,194,421
<ACCUMULATED-GAINS-PRIOR> 35,890,984
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 2,190,790
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 4,156,869
<AVERAGE-NET-ASSETS> 63,664,873
<PER-SHARE-NAV-BEGIN> 16.10
<PER-SHARE-NII> 0.33
<PER-SHARE-GAIN-APPREC> 0.19
<PER-SHARE-DIVIDEND> (0.34)
<PER-SHARE-DISTRIBUTIONS> (2.32)
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 13.96
<EXPENSE-RATIO> 1.76
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 013
<NAME> WM BOND & STOCK FUND CL. S
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
<INVESTMENTS-AT-COST> 328,463,787
<INVESTMENTS-AT-VALUE> 367,129,974
<RECEIVABLES> 31,687,433
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 45,280
<TOTAL-ASSETS> 398,862,687
<PAYABLE-FOR-SECURITIES> 24,157,294
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 1,476,954
<TOTAL-LIABILITIES> 25,634,248
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 31,557
<SHARES-COMMON-STOCK> 2,628
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 1,396,366
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> (534,740)
<ACCUM-APPREC-OR-DEPREC> 38,666,187
<NET-ASSETS> 36,246
<DIVIDEND-INCOME> 6,150,276
<INTEREST-INCOME> 9,131,067
<OTHER-INCOME> 0
<EXPENSES-NET> 4,151,625
<NET-INVESTMENT-INCOME> 11,129,718
<REALIZED-GAINS-CURRENT> 16,284,537
<APPREC-INCREASE-CURRENT> (16,486,272)
<NET-CHANGE-FROM-OPS> 10,927,983
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (899)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 8,164
<NUMBER-OF-SHARES-REDEEMED> (5,542)
<SHARES-REINVESTED> 6
<NET-CHANGE-IN-ASSETS> 19,654,688
<ACCUMULATED-NII-PRIOR> 1,194,421
<ACCUMULATED-GAINS-PRIOR> 35,890,984
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 2,190,790
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 4,156,869
<AVERAGE-NET-ASSETS> 21,105
<PER-SHARE-NAV-BEGIN> 14.72
<PER-SHARE-NII> 0.14
<PER-SHARE-GAIN-APPREC> (0.87)
<PER-SHARE-DIVIDEND> (0.20)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 13.79
<EXPENSE-RATIO> 1.73
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 021
<NAME> WM GROWTH AND INCOME FUND CL. A
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
<INVESTMENTS-AT-COST> 684,592,204
<INVESTMENTS-AT-VALUE> 817,857,300
<RECEIVABLES> 18,968,359
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 656
<TOTAL-ASSETS> 836,826,315
<PAYABLE-FOR-SECURITIES> 17,151,497
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 2,723,623
<TOTAL-LIABILITIES> 19,875,120
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 402,380,402
<SHARES-COMMON-STOCK> 25,112,027
<SHARES-COMMON-PRIOR> 14,278,462
<ACCUMULATED-NII-CURRENT> 626,908
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (3,127,881)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 133,265,096
<NET-ASSETS> 502,114,889
<DIVIDEND-INCOME> 9,248,394
<INTEREST-INCOME> 192,905
<OTHER-INCOME> 0
<EXPENSES-NET> 6,559,450
<NET-INVESTMENT-INCOME> 2,881,849
<REALIZED-GAINS-CURRENT> 13,620,241
<APPREC-INCREASE-CURRENT> 46,786,931
<NET-CHANGE-FROM-OPS> 63,289,021
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (1,675,441)
<DISTRIBUTIONS-OF-GAINS> (35,349,722)
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 20,467,430
<NUMBER-OF-SHARES-REDEEMED> (10,275,325)
<SHARES-REINVESTED> 641,460
<NET-CHANGE-IN-ASSETS> 467,028,837
<ACCUMULATED-NII-PRIOR> 30,939
<ACCUMULATED-GAINS-PRIOR> 26,184,845
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 3,575,552
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 6,562,939
<AVERAGE-NET-ASSETS> 429,461,904
<PER-SHARE-NAV-BEGIN> 21.01
<PER-SHARE-NII> 0.11
<PER-SHARE-GAIN-APPREC> 1.43
<PER-SHARE-DIVIDEND> (0.09)
<PER-SHARE-DISTRIBUTIONS> (2.47)
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 19.99
<EXPENSE-RATIO> 0.94
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 022
<NAME> WM GROWTH AND INCOME FUND CL. B
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
<INVESTMENTS-AT-COST> 684,592,204
<INVESTMENTS-AT-VALUE> 817,857,300
<RECEIVABLES> 18,968,359
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 656
<TOTAL-ASSETS> 836,826,315
<PAYABLE-FOR-SECURITIES> 17,151,497
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 2,723,623
<TOTAL-LIABILITIES> 19,875,120
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 105,866,864
<SHARES-COMMON-STOCK> 5,920,439
<SHARES-COMMON-PRIOR> 2,397,638
<ACCUMULATED-NII-CURRENT> 626,908
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (3,127,881)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 133,265,096
<NET-ASSETS> 117,063,362
<DIVIDEND-INCOME> 9,248,394
<INTEREST-INCOME> 192,905
<OTHER-INCOME> 0
<EXPENSES-NET> 6,559,450
<NET-INVESTMENT-INCOME> 2,881,849
<REALIZED-GAINS-CURRENT> 13,620,241
<APPREC-INCREASE-CURRENT> 46,786,931
<NET-CHANGE-FROM-OPS> 63,289,021
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (6,863)
<DISTRIBUTIONS-OF-GAINS> (6,489,532)
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 4,273,353
<NUMBER-OF-SHARES-REDEEMED> (867,171)
<SHARES-REINVESTED> 116,619
<NET-CHANGE-IN-ASSETS> 467,028,837
<ACCUMULATED-NII-PRIOR> 30,939
<ACCUMULATED-GAINS-PRIOR> 26,184,845
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 3,575,552
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 6,562,939
<AVERAGE-NET-ASSETS> 92,298,209
<PER-SHARE-NAV-BEGIN> 20.85
<PER-SHARE-NII> (0.07)
<PER-SHARE-GAIN-APPREC> 1.46
<PER-SHARE-DIVIDEND> (0.00)
<PER-SHARE-DISTRIBUTIONS> (2.47)
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 19.77
<EXPENSE-RATIO> 1.79
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 024
<NAME> WM GROWTH AND INCOME FUND CL. I
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
<INVESTMENTS-AT-COST> 684,592,204
<INVESTMENTS-AT-VALUE> 817,857,300
<RECEIVABLES> 18,968,359
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 656
<TOTAL-ASSETS> 836,826,315
<PAYABLE-FOR-SECURITIES> 17,151,497
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 2,723,623
<TOTAL-LIABILITIES> 19,875,120
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 167,550,918
<SHARES-COMMON-STOCK> 9,262,028
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 626,908
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (3,127,881)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 133,265,096
<NET-ASSETS> 185,527,766
<DIVIDEND-INCOME> 9,248,394
<INTEREST-INCOME> 192,905
<OTHER-INCOME> 0
<EXPENSES-NET> 6,559,450
<NET-INVESTMENT-INCOME> 2,881,849
<REALIZED-GAINS-CURRENT> 13,620,241
<APPREC-INCREASE-CURRENT> 46,786,931
<NET-CHANGE-FROM-OPS> 63,289,021
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (599,129)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 9,789,934
<NUMBER-OF-SHARES-REDEEMED> (527,906)
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> 467,028,837
<ACCUMULATED-NII-PRIOR> 30,939
<ACCUMULATED-GAINS-PRIOR> 26,184,845
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 3,575,552
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 6,562,939
<AVERAGE-NET-ASSETS> 114,732,069
<PER-SHARE-NAV-BEGIN> 21.42
<PER-SHARE-NII> 0.11
<PER-SHARE-GAIN-APPREC> (1.43)
<PER-SHARE-DIVIDEND> (0.07)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 20.03
<EXPENSE-RATIO> 0.62
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 023
<NAME> WM GROWTH AND INCOME FUND CL. S
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
<INVESTMENTS-AT-COST> 684,592,204
<INVESTMENTS-AT-VALUE> 817,857,300
<RECEIVABLES> 18,968,359
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 656
<TOTAL-ASSETS> 836,826,315
<PAYABLE-FOR-SECURITIES> 17,151,497
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 2,723,623
<TOTAL-LIABILITIES> 19,875,120
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 10,388,888
<SHARES-COMMON-STOCK> 618,768
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 626,908
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (3,127,881)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 133,265,096
<NET-ASSETS> 12,245,178
<DIVIDEND-INCOME> 9,248,394
<INTEREST-INCOME> 192,905
<OTHER-INCOME> 0
<EXPENSES-NET> 6,559,450
<NET-INVESTMENT-INCOME> 2,881,849
<REALIZED-GAINS-CURRENT> 13,620,241
<APPREC-INCREASE-CURRENT> 46,786,931
<NET-CHANGE-FROM-OPS> 63,289,021
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 773,737
<NUMBER-OF-SHARES-REDEEMED> (154,969)
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> 467,028,837
<ACCUMULATED-NII-PRIOR> 30,939
<ACCUMULATED-GAINS-PRIOR> 26,184,845
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 3,575,552
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 6,562,939
<AVERAGE-NET-ASSETS> 8,448,569
<PER-SHARE-NAV-BEGIN> 21.26
<PER-SHARE-NII> (0.03)
<PER-SHARE-GAIN-APPREC> (1.44)
<PER-SHARE-DIVIDEND> 0.00
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 19.79
<EXPENSE-RATIO> 1.74
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 091
<NAME> WM HIGH YIELD FUND CL. A
<S> <C>
<PERIOD-TYPE> 7-MOS
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
<INVESTMENTS-AT-COST> 16,018,945
<INVESTMENTS-AT-VALUE> 14,357,799
<RECEIVABLES> 838,588
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 29,714
<TOTAL-ASSETS> 15,226,101
<PAYABLE-FOR-SECURITIES> 154,375
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 48,035
<TOTAL-LIABILITIES> 202,410
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 12,128,281
<SHARES-COMMON-STOCK> 1,226,300
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> (6,925)
<ACCUMULATED-NET-GAINS> 114,860
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (1,668,153)
<NET-ASSETS> 10,860,831
<DIVIDEND-INCOME> 34,552
<INTEREST-INCOME> 621,801
<OTHER-INCOME> 0
<EXPENSES-NET> 58,340
<NET-INVESTMENT-INCOME> 598,305
<REALIZED-GAINS-CURRENT> 107,884
<APPREC-INCREASE-CURRENT> (1,668,153)
<NET-CHANGE-FROM-OPS> (961,964)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (511,891)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 1,197,921
<NUMBER-OF-SHARES-REDEEMED> (14,619)
<SHARES-REINVESTED> 42,998
<NET-CHANGE-IN-ASSETS> 15,023,691
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 42,864
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 88,950
<AVERAGE-NET-ASSETS> 10,360,136
<PER-SHARE-NAV-BEGIN> 10.00
<PER-SHARE-NII> 0.47
<PER-SHARE-GAIN-APPREC> (1.15)
<PER-SHARE-DIVIDEND> (0.46)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 8.86
<EXPENSE-RATIO> 0.78
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 092
<NAME> WM HIGH YIELD FUND CL. B
<S> <C>
<PERIOD-TYPE> 7-MOS
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
<INVESTMENTS-AT-COST> 16,018,945
<INVESTMENTS-AT-VALUE> 14,357,799
<RECEIVABLES> 838,588
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 29,714
<TOTAL-ASSETS> 15,226,101
<PAYABLE-FOR-SECURITIES> 154,375
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 48,035
<TOTAL-LIABILITIES> 202,410
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 3,034,079
<SHARES-COMMON-STOCK> 318,075
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> (6,925)
<ACCUMULATED-NET-GAINS> 114,860
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (1,668,153)
<NET-ASSETS> 2,829,629
<DIVIDEND-INCOME> 34,552
<INTEREST-INCOME> 621,801
<OTHER-INCOME> 0
<EXPENSES-NET> 58,340
<NET-INVESTMENT-INCOME> 598,305
<REALIZED-GAINS-CURRENT> 107,884
<APPREC-INCREASE-CURRENT> (1,668,153)
<NET-CHANGE-FROM-OPS> (961,964)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (59,323)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 322,674
<NUMBER-OF-SHARES-REDEEMED> (7,083)
<SHARES-REINVESTED> 2,484
<NET-CHANGE-IN-ASSETS> 15,023,691
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 42,864
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 88,950
<AVERAGE-NET-ASSETS> 1,249,073
<PER-SHARE-NAV-BEGIN> 10.00
<PER-SHARE-NII> 0.42
<PER-SHARE-GAIN-APPREC> (1.09)
<PER-SHARE-DIVIDEND> (0.43)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 8.90
<EXPENSE-RATIO> 1.57
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 094
<NAME> WM HIGH YIELD FUND CL. I
<S> <C>
<PERIOD-TYPE> 7-MOS
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
<INVESTMENTS-AT-COST> 16,018,945
<INVESTMENTS-AT-VALUE> 14,357,799
<RECEIVABLES> 838,588
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 29,714
<TOTAL-ASSETS> 15,226,101
<PAYABLE-FOR-SECURITIES> 154,375
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 48,035
<TOTAL-LIABILITIES> 202,410
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 1,395,597
<SHARES-COMMON-STOCK> 147,859
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> (6,925)
<ACCUMULATED-NET-GAINS> 114,860
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (1,668,153)
<NET-ASSETS> 1,309,117
<DIVIDEND-INCOME> 34,552
<INTEREST-INCOME> 621,801
<OTHER-INCOME> 0
<EXPENSES-NET> 58,340
<NET-INVESTMENT-INCOME> 598,305
<REALIZED-GAINS-CURRENT> 107,884
<APPREC-INCREASE-CURRENT> (1,668,153)
<NET-CHANGE-FROM-OPS> (961,964)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (26,556)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 146,137
<NUMBER-OF-SHARES-REDEEMED> (1,249)
<SHARES-REINVESTED> 2,971
<NET-CHANGE-IN-ASSETS> 15,023,691
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 42,864
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 88,950
<AVERAGE-NET-ASSETS> 468,354
<PER-SHARE-NAV-BEGIN> 10.00
<PER-SHARE-NII> 0.22
<PER-SHARE-GAIN-APPREC> (1.13)
<PER-SHARE-DIVIDEND> (0.24)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 8.85
<EXPENSE-RATIO> 0.48
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 093
<NAME> WM HIGH YIELD FUND CL. S
<S> <C>
<PERIOD-TYPE> 7-MOS
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
<INVESTMENTS-AT-COST> 16,018,945
<INVESTMENTS-AT-VALUE> 14,357,799
<RECEIVABLES> 838,588
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 29,714
<TOTAL-ASSETS> 15,226,101
<PAYABLE-FOR-SECURITIES> 154,375
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 48,035
<TOTAL-LIABILITIES> 202,410
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 25,952
<SHARES-COMMON-STOCK> 2,704
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> (6,925)
<ACCUMULATED-NET-GAINS> 114,860
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (1,668,153)
<NET-ASSETS> 24,114
<DIVIDEND-INCOME> 34,552
<INTEREST-INCOME> 621,801
<OTHER-INCOME> 0
<EXPENSES-NET> 58,340
<NET-INVESTMENT-INCOME> 598,305
<REALIZED-GAINS-CURRENT> 107,884
<APPREC-INCREASE-CURRENT> (1,668,153)
<NET-CHANGE-FROM-OPS> (961,964)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (484)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 2,650
<NUMBER-OF-SHARES-REDEEMED> 0
<SHARES-REINVESTED> 54
<NET-CHANGE-IN-ASSETS> 15,023,691
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 42,864
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 88,950
<AVERAGE-NET-ASSETS> 9,586
<PER-SHARE-NAV-BEGIN> 9.61
<PER-SHARE-NII> 0.16
<PER-SHARE-GAIN-APPREC> (0.67)
<PER-SHARE-DIVIDEND> (0.18)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 8.92
<EXPENSE-RATIO> 1.51
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 041
<NAME> WM INCOME FUND CL. A
<S> <C>
<PERIOD-TYPE> 10-MOS
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
<INVESTMENTS-AT-COST> 238,314,632
<INVESTMENTS-AT-VALUE> 251,635,747
<RECEIVABLES> 6,242,983
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 87,414
<TOTAL-ASSETS> 257,966,144
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 1,282,654
<TOTAL-LIABILITIES> 1,282,654
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 229,974,975
<SHARES-COMMON-STOCK> 22,593,663
<SHARES-COMMON-PRIOR> 8,213,206
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> (16,407)
<ACCUMULATED-NET-GAINS> (30,570,228)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 13,321,115
<NET-ASSETS> 213,396,691
<DIVIDEND-INCOME> 112,773
<INTEREST-INCOME> 13,848,501
<OTHER-INCOME> 0
<EXPENSES-NET> 2,094,098
<NET-INVESTMENT-INCOME> 11,867,176
<REALIZED-GAINS-CURRENT> 6,461,709
<APPREC-INCREASE-CURRENT> 9,512,086
<NET-CHANGE-FROM-OPS> 27,840,971
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (10,237,430)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 19,360,826
<NUMBER-OF-SHARES-REDEEMED> (5,645,131)
<SHARES-REINVESTED> 664,762
<NET-CHANGE-IN-ASSETS> 169,128,100
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> (13,537,713)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 1,124,138
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 2,096,140
<AVERAGE-NET-ASSETS> 184,537,892
<PER-SHARE-NAV-BEGIN> 9.48
<PER-SHARE-NII> 0.53
<PER-SHARE-GAIN-APPREC> (0.04)
<PER-SHARE-DIVIDEND> (0.53)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 9.44
<EXPENSE-RATIO> 1.07
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 042
<NAME> WM INCOME FUND CL. B
<S> <C>
<PERIOD-TYPE> 10-MOS
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
<INVESTMENTS-AT-COST> 238,314,632
<INVESTMENTS-AT-VALUE> 251,635,747
<RECEIVABLES> 6,242,983
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 87,414
<TOTAL-ASSETS> 257,966,144
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 1,282,654
<TOTAL-LIABILITIES> 1,282,654
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 35,100,861
<SHARES-COMMON-STOCK> 3,630,554
<SHARES-COMMON-PRIOR> 1,020,822
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> (16,407)
<ACCUMULATED-NET-GAINS> (30,570,228)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 13,321,115
<NET-ASSETS> 34,320,519
<DIVIDEND-INCOME> 112,773
<INTEREST-INCOME> 13,848,501
<OTHER-INCOME> 0
<EXPENSES-NET> 2,094,098
<NET-INVESTMENT-INCOME> 11,867,176
<REALIZED-GAINS-CURRENT> 6,461,709
<APPREC-INCREASE-CURRENT> 9,512,086
<NET-CHANGE-FROM-OPS> 27,840,971
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (1,294,669)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 3,258,269
<NUMBER-OF-SHARES-REDEEMED> (737,401)
<SHARES-REINVESTED> 88,864
<NET-CHANGE-IN-ASSETS> 169,128,100
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> (13,537,713)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 1,124,138
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 2,096,140
<AVERAGE-NET-ASSETS> 26,471,202
<PER-SHARE-NAV-BEGIN> 9.49
<PER-SHARE-NII> 0.46
<PER-SHARE-GAIN-APPREC> (0.04)
<PER-SHARE-DIVIDEND> (0.46)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 9.45
<EXPENSE-RATIO> 1.84
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 044
<NAME> WM INCOME FUND CL. I
<S> <C>
<PERIOD-TYPE> 10-MOS
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
<INVESTMENTS-AT-COST> 238,314,632
<INVESTMENTS-AT-VALUE> 251,635,747
<RECEIVABLES> 6,242,983
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 87,414
<TOTAL-ASSETS> 257,966,144
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 1,282,654
<TOTAL-LIABILITIES> 1,282,654
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 7,275,835
<SHARES-COMMON-STOCK> 777,604
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> (16,407)
<ACCUMULATED-NET-GAINS> (30,570,228)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 13,321,115
<NET-ASSETS> 7,342,424
<DIVIDEND-INCOME> 112,773
<INTEREST-INCOME> 13,848,501
<OTHER-INCOME> 0
<EXPENSES-NET> 2,094,098
<NET-INVESTMENT-INCOME> 11,867,176
<REALIZED-GAINS-CURRENT> 6,461,709
<APPREC-INCREASE-CURRENT> 9,512,086
<NET-CHANGE-FROM-OPS> 27,840,971
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (271,907)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 873,831
<NUMBER-OF-SHARES-REDEEMED> (96,227)
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> 169,128,100
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> (13,537,713)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 1,124,138
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 2,096,140
<AVERAGE-NET-ASSETS> 4,707,366
<PER-SHARE-NAV-BEGIN> 9.57
<PER-SHARE-NII> 0.41
<PER-SHARE-GAIN-APPREC> (0.13)
<PER-SHARE-DIVIDEND> (0.41)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 9.44
<EXPENSE-RATIO> 0.71
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 043
<NAME> WM INCOME FUND CL. S
<S> <C>
<PERIOD-TYPE> 10-MOS
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
<INVESTMENTS-AT-COST> 238,314,632
<INVESTMENTS-AT-VALUE> 251,635,747
<RECEIVABLES> 6,242,983
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 87,414
<TOTAL-ASSETS> 257,966,144
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 1,282,654
<TOTAL-LIABILITIES> 1,282,654
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 1,597,339
<SHARES-COMMON-STOCK> 171,794
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> (16,407)
<ACCUMULATED-NET-GAINS> (30,570,228)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 13,321,115
<NET-ASSETS> 1,623,856
<DIVIDEND-INCOME> 112,773
<INTEREST-INCOME> 13,848,501
<OTHER-INCOME> 0
<EXPENSES-NET> 2,094,098
<NET-INVESTMENT-INCOME> 11,867,176
<REALIZED-GAINS-CURRENT> 6,461,709
<APPREC-INCREASE-CURRENT> 9,512,086
<NET-CHANGE-FROM-OPS> 27,840,971
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (63,170)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 202,492
<NUMBER-OF-SHARES-REDEEMED> (36,046)
<SHARES-REINVESTED> 5,348
<NET-CHANGE-IN-ASSETS> 169,128,100
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> (13,537,713)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 1,124,138
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 2,096,140
<AVERAGE-NET-ASSETS> 1,280,809
<PER-SHARE-NAV-BEGIN> 9.58
<PER-SHARE-NII> 0.35
<PER-SHARE-GAIN-APPREC> (0.13)
<PER-SHARE-DIVIDEND> (0.35)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 9.45
<EXPENSE-RATIO> 1.92
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 071
<NAME> WM MONEY MARKET FUND CL. A
<S> <C>
<PERIOD-TYPE> 10-MOS
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
<INVESTMENTS-AT-COST> 529,260,767
<INVESTMENTS-AT-VALUE> 529,260,767
<RECEIVABLES> 5,655,990
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 16,024
<TOTAL-ASSETS> 534,932,781
<PAYABLE-FOR-SECURITIES> 7,500,000
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 2,345,939
<TOTAL-LIABILITIES> 9,845,939
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 403,515,304
<SHARES-COMMON-STOCK> 403,499,499
<SHARES-COMMON-PRIOR> 260,877,498
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 403,443,295
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 20,582,639
<OTHER-INCOME> 0
<EXPENSES-NET> 2,442,698
<NET-INVESTMENT-INCOME> 18,139,941
<REALIZED-GAINS-CURRENT> (72,297)
<APPREC-INCREASE-CURRENT> 0
<NET-CHANGE-FROM-OPS> 18,067,644
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (14,948,299)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 1,136,842,395
<NUMBER-OF-SHARES-REDEEMED> (1,007,886,985)
<SHARES-REINVESTED> 13,666,591
<NET-CHANGE-IN-ASSETS> 263,738,732
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 1,648,865
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 2,456,887
<AVERAGE-NET-ASSETS> 363,876,471
<PER-SHARE-NAV-BEGIN> 1.00
<PER-SHARE-NII> 0.04
<PER-SHARE-GAIN-APPREC> 0.00
<PER-SHARE-DIVIDEND> (0.04)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 1.00
<EXPENSE-RATIO> 0.66
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 072
<NAME> WM MONEY MARKET FUND CL. B
<S> <C>
<PERIOD-TYPE> 10-MOS
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
<INVESTMENTS-AT-COST> 529,260,767
<INVESTMENTS-AT-VALUE> 529,260,767
<RECEIVABLES> 5,655,990
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 16,024
<TOTAL-ASSETS> 534,932,781
<PAYABLE-FOR-SECURITIES> 7,500,000
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 2,345,939
<TOTAL-LIABILITIES> 9,845,939
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 6,619,908
<SHARES-COMMON-STOCK> 6,619,778
<SHARES-COMMON-PRIOR> 470,612
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 6,618,925
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 20,582,639
<OTHER-INCOME> 0
<EXPENSES-NET> 2,442,698
<NET-INVESTMENT-INCOME> 18,139,941
<REALIZED-GAINS-CURRENT> (72,297)
<APPREC-INCREASE-CURRENT> 0
<NET-CHANGE-FROM-OPS> 18,067,644
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (103,182)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 17,712,377
<NUMBER-OF-SHARES-REDEEMED> (11,654,219)
<SHARES-REINVESTED> 91,008
<NET-CHANGE-IN-ASSETS> 263,738,732
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 1,648,865
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 2,456,887
<AVERAGE-NET-ASSETS> 3,000,819
<PER-SHARE-NAV-BEGIN> 1.00
<PER-SHARE-NII> 0.03
<PER-SHARE-GAIN-APPREC> 0.00
<PER-SHARE-DIVIDEND> (0.03)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 1.00
<EXPENSE-RATIO> 1.64
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 074
<NAME> WM MONEY MARKET FUND CL. I
<S> <C>
<PERIOD-TYPE> 10-MOS
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
<INVESTMENTS-AT-COST> 529,260,767
<INVESTMENTS-AT-VALUE> 529,260,767
<RECEIVABLES> 5,655,990
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 16,024
<TOTAL-ASSETS> 534,932,781
<PAYABLE-FOR-SECURITIES> 7,500,000
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 2,345,939
<TOTAL-LIABILITIES> 9,845,939
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 108,737,876
<SHARES-COMMON-STOCK> 108,734,879
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 108,720,486
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 20,582,639
<OTHER-INCOME> 0
<EXPENSES-NET> 2,442,698
<NET-INVESTMENT-INCOME> 18,139,941
<REALIZED-GAINS-CURRENT> (72,297)
<APPREC-INCREASE-CURRENT> 0
<NET-CHANGE-FROM-OPS> 18,067,644
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (2,916,460)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 127,107,184
<NUMBER-OF-SHARES-REDEEMED> (18,728,582)
<SHARES-REINVESTED> 356,277
<NET-CHANGE-IN-ASSETS> 263,738,732
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 1,648,865
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 2,456,887
<AVERAGE-NET-ASSETS> 68,996,158
<PER-SHARE-NAV-BEGIN> 1.00
<PER-SHARE-NII> 0.03
<PER-SHARE-GAIN-APPREC> 0.00
<PER-SHARE-DIVIDEND> (0.03)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 1.00
<EXPENSE-RATIO> 0.54
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 073
<NAME> WM MONEY MARKET FUND CL. S
<S> <C>
<PERIOD-TYPE> 10-MOS
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
<INVESTMENTS-AT-COST> 529,260,767
<INVESTMENTS-AT-VALUE> 529,260,767
<RECEIVABLES> 5,655,990
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 16,024
<TOTAL-ASSETS> 534,932,781
<PAYABLE-FOR-SECURITIES> 7,500,000
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 2,345,939
<TOTAL-LIABILITIES> 9,845,939
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 6,305,199
<SHARES-COMMON-STOCK> 6,304,983
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 6,304,136
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 20,582,639
<OTHER-INCOME> 0
<EXPENSES-NET> 2,442,698
<NET-INVESTMENT-INCOME> 18,139,941
<REALIZED-GAINS-CURRENT> (72,297)
<APPREC-INCREASE-CURRENT> 0
<NET-CHANGE-FROM-OPS> 18,067,644
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (172,000)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 9,317,345
<NUMBER-OF-SHARES-REDEEMED> (3,179,051)
<SHARES-REINVESTED> 166,689
<NET-CHANGE-IN-ASSETS> 263,738,732
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 1,648,865
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 2,456,887
<AVERAGE-NET-ASSETS> 4,972,643
<PER-SHARE-NAV-BEGIN> 1.00
<PER-SHARE-NII> 0.03
<PER-SHARE-GAIN-APPREC> 0.00
<PER-SHARE-DIVIDEND> (0.03)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 1.00
<EXPENSE-RATIO> 1.81
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 031
<NAME> WM NORTHWEST FUND CL. A
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
<INVESTMENTS-AT-COST> 220,080,961
<INVESTMENTS-AT-VALUE> 293,569,343
<RECEIVABLES> 809,905
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 294,379,248
<PAYABLE-FOR-SECURITIES> 3,409,319
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 737,188
<TOTAL-LIABILITIES> 4,146,507
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 166,447,115
<SHARES-COMMON-STOCK> 11,934,796
<SHARES-COMMON-PRIOR> 9,912,061
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> (184,457)
<ACCUM-APPREC-OR-DEPREC> 73,488,382
<NET-ASSETS> 243,126,354
<DIVIDEND-INCOME> 2,434,909
<INTEREST-INCOME> 662,526
<OTHER-INCOME> 0
<EXPENSES-NET> 3,784,397
<NET-INVESTMENT-INCOME> (686,962)
<REALIZED-GAINS-CURRENT> 15,687,952
<APPREC-INCREASE-CURRENT> (33,975,835)
<NET-CHANGE-FROM-OPS> (18,974,845)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> (48,929,354)
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 3,162,857
<NUMBER-OF-SHARES-REDEEMED> (3,194,232)
<SHARES-REINVESTED> 2,054,110
<NET-CHANGE-IN-ASSETS> (6,301,943)
<ACCUMULATED-NII-PRIOR> (422,848)
<ACCUMULATED-GAINS-PRIOR> 41,322,011
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 1,920,011
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 3,787,530
<AVERAGE-NET-ASSETS> 259,620,951
<PER-SHARE-NAV-BEGIN> 25.92
<PER-SHARE-NII> (0.02)
<PER-SHARE-GAIN-APPREC> (0.76)
<PER-SHARE-DIVIDEND> 0.00
<PER-SHARE-DISTRIBUTIONS> (4.77)
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 20.37
<EXPENSE-RATIO> 1.10
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 032
<NAME> WM NORTHWEST FUND CL. B
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
<INVESTMENTS-AT-COST> 220,080,961
<INVESTMENTS-AT-VALUE> 293,569,343
<RECEIVABLES> 809,905
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 294,379,248
<PAYABLE-FOR-SECURITIES> 3,409,319
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 737,188
<TOTAL-LIABILITIES> 4,146,507
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 50,481,701
<SHARES-COMMON-STOCK> 2,398,381
<SHARES-COMMON-PRIOR> 1,563,580
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> (184,457)
<ACCUM-APPREC-OR-DEPREC> 73,488,382
<NET-ASSETS> 47,106,387
<DIVIDEND-INCOME> 2,434,909
<INTEREST-INCOME> 662,526
<OTHER-INCOME> 0
<EXPENSES-NET> 3,784,397
<NET-INVESTMENT-INCOME> (686,962)
<REALIZED-GAINS-CURRENT> 15,687,952
<APPREC-INCREASE-CURRENT> (33,975,835)
<NET-CHANGE-FROM-OPS> (18,974,845)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> (8,318,160)
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 869,783
<NUMBER-OF-SHARES-REDEEMED> (397,671)
<SHARES-REINVESTED> 362,689
<NET-CHANGE-IN-ASSETS> (6,301,943)
<ACCUMULATED-NII-PRIOR> (422,848)
<ACCUMULATED-GAINS-PRIOR> 41,322,011
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 1,920,011
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 3,787,530
<AVERAGE-NET-ASSETS> 47,528,732
<PER-SHARE-NAV-BEGIN> 25.34
<PER-SHARE-NII> (0.20)
<PER-SHARE-GAIN-APPREC> (0.73)
<PER-SHARE-DIVIDEND> 0.00
<PER-SHARE-DISTRIBUTIONS> (4.77)
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 19.64
<EXPENSE-RATIO> 1.95
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 081
<NAME> WM TAX-EXEMPT MONEY MARKET FUND CL A
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
<INVESTMENTS-AT-COST> 26,201,455
<INVESTMENTS-AT-VALUE> 26,201,455
<RECEIVABLES> 353,005
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 7,296
<TOTAL-ASSETS> 26,561,756
<PAYABLE-FOR-SECURITIES> 769,167
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 139,478
<TOTAL-LIABILITIES> 908,645
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 25,441,005
<SHARES-COMMON-STOCK> 25,441,005
<SHARES-COMMON-PRIOR> 32,134,470
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> (3)
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 25,441,002
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 849,115
<OTHER-INCOME> 0
<EXPENSES-NET> 128,517
<NET-INVESTMENT-INCOME> 720,598
<REALIZED-GAINS-CURRENT> (3)
<APPREC-INCREASE-CURRENT> 0
<NET-CHANGE-FROM-OPS> 720,595
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (720,041)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 30,837,963
<NUMBER-OF-SHARES-REDEEMED> (38,242,134)
<SHARES-REINVESTED> 710,706
<NET-CHANGE-IN-ASSETS> (6,493,159)
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 104,751
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 167,939
<AVERAGE-NET-ASSETS> 27,971,613
<PER-SHARE-NAV-BEGIN> 1.00
<PER-SHARE-NII> 0.03
<PER-SHARE-GAIN-APPREC> (0.00)
<PER-SHARE-DIVIDEND> (0.03)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 1.00
<EXPENSE-RATIO> 0.55
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 082
<NAME> WM TAX-EXEMPT MONEY MARKET FUND CL B
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
<INVESTMENTS-AT-COST> 26,201,455
<INVESTMENTS-AT-VALUE> 26,201,455
<RECEIVABLES> 353,005
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 7,296
<TOTAL-ASSETS> 26,561,756
<PAYABLE-FOR-SECURITIES> 769,167
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 139,478
<TOTAL-LIABILITIES> 908,645
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 212,109
<SHARES-COMMON-STOCK> 212,109
<SHARES-COMMON-PRIOR> 11,800
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (3)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 212,110
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 849,115
<OTHER-INCOME> 0
<EXPENSES-NET> 128,517
<NET-INVESTMENT-INCOME> 720,598
<REALIZED-GAINS-CURRENT> (3)
<APPREC-INCREASE-CURRENT> 0
<NET-CHANGE-FROM-OPS> 720,595
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (557)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 201,001
<NUMBER-OF-SHARES-REDEEMED> (1,244)
<SHARES-REINVESTED> 552
<NET-CHANGE-IN-ASSETS> (6,493,159)
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 104,751
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 167,939
<AVERAGE-NET-ASSETS> 32,327
<PER-SHARE-NAV-BEGIN> 1.00
<PER-SHARE-NII> 0.02
<PER-SHARE-GAIN-APPREC> 0.00
<PER-SHARE-DIVIDEND> (0.02)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 1.00
<EXPENSE-RATIO> 1.63
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 061
<NAME> WM TAX-EXEMPT BOND FUND CL. A
<S> <C>
<PERIOD-TYPE> 10-MOS
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
<INVESTMENTS-AT-COST> 280,017,483
<INVESTMENTS-AT-VALUE> 314,132,886
<RECEIVABLES> 5,962,599
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 117,109
<TOTAL-ASSETS> 320,212,594
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 1,703,292
<TOTAL-LIABILITIES> 1,703,292
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 269,083,223
<SHARES-COMMON-STOCK> 37,130,057
<SHARES-COMMON-PRIOR> 23,253,456
<ACCUMULATED-NII-CURRENT> 79,147
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> (1,244,807)
<ACCUM-APPREC-OR-DEPREC> 34,115,403
<NET-ASSETS> 301,162,321
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 14,458,469
<OTHER-INCOME> 0
<EXPENSES-NET> 2,116,135
<NET-INVESTMENT-INCOME> 12,382,951
<REALIZED-GAINS-CURRENT> 2,762,769
<APPREC-INCREASE-CURRENT> 14,926,609
<NET-CHANGE-FROM-OPS> 30,072,329
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (11,894,595)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 19,978,147
<NUMBER-OF-SHARES-REDEEMED> (7,066,128)
<SHARES-REINVESTED> 964,582
<NET-CHANGE-IN-ASSETS> 122,378,837
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 1,213,255
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 2,117,250
<AVERAGE-NET-ASSETS> 278,002,059
<PER-SHARE-NAV-BEGIN> 8.09
<PER-SHARE-NII> 0.34
<PER-SHARE-GAIN-APPREC> 0.02
<PER-SHARE-DIVIDEND> (0.34)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 8.11
<EXPENSE-RATIO> 0.84
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 061
<NAME> WM TAX-EXEMPT BOND FUND CL. B
<S> <C>
<PERIOD-TYPE> 10-MOS
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
<INVESTMENTS-AT-COST> 280,017,483
<INVESTMENTS-AT-VALUE> 314,132,886
<RECEIVABLES> 5,962,599
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 117,109
<TOTAL-ASSETS> 320,212,594
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 1,703,292
<TOTAL-LIABILITIES> 1,703,292
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 16,473,932
<SHARES-COMMON-STOCK> 2,138,001
<SHARES-COMMON-PRIOR> 1,002,792
<ACCUMULATED-NII-CURRENT> 79,147
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> (1,244,807)
<ACCUM-APPREC-OR-DEPREC> 34,115,403
<NET-ASSETS> 17,344,313
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 14,458,469
<OTHER-INCOME> 0
<EXPENSES-NET> 2,116,135
<NET-INVESTMENT-INCOME> 12,382,951
<REALIZED-GAINS-CURRENT> 2,762,769
<APPREC-INCREASE-CURRENT> 14,926,609
<NET-CHANGE-FROM-OPS> 30,072,329
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (488,280)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 1,315,574
<NUMBER-OF-SHARES-REDEEMED> (225,252)
<SHARES-REINVESTED> 44,887
<NET-CHANGE-IN-ASSETS> 122,378,837
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 1,213,255
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 2,117,250
<AVERAGE-NET-ASSETS> 13,268,657
<PER-SHARE-NAV-BEGIN> 8.09
<PER-SHARE-NII> 0.28
<PER-SHARE-GAIN-APPREC> 0.03
<PER-SHARE-DIVIDEND> (0.29)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 8.11
<EXPENSE-RATIO> 1.62
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 061
<NAME> WM TAX-EXEMPT BOND FUND CL. I
<S> <C>
<PERIOD-TYPE> 10-MOS
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
<INVESTMENTS-AT-COST> 280,017,483
<INVESTMENTS-AT-VALUE> 314,132,886
<RECEIVABLES> 5,962,599
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 117,109
<TOTAL-ASSETS> 320,212,594
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 1,703,292
<TOTAL-LIABILITIES> 1,703,292
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 1,087
<SHARES-COMMON-STOCK> 149
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 79,147
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> (1,244,807)
<ACCUM-APPREC-OR-DEPREC> 34,115,403
<NET-ASSETS> 1,208
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 14,458,469
<OTHER-INCOME> 0
<EXPENSES-NET> 2,116,135
<NET-INVESTMENT-INCOME> 12,382,951
<REALIZED-GAINS-CURRENT> 2,762,769
<APPREC-INCREASE-CURRENT> 14,926,609
<NET-CHANGE-FROM-OPS> 30,072,329
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (39)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 145
<NUMBER-OF-SHARES-REDEEMED> 0
<SHARES-REINVESTED> 4
<NET-CHANGE-IN-ASSETS> 122,378,837
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 1,213,255
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 2,117,250
<AVERAGE-NET-ASSETS> 870
<PER-SHARE-NAV-BEGIN> 8.06
<PER-SHARE-NII> 0.27
<PER-SHARE-GAIN-APPREC> 0.05
<PER-SHARE-DIVIDEND> (0.27)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 8.11
<EXPENSE-RATIO> 0.55
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 061
<NAME> WM TAX-EXEMPT BOND FUND CL. S
<S> <C>
<PERIOD-TYPE> 10-MOS
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
<INVESTMENTS-AT-COST> 280,017,483
<INVESTMENTS-AT-VALUE> 314,132,886
<RECEIVABLES> 5,962,599
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 117,109
<TOTAL-ASSETS> 320,212,594
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 1,703,292
<TOTAL-LIABILITIES> 1,703,292
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 1,317
<SHARES-COMMON-STOCK> 180
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 79,147
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> (1,244,807)
<ACCUM-APPREC-OR-DEPREC> 34,115,403
<NET-ASSETS> 1,460
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 14,458,469
<OTHER-INCOME> 0
<EXPENSES-NET> 2,116,135
<NET-INVESTMENT-INCOME> 12,382,951
<REALIZED-GAINS-CURRENT> 2,762,769
<APPREC-INCREASE-CURRENT> 14,926,609
<NET-CHANGE-FROM-OPS> 30,072,329
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (37)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 177
<NUMBER-OF-SHARES-REDEEMED> 0
<SHARES-REINVESTED> 3
<NET-CHANGE-IN-ASSETS> 122,378,837
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 1,213,255
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 2,117,250
<AVERAGE-NET-ASSETS> 1,061
<PER-SHARE-NAV-BEGIN> 8.06
<PER-SHARE-NII> 0.16
<PER-SHARE-GAIN-APPREC> 0.10
<PER-SHARE-DIVIDEND> (0.21)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 8.11
<EXPENSE-RATIO> 2.70
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER>051
<NAME>WM US GOVERNMENT SECURITIES FUND CL A
<S> <C>
<PERIOD-TYPE> 10-MOS
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
<INVESTMENTS-AT-COST> 331,676,219
<INVESTMENTS-AT-VALUE> 341,667,440
<RECEIVABLES> 3,196,310
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 994
<TOTAL-ASSETS> 344,864,744
<PAYABLE-FOR-SECURITIES> 3,268,311
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 1,219,270
<TOTAL-LIABILITIES> 4,487,581
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 315,280,450
<SHARES-COMMON-STOCK> 24,259,696
<SHARES-COMMON-PRIOR> 9,877,528
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> (467,853)
<ACCUMULATED-NET-GAINS> (68,934,114)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 9,991,221
<NET-ASSETS> 266,333,578
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 18,164,074
<OTHER-INCOME> 79,607
<EXPENSES-NET> 3,431,324
<NET-INVESTMENT-INCOME> 14,812,357
<REALIZED-GAINS-CURRENT> 4,998,746
<APPREC-INCREASE-CURRENT> 6,541,683
<NET-CHANGE-FROM-OPS> 26,352,786
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (11,608,371)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 19,770,955
<NUMBER-OF-SHARES-REDEEMED> (6,100,043)
<SHARES-REINVESTED> 711,256
<NET-CHANGE-IN-ASSETS> 229,971,836
<ACCUMULATED-NII-PRIOR> (7,328,698)
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 1,467,714
<INTEREST-EXPENSE> 1,102,300
<GROSS-EXPENSE> 3,634,351
<AVERAGE-NET-ASSETS> 235,712,200
<PER-SHARE-NAV-BEGIN> 10.84
<PER-SHARE-NII> 0.54
<PER-SHARE-GAIN-APPREC> 0.14
<PER-SHARE-DIVIDEND> (0.54)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 10.98
<EXPENSE-RATIO> 0.92
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER>052
<NAME>WM US GOVERNMENT SECURITIES FUND CL B
<S> <C>
<PERIOD-TYPE> 10-MOS
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
<INVESTMENTS-AT-COST> 331,676,219
<INVESTMENTS-AT-VALUE> 341,667,440
<RECEIVABLES> 3,196,310
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 994
<TOTAL-ASSETS> 344,864,744
<PAYABLE-FOR-SECURITIES> 3,268,311
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 1,219,270
<TOTAL-LIABILITIES> 4,487,581
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 31,980,590
<SHARES-COMMON-STOCK> 2,619,697
<SHARES-COMMON-PRIOR> 309,268
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> (467,853)
<ACCUMULATED-NET-GAINS> (68,934,114)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 9,991,221
<NET-ASSETS> 28,747,277
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 18,164,074
<OTHER-INCOME> 79,607
<EXPENSES-NET> 3,431,324
<NET-INVESTMENT-INCOME> 14,812,357
<REALIZED-GAINS-CURRENT> 4,998,746
<APPREC-INCREASE-CURRENT> 6,541,683
<NET-CHANGE-FROM-OPS> 26,352,786
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (762,576)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 2,688,650
<NUMBER-OF-SHARES-REDEEMED> (426,676)
<SHARES-REINVESTED> 48,455
<NET-CHANGE-IN-ASSETS> 229,971,836
<ACCUMULATED-NII-PRIOR> (7,328,698)
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 1,467,714
<INTEREST-EXPENSE> 1,102,300
<GROSS-EXPENSE> 3,634,351
<AVERAGE-NET-ASSETS> 18,051,771
<PER-SHARE-NAV-BEGIN> 10.84
<PER-SHARE-NII> 0.47
<PER-SHARE-GAIN-APPREC> 0.12
<PER-SHARE-DIVIDEND> (0.46)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 10.97
<EXPENSE-RATIO> 1.67
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 054
<NAME>WM US GOVERNMENT SECURITIES FUND CL I
<S> <C>
<PERIOD-TYPE> 10-MOS
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
<INVESTMENTS-AT-COST> 331,676,219
<INVESTMENTS-AT-VALUE> 341,667,440
<RECEIVABLES> 3,196,310
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 994
<TOTAL-ASSETS> 344,864,744
<PAYABLE-FOR-SECURITIES> 3,268,311
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 1,219,270
<TOTAL-LIABILITIES> 4,487,581
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 46,369,360
<SHARES-COMMON-STOCK> 3,634,160
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> (467,853)
<ACCUMULATED-NET-GAINS> (68,934,114)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 9,991,221
<NET-ASSETS> 39,939,468
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 18,164,074
<OTHER-INCOME> 79,607
<EXPENSES-NET> 3,431,324
<NET-INVESTMENT-INCOME> 14,812,357
<REALIZED-GAINS-CURRENT> 4,998,746
<APPREC-INCREASE-CURRENT> 6,541,683
<NET-CHANGE-FROM-OPS> 26,352,786
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (2,016,083)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 7,445,829
<NUMBER-OF-SHARES-REDEEMED> (3,811,669)
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> 229,971,836
<ACCUMULATED-NII-PRIOR> (7,328,698)
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 1,467,714
<INTEREST-EXPENSE> 1,102,300
<GROSS-EXPENSE> 3,634,351
<AVERAGE-NET-ASSETS> 39,156,177
<PER-SHARE-NAV-BEGIN> 10.86
<PER-SHARE-NII> 0.42
<PER-SHARE-GAIN-APPREC> 0.12
<PER-SHARE-DIVIDEND> (0.41)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 10.99
<EXPENSE-RATIO> 0.66
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER>053
<NAME>WM US GOVERNMENT SECURITIES FUND CL S
<S> <C>
<PERIOD-TYPE> 10-MOS
<FISCAL-YEAR-END> OCT-31-1998
<PERIOD-END> OCT-31-1998
<INVESTMENTS-AT-COST> 331,676,219
<INVESTMENTS-AT-VALUE> 341,667,440
<RECEIVABLES> 3,196,310
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 994
<TOTAL-ASSETS> 344,864,744
<PAYABLE-FOR-SECURITIES> 3,268,311
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 1,219,270
<TOTAL-LIABILITIES> 4,487,581
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 6,157,509
<SHARES-COMMON-STOCK> 487,572
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> (467,853)
<ACCUMULATED-NET-GAINS> (68,934,114)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 9,991,221
<NET-ASSETS> 5,356,840
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 18,164,074
<OTHER-INCOME> 79,607
<EXPENSES-NET> 3,431,324
<NET-INVESTMENT-INCOME> 14,812,357
<REALIZED-GAINS-CURRENT> 4,998,746
<APPREC-INCREASE-CURRENT> 6,541,683
<NET-CHANGE-FROM-OPS> 26,352,786
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (200,327)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 723,486
<NUMBER-OF-SHARES-REDEEMED> (253,106)
<SHARES-REINVESTED> 17,192
<NET-CHANGE-IN-ASSETS> 229,971,836
<ACCUMULATED-NII-PRIOR> (7,328,698)
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 1,467,714
<INTEREST-EXPENSE> 1,102,300
<GROSS-EXPENSE> 3,634,351
<AVERAGE-NET-ASSETS> 4,681,413
<PER-SHARE-NAV-BEGIN> 10.86
<PER-SHARE-NII> 0.35
<PER-SHARE-GAIN-APPREC> 0.13
<PER-SHARE-DIVIDEND> (0.35)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 10.99
<EXPENSE-RATIO> 1.67
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
