<TABLE> <S> <C>
<ARTICLE> 7
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEETS AND THE CONSOLIDATED STATEMENTS OF INCOME AND
IS QUALIFIED IN ITS ENTIRETY BY REFERNCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<DEBT-HELD-FOR-SALE> 13,225<F1>
<DEBT-CARRYING-VALUE> 1,638<F2>
<DEBT-MARKET-VALUE> 1,692<F3>
<EQUITIES> 863
<MORTGAGE> 0
<REAL-ESTATE> 0
<TOTAL-INVEST> 16,257
<CASH> 19
<RECOVER-REINSURE> 89<F4>
<DEFERRED-ACQUISITION> 812
<TOTAL-ASSETS> 24,290
<POLICY-LOSSES> 11,687<F5>
<UNEARNED-PREMIUMS> 3,416<F6>
<POLICY-OTHER> 0
<POLICY-HOLDER-FUNDS> 0
<NOTES-PAYABLE> 754<F7>
0
0
<COMMON> 178
<OTHER-SE> 6,298<F8>
<TOTAL-LIABILITY-AND-EQUITY> 24,290
3,012
<INVESTMENT-INCOME> 472
<INVESTMENT-GAINS> 12
<OTHER-INCOME> 46<F9>
<BENEFITS> 2,024
<UNDERWRITING-AMORTIZATION> 809
<UNDERWRITING-OTHER> 213
<INCOME-PRETAX> 398
<INCOME-TAX> 60
<INCOME-CONTINUING> 338
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 338
<EPS-BASIC> 1.93
<EPS-DILUTED> 1.89
<RESERVE-OPEN> 0<F10>
<PROVISION-CURRENT> 0<F10>
<PROVISION-PRIOR> 0<F10>
<PAYMENTS-CURRENT> 0<F10>
<PAYMENTS-PRIOR> 0<F10>
<RESERVE-CLOSE> 0<F10>
<CUMULATIVE-DEFICIENCY> 0<F10>
<FN>
<F1> DEBT-HELD-FOR-SALE REPRESENTS FIXED MATURITY INVESTMENTS CLASSIFIED AS
AVAILABLE-FOR-SALE AND CARRIED AT MARKET VALUE AS PRESCRIBED BY SFAS
NO. 115.
<F2> DEBT-CARRYING-VALUE REPRESENTS FIXED MATURITY INVESTMENTS CLASSIFIED AS
HELD-TO-MATURITY AND CARRIED AT AMORTIZED COST AS PRESCRIBED BY SFAS NO.
115.
<F3> DEBT-MARKET-VALUE REPRESENTS THE RELATED MARKET VALUE OF FIXED MATURITIES
CLASSIFIED AS HELD-TO-MATURITY.
<F4> RECOVER-REINSURE REPRESENTS REINSURANCE RECOVERABLE ON PAID CLAIMS.
<F5> POLICY-LOSSES EXCLUDE THE REDUCTIONS FOR REINSURANCE RECOVERABLES ON
UNPAID CLAIMS ($1,732). AS PRESCRIBED BY SFAS NO 113. SUCH AMOUNTS
ARE INCLUDED IN TOTAL ASSETS.
<F6> UNEARNED-PREMIUMS EXCLUDE THE REDUCTION FOR PREPAID REINSURANCE PREMIUMS
($225) AS PRESCRIBED BY SFAS NO. 113. THIS PREPAID AMOUNT IS INCLUDED
IN TOTAL ASSETS.
<F7> NOTES-PAYABLE INCLUDES LONG-TERM DEBT OF $754.
<F8> OTHER-SE INCLUDES PAID IN SURPLUS; RETAINED EARNINGS. FOREIGN CURRENCY
TRANSLATION LOSSES. NET OF INCOME TAX; UNREALIZED DEPRECIATION OF
INVESTMENTS. NET RECEIVABLE FROM ESOP AND TREASURY STOCK.
<F9> OTHER-INCOME REPRESENTS REVENUES FROM REAL ESTATE OPERATIONS.
<F10>AMOUNTS FOR SECURITIES ACT INDUSTRY GUIDE 6 AND EXCHANGE ACT INDUSTRY
GUIDE 4 DISCLOSURES ARE REQUIRED FOR ANNUAL FILINGS ONLY. ACCORDINGLY, NO
AMOUNTS WILL BE REPORTED FOR INTERIM FILINGS.
</FN>
</TABLE>
