<TABLE> <S> <C>
<ARTICLE> 5
<LEGEND>
================================================================================
This schedule contains summary financial information extracted from the
company's financial statements as of and for the 3 months ended June 30, 2000
and is qualified in its entirety by reference to such financial statements.
================================================================================
</LEGEND>
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> Mar-31-2001
<PERIOD-START> Apr-01-2000
<PERIOD-END> Jun-30-2000
<CASH> 0
<SECURITIES> 0
<RECEIVABLES> 39,855,500
<ALLOWANCES> 1,433,172
<INVENTORY> 0
<CURRENT-ASSETS> 0
<PP&E> 658,342
<DEPRECIATION> 495,985
<TOTAL-ASSETS> 39,277,604
<CURRENT-LIABILITIES> 0
<BONDS> 0
0
0
<COMMON> 20,607,376
<OTHER-SE> 605,574
<TOTAL-LIABILITY-AND-EQUITY> 39,277,604
<SALES> 1,148,605
<TOTAL-REVENUES> 1,148,605
<CGS> 0
<TOTAL-COSTS> 0
<OTHER-EXPENSES> 15,670
<LOSS-PROVISION> 45,000
<INTEREST-EXPENSE> 327,590
<INCOME-PRETAX> 605,885
<INCOME-TAX> 0
<INCOME-CONTINUING> 0
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 605,885
<EPS-BASIC> .09
<EPS-DILUTED> .09
</TABLE>