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[NATIONWIDE INSURANCE LOGO]
Nationwide is on your side
NATIONWIDE LIFE INSURANCE COMPANY
HOME OFFICE: ONE NATIONWIDE PLAZA - COLUMBUS, OHIO 43216
January 2, 1997
VIA ELECTRONIC TRANSMISSION
- ---------------------------
The United States Securities
and Exchange Commission
Judiciary Plaza
450 Fifth Street, N.W.
Washington, D.C. 20549
Re: Nationwide Variable Account of
Nationwide Life Insurance Company
SEC File No. 2-58043
Ladies and Gentlemen:
Pursuant to Rule 497 (j) under the Securities Act of 1933 and on behalf of the
Nationwide Variable Account (the "Variable Account") and Nationwide Life
Insurance Company (the "Company"), we certify that the form of the Prospectus
and Statement of Additional Information that would have been filed under
paragraph (c) under Rule 497 does not differ from the form of the Prospectus and
Statement of Additional Information contained in Post-Effective Amendment No. 28
to the Registration Statement for the Company and the Variable Account which was
filed with the Securities and Exchange Commission electronically on December 30,
1996.
If there are any questions in connection with the enclosed, please contact
Elizabeth A. Davin at (614) 249-8678.
Very truly yours,
NATIONWIDE LIFE INSURANCE COMPANY
/s/ Joseph P. Rath
Joseph P. Rath
Vice President and Associate
General Counsel
JPR/cw
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