<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM REGISTRANTS
FORM 10-Q DATED SEPTEMBER 30, 2000 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE
TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 4,242,832
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 22,650,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 24,000
<INVESTMENTS-CARRYING> 25,843,159
<INVESTMENTS-MARKET> 25,909,332
<LOANS> 112,708,360
<ALLOWANCE> 1,450,000
<TOTAL-ASSETS> 168,842,731
<DEPOSITS> 153,113,470
<SHORT-TERM> 0
<LIABILITIES-OTHER> 1,954,162
<LONG-TERM> 0
0
0
<COMMON> 356,844
<OTHER-SE> 13,120,040
<TOTAL-LIABILITIES-AND-EQUITY> 168,842,731
<INTEREST-LOAN> 6,926,208
<INTEREST-INVEST> 1,224,809
<INTEREST-OTHER> 1,107,995
<INTEREST-TOTAL> 9,259,012
<INTEREST-DEPOSIT> 4,863,735
<INTEREST-EXPENSE> 4,863,735
<INTEREST-INCOME-NET> 4,395,277
<LOAN-LOSSES> 284,625
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 3,484,823
<INCOME-PRETAX> 1,362,843
<INCOME-PRE-EXTRAORDINARY> 1,362,843
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 844,597
<EPS-BASIC> 2.53
<EPS-DILUTED> 2.53
<YIELD-ACTUAL> .077
<LOANS-NON> 807,000
<LOANS-PAST> 0
<LOANS-TROUBLED> 428,000
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,379,000
<CHARGE-OFFS> 254,426
<RECOVERIES> 40,801
<ALLOWANCE-CLOSE> 1,450,000
<ALLOWANCE-DOMESTIC> 30,000
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 1,420,000
</TABLE>