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EX-99.B(j)mbconsnt
INDEPENDENT AUDITORS' CONSENT
We consent to the use in this Post-Effective Amendment No. 42 to Registration
Statement No. 2-56969 on Form N-1A of United Municipal Bond Fund, Inc., of our
reports dated November 5, 1999 and May 5, 2000, appearing in the Statement of
Additional Information, which is part of such Registration Statement, and to
the references to us under the caption "Financial Highlights" in such
Prospectus.
/s/Deloitte & Touche LLP
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Deloitte & Touche LLP
Kansas City, Missouri
June 26, 2000
