CERTIFICATION
Pursuant to Rule 497(j) under the Securities Act of 1933, United Municipal
Bond Fund, Inc. (1933 Act File No. 2-56969; 1940 Act File No. 811-2657)
("Registrant") hereby certifies (a) that the respective forms of Prospectus and
Statement of Additional Information used with respect to the Registrant do not
differ from the Prospectus and Statement of Additional Information contained in
Post-Effective Amendment No. 41 ("Amendment No. 41") to its Registration
Statement on Form N-1A, which is Registrant's most recent post-effective
amendment, and (b) that Amendment No. 41 was filed electronically.
UNITED MUNICIPAL BOND FUND, INC.
Dated: January 4, 2000 By: /s/Kristen A. Richards
Kristen A. Richards
Assistant Secretary
