SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13G
Under the Securities Exchange Act of 1934
FIRST FEDERAL BANCORP,
INC.
(Name of Issuer)
COMMON STOCK, NO PAR VALUE
(Title of Class of Securities)
319966 10 7
(CUSIP Number)
DECEMBER 26, 1997
(Date of Event Which Requires Filing of this Statement)
Check the appropriate box to designate the rule pursuant to which this
Schedule is filed:
|_| Rule 13d-1(b)
|X| Rule 13d-1(c)
|_| Rule 13d-1(d)
The information required in the remainder of this cover page shall not be
deemed to be "filed" for the purpose of Section 18 of the Securities Exchange
Act of 1934 ("Act") or otherwise subject to the liabilities of that section of
the Act but shall be subject to all other provisions of the Act.
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SCHEDULE 13G
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CUSIP NO. 319966 10 7 PAGE 2 OF 6 PAGES
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1 NAMES OF REPORTING PERSONS
I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY)
Wesbanco, Inc. (I.R.S. Identification Number 55-0571723)
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2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) / /
(b) / /
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3 SEC USE ONLY
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4 CITIZENSHIP OR PLACE OF ORGANIZATION
West Virginia
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5 SOLE VOTING POWER
NUMBER OF
SHARES 85,000
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BENEFICIALLY 6 SHARED VOTING POWER
OWNED BY
EACH 0
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REPORTING 7 SOLE DISPOSITIVE POWER
PERSON
WITH 85,000
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8 SHARED DISPOSITIVE POWER
0
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9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
85,000
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10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES / /
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11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
5.4%
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12 TYPE OF REPORTING PERSON
BK
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Page 2 of 6 Pages
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Item 1 (a) Name of Issuer:
First Federal Bancorp, Inc.
Item 1 (b) Address of Issuer's Principal Executive Offices:
505 Market Street
Zanesville, Ohio 43701
Item 2 (a) Name of Person Filing:
Wesbanco, Inc.
Item 2 (b) Address of Principal Business Office:
1 Bank Plaza
Wheeling, West Virginia 26003
Item 2 (c) Citizenship:
West Virginia
Item 2 (d) Title of Class of Securities:
Common Stock
Item 2 (e) CUSIP Number:
319966 10 7
Item 3. If this statement is filed pursuant to Sections 240.13d-1(b) or
240.13d-2(b) or (c), check whether the person filing is a:
(a) |_| Broker or dealer registered under section 15 of the Act (15 U.S.C.
78o);
(b) |_| Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c) |_| Insurance company as defined in section 3(a)(19) of the Act (15
U.S.C. 78c);
(d) |_| Investment company registered under section 8 of the Investment
Company Act of 1940 (15 U.S.C. 80a-8);
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(e) |_| An investment advisor in accordance with Sections 240.13d-1(b)(1)
(ii)(E);
(f) |_| An employee benefit plan or endowment fund in accordance with
Section 240.13d- 1(b)(1)(ii)(F);
(g) |_| A parent holding company or control person in accordance with
Section 240.13d- 1(b)(1)(ii)(G);
(h) |_| A savings association as defined in Section 3(b) of the Federal
Deposit Insurance Act (12 U.S.C. 1813);
(i) |_| A church plan that is excluded from the definition of an investment
company under section 3(c)(14) of the Investment Company Act of
1940 (15 U.S.C. 80a-3);
(j) |_| Group, in accordance with Section 240.13d-1(b)(1)(ii)(J).
If this statement is filed pursuant to Section 240.13d-1(c), check this
box |X|
Item 4. Ownership
(a) Wesbanco, Inc. beneficially owns 85,000 shares of the Common Stock
of the issuer.
(b) The 85,000 shares beneficially owned by Wesbanco, Inc. are 5.4% of
the outstanding Common Stock, based upon the 1,575,116 shares
outstanding at December 31, 1997.
(c) Wesbanco, Inc. has sole voting and dispositive power with respect to
the 85,000 shares beneficially owned by it.
Item 5. Ownership of Five Percent or Less of a Class
Not applicable.
Page 4 of 6 Pages
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Item 6. Ownership of More than Five Percent on Behalf of Another Person.
Not applicable.
Item 7. Identification and Classification of the Subsidiary Which Acquired
the Security Being Reported on By the Parent Holding Company.
Not applicable.
Item 8. Identification and Classification of Members of the Group.
Not applicable.
Item 9. Notice of Dissolution of Group.
Not applicable.
Item 10. Certifications.
By signing below I certify that, to the best of my knowledge and
belief, the securities referred to above were not acquired and are
not held for the purpose of or with the effect of changing or
influencing the control of the issuer of the securities and were not
acquired and are not held in connection with or as a participant in
any transaction having that purpose or effect.
Page 5 of 6 Pages
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SIGNATURE
After reasonable inquiry and to the best of my knowledge and belief,
I certify that the information set forth in this statement is true, complete and
correct.
Date: March 18, 1998
/S/ EDWARD M. GEORGE
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President and Chief Executive Officer
Page 6 of 6 Pages
