Filed pursuant to
Rule 424(b)(5)
Registration No. 33-64574
$500,000,000
CITICORP
Medium-Term Senior Notes, Series E
Medium-Term Subordinated Notes, Series E
Due From 9 Months to 50 Years From Date of Issue
Pricing Supplement, dated October 28, 1994
(To Prospectus Supplement, dated June 1, 1994,
to Prospectus, dated June 1, 1994).
DESCRIPTION OF NOTES
The terms of the Notes set forth in this Pricing Supplement
supplement and modify, to the extent applicable, the description of
general terms and provisions of Citicorp's Medium-Term Subordinated
Notes, Series E set forth in the accompanying Prospectus and
Prospectus Supplement. Capitalized terms not defined herein shall
have the meanings assigned to such terms in the accompanying
Prospectus and Prospectus Supplement.
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SUMMARY OF TERMS:
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Title of Notes: 8.30% Subordinated Notes Due
November 15, 2004 (the "Notes").
Aggregate
Principal Amount: $2,225,000.00
Price to Public: 100%
Issue Date: November 4, 1994
Stated Maturity Date: November 15, 2004
Interest Rate: 8.30%
Interest Payment Dates: Monthly on the 15th of each month,
commencing on December 15, 1994, and
ending on the Stated Maturity Date.
Sinking Fund: None.
Redemption: The Notes are subject to redemption
at the option of Citicorp, on not
more than 60 or less than 30 days'
notice, at any time on or after
November 15, 1999, at a redemption
price of 100% of their principal
amount plus accrued and unpaid
interest to the redemption date.
Selling Agent: Smith Barney Inc.
Agent's Commission: 2.00%
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