Filed pursuant to
Rule 424(b)(5)
Registration No. 33-64574
CITICORP
U.S. $3,000,000,000
Global Medium-Term Senior Notes, Series D
U.S. $1,000,000,000
Global Medium-Term Subordinated Notes, Series D
Due From 9 Months to 60 Years From Date of Issue
Pricing Supplement, dated November 23, 1994
(To Prospectus Supplement, dated July 25, 1994;
to Prospectus, dated July 25, 1994)
DESCRIPTION OF NOTES
The terms of the LIBOR Notes set forth in this Pricing
Supplement supplement and modify, to the extent applicable, the
description of general terms and provisions of Citicorp's Global
Medium-Term Senior Notes, Series D set forth in the accompanying
Prospectus and Prospectus Supplement. Capitalized terms not
defined herein shall have the meanings assigned to such terms in
the accompanying Prospectus and Prospectus Supplement.
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SUMMARY OF TERMS:
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Title of Notes: LIBOR Senior Notes Due
November 30, 2000
(the "LIBOR Notes").
Aggregate Principal Amount: $16,000,000.00.
Issue Date: November 30, 1994.
Stated Maturity Date: November 30, 2000.
Interest Rate Index: Three Month LIBOR.
Spread: Plus 40 basis points.
Interest Rate: Three Month LIBOR plus .40%, as
determined on the second Market Day
preceding the Interest Reset Date
(or, in the case of the Initial
Interest Rate, the Issue Date),
subject to the Maximum Interest
Rate.
Maximum Interest Rate: 11.125%
Interest Commencement Date: November 30, 1994.
Interest Payment Dates: Quarterly, on the 30th of each
February, May, August, and November,
commencing on February 28, 1995, and
at Stated Maturity.
Interest Rate Reset Period: Quarterly.
Interest Reset Dates: The 30th of each February, May,
August, and November, commencing
February 28, 1995.
LIBOR Interest
Determination Dates: Pertaining to an Interest Reset
Date, the second Market Day
preceding such related Interest
Reset Date.
Index Maturity: Three Months.
LIBOR Screen Reference: Telerate Screen Page 3750.
Calculation Dates: The related LIBOR Interest
Determination Date.
Redemption: The LIBOR Notes are not subject to
redemption.
Sinking Fund: The LIBOR Notes are not subject to
any sinking fund.
Exchange Listing: The LIBOR Notes will be listed
on the Luxembourg Stock Exchange.
Clearance Information: The LIBOR Notes have been accepted
for clearance through Euroclear.
Regular Record Dates: Date that is 15 calendar days prior
to the related Interest Payment
Date.
Calculation Agent: Citibank, N.A.
Agent: Morgan Stanley International
Commission: .375%
Price to Public: Offered at varying prices relating
to prevailing market prices at the
time of resale.
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