Filed pursuant to
Rule 424(b)(2)
Registration No. 33-59791
CITICORP
U.S. $7,000,000,000
Global Medium-Term Senior Notes, Series C
U.S. $1,000,000,000
Global Medium-Term Subordinated Notes, Series C
Due From 9 Months to 60 Years From Date of Issue
Pricing Supplement, dated January 5, 1996
(To Prospectus Supplement, dated August 7, 1995;
to Prospectus, dated August 7, 1995)
DESCRIPTION OF NOTES
The terms of the Subordinated Notes set forth in this Pricing Supplement
supplement and modify, to the extent applicable, the description of general
terms and provisions of Citicorp's Global Medium-Term Subordinated Notes, Series
C, set forth in the accompanying Prospectus and Prospectus Supplement.
Capitalized terms not defined herein shall have the meanings assigned to such
terms in the accompanying Prospectus and Prospectus Supplement.
SUMMARY OF TERMS:
Title of Notes: 6.49% Subordinated Notes Due January 11, 2011
(the "Notes").
Aggregate
Principal Amount: $10,000,000.00.
Price to Public: 100.00%
Issue Date: January 10, 1996.
Stated Maturity: January 11, 2011.
Interest Rate: 6.49% per annum.
Interest Payment Dates: Semi-annually on the 15th day of each February and
August, commencing February 15, 1996, and at
Stated Maturity.
Regular Record Dates: The first day of the month in which each Interest
Payment Date occurs.
Sinking Fund: None.
Redemption: The Notes are not subject to redemption.
Selling Agent: Smith Barney, Inc.
Agent's Commission: .933%.
CUSIP Number: 17303 MEN 5.
