CITICORP
10-Q, EX-27.01, 2000-11-13
NATIONAL COMMERCIAL BANKS
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<TABLE> <S> <C>


<ARTICLE>               9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED
FROM CITICORP'S FORM 10-Q FOR THE NINE MONTHS ENDED SEPTEMBER 30, 2000
AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS AND
ACCOMPANYING DISCLOSURES.
</LEGEND>
<CIK> 0000020405
<NAME> CITICORP 2000
<MULTIPLIER> 1,000,000

<S>                                         <C>
<PERIOD-TYPE>                               9-MOS
<FISCAL-YEAR-END>                           DEC-31-2000
<PERIOD-START>                              JAN-01-2000
<PERIOD-END>                                SEP-30-2000
<CASH>                                            9,060
<INT-BEARING-DEPOSITS>                           13,808
<FED-FUNDS-SOLD>                                  5,407<F1>
<TRADING-ASSETS>                                 36,884
<INVESTMENTS-HELD-FOR-SALE>                      43,263
<INVESTMENTS-CARRYING>                                0
<INVESTMENTS-MARKET>                                  0
<LOANS>                                         287,309
<ALLOWANCE>                                       6,679<F2>
<TOTAL-ASSETS>                                  439,649
<DEPOSITS>                                      291,596
<SHORT-TERM>                                     33,421<F3>
<LIABILITIES-OTHER>                              13,779
<LONG-TERM>                                      32,432
<COMMON>                                              0<F4>
                                 0<F4>
                                           0<F4>
<OTHER-SE>                                       32,120<F4>
<TOTAL-LIABILITIES-AND-EQUITY>                  439,649
<INTEREST-LOAN>                                  19,507
<INTEREST-INVEST>                                 2,319
<INTEREST-OTHER>                                  2,364
<INTEREST-TOTAL>                                 24,190
<INTEREST-DEPOSIT>                                9,609
<INTEREST-EXPENSE>                               12,854
<INTEREST-INCOME-NET>                            11,336
<LOAN-LOSSES>                                     2,095
<SECURITIES-GAINS>                                  749
<EXPENSE-OTHER>                                   5,515
<INCOME-PRETAX>                                   8,838
<INCOME-PRE-EXTRAORDINARY>                        5,581
<EXTRAORDINARY>                                       0
<CHANGES>                                             0
<NET-INCOME>                                      5,581
<EPS-BASIC>                                           0<F4>
<EPS-DILUTED>                                         0<F4>
<YIELD-ACTUAL>                                     4.38<F5>
<LOANS-NON>                                       3,738<F6>
<LOANS-PAST>                                      1,183<F7>
<LOANS-TROUBLED>                                     22
<LOANS-PROBLEM>                                       0
<ALLOWANCE-OPEN>                                  6,679
<CHARGE-OFFS>                                     2,684
<RECOVERIES>                                        553
<ALLOWANCE-CLOSE>                                 6,679<F2>
<ALLOWANCE-DOMESTIC>                                  0<F8>
<ALLOWANCE-FOREIGN>                                   0<F8>
<ALLOWANCE-UNALLOCATED>                               0<F8>
<FN>

<F1>  Includes Securities Purchased Under Resale Agreements.
<F2>  Allowance activity includes $36MM in other changes, principally foreign
      currency translation effects and the addition of allowance for credit
      losses related to acquisitions.
<F3>  Purchased Funds and Other Borrowings.
<F4>  On October 8, 1998, Citicorp merged with and into a newly formed, wholly
      owned subsidiary of Travelers Group Inc. (Travelers) (the Merger).
      Following the Merger, Travelers changed its name to Citigroup Inc.
      (Citigroup). Under the terms of the Merger, Citicorp Common and Preferred
      Stock were exchanged for Citigroup Common and Preferred Stock.
<F5>  Taxable Equivalent Basis.
<F6>  Includes $1,642MM of cash-basis commercial loans and $2,096MM of consumer
      loans on which accrual of interest has been suspended.
<F7>  Accruing loans 90 or more days delinquent.
<F8>  No portion of Citicorp's credit loss allowance is specifically allocated
      to any individual loan or group of loans.
</FN>



</TABLE>


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