FIRST VARIABLE RATE FD OF CALVERT FIRST GOVT MONEY MKT FUND, 497J, 1996-05-15

FIRST VARIABLE RATE FD OF CALVERT FIRST GOVT MONEY MKT FUND
497J, 1996-05-15

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                                   May 15, 1996 

Securities and Exchange Commission 
Judiciary Plaza 
450 Fifth Street, N.W. 
Washington, D.C. 

      Re:  First Variable Rate Fund 
           Calvert First Government Money Market Fund
           File numbers 2-56809 and 811-2633

     (j) In lieu of filing under paragraph (b) or (c) of Section 497, the above
registrant is hereby filing a certification that:

     (1)  the form of prospectus and Statement of Additional Information that
          would have been filed under paragraph (b) or (c) of Section 497
          would not have differed from that contained in the most recent
          registration statement (filed April 29, 1996) or amendment, and

     (2)  the text of the most recent registration statement (filed April
          29, 1996) or amendment has been filed electronically.
   

     If you have questions or require further information, please contact me at 
800-727-5578 ext. 4857. 

                                   Sincerely, 

                                   /s/Edith Lillie
                                   Edith Lillie 
                                   Securities Paralegal 

cc:      Renee Romain
         Securities Division of Investment Management