CML VARIABLE ANNUITY ACCOUNT A
485BPOS, 1997-06-04
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<PAGE>
 
                          Registration No. 333-01369

                      SECURITIES AND EXCHANGE COMMISSION
                            Washington, D.C.  20549

                                   FORM N-4

                  REGISTRATION STATEMENT UNDER THE SECURITIES
                                  ACT OF 1933

                        Post-Effective Amendment No. 1

                                    and/or
                  REGISTRATION STATEMENT UNDER THE INVESTMENT
                              COMPANY ACT OF 1940

                                Amendment No. 4

                        CML Variable Annuity Account A
                        ------------------------------
                          (Exact Name of Registrant)
                          -                         

                  Massachusetts Mutual Life Insurance Company
                  -------------------------------------------
                              (Name of Depositor)
                              -------------------

                   1295 State Street, Springfield, MA 01111
                   ----------------------------------------
             (Address of Depositor's Principal Executive Offices)

                                (413) 744-8411

                               Thomas F. English
                               -----------------
                    (Name and Address of Agent for Service)
                                        
Approximate Date of Proposed Public Offering:  Immediately upon filing

It is proposed that this filing will become effective (check appropriate box)


    X     immediately upon filing pursuant to paragraph (b)
- ---------                                                    
          of Rule 485.

_________ on (date)pursuant to paragraph (b) of Rule
          485.

_________ 60 days after filing pursuant to paragraph (a) of
          Rule 485.

_________ on (date)pursuant to paragraph (a) of Rule 485.


                       STATEMENT PURSUANT TO RULE 24f-2

The Registrant has registered an indefinite number or amount of its variable
annuity contracts under the Securities Act of 1933 pursuant to Rule 24f-2 under
the Investment Company Act of 1940.  The Rule 24f-2 Notice for Registrant's
Fiscal Year ended December 31, 1996 was filed on or about February 28, 1997.
<PAGE>
 
                                    PART C
                               OTHER INFORMATION


Item 32.  Undertakings

                   REPRESENTATION UNDER SECTION 26(e)(2)(A)
                     OF THE INVESTMENT COMPANY ACT OF 1940

Massachusetts Mutual Life Insurance Company hereby represents that fees and
charges deducted under the individual deferred variable annuity contracts with
flexible purchase payments described in this Registration Statement, in the
aggregate, are reasonable in relation to the services rendered, the expenses
expected to be incurred, and the risks assumed by Massachusetts Mutual Life
Insurance Company.
<PAGE>
 
                                  SIGNATURES

Pursuant to the requirements of the Securities Act of 1933, the Registrant, CML
Variable Annuity Account A, certifies that it meets all of the requirements for
effectiveness of this Post-Effective Amendment No. 1 pursuant to Rule 485(b)
under the Securities Act of 1933 and has caused this Post-Effective Amendment
No. 1 to Registration Statement No. 333-01369 to be signed on its behalf by the
undersigned thereunto duly authorized, all in the city of Springfield and the
Commonwealth of Massachusetts, on the 21st day of May, 1997.

  CML VARIABLE ANNUITY ACCOUNT A

  MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY
  (Depositor)


     By: /s/ Thomas B. Wheeler*
         ----------------------
     Thomas B. Wheeler, Chief Executive Officer
     Massachusetts Mutual Life Insurance Company


/s/ Richard M. Howe   On May 21, 1997, as Attorney-in-Fact pursuant to
- --------------------                                                  
*Richard M. Howe  powers of attorney filed herewith.

     As required by the Securities Act of 1933, this Post-Effective Amendment
No. 1 to Registration Statement No. 333-01369 has been signed by the following
persons in the capacities and on the duties indicated.

<TABLE>
<CAPTION>
     Signature                        Title                     Date
     ---------                        -----                     ----    
<S>                            <C>                          <C>
/s/ Thomas B. Wheeler*         Chief Executive Officer and  May 21, 1997
- -----------------------------
Thomas B. Wheeler              Chairman of the Board
 
/s/ John J. Pajak*             President and Chief          May 21, 1997
- -----------------------------
John J. Pajak                  Operating Officer
 
/s/ Daniel J. Fitzgerald*      Chief Financial Officer &    May 21, 1997
- -----------------------------
Daniel J. Fitzgerald           Chief Accounting Officer
 
/s/ Roger G. Ackerman*         Director                     May 21, 1997
- -----------------------------
Roger G. Ackerman
 
/s/ James R. Birle*            Director                     May 21, 1997
- -----------------------------
James R. Birle
 
/s/ Frank C. Carlucci, III*    Director                     May 21, 1997
- -----------------------------
Frank C. Carlucci, III
 
/s/ Gene Chao*                 Director                     May 21, 1997
- -----------------------------
Gene Chao, Ph.D.
</TABLE> 
<PAGE>
 
<TABLE> 
<S>                            <C>                          <C>
/s/ Patricia Diaz Dennis*      Director                     May 21, 1997
- -----------------------------
Patricia Diaz Dennis
 
/s/ Anthony Downs*             Director                     May 21, 1997
- -----------------------------
Anthony Downs
 
/s/ James L. Dunlap*           Director                     May 21, 1997
- -----------------------------
James L. Dunlap
 
/s/ William B. Ellis*          Director                     May 21, 1997
- -----------------------------
William B. Ellis, Ph.D.
 
/s/ Robert M. Furek*           Director                     May 21, 1997
- -----------------------------
Robert M. Furek
 
/s/ Charles K. Gifford*        Director                     May 21, 1997
- -----------------------------
Charles K. Gifford
 
/s/ William N. Griggs*         Director                     May 21, 1997
- -----------------------------
William N. Griggs
 
/s/ George B. Harvey*          Director                     May 21, 1997
- -----------------------------
George B. Harvey
 
/s/ Barbara B. Hauptfuhrer*    Director                     May 21, 1997
- -----------------------------
Barbara B. Hauptfuhrer
 
/s/ Sheldon B. Lubar*          Director                     May 21, 1997
- -----------------------------
Sheldon B. Lubar
 
/s/ William B. Marx, Jr.*      Director                     May 21, 1997
- -----------------------------
William B. Marx, Jr.
 
/s/ John F. Maypole*           Director                     May 21, 1997
- -----------------------------
John F. Maypole
 
/s/ Donald F. McCullough*      Director                     May 21, 1997
- -----------------------------
Donald F. McCullough
 
/s/ Alfred M. Zeien*           Director                     May 21, 1997
- -----------------------------
Alfred M. Zeien


/s/ Richard M. Howe           On May 21, 1997, as 
- ----------------------------                                                  
*Richard M. Howe              Attorney-in-Fact pursuant to 
                              powers of attorney filed 
                              herewith.
</TABLE> 
<PAGE>
 
                    REPRESENTATION BY REGISTRANT'S COUNSEL
                    --------------------------------------

As Counsel to the Registrant, I, James M. Rodolakis, have reviewed this Post-
Effective Amendment No.1 to Registration Statement Number 333-01369 and
represent, pursuant to the requirement of paragraph (e) of Rule 485 under the
Securities Act of 1933, that this Amendment does not contain disclosures which
would render it ineligible to become effective pursuant to paragraph (b) of said
Rule 485.
 


                               /s/ James M. Rodolakis
                               -------------------------------------
                               James M. Rodolakis
                               Counsel
                               Massachusetts Mutual Life Insurance Company
 


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