<TABLE> <S> <C>
<ARTICLE> 7
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED FINANCIAL STATEMENTS OF CERES GROUP, INC. AND SUBSIDIARIES FOR THE
SIX MONTHS ENDED JUNE 30, 2000 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO
SUCH FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0000215403
<NAME> CERES GROUP
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<DEBT-HELD-FOR-SALE> 322,352
<DEBT-CARRYING-VALUE> 0
<DEBT-MARKET-VALUE> 0
<EQUITIES> 0
<MORTGAGE> 92
<REAL-ESTATE> 0
<TOTAL-INVEST> 330,934
<CASH> 32,974
<RECOVER-REINSURE> 0
<DEFERRED-ACQUISITION> 40,550
<TOTAL-ASSETS> 740,370
<POLICY-LOSSES> 354,656
<UNEARNED-PREMIUMS> 34,058
<POLICY-OTHER> 161,164
<POLICY-HOLDER-FUNDS> 23,605
<NOTES-PAYABLE> 8,089
0
0
<COMMON> 14
<OTHER-SE> 51,918
<TOTAL-LIABILITY-AND-EQUITY> 740,370
223,664
<INVESTMENT-INCOME> 11,986
<INVESTMENT-GAINS> (64)
<OTHER-INCOME> 17,693
<BENEFITS> 171,581
<UNDERWRITING-AMORTIZATION> (14,937)
<UNDERWRITING-OTHER> 83,779
<INCOME-PRETAX> 12,856
<INCOME-TAX> 4,500
<INCOME-CONTINUING> 8,356
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 8,356
<EPS-BASIC> 0.61
<EPS-DILUTED> 0.58
<RESERVE-OPEN> 0
<PROVISION-CURRENT> 0
<PROVISION-PRIOR> 0
<PAYMENTS-CURRENT> 0
<PAYMENTS-PRIOR> 0
<RESERVE-CLOSE> 0
<CUMULATIVE-DEFICIENCY> 0
</TABLE>