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<TABLE> <S> <C>
<ARTICLE> 5
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1999
<PERIOD-END> JUN-30-2000
<CASH> 1,888
<SECURITIES> 0
<RECEIVABLES> 44,029
<ALLOWANCES> 6,376
<INVENTORY> 0
<CURRENT-ASSETS> 0
<PP&E> 0
<DEPRECIATION> 0
<TOTAL-ASSETS> 43,660
<CURRENT-LIABILITIES> 0
<BONDS> 35,135
166
0
<COMMON> 1
<OTHER-SE> 6,943
<TOTAL-LIABILITY-AND-EQUITY> 43,660
<SALES> 0
<TOTAL-REVENUES> 2,780
<CGS> 0
<TOTAL-COSTS> 1,060
<OTHER-EXPENSES> 0
<LOSS-PROVISION> 0
<INTEREST-EXPENSE> 1,827
<INCOME-PRETAX> (107)
<INCOME-TAX> 0
<INCOME-CONTINUING> (107)
<DISCONTINUED> 0
<EXTRAORDINARY> 149
<CHANGES> 0
<NET-INCOME> 42
<EPS-BASIC> (.00)
<EPS-DILUTED> (.00)
</TABLE>
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