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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 12B-25
NOTIFICATION OF LATE FILING
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/SEC FILE NUMBER
1-7067/
(Check One): / / Form 10-K / / Form 20-F /X/ Form 11-K / / Form 10-Q / / Form N-SAR /CUSIP NUMBER
909870 20 6/
For the year ended December 31, 1994
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[ ] Transition Report on Form 10-K
[ ] Transition Report on Form 20-F
[ ] Transition Report on Form 11-K
[ ] Transition Report on Form 10-Q
[ ] Transition Report on Form N-SAR
For the Transition Period _________________________________________
If the notification relates to a portion of the filing checked above, identify the Item(s) to which the
PART I - REGISTRANT INFORMATION
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UNITED COMPANIES FINANCIAL CORPORATION
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Full Name of Registrant
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Former Name if Applicable
4041 ESSEN LANE
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Address of Principal Executive Office (Street and Number)
BATON ROUGE, LA 70809
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City, State and Zip Code
PART II - RULES 12b-25(b) AND (c)
If the subject report could not be filed without unreasonable effort or expense and the registrant seeks relief
pursuant to Rule 12b-25(b), the following should be completed. (Check box if appropriate)
(a) The reasons described in reasonable detail in Part III of this form could not be
eliminated without unreasonable effort or expense;
(b) The subject annual report, semi-annual report, transition report on Form 10-K,
/X/ Form 20-F, 11-K, Form N-SAR, or portion thereof, will be filed on or before the
fifteenth calendar day following the prescribed due date; or the subject quarterly
report of transition report on Form 10-Q, or portion thereof will be filed on or before
the fifth calendar day following the prescribed due date; and
(c) The accountant's statement or other exhibit required by Rule 12b-25(c) has been
attached if applicable.
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PART III - NARRATIVE
UNITED COMPANIES FINANCIAL CORPORATION
EMPLOYEES' SAVINGS PLAN
DECEMBER 31, 1994
As further explained in Exhibits I and II attached hereto, information
regarding transactions of the United Companies Financial Corporation Employees'
Savings Plan (the "401-K Plan") for the year ended December 31, 1994 which was
necessary to complete the financial statements and schedules required by Form
11-K was not received from the third party recordkeeper until June 26, 1995.
The delay in receiving such information precluded the preparation of the
financial statements and supplementary information required by Form 11-K to
permit such information to be audited and filed timely. The Plan Administrator
will undertake to file the Annual Report on Form 11-K for the 401-K Plan no
later than fifteen calendar days following June 29, 1995, the prescribed due
date for filing the report.
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PART IV - OTHER INFORMATION
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(1) Name and telephone number of person to contact in regard to this notification
Sherry E. Anderson (504) 924-6007 ext 2286
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(Name) (Area Code) (Telephone Number)
(2) Have all other periodic reports required under Section 13 or 15(d) of the Securities
Exchange Act of 1934 or Section 30 of the Investment Company Act of 1940 during the
preceding 12 months (or for such shorter period that the registrant was required to file
such reports) been filed? If answer is no, identify report(s). /X/ Yes / / No
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(3) Is it anticipated that any significant change in results of operations from the
corresponding period for the last fiscal year will be reflected by the earnings
statements to be included in the subject report or portion thereof?
/ / Yes /X/ No
If so, attach an explanation of the anticipated change, both narratively and quantitatively, and, if
appropriate, state the reasons why a reasonable estimate of the results cannot be made.
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UNITED COMPANIES FINANCIAL CORPORATION
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(Name of Registrant as Specified in Charter)
has caused this notification to be signed on its behalf by the undersigned hereunto duly authorized.
Date June 29, 1995 /s/ Sherry E. Anderson
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By Sherry E. Anderson
Sr. Vice President & Secretary
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EXHIBIT I
[Letterhead of The Principal Financial Group]
June 28, 1995
The Plan Administrative Committee
for the United Companies Financial Corporation
Employees' Savings Plan
United Companies Financial Corporation
4041 Essen Lane
Baton Rouge, LA 70809-2129
Gentlemen:
This letter is to confirm that The Principal Financial Group was unable to
complete the transaction report and audit package for the United Companies
Financial Corporation Employees' Savings Plan for the plan year ending 12/31/94
until June 26, 1995.
We apologize for this delay.
Sincerely,
/s/ Blake Harms
Blake Harms
Pension Administration DC5
Des Moines, IA 50392-3850
Phone: 1-800-543-4015, Ext. 89168
Fax: 515-248-2346
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EXHIBIT II
[Letterhead of Deloitte & Touche LLP]
June 29, 1995
United Companies Financial Corporation
4041 Essen Lane
Baton Rouge, LA 70809
Attention: Plan Administrative Committee
United Companies Financial Corporation
Employees' Savings Plan
This letter is to confirm that we were unable to complete our audit of the
financial statements of United Companies Financial Corporation Employees'
Savings Plan (the "Plan") for the year ended December 31, 1994 prior to the
June 29, 1995 required filing date of the Form 11-K because of the delay in the
receipt of the financial information from the third party recordkeeper.
Sincerely,
/s/ Deloitte & Touche LLP
DELOITTE & TOUCHE LLP
Baton Rouge, Louisiana
