UNITED COMPANIES FINANCIAL CORP
8-K, 2000-08-18
PERSONAL CREDIT INSTITUTIONS
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                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549
                                    --------
                                    FORM 8-K
                             CURRENT REPORT PURSUANT
                          TO SECTION 13 OR 15(D) OF THE
                         SECURITIES EXCHANGE ACT OF 1934
                                    --------


        Date of Report (Date of Earliest Event Reported): August 18, 2000

                     UNITED COMPANIES FINANCIAL CORPORATION
             ------------------------------------------------------
             (Exact Name of Registrant as Specified in its Charter)

                                    LOUISIANA
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                 (State or Other Jurisdiction of Incorporation)

         1-7067                                         71-0430414
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(Commission File Number)                   (I.R.S. Employer Identification No.)

8549 UNITED PLAZA BLVD., BATON ROUGE LOUISIANA                    70809
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  (Address of Principal Executive Offices)                       (Zip Code)

                                 (225) 987-0000
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              (Registrant's Telephone Number, Including Area Code)



                                 Not Applicable
          -------------------------------------------------------------
          (Former Name or Former Address, if Changed Since Last Report)
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NY2:\956847\01
<PAGE>

Item 5.  Other Events.
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                  The information set forth in the press release issued by
United Companies Financial Corporation, attached hereto as Exhibit 99.1, is
incorporated herein by reference. The Registrant also files herewith exhibit
99.2 listed in Item 7 (c) below.

Item 7.  Financial Statements and Exhibits.
         ---------------------------------

                  (c)      Exhibits.

                  99.1     Press release of United Companies Financial
                           Corporation dated August 18, 2000.

                  99.2     Supplemental Disclosure Statement for Third Amended
                           Plan of Reorganization for Debtors Pursuant to
                           Chapter 11 of the United States Bankruptcy Code and
                           the Third Amended Plan of Reorganization For Debtors
                           Pursuant to Chapter 11 of the United States
                           Bankruptcy Code.


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<PAGE>

                                    SIGNATURE

                  Pursuant to the requirements of the Securities Exchange Act of
1934, the registrant has duly caused this report to be signed on its behalf by
the undersigned hereunto duly authorized.

                                      United Companies Financial Corporation



                                      By:/s/ Rebecca A. Roof
                                         -------------------
                                         Rebecca A. Roof,
                                         Chief Financial Officer


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<PAGE>



EXHIBIT INDEX
Item No.
--------

99.1     Press release of United Companies Financial Corporation dated August
         18, 2000.

99.2     Supplemental Disclosure Statement for Third Amended Plan of
         Reorganization for Debtors Pursuant to Chapter 11 of the United States
         Bankruptcy Code and the Third Amended Plan of Reorganization For
         Debtors Pursuant to Chapter 11 of the United States Bankruptcy Code.

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