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<PAGE> PAGE 16
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015 C010401 KANSAS CITY
015 C020401 MO
015 C030401 64141
015 C040401 6226
015 E010401 X
015 A000402 UNITED MISSOURI TRUST COMPANY OF NEW YORK
015 B000402 S
015 C010402 NEW YORK
015 C020402 NY
015 C030402 10004
015 E010402 X
015 A000403 NATIONAL NOMINEES, LTD.
015 B000403 S
015 C010403 MELBOURNE
015 D010403 AUSTRALIA
015 E040403 X
015 A000404 BROWN BROTHERS HARRIMAN & CO.
015 B000404 S
015 C010404 BOSTON
015 C020404 MA
015 C030404 02109
015 E010404 X
015 A000405 CIBC
015 B000405 S
015 C010405 TORONTO
015 D010405 CANADA
015 E040405 X
024 000400 N
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025 D000403 0
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<PAGE> PAGE 21
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028 G010400 28020
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029 000400 Y
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032 000400 0
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042 A000400 0
042 B000400 0
042 C000400 100
042 D000400 0
042 E000400 0
042 F000400 0
042 G000400 0
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043 000400 750
044 000400 0
062 A000400 Y
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062 D000400 0.0
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062 G000400 0.0
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<PAGE> PAGE 22
062 O000400 0.0
062 P000400 66.6
062 Q000400 5.3
062 R000400 0.9
063 A000400 0
063 B000400 10.6
064 A000400 N
064 B000400 N
066 A000400 N
067 000400 N
068 A000400 N
068 B000400 N
069 000400 N
070 A010400 Y
070 A020400 N
070 B010400 N
070 B020400 N
070 C010400 Y
070 C020400 N
070 D010400 N
070 D020400 N
070 E010400 Y
070 E020400 N
070 F010400 N
070 F020400 N
070 G010400 Y
070 G020400 N
070 H010400 N
070 H020400 N
070 I010400 N
070 I020400 N
070 J010400 N
070 J020400 N
070 K010400 N
070 K020400 N
070 L010400 Y
070 L020400 Y
070 M010400 Y
070 M020400 Y
070 N010400 Y
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070 O010400 N
070 O020400 N
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070 Q020400 N
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070 R020400 N
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<PAGE> PAGE 23
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<PAGE> PAGE 24
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SIGNATURE THEODORE W. HOWARD
TITLE V.P. & TREASURER
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY INFORMATION EXTRACTED FROM THE ANNUAL REPORT TO
SHAREHOLDERS DATED DECEMBER 31, 1996 AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0000217420
<NAME> UNITED FUNDS, INC.
<SERIES>
<NUMBER> 01
<NAME> UNITED INCOME FUND
<S> <C>
<PERIOD-TYPE> YEAR
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<PERIOD-END> DEC-31-1996
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<PAID-IN-CAPITAL-COMMON> 2,678,442,344
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</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY INFORMATION EXTRACTED FROM THE ANNUAL REPORT TO
SHAREHOLDERS DATED DECEMBER 31, 1996 AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0000217420
<NAME> UNITED FUNDS, INC.
<SERIES>
<NUMBER> 02
<NAME> UNITED ACCUMULATIVE FUND
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<PERIOD-END> DEC-31-1996
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</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY INFORMATION EXTRACTED FROM THE ANNUAL REPORT TO
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</LEGEND>
<CIK> 0000217420
<NAME> UNITED FUNDS, INC.
<SERIES>
<NUMBER> 03
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<PER-SHARE-NII> (.07)
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</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY INFORMATION EXTRACTED FROM THE ANNUAL REPORT TO
SHAREHOLDERS DATED DECEMBER 31, 1996 AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<CIK> 0000217420
<NAME> UNITED FUNDS, INC.
<SERIES>
<NUMBER> 04
<NAME> UNITED BOND FUND
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1996
<PERIOD-END> DEC-31-1996
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<RECEIVABLES> 8,191,114
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<ACCUMULATED-NET-GAINS> (26,216,432)
<OVERDISTRIBUTION-GAINS> 0
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<NET-ASSETS> 530,652,411
<DIVIDEND-INCOME> 0
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<EXPENSES-NET> (4,124,730)
<NET-INVESTMENT-INCOME> 34,027,031
<REALIZED-GAINS-CURRENT> 1,490,998
<APPREC-INCREASE-CURRENT> (19,287,816)
<NET-CHANGE-FROM-OPS> 16,230,213
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<DISTRIBUTIONS-OF-INCOME> (34,062,007)
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<NUMBER-OF-SHARES-SOLD> 8,247,468
<NUMBER-OF-SHARES-REDEEMED> (15,897,636)
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<NET-CHANGE-IN-ASSETS> (35,824,634)
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</TABLE>
